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The dealership is telling me that my lack of down payment (little to nothing down) on this lease is causing loan to value to increase and therefore increasing the MF I’m being quoted. Does this sound like a sales tactic or is this genuine?
The dealership is telling me that my lack of down payment (little to nothing down) on this lease is causing loan to value to increase and therefore increasing the MF I’m being quoted. Does this sound like a sales tactic or is this genuine?
It's possible, especially on a top trim like the TRD Pro, but check with a second dealer to see if you get the same information.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The dealership is telling me that my lack of down payment (little to nothing down) on this lease is causing loan to value to increase and therefore increasing the MF I’m being quoted. Does this sound like a sales tactic or is this genuine?
With SETF, you definitely want to stay with a total adjusted CAP under 110% of MSRP. If you exceed that, then the rate goes up.
But, 10% of MSRP gives you a lot of room. You might question the sale price of the vehicle, to find out how you're getting a number above 110% of MSRP
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29063
36/12; any 24 month options under SET?
Thanks!
No lease incentives
We don't see any 24 month offers
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00329 MF and 73% residual
No lease incentives
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Hello, can i please get MF/RV/incentives for 2024 Tacoma SR5 4-Wheel Drive 5-ft. bed Double Cab in 01960?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/10
36/10
.00296 MF and 78% RV
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
TRD Sport, 4x4 crew cab, 5-ft bed
TRD Off Road, 4x4 crew cab, 5-ft bed
36/12k, 36/10
Zip - 27613
Are there any lease incentives for the month end in July? Do you need anything to wait until August?
No lease incentives
Either trim
New programs start on August 1st. We don't get the numbers in advance.
If you need August numbers, wait until the 1st to request them.
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Hello, Can I have the MF and Residual for a ‘24 Toyota Tacoma -
2024 Tacoma SR, Double Cab5-ft, 4 wheel drive, 6 sp manual
36/12k, 36/10
Zip - 15701
Are there any lease incentives?
.00255 MF and 77% residual
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please request MF and Residual and any lease incentives for:
Tacoma TRD Sport (5ft bed) 4x4 8A?
36/10
Zip is 37066.
Thank you!
No lease incentives
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Can you please share the MF and residual and any lease incentives for:
Term: 36/12k and 15k
Zip code: 85255
'24 Tacoma TRD Sport with 6ft bed, 4x4, auto
'24 Tacoma SR5 with 5ft bed, 4x4, auto
Thank you!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
SR5 - .00296 MF and 75% RV
TRD Sport - .00329 MF and 72% RV
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Looking for MF/RV on ‘24 OR double cab, short bed. 36/12. Thanks!
4x2 or 4x4?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hi
Can I have the MF and RV and any incentives for 2024 Toyota Tacoma SR5 4x4 with upgrade package double cab, 6ft bed
36 months / 12,000 miles
Zip 18302
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks for the response!
The dealer has given me a brake down on the truck: MSRP 48712, 36 months and 5k down quoting a monthly of $559
Does this seem right or does it seem a bit steep for the 0.00255 MF and also said RV of 77% with taxes quoted around 9%?
I put the info into a calculator and get vastly different numbers, so I’m wondering if I’m just making silly mistakes or they’re trying to use higher MF.
Thanks!
Thanks for the response!
The dealer has given me a brake down on the truck: MSRP 48712, 36 months and 5k down quoting a monthly of $559
Does this seem right or does it seem a bit steep for the 0.00255 MF and also said RV of 77% with taxes quoted around 9%?
I put the info into a calculator and get vastly different numbers, so I’m wondering if I’m just making silly mistakes or they’re trying to use higher MF.
Thanks!
What is the selling price?
What is the adjusted cap cost?
What is the breakdown of the $5K up front?
Not enough information - yet - for us to comment on the quote.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sorry, new to this. But I’ll add what info I have
Selling price is $48712
Adjusted Cap cost, I’m not sure on how to calculate but I was given the following fees. Gov fee: $209 Doc fee: $464 was told via email taxes estimate around 9% which would be around $4300
I don’t think the quote had the fees within the 5k, it was quoted as $5k due at singing but I’d like to pay those fees upfront
If you need more info, I’m waiting for an email back from their financial team, have asked for a full breakdown, but have only been given basic info this far
Thanks for the response! I really appreciate it
Sorry, new to this. But I’ll add what info I have
Selling price is $48712
Adjusted Cap cost, I’m not sure on how to calculate but I was given the following fees. Gov fee: $209 Doc fee: $464 was told via email taxes estimate around 9% which would be around $4300
I don’t think the quote had the fees within the 5k, it was quoted as $5k due at singing but I’d like to pay those fees upfront
If you need more info, I’m waiting for an email back from their financial team, have asked for a full breakdown, but have only been given basic info this far
Thanks for the response! I really appreciate it
A few thoughts, so far:
1. No discount from MSRP? You might want to shop around to see if you can find a dealer willing to discount the price.
2. In PA, the monthly payment is taxed, not the entire selling amount - you can ignore the $4300.
3. You want to get a full breakdown of how the $5K up front is being used - I'm sure that some of it is for fees and the first payment (plus a $650 acquisition fee for the lease). The rest will be "cap cost reduction" (down payment).
4. Ideally, you want to only pay the first payment and the government fees, and skip the down payment. You'll have a higher monthly payment, but you risk losing the up front money if the truck is stolen or totaled.
The dealer can mark up the MF for extra profit, but it's rare for a Toyota dealer to do that.
Keep asking questions until you're satisfied with the answers. It's just math, but the dealer may not be willing to disclose all the numbers.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'24 Tacoma TRD Off Road 4x4 Double Cab
Term: 36/12
Zip: 27608
Looking for the numbers for both the auto and 6MT
Thanks!
70%/67% residual for Auto/MT
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May I please have the current residual and mf for TRD Off Road Double Cab 5ft bed 4x4
36/10
37212
Thank you.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/12 lease zip 33432? Thanks!
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Hello can I get the Mf and RV for 2024 Tacoma Sport 4*4 Double cab in 71115 36/12? Thanks