Can you please share the MF and residual on a 2025 X3 xdrive 30i on a 36 month 10K mile lease in zip code 61822? would it be different with or without a down payment? I’ve received this offer for an MSRP $57,125, is it a good deal? $639 monthly with $11,500 down payment
.00205 MF and 56% residual
The programs don't change based on the size of the down payment - we don't recommend a big down payment anyway, as that money would be lost if the car is stolen or totaled during the lease.
Thanks for the information. So, the dealer has offered me MF .00245 with monthly payment of $988 with 0 down for a 2025 X3 xdrive 30i with MSRP $57,125 for 36 month lease and 10k mile. Is this a good deal?
No - the MF is marked up the maximum allowed, for extra dealer profit.
Also, you need to find out what the selling price and adjusted cap cost are.
$0 down, or $0 out of pocket? They are not the same thing.
Thanks. This is super useful. Our MSRP is $57,125 but selling price is $55,625 but our adjusted cap cost is $57,249 after including all fees. I'm not sure if we can get more discount on selling price or any of the fees can be waved like acquisition fee.
Can you please share the MF and residual on a 2025 X3 xdrive 30i on a 36 month 10K mile lease in zip code 61822? would it be different with or without a down payment? I’ve received this offer for an MSRP $57,125, is it a good deal? $639 monthly with $11,500 down payment
.00205 MF and 56% residual
The programs don't change based on the size of the down payment - we don't recommend a big down payment anyway, as that money would be lost if the car is stolen or totaled during the lease.
Thanks for the information. So, the dealer has offered me MF .00245 with monthly payment of $988 with 0 down for a 2025 X3 xdrive 30i with MSRP $57,125 for 36 month lease and 10k mile. Is this a good deal?
No - the MF is marked up the maximum allowed, for extra dealer profit.
Also, you need to find out what the selling price and adjusted cap cost are.
$0 down, or $0 out of pocket? They are not the same thing.
Thanks. This is super useful. Our MSRP is $57,125 but selling price is $55,625 but our adjusted cap cost is $57,249 after including all fees. I'm not sure if we can get more discount on selling price or any of the fees can be waved like acquisition fee.
And how much, total, is due at signing?
The acquisition fee is assessed by the bank, and is not negotiable.
Get an itemization of the other fees; you may be able to negotiate a lower selling price to offset some of them.
Can you please share the MF and residual on a 2025 X3 xdrive 30i on a 36 month 10K mile lease in zip code 61822? would it be different with or without a down payment? I’ve received this offer for an MSRP $57,125, is it a good deal? $639 monthly with $11,500 down payment
.00205 MF and 56% residual
The programs don't change based on the size of the down payment - we don't recommend a big down payment anyway, as that money would be lost if the car is stolen or totaled during the lease.
Thanks for the information. So, the dealer has offered me MF .00245 with monthly payment of $988 with 0 down for a 2025 X3 xdrive 30i with MSRP $57,125 for 36 month lease and 10k mile. Is this a good deal?
No - the MF is marked up the maximum allowed, for extra dealer profit.
Also, you need to find out what the selling price and adjusted cap cost are.
$0 down, or $0 out of pocket? They are not the same thing.
Thanks. This is super useful. Our MSRP is $57,125 but selling price is $55,625 but our adjusted cap cost is $57,249 after including all fees. I'm not sure if we can get more discount on selling price or any of the fees can be waved like acquisition fee.
And how much, total, is due at signing?
The acquisition fee is assessed by the bank, and is not negotiable.
Get an itemization of the other fees; you may be able to negotiate a lower selling price to offset some of them.
just the first month of lease is due at the time of signing. Thanks for the suggestions.
Can you please share the MF and residual on a 2025 X3 xdrive 30i on a 36 month 10K mile lease in zip code 61822? would it be different with or without a down payment? I’ve received this offer for an MSRP $57,125, is it a good deal? $639 monthly with $11,500 down payment
.00205 MF and 56% residual
The programs don't change based on the size of the down payment - we don't recommend a big down payment anyway, as that money would be lost if the car is stolen or totaled during the lease.
Thanks for the information. So, the dealer has offered me MF .00245 with monthly payment of $988 with 0 down for a 2025 X3 xdrive 30i with MSRP $57,125 for 36 month lease and 10k mile. Is this a good deal?
No - the MF is marked up the maximum allowed, for extra dealer profit.
Also, you need to find out what the selling price and adjusted cap cost are.
$0 down, or $0 out of pocket? They are not the same thing.
Thanks. This is super useful. Our MSRP is $57,125 but selling price is $55,625 but our adjusted cap cost is $57,249 after including all fees. I'm not sure if we can get more discount on selling price or any of the fees can be waved like acquisition fee.
And how much, total, is due at signing?
The acquisition fee is assessed by the bank, and is not negotiable.
Get an itemization of the other fees; you may be able to negotiate a lower selling price to offset some of them.
just the first month of lease is due at the time of signing. Thanks for the suggestions.
I would also work on getting the base MF, without the markup.
Haha busted, was trying to avoid typos on my phone! Thank you for the info. Just starting to correspond with the dealer and was offered .00220 MF and 2.5% off MSRP (they are telling me it is 5% markup). Also $2000 loyalty lease rebate. I will ask for the better MF. Is 2.5% a fair discount in your opinion? MSRP of my online build is $55800.
Haha busted, was trying to avoid typos on my phone! Thank you for the info. Just starting to correspond with the dealer and was offered .00220 MF and 2.5% off MSRP (they are telling me it is 5% markup). Also $2000 loyalty lease rebate. I will ask for the better MF. Is 2.5% a fair discount in your opinion? MSRP of my online build is $55800.
We don't track pricing; use the Price Checker link below for Edmunds research.
Thank you for all your help. Thanks to information you gave me, I was able to secure a 2025 x3 deal with base MF .00205 and 7% off MSRP for selling price and no magic fees.
Thank you for all your help. Thanks to information you gave me, I was able to secure a 2025 x3 deal with base MF .00205 and 7% off MSRP for selling price and no magic fees.
Just want to say this is my 4th BMW lease that has been thankfully guided by this forum. Thanks to to the mods to the 10th degree. Kindly provide MF/residual/incentives : 2025 x3 30 x drive 36/10 11375
Just want to say this is my 4th BMW lease that has been thankfully guided by this forum. Thanks to to the mods to the 10th degree. Kindly provide MF/residual/incentives : 2025 x3 30 x drive 36/10 11375
I am confused. I see the MF quoted as .00205 and 57% residual for 7.5k/yr North Carolina. My wife is >800 score and was offered 0.00300 or so I challenged and said that is way over especially as I see APR rates at 4.49% for finance not lease for these cars. In the end, I got it down to 0.00225 in which they said they would go no lower. I challenged them that the finance rates had dropped to 4.49% and he said that was for finance not leases so did not apply. The monthly figure was in the range I was expecting as such so went with the deal, but I am going to pick my car up in a next few weeks and it is considerable higher price so am worried this finance person is going to take me for all my worth. Sorry for the long-winded question, If I accept a 0.0025 MF for a score over >760 is that a good deal.
I am confused. I see the MF quoted as .00205 and 57% residual for 7.5k/yr North Carolina. My wife is >800 score and was offered 0.00300 or so I challenged and said that is way over especially as I see APR rates at 4.49% for finance not lease for these cars. In the end, I got it down to 0.00225 in which they said they would go no lower. I challenged them that the finance rates had dropped to 4.49% and he said that was for finance not leases so did not apply. The monthly figure was in the range I was expecting as such so went with the deal, but I am going to pick my car up in a next few weeks and it is considerable higher price so am worried this finance person is going to take me for all my worth. Sorry for the long-winded question, If I accept a 0.0025 MF for a score over >760 is that a good deal.
Have you shopped multiple dealers? That's the best way we know to ensure you're getting the best deal.
If you have top tier credit, you should be getting the base MF.
Looking for numbers on 2025 x3 30 drive. 36 months/12k lease. Zip code: 90201
I got quoted $949 including tax with $1,500 down on below invoice price of $53,200. What are your thoughts?
Yea you’re probably right…It was over the phone and I assumed this was the adjusted cap number because the salesman gave me the monthly payment with the tax included which is unusual from the get go. I’ve leased vehicles before and it’s typically added to the monthly payment after the deal is done. It might be the selling price as you said so I have to get a detailed breakdown on paper tomorrow morning to make sure. Thanks for your help.
Comments
2025 x3 30 xdrive, 36k /10 m and
2025 x3 50, 36k /10m
for 95361 zip code.
Either model
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The acquisition fee is assessed by the bank, and is not negotiable.
Get an itemization of the other fees; you may be able to negotiate a lower selling price to offset some of them.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
You may have to shop several dealers.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2025 x3 30 xdrive, 36/7.5
Zip is 63021
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Hello, can you please provide MF and Residual for
2025 x3 30 xdrive, 36/7.5
Zip is 85308
(hey, if you can cut & paste, so can we)
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Just starting to correspond with the dealer and was offered .00220 MF and 2.5% off MSRP (they are telling me it is 5% markup). Also $2000 loyalty lease rebate. I will ask for the better MF. Is 2.5% a fair discount in your opinion? MSRP of my online build is $55800.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Hello- I got a dealer quote at 08003 on 2025 X3- x drive 30i. Is this a good deal?
36m / 10k / $55,600 MSRP
7% savings off MSRP
MF - 0.00205
RV - 56%
Monthly pmt - 695$
out of pocket $7,250 down (taxes/documentation/all other fees rolled in).
Thanks!
Have you shopped around to see if you can beat that deal?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Is BMW offering a 39mo lease for 32163.? Is there a loyalty incentive? Thanks
$500 loyalty
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00205 MF and 53% residual
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00205 MF and 56% residual
No lease incentives
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Just helped a friend pick up X3 M50 in Maryland, 8.5% off and base buy rate. 5.9% for 60 months, they would have did buy rate for lease.
Can you give me the nov mf in 32163 for X3 M50. Is there any incentives or loyalty. Also is there a 39 mo lease. Thanks
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Looking for a 36-39 mo term and 7500 miles.
.00205 MF and 57% residual
$500 loyalty
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2025 x3 30 x drive
36/10
11375
$500 loyalty
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please have the MF and residual for a
2025 X3 30
36/10
Zip 11787
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
If you have top tier credit, you should be getting the base MF.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hi… pls share MF and residual for ‘25 X3 30 xDrive
Zip 19034
36/12
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2025 BMW X3 30 xDrive
Thanks!
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Looking for numbers on 2025 x3 30 drive. 36 months/12k lease. Zip code: 90201
I got quoted $949 including tax with $1,500 down on below invoice price of $53,200. What are your thoughts?
MSRP?
Adjusted cap cost?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Msrp: $56,760
Adjusted cap cost: $53,200
.00245 money factor
Using the base MF of .00205, $784/mo plus tax.
I suspect the adjusted cap number isn't right - its the selling price plus any taxes or fees you aren't paying up front.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Yea you’re probably right…It was over the phone and I assumed this was the adjusted cap number because the salesman gave me the monthly payment with the tax included which is unusual from the get go. I’ve leased vehicles before and it’s typically added to the monthly payment after the deal is done. It might be the selling price as you said so I have to get a detailed breakdown on paper tomorrow morning to make sure. Thanks for your help.
2025 BMW X3 30 and 2025 X3 50
No lease incentives
Either engine
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