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2025 Subaru Ascent Lease Deals, Incentives, Rebates, and Prices

2

Comments

  • kyfdxkyfdx Moderator Posts: 260,674
    Zer0xray said:

    Michaell said:

    Zer0xray said:

    kyfdx said:

    Zer0xray said:

    hi can i get info for a onyx or limited (7 and 8 please) in zip code 07045
    36/10k and 36/7.5K

    TIA

    36/10
    LTD8: .00087 MF and 61% residual
    LTD7: .00104 MF and 62% residual
    Onyx: .00117 MF and 63% residual
    Can I also get the info for a Touring? apparently limited's are very hard to come by
    .00087 MF and 60% residual
    thanks we were actually offered a financing deal of 47,895 for a onyx touring at one dealer and 47,949 for a Touring at another. I think the Touring should be around 45k but not sure if they'll budge
    See the Price Checker link below for Edmunds research

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  • texasmaxtexasmax Member Posts: 84
    Hello! Could I please have MF and RV for a 2025 Touring 7-Passenger please! This is 75230 Dallas, TX. Thank you!
  • texasmaxtexasmax Member Posts: 84
    Apologies, this is for a 36 month/ 15k mile. And would love to see what it is on a Limited 7 as well. Thanks!
  • MichaellMichaell Moderator Posts: 258,817
    texasmax said:

    Hello! Could I please have MF and RV for a 2025 Touring 7-Passenger please! This is 75230 Dallas, TX. Thank you!

    texasmax said:

    Apologies, this is for a 36 month/ 15k mile. And would love to see what it is on a Limited 7 as well. Thanks!

    LTD - .00104 and 59%
    Tour - .00087 and 57%

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  • CPCarsCPCars Member Posts: 2
    Hello. Please advise MF and RV for 2025 Limited 7 Passenger, ZIP 94526. Thank you.
  • MichaellMichaell Moderator Posts: 258,817
    CPCars said:

    Hello. Please advise MF and RV for 2025 Limited 7 Passenger, ZIP 94526. Thank you.

    36/15
    .00104 MF and 59% RV

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  • texasmaxtexasmax Member Posts: 84

    @Michaell said:
    LTD - .00104 and 59%
    Tour - .00087 and 57%

    Thank you!

  • CalliforniaCallifornia Member Posts: 48
    edited February 11
    Hello Could I get info please for

    2025 Ascent Touring 7-Passenger, 36/10k 55419
    2025 Ascent Onyx Touring 7-Passenger, 36/10k 55419
  • MichaellMichaell Moderator Posts: 258,817

    Hello Could I get info please for

    2025 Ascent Touring 7-Passenger, 36/10k 55419
    2025 Ascent Onyx Touring 7-Passenger, 36/10k 55419

    .00087 and 60%
    .00100 and 60%

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  • dms123dms123 Member Posts: 1

    Hello, could I please have the MF and RV for:

    2024 Ascent Touring 7-Passenger, 36/12k
    zip code 87112

    Local dealer has inventory of a 2024 model, but not any 2025 models in stock

    Thanks in advance!

  • kyfdxkyfdx Moderator Posts: 260,674
    dms123 said:

    Hello, could I please have the MF and RV for:

    2024 Ascent Touring 7-Passenger, 36/12k

    zip code 87112

    Local dealer has inventory of a 2024 model, but not any 2025 models in stock

    Thanks in advance!

    No longer any lease info for the 2024 model

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  • thammerthammer Member Posts: 30

    Could I please get the MF and RV for an Ascent Onyx edition for 15k miles & 36 months for zip 55906?

    Thanks!!

  • MichaellMichaell Moderator Posts: 258,817
    thammer said:

    Could I please get the MF and RV for an Ascent Onyx edition for 15k miles & 36 months for zip 55906?

    Thanks!!

    .00117 MF and 60% RV

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  • thammerthammer Member Posts: 30

    Could I please get the MF and RV for an Ascent Limited 7 seater for 15k miles & 36 months for zip 55420?

    Thanks!!

  • MichaellMichaell Moderator Posts: 258,817
    thammer said:

    Could I please get the MF and RV for an Ascent Limited 7 seater for 15k miles & 36 months for zip 55420?

    Thanks!!

    .00104 MF and 59% RV

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  • mattpolo13mattpolo13 Member Posts: 3
    Good afternoon! Could I please have the MF and RV for an 2025 Ascent Premium 7 seater 15K/36m in the 08755 zip? Thanks as always.
  • kyfdxkyfdx Moderator Posts: 260,674

    Good afternoon! Could I please have the MF and RV for an 2025 Ascent Premium 7 seater 15K/36m in the 08755 zip? Thanks as always.

    .00143 MF and 62% residual

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  • jaimevocojaimevoco Member Posts: 22
    edited February 26
    Hello .. Please can I get the MF and RV for a 2025 Subaru Ascent Premium(7 passengers) and Onyx for 36/10k , as well as incentives for zip code 93311? Tier 1 credit...Thank you!!!
  • MichaellMichaell Moderator Posts: 258,817
    jaimevoco said:

    Hello .. Please can I get the MF and RV for a 2025 Subaru Ascent Premium(7 passengers) and Onyx for 36/10k , as well as incentives for zip code 93311? Tier 1 credit...Thank you!!!

    Prem - .00143 and 65%
    Onyx - .00117 and 63%
    No lease incentives

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  • jpqstjpqst Member Posts: 86
    MF and residual for Limited 8 passenger in 30739 36 months / 12k miles please. Any incentives?
  • kyfdxkyfdx Moderator Posts: 260,674
    jpqst said:

    MF and residual for Limited 8 passenger in 30739 36 months / 12k miles please. Any incentives?

    .00087 MF and 60% residual
    No lease incentives

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  • ajsafstenajsafsten Member Posts: 3
    edited March 2

    Hello! Could I get the MF and residual for a 2025 Ascent Touring 7 Passenger 36 months 10k miles/year in 85286
    We were offered $640/ month for us to put $5,000 down, 36 months, adj residual $31,039.80
    The MF they offered is .00185
    Any opinion/ advice would be appreciated as this is our first time doing this!

    Thanks!

  • MichaellMichaell Moderator Posts: 258,817
    ajsafsten said:

    Hello! Could I get the MF and residual for a 2025 Ascent Touring 7 Passenger 36 months 10k miles/year in 85286

    We were offered $640/ month for us to put $5,000 down, 36 months, adj residual $31,039.80

    The MF they offered is .00185

    Any opinion/ advice would be appreciated as this is our first time doing this!

    Thanks!

    .00115 MF and 60% RV

    Dealer is using either a lower credit tier or a marked up MF for your quote (or, possibly, both).

    We don't recommend large down payments for a lease - if the car is stolen or totaled, that money is gone.

    What is the MSRP, selling price, and adjusted cap cost?

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  • ajsafstenajsafsten Member Posts: 3
    edited March 2

    So the MSRP is $51,733
    Selling price is $48,733
    I’m sorry I don’t know what adjusted cap cost is but the gross cap cost is $49,331.75
    We have great credit scores.
    I brought the doc home so I could figure out if this is a good deal or not before signing haha I’ve attached that here

  • MichaellMichaell Moderator Posts: 258,817
    ajsafsten said:

    So the MSRP is $51,733

    Selling price is $48,733

    I’m sorry I don’t know what adjusted cap cost is but the gross cap cost is $49,331.75

    We have great credit scores.

    I brought the doc home so I could figure out if this is a good deal or not before signing haha I’ve attached that here

    That payment is correct.

    Using the base MF of .00115 would bring the pre-tax payment down around $55-60/mo.

    Have you shopped around to see if you can get a dealer to give you the base MF?

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  • ajsafstenajsafsten Member Posts: 3

    I’m planning on calling some other places! If I could find base MF and put 0 down instead of $5,000 would the monthly payment be able to be around that $600 number? Not sure how to do the math here haha

  • MichaellMichaell Moderator Posts: 258,817
    ajsafsten said:

    I’m planning on calling some other places! If I could find base MF and put 0 down instead of $5,000 would the monthly payment be able to be around that $600 number? Not sure how to do the math here haha

    Use this link to understand the math behind a lease payment

    In general, every $1000 down lowers the payment roughly $30/month.

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  • sclub7sclub7 Member Posts: 6
    edited March 3
    Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
    Zip 01701
    Tier 1 credit.
    Thank you

  • MichaellMichaell Moderator Posts: 258,817
    sclub7 said:

    Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
    Zip 01701
    Tier 1 credit.
    Thank you

    36/12
    LTD - .00134 MF and 61% residual
    Onyx - .00128 MF and 59% residual
    No lease incentives

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  • sclub7sclub7 Member Posts: 6
    Michaell said:

    sclub7 said:

    Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
    Zip 01701
    Tier 1 credit.
    Thank you

    36/12
    LTD - .00134 MF and 61% residual
    Onyx - .00128 MF and 59% residual
    No lease incentives
    Are these figures the same for a 10K lease? Thank you!
  • MichaellMichaell Moderator Posts: 258,817
    sclub7 said:


    Michaell said:

    sclub7 said:

    Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
    Zip 01701
    Tier 1 credit.
    Thank you

    36/12
    LTD - .00134 MF and 61% residual
    Onyx - .00128 MF and 59% residual
    No lease incentives
    Are these figures the same for a 10K lease? Thank you!
    Add 1% to the residual for 10K

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  • NotARhinoNotARhino Member Posts: 6
    Looking for MF and residual
    Ascent Onyx
    36/15k
    zip 10523
  • kyfdxkyfdx Moderator Posts: 260,674
    NotARhino said:

    Looking for MF and residual
    Ascent Onyx
    36/15k
    zip 10523

    .00137 MF and 60% residual

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  • DYseDYse Member Posts: 4
    edited March 8

    Hi, may I pls have MF, Residual and Incentives for Onyx and Limited (7 and 8 please) in zip code 91362. 36/12K
    Can you provide average cap cost? Thought I’d try. thank you!

  • MichaellMichaell Moderator Posts: 258,817
    DYse said:

    Hi, may I pls have MF, Residual and Incentives for Onyx and Limited (7 and 8 please) in zip code 91362. 36/12K

    Can you provide average cap cost? Thought I’d try. thank you!

    Onyx - .00137 MF and 62% residual
    LTD 8 - .00116 MF and 60% residual
    LTD 7 - .00134 MF and 61% residual
    No lease incentives

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  • NotARhinoNotARhino Member Posts: 6
    Looking for MF, residual incentives on Onyx Edition 7‑Passenger (not the touring)
    36/15k
    for zip codes 10523, 10580, 10704, 11101, 06902
  • MichaellMichaell Moderator Posts: 258,817
    NotARhino said:

    Looking for MF, residual incentives on Onyx Edition 7‑Passenger (not the touring)
    36/15k
    for zip codes 10523, 10580, 10704, 11101, 06902

    .00137 MF and 60% residual
    No lease incentives

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  • e12065ge12065g Member Posts: 6
    edited March 12
    May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
    TIA
  • kyfdxkyfdx Moderator Posts: 260,674
    e12065g said:

    May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
    TIA

    Limited: 7 or 8 passengers?

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  • e12065ge12065g Member Posts: 6
    sorry, 7 passanger
  • kyfdxkyfdx Moderator Posts: 260,674
    e12065g said:

    May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
    TIA

    e12065g said:

    sorry, 7 passanger

    LTD: .00134 MF and 59% residual
    Tour: .00115 MF and 57% residual

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  • sclub7sclub7 Member Posts: 6
    Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)




    2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

    Thanks for any input on this!
  • MichaellMichaell Moderator Posts: 258,817
    sclub7 said:

    Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)




    2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

    Thanks for any input on this!

    I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

    Ask for the ACC, and make sure you understand how they arrived at that number.

    Have you used Carmax or Carvana to value your trade?

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  • sclub7sclub7 Member Posts: 6
    Michaell said:

    sclub7 said:

    Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)




    2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

    Thanks for any input on this!

    I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

    Ask for the ACC, and make sure you understand how they arrived at that number.

    Have you used Carmax or Carvana to value your trade?
    Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.
  • MichaellMichaell Moderator Posts: 258,817
    sclub7 said:

    Michaell said:

    sclub7 said:

    Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)




    2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

    Thanks for any input on this!

    I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

    Ask for the ACC, and make sure you understand how they arrived at that number.

    Have you used Carmax or Carvana to value your trade?
    Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.
    Then the ACC should include the fees and accessories.

    Have them send you a screen shot of their internal lease worksheet; that should include all the numbers we need to figure this out.

    What number are you using as the ACC to get $582/mo? I'm not getting anywhere near that using their prices.

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  • sclub7sclub7 Member Posts: 6
    Michaell said:

    sclub7 said:

    Michaell said:

    sclub7 said:

    Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)




    2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

    Thanks for any input on this!

    I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

    Ask for the ACC, and make sure you understand how they arrived at that number.

    Have you used Carmax or Carvana to value your trade?
    Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.
    Then the ACC should include the fees and accessories.

    Have them send you a screen shot of their internal lease worksheet; that should include all the numbers we need to figure this out.

    What number are you using as the ACC to get $582/mo? I'm not getting anywhere near that using their prices.
    Thank you! I asked for the internal sheet and I can post that once they share. I get 582/month by using the 43941 as the ACC. If I use the $45866 to calculate the payment, I get $579. And if I use the $44641 and then add the fees in their separate lines, I get the same $582. Something is off and it is likely on my end. With these numbers, what payment do you get if they are in fact using the base MF and 62% residual?

    I modified the Edmunds calculator to not be double counting the registration and other fees, not that $135 would make a difference, and it goes even lower.

    https://edmu.io/7LQs
    That is a link to the sheet I am using.
  • MichaellMichaell Moderator Posts: 258,817
    Here is a screen shot from my spreadsheet:


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  • lauragertzlauragertz Member Posts: 2
    Hello, can I please have the MF and residual for a limited 8, 36 months/10000, zip 53151?
  • MichaellMichaell Moderator Posts: 258,817

    Hello, can I please have the MF and residual for a limited 8, 36 months/10000, zip 53151?

    .00116 MF and 61% residual

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • lauragertzlauragertz Member Posts: 2

    @Michaell said:
    .00116 MF and 61% residual

    Thank you very much!

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