Hello, I'm so sorry in advance if this is too long or if this isn't the right forum for this.
I want to give my dealership benefit of the doubt because I was sitting there haggling them for about 4.5 hours today, but now I'm starting to think they still took advantage of me and I guess I'd really love if someone with more knowledge could help me do the math?
I have a credit score of 679 and ended up signing for a total of $620/month + a $10/month maintenance package for a loaded 2023 Acura Integra A-Spec w/ Tech CVT in a 33157 zip code, with a 0.00135 MF and 60% Residual (36 months)- I paid $2,500 out the door for it, too.
They forced their "Family Plan" and Wheel Locks on me since they said they do that to every car on the lot no matter what, but I was able to get their Family plan discounted by about 50%.
I was feeling good about it since they were originally showing me high $600s/low $700s for it, but now I'm having doubts and I'm just wondering if it was worth it at all... I never asked them for the car invoice and now I'm feeling stupid. They said I didn't qualify for the lease deal that they currently have open, which I understood, but maybe they were lying? idk, i'm just feeling oddly cheated even though I tried so hard.
There's nothing I can do about it now, but I want to know so that I don't re-lease with them in the future if they did scam me.
Thank you so much in advance if you have the time to reply and help out
Hello, I'm so sorry in advance if this is too long or if this isn't the right forum for this.
I want to give my dealership benefit of the doubt because I was sitting there haggling them for about 4.5 hours today, but now I'm starting to think they still took advantage of me and I guess I'd really love if someone with more knowledge could help me do the math?
I have a credit score of 679 and ended up signing for a total of $620/month + a $10/month maintenance package for a loaded 2023 Acura Integra A-Spec w/ Tech CVT in a 33157 zip code, with a 0.00135 MF and 60% Residual (36 months)- I paid $2,500 out the door for it, too.
They forced their "Family Plan" and Wheel Locks on me since they said they do that to every car on the lot no matter what, but I was able to get their Family plan discounted by about 50%.
I was feeling good about it since they were originally showing me high $600s/low $700s for it, but now I'm having doubts and I'm just wondering if it was worth it at all... I never asked them for the car invoice and now I'm feeling stupid. They said I didn't qualify for the lease deal that they currently have open, which I understood, but maybe they were lying? idk, i'm just feeling oddly cheated even though I tried so hard.
There's nothing I can do about it now, but I want to know so that I don't re-lease with them in the future if they did scam me.
Thank you so much in advance if you have the time to reply and help out
Do you have a copy of the paperwork you can scan and post (please redact any personal information first)?
The prices, I suspect, are the big driver of your lease payment - how much were the add-ons you were forced to take? Do you know what the selling price is?
Hello, I'm so sorry in advance if this is too long or if this isn't the right forum for this.
I want to give my dealership benefit of the doubt because I was sitting there haggling them for about 4.5 hours today, but now I'm starting to think they still took advantage of me and I guess I'd really love if someone with more knowledge could help me do the math?
I have a credit score of 679 and ended up signing for a total of $620/month + a $10/month maintenance package for a loaded 2023 Acura Integra A-Spec w/ Tech CVT in a 33157 zip code, with a 0.00135 MF and 60% Residual (36 months)- I paid $2,500 out the door for it, too.
They forced their "Family Plan" and Wheel Locks on me since they said they do that to every car on the lot no matter what, but I was able to get their Family plan discounted by about 50%.
I was feeling good about it since they were originally showing me high $600s/low $700s for it, but now I'm having doubts and I'm just wondering if it was worth it at all... I never asked them for the car invoice and now I'm feeling stupid. They said I didn't qualify for the lease deal that they currently have open, which I understood, but maybe they were lying? idk, i'm just feeling oddly cheated even though I tried so hard.
There's nothing I can do about it now, but I want to know so that I don't re-lease with them in the future if they did scam me.
Thank you so much in advance if you have the time to reply and help out
Do you have a copy of the paperwork you can scan and post (please redact any personal information first)?
The prices, I suspect, are the big driver of your lease payment - how much were the add-ons you were forced to take? Do you know what the selling price is?
Thank you so, so much for responding.
This is the information I have from the lease paperwork, and they refused to give me either "selling price" or their invoice on the car when I asked (which really only proved to me that they must have REALLY gotten their money's worth on me, I think...)
Hello, I'm so sorry in advance if this is too long or if this isn't the right forum for this.
I want to give my dealership benefit of the doubt because I was sitting there haggling them for about 4.5 hours today, but now I'm starting to think they still took advantage of me and I guess I'd really love if someone with more knowledge could help me do the math?
I have a credit score of 679 and ended up signing for a total of $620/month + a $10/month maintenance package for a loaded 2023 Acura Integra A-Spec w/ Tech CVT in a 33157 zip code, with a 0.00135 MF and 60% Residual (36 months)- I paid $2,500 out the door for it, too.
They forced their "Family Plan" and Wheel Locks on me since they said they do that to every car on the lot no matter what, but I was able to get their Family plan discounted by about 50%.
I was feeling good about it since they were originally showing me high $600s/low $700s for it, but now I'm having doubts and I'm just wondering if it was worth it at all... I never asked them for the car invoice and now I'm feeling stupid. They said I didn't qualify for the lease deal that they currently have open, which I understood, but maybe they were lying? idk, i'm just feeling oddly cheated even though I tried so hard.
There's nothing I can do about it now, but I want to know so that I don't re-lease with them in the future if they did scam me.
Thank you so much in advance if you have the time to reply and help out
Do you have a copy of the paperwork you can scan and post (please redact any personal information first)?
The prices, I suspect, are the big driver of your lease payment - how much were the add-ons you were forced to take? Do you know what the selling price is?
Thank you so, so much for responding.
This is the information I have from the lease paperwork, and they refused to give me either "selling price" or their invoice on the car when I asked (which really only proved to me that they must have REALLY gotten their money's worth on me, I think...)
I really appreciate your input on this.
MSRP is $38,095?
The selling price is right there on the document: $40,589.
So, $2500 over MSRP, plus a $799 doc fee. In effect. you are paying $3300 over MSRP. If your total selling price was $38095 (including doc fee, the same as the MSRP), your payment would be $111/mo. lower.
I can confirm the .00135 MF and 60% residual from the calculations.
The selling price is right there on the document: $40,589.
So, $2500 over MSRP, plus a $799 doc fee. In effect. you are paying $3300 over MSRP. If your total selling price was $38095 (including doc fee, the same as the MSRP), your payment would be $111/mo. lower.
I can confirm the .00135 MF and 60% residual from the calculations.
Thank you for confirming, when I had asked about the $40,589 my salesman had told me it was MSRP and their additions were only the "family plan" and wheels locks and etc.
I'm upset, but since everything is signed I doubt I can get anything done about it now other than speak to their manager and let them know I'll be warning others.
Have a great day, and I hope your week is going better than mine.
The selling price is right there on the document: $40,589.
So, $2500 over MSRP, plus a $799 doc fee. In effect. you are paying $3300 over MSRP. If your total selling price was $38095 (including doc fee, the same as the MSRP), your payment would be $111/mo. lower.
I can confirm the .00135 MF and 60% residual from the calculations.
Thank you for confirming, when I had asked about the $40,589 my salesman had told me it was MSRP and their additions were only the "family plan" and wheels locks and etc.
I'm upset, but since everything is signed I doubt I can get anything done about it now other than speak to their manager and let them know I'll be warning others.
Have a great day, and I hope your week is going better than mine.
Unfortunately, you are correct. Once you've signed and taken delivery, there isn't much you can do.
Think of this as an educational lesson, to be applied when you next lease a car.
Looking for 36 month lease information on an Integra A Spec Tech CVT in zip 19002. Does Acura support 7,500 mile leases or is 10,000 the least? Would be interested in residual and money factor for both,. Additionally, seeing 1,000 lease loyalty but also a 750 regional lease loyalty for PA. Any info on these? Can they be combined or mutually exclusive?? As always, thanks in advance!
Looking for 36 month lease information on an Integra A Spec Tech CVT in zip 19002. Does Acura support 7,500 mile leases or is 10,000 the least? Would be interested in residual and money factor for both,. Additionally, seeing 1,000 lease loyalty but also a 750 regional lease loyalty for PA. Any info on these? Can they be combined or mutually exclusive?? As always, thanks in advance!
36/7.5: .00135 MF and 61% residual
Subtract 1% for 10K/yr
I see two separate loyalty programs. One for $750 and the other for $1000. Doesn't look like they are compatible, but not sure of the qualifications for each (other than owning an Acura from 2013 or newer)
Edmunds forums use to say good or bad or OK when you buy or lease vehicles. They have stopped doing that. So its just a money factor etc info that one can get anywhere with it. no point of this forum anymore. I think they started doing this since word got out and now they are quite.
Edmunds forums use to say good or bad or OK when you buy or lease vehicles. They have stopped doing that. So its just a money factor etc info that one can get anywhere with it. no point of this forum anymore. I think they started doing this since word got out and now they are quite.
I started moderating these forums in 2005, and nothing has changed. So... Welcome to the Forums!
Please provide the Southern California 10k/36 month MF and residual for both a 2023 CVT Integra (base model) and a 2023 Integra CVT A-Spec with Technology package.
Please provide the Southern California 10k/36 month MF and residual for both a 2023 CVT Integra (base model) and a 2023 Integra CVT A-Spec with Technology package.
I am looking at a base model integra to lease and have already found the MF and residual through the lease calculator on this site (.00135/61%). The terms I want are 10k/36mo with $0 down, but I am willing to pay the tax and fees upfront. The dealer has gotten back to me and given a sheet with a monthly payment of $407, but when I use the lease calculator it says that should be the monthly payment including the taxes and fees. The monthly without those should be about $384.
I am so impressed with the affordability of this car, especially given that I went into a Honda dealership today and got quoted $681 for a Sport Hybrid Accord.
This is my first time getting a car and I am not sure what the next steps are. When I said I was willing to pay the tax and fees upfront the monthly dropped from $469 to $407. Any advice would be much appreciated, do I push for more off and if so how is the best way to do so?
I am looking at a base model integra to lease and have already found the MF and residual through the lease calculator on this site (.00135/61%). The terms I want are 10k/36mo with $0 down, but I am willing to pay the tax and fees upfront. The dealer has gotten back to me and given a sheet with a monthly payment of $407, but when I use the lease calculator it says that should be the monthly payment including the taxes and fees. The monthly without those should be about $384.
I am so impressed with the affordability of this car, especially given that I went into a Honda dealership today and got quoted $681 for a Sport Hybrid Accord.
This is my first time getting a car and I am not sure what the next steps are. When I said I was willing to pay the tax and fees upfront the monthly dropped from $469 to $407. Any advice would be much appreciated, do I push for more off and if so how is the best way to do so?
What state do you live in?
Do you know what fees the dealer is charging? There may be a dealer (or doc) fee in there, as well.
You can negotiate the price of the car when you lease, just like when you buy.
Have you shopped multiple dealers? That's another good strategy.
I am looking at a base model integra to lease and have already found the MF and residual through the lease calculator on this site (.00135/61%). The terms I want are 10k/36mo with $0 down, but I am willing to pay the tax and fees upfront. The dealer has gotten back to me and given a sheet with a monthly payment of $407, but when I use the lease calculator it says that should be the monthly payment including the taxes and fees. The monthly without those should be about $384.
I am so impressed with the affordability of this car, especially given that I went into a Honda dealership today and got quoted $681 for a Sport Hybrid Accord.
This is my first time getting a car and I am not sure what the next steps are. When I said I was willing to pay the tax and fees upfront the monthly dropped from $469 to $407. Any advice would be much appreciated, do I push for more off and if so how is the best way to do so?
What state do you live in?
Do you know what fees the dealer is charging? There may be a dealer (or doc) fee in there, as well.
You can negotiate the price of the car when you lease, just like when you buy.
Have you shopped multiple dealers? That's another good strategy.
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct. That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct. That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
Is there anything that I would be able to use to start that or would it be really a shot in the dark? Anything I can use to negotiate from a position of strength would be helpful.
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct. That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
Is there anything that I would be able to use to start that or would it be really a shot in the dark? Anything I can use to negotiate from a position of strength would be helpful.
See the Price Checker link below for Edmunds price research
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct. That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
Is there anything that I would be able to use to start that or would it be really a shot in the dark? Anything I can use to negotiate from a position of strength would be helpful.
See the Price Checker link below for Edmunds price research
Yeah, the MSRP seems a little high for the base model, is there a reason why this would be? Would the way forward be to just ask if that price can be brought down.
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct. That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
Is there anything that I would be able to use to start that or would it be really a shot in the dark? Anything I can use to negotiate from a position of strength would be helpful.
See the Price Checker link below for Edmunds price research
Yeah, the MSRP seems a little high for the base model, is there a reason why this would be? Would the way forward be to just ask if that price can be brought down.
The MSRP is the number from the window sticker.
The negotiated price is what you want as low as possible.
Hello can I please have the MF and RF for the 2023 Integra A-Spec CVT and any incentives zip code 75001. For 36months 10k miles. Thank you. sorry for creating a new tag I thought I posted a comment.
Hello can I please have the MF and RF for the 2023 Integra A-Spec CVT and any incentives zip code 75001. For 36months 10k miles. Thank you. sorry for creating a new tag I thought I posted a comment.
Comments
No lease incentives
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I want to give my dealership benefit of the doubt because I was sitting there haggling them for about 4.5 hours today, but now I'm starting to think they still took advantage of me and I guess I'd really love if someone with more knowledge could help me do the math?
I have a credit score of 679 and ended up signing for a total of $620/month + a $10/month maintenance package for a loaded 2023 Acura Integra A-Spec w/ Tech CVT in a 33157 zip code, with a 0.00135 MF and 60% Residual (36 months)- I paid $2,500 out the door for it, too.
They forced their "Family Plan" and Wheel Locks on me since they said they do that to every car on the lot no matter what, but I was able to get their Family plan discounted by about 50%.
I was feeling good about it since they were originally showing me high $600s/low $700s for it, but now I'm having doubts and I'm just wondering if it was worth it at all... I never asked them for the car invoice and now I'm feeling stupid. They said I didn't qualify for the lease deal that they currently have open, which I understood, but maybe they were lying? idk, i'm just feeling oddly cheated even though I tried so hard.
There's nothing I can do about it now, but I want to know so that I don't re-lease with them in the future if they did scam me.
Thank you so much in advance if you have the time to reply and help out
The prices, I suspect, are the big driver of your lease payment - how much were the add-ons you were forced to take? Do you know what the selling price is?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/10 and 36/7.5 (if available) zip 91411.
Thank you.
.00135 MF and 60% residual
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you so, so much for responding.
This is the information I have from the lease paperwork, and they refused to give me either "selling price" or their invoice on the car when I asked (which really only proved to me that they must have REALLY gotten their money's worth on me, I think...)
I really appreciate your input on this.
The selling price is right there on the document: $40,589.
So, $2500 over MSRP, plus a $799 doc fee. In effect. you are paying $3300 over MSRP. If your total selling price was $38095 (including doc fee, the same as the MSRP), your payment would be $111/mo. lower.
I can confirm the .00135 MF and 60% residual from the calculations.
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank you for confirming, when I had asked about the $40,589 my salesman had told me it was MSRP and their additions were only the "family plan" and wheels locks and etc.
I'm upset, but since everything is signed I doubt I can get anything done about it now other than speak to their manager and let them know I'll be warning others.
Have a great day, and I hope your week is going better than mine.
Thank you for confirming, when I had asked about the $40,589 my salesman had told me it was MSRP and their additions were only the "family plan" and wheels locks and etc.
I'm upset, but since everything is signed I doubt I can get anything done about it now other than speak to their manager and let them know I'll be warning others.
Have a great day, and I hope your week is going better than mine.
Unfortunately, you are correct. Once you've signed and taken delivery, there isn't much you can do.
Think of this as an educational lesson, to be applied when you next lease a car.
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/39, 15k miles zip 43604. Thanks!
.00135 MF and 57% RV
39 month term not supported
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello,
What is the MF and RV for A-Spec Technology 36/10, zip 08816?
Thanks much!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please have the MF and RV for:
2023 Acura Integra Base & A -Spec
36 / 12k and Incentives, if any.
Zipcode: 07675
Thank you,
61% base
59% A-Spec
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Question. I just left the Acura dealership in Rochelle Park , NJ.
Final offer was $487.00 amonth/ 36 months/12 k miles.
MSRP:35k
Fair deal?
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Does Acura support 7,500 mile leases or is 10,000 the least? Would be interested in residual and money factor for both,.
Additionally, seeing 1,000 lease loyalty but also a 750 regional lease loyalty for PA. Any info on these? Can they be combined or mutually exclusive??
As always, thanks in advance!
Subtract 1% for 10K/yr
I see two separate loyalty programs. One for $750 and the other for $1000. Doesn't look like they are compatible, but not sure of the qualifications for each (other than owning an Acura from 2013 or newer)
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2023 Acura Integra A-SPEC
36mos
12K miles
zip = 28210
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Got 36/10 for $460 per month. The information provided was a life saver. Thank you so much for your help!
Got 36/10 for $460 per month. The information provided was a life saver. Thank you so much for your help!
Congrats!
Thanks for the report.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Please provide the Southern California 10k/36 month MF and residual for both a 2023 CVT Integra (base model) and a 2023 Integra CVT A-Spec with Technology package.
Please also provide any lease incentives, if any.
Thanks in advance.
62%/60% residual for Base/ASpecTech
No lease incentives
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I am looking for Residual and MF for an Integra A-Spec w/ Tech 6MT - 10K/24mo and 10K/36mo. Zip is 91355.
Thank you!
66%/60% residual
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Are there updated numbers for April?
A/Spec with tech CVT
Looking for MF/RV for 2023, 36/15, zip 78256.
Lease cash or discounts?
Thanks you!
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I am so impressed with the affordability of this car, especially given that I went into a Honda dealership today and got quoted $681 for a Sport Hybrid Accord.
This is my first time getting a car and I am not sure what the next steps are. When I said I was willing to pay the tax and fees upfront the monthly dropped from $469 to $407. Any advice would be much appreciated, do I push for more off and if so how is the best way to do so?
Do you know what fees the dealer is charging? There may be a dealer (or doc) fee in there, as well.
You can negotiate the price of the car when you lease, just like when you buy.
Have you shopped multiple dealers? That's another good strategy.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00135 MF and 62% residual for 36/10
With an adjusted CAP of $32,595, the payment quoted of $407.15 is correct.
That requires all of the fees, taxes and first payment Due at Signing ($3792.85)
Your all-in cost averages out to about $501/mo. Of course, Maryland taxes the full price of the vehicle, so the sales tax burden is heavy.
The selling price is full MSRP minus a $500 incentive. That's the one place in this deal to lower the cost: negotiating a lower selling price.
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Did you get a good deal? Be sure to come back and share!
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Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
The negotiated price is what you want as low as possible.
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello can I please have the MF and RF for the 2023 Integra A-Spec CVT and any incentives zip code 75001. For 36months 10k miles. Thank you. sorry for creating a new tag I thought I posted a comment.
No lease incentives
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Acura Integra Auto with A-spec (non-tech)
36mo/7500
10803
Thank you!
No lease incentives
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Edmunds Moderator
but let's see what the markups are:
'23 acura integra, a-spec cvt 4dr hatchback
36mos, 12kmiles, 0 down = 552/mo
36/mo, 12kmiles 2k down = 490/mo
pricing list:
msrp = 35,095
pro pack plus (weather mats, tray, splash) = +795
discount = -895
sales price sub total = 34,995
tax = 26.97
tag & title = 94.75
admin fee = 899
balance fwd = 36,610.72
what are they marking up? anything else to ask for or call out?
Thank you for your work and time!
The discount they are giving is offset by the overpriced pro pack, and the $899 admin fee.
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