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Also, consider Robert's concern in his post about data useage. You really need to understand your plan's charges and limits.
As I said, I have unlimited data availability, so I don't worry about it, but most plans are not unlimited.
Here are some ways to find out... You can check your phone's settings, you can check your manual, or you can Google your phone for the features, or you can contact your carrier, or sign in to your personal account features and options online.
TM
Verizon data is $80 for 10 gb plus $10 for each additional gb
AT&T data is $50 for 5 gb plus $10 for ea additional gb
Sprint data is $79.95 for 12 gb and 25 cents per additional mb.
Last I read no one was offering unlimited anymore. You are lucky to be grandfathered in. Verizon sells a little hotspot unit smaller than a pack of cigarettes.
Gary...
Sprint DOES offer current unlimited data plans. I am not grandfathered into an older plan. For personal, non-commercial customers, for example... $99/month provides unlimited data within the Sprint network for the first individual, and additional users can be added to the unlimited data plan at a slightly reduced cost per person ($89/month).
For heavy data users, this is awesome. For light data users, metered plans would be a better deal... Sprint, as well as the other carriers, all offer many alternatives.
Also, to address your other question about Verizon's lack of phone capability when using Hotspot... I do not know if Verizon loses phone capability, but I do know for a fact that I have FULL phone capabilities when using Hotspot with Sprint.
TM
HOST... Please look into this.
TM
Nothing to see here... just a bit of international, uh... marketing.
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2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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TM
The site seems to be working better now. Is it indeed fixed for good or are the tech people still working on it?
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On an additional note, I am glad to see the jobs numbers. While not impressive by any means, I think it is reasonable to say that some of the terrible bleeding is starting to heal, but there is such a long way to go with 8.3% "official" unemployment... and is certainly higher considering those people that are not included in the statistics, as well as those that are only partially employed. But nonetheless, a slight improvement is better than none, that's for sure.
We still have a massive deficit, and a terrible political situation in Iran, as well as European issues (Greece mostly), and the price of gasoline at the pump is reaching a number that almost certainly will have a destructive impact upon our economy, if things don't improve soon.
TM
I am selling some of my AAPL shares at the close, to permanently lock in some of the nice recent gains, and to have even more cash sitting on the sidelines to pounce at the next downturn.
TM
Hope all is well out your way....Spring is here in the `low country` as they call Charleston locally
It wasn`t more than eight or nine months ago that apple was trading around the thee hundred fifty- eighty dollar range, and now say five hundred thirty- fifty dollar range.....I don`t think anyone has done well trading it, and further all that happens is a person gets too large a position and gets scarred out...:) I`m an example of that.....I truly think a modest position held a longer time is the ticket for this stock..I know the greed factor is ignored, but better results are in store if one isn`t too greedy...
There is a fairly large gap down there, and eventually it will get closed, but it might be a long time, as there is so much momentum in aapl...We`l see.. Tony
TM
TM
This may sound hypocritical on my part, but if by chance aapl were to decline I think I will take another swing at the ball.....I too just hold a very small amount--comparatively--and once I make a mistake I try and quickly admit it, and then just leave well enough alone.......
I don`t do this for the fun of it, and when the mistakes are made it hurts.....There are a good number of stocks that over time work their way higher, but some thing like appl is a rarity ..
I`v learned alot from the posters here, and sometimes it seems that aapl is the center of the world
I also look forward to the iPhone 5 with lte.....I`m just not buying anything but aapl..Something I can count on ...Tony
Day-trading is something I do not recommend to anyone, even though I sound quite hypocritical, but I honestly know how to do it, and I doubt that most can do it well. Truth is, had I not experienced that software issue last year, I would have made a lot more money than I did. In the end, I lost quite a bit of the gains I had previously worked hard to make, so it's not like I really came out behind, but rather gave up a lot of the prior gains. The bigger loss was that I was so spooked afterwards that I was emotionally unable to trade or invest for a while after the incident... and then the market spiked, and I wan't invested at all, and as a result I lost out on gains I might potentially have made in a market that was advancing nicely (by not being invested at all).
But, consider that a person doesn't lose something they don't already have, so I really didn't lose a thing... and I don't worry about it any more.
So now, I am invested a little bit in real estate, and still own my bonds which pay 12% to maturity, as well as my moderate AAPL investment, and plenty of cash on the sidelines get more real estate if an opportunity presents itself, or to buy more AAPL shares, if it should take a ridiculous hit for some reason.
So, my friend, be patient, and you almost can't fail with AAPL. If you rush, you add risk.
TM
Hindsight is 20/20, and AAPL is a RARE event. 6 weeks ago, the iPad was expected. NOW, it is already announced. Don't suggest that the situation is the same, because it is NOT.
Sure, sometimes a pullback isn't necessary, as was the case when the stock was $425, because the iPad was not yet announced and was anticipated, and everyone knew the stock was dirt cheap.
APPL is a good investment long-term no matter when a person enters, however, it is ALWAYS better to buy on a pullback if possible. $425 was a good price to get in, but after the stock hit $548, it did indeed pull back to $516... and THAT is what I am saying... that it makes sense to look for a pullback because they ALWAYS happen. Time and time again.
That's why I sold some of the shares at the high and bought them back again after they pulled back. But, I will say again that I am NOT recommending that anyone here play the trading game, so we are in total agreement on that. Only to get in at a good opportunity... whether that is due to a pullback, or if the stock is obviously too undervalued, as it had been recently. And, with AAPL shares, it is important to hold them, as you and Charlie clearly understand and have done so. I did not hold my original investment because of what happened to me that terrible day last year, and I definitely wish I had held on to my 2000 shares that I owned at around $375... I'd be richer by the tune of around $320,000 at today's closing price!!
But, as I posted earlier, a person can't lose something they don't have, but can certainly lose something they do have. So, missing out on a good investment that was never made might feel unfortunate, but it isn't a loss... however, making an actual investment that goes south is indeed a loss.
TM
But to the real point... nowhere in my posts have I suggested that Tony, or anyone for that matter, should "trade" Apple shares. In fact, Len, I have quite clearly stated that it is NOT a good idea... and I have stated it more than once, so there ought to be ZERO confusion about this whatsoever.
We all agreed here for a long time that Apple shares were a bargain. Yet, we were often baffled by bizarre pullbacks in its share price, and we often posted about the absurdity of the low share price. Tony got burned by his quick investment because he didn't hold his shares long enough, but nevertheless the share price did in fact decline right after he bought in. That's what he was posting to me about earlier.
So, my reply to him was to be patient. Buy at a dip and hold the shares.
Then you posted that there was a problem with that, and cited the recent rocketing price jump. However, I will argue with you on this because Apple shares historically have not behaved like they did recently, and I sure hope you are not suggesting to Tony and me and everyone here that you are convinced that there aren't going to be any price pullbacks and that Apple shares are only going to go straight up. Afterall, they already had about a 4% dip earlier this week!
Therefore, are you willing to tell Tony that Apple shares are now going only straight up? I doubt it, and I maintain what I said. It is preferable to buy the shares on a dip, or if they are an obvious steal like they were 6 weeks ago. So, again, unless you are about to tell all of us that $535/share is still dirt cheap and the stock is going straight up without a dip (even though it finally dipped this week), I stick with my recommendation that it is better to buy on a dip.
That said, a long-term investor can get in at any time, ride out the bumps, and ultimately come out on top, and if lucky, not miss out on a RARE 30% gain in 6 weeks... Nothing wrong with that. But only a fool would expect that kind of rare concentrated return to be anything typical. History clearly says otherwise.
TM
After further thought on this, I think the investment approach which works very well, and which takes into consideration Len's concern about "missing out", as well as my recommendation to buy on the dips, is to invest incrementally... using the "dollar-cost-average" approach.
I think in the case of APPL shares, it would be a particularly smart approach, and would solve the problem of "missing out" that Len pointed out, but also would minimize my concerns about damage due to price swings, and further keep you in a position to be capable of buying on price dips, which I always recommend.
I am guessing you (and Len) agree. ??
EDIT: It's my understanding that you sometimes like to roll the dice with ALL the chips at once... but if you truly want to be ahead with minimum risk, I am positive that "dollar-cost-averaging" will work. So, this gets back to my fist reply to you about having patience. Divide your intended AAPL investment into 6 parts, for example... and invest them in increments, in intervals of time. If there is a huge dip or major positive news, then you can always accelerate an interval... it keeps you in better control of your investment, and you are much more likely to make gains in the long run.
TM
Consider guys like me that are definitely going to get one, but will wait for the tsunami to ease... which means sales will very likely continue to be strong on this new product.
I am almost certain that Apple will set new records AGAIN.
TM
News reports indicate there is an official delay until the 19th if ordered through the online store. However, since you ordered through a reseller, perhaps your order will not be impacted.
TM
Very cool.
And as much as you love your iMac, I expect you to love the new generation iPad.
TM
http://www.nytimes.com/2012/03/11/your-money/gasoline-price-disparity-seems-here- -to-stay-strategies.html?_r=1&ref=business
Thanks for that link. It, indeed, is very interesting and well written.
2014 Malibu 2LT, 2015 Cruze 2LT,
I have already been invested in Apple and hold a moderate number of shares. I also used additional money to trade because the share price activity was sooooo obvious... like shooting fish in a barrel.
TM
This article is extremely enlightening and informative. After reading this article along with my own thoughts on the enrgy markets, I am going go out on the limb right here and make a bold prediction. Instead of continuing to rise this summer as everyone and his uncle is predicting, gas and oil prices will be heading south once again. You heard it here first.
I don't see how AAPL will be stopped from reaching $700 in the next 6 months and $1,000 within a year or two.
Totally agree. And, quite frankly, I want to make it very clear that I was the very first on this forum to post a prediction here as high and optimistic as $1000 /share! :shades:
I distinctly remember making the post after reading Steve Wozniak's opinion that Apple could reach such a lofty level.
Since then, you (and possibly Len) also posted a couple times that you can see it reaching that level of $1000 / share.
Well, let me tell you that you that as good as it has been so far... just wait until the iPhone 5 comes out! And then the smaller sibling iPad! And so much more.
TM
I pretty much agree unless there is greater destabilization in the Mideast. The last two years has shown gas topping out in advance of peak driving season and then falling during peak driving season. Clearly that's the sign of greater and greater speculation in the prices we are paying. Than market forces come in and take over. The speculators add more and more costs to the prices we should be paying every year.
But, the reason I point it out is that even though you are the "preacher" here regarding Apple, I am a guy that understands what this company is all about.
I read up on the rumors and the chit-chat, and the breakthroughs every day, multiple time a day, from numerous sources. I've been doing that for YEARS! That's why I often post about things that are likely to happen long before they happen... such as my recent post about a smaller iPad. There have only been a few tiny reports, but I believe it will happen because it makes such good sense, and the new name "iPad" (without a number) makes further sense to me, as I explained last week... it potentially distinguishes the product as a "product line", instead of just an individual product. There's nothing official out there, but based upon the small amounts of info... and my own 2 cents... I think it will happen.
Anyway, even with the stock price surging, I see dips along the way. Opportunities.
TM
Or, you can also tell me the average price of a gallon of gas that you expect to see, and for how long?
True, prices will settle back a bit... that's a no-brainer, IMO... but a huge retreat?... That's another story. I want some clarification and specifics here from you and/or Charlie on what you are really predicting.
That way, I can either agree or disagree. I remember the huge debate we had years ago about oil prices. You expected them to go south in a big way... and it never really happened as you thought it would. So, I need to know specifically what you and/or Charlie are predicting here. Please.
TM
Crude Oil Prices
Past Trend Present Value & Future Projection
West Texas Intermediate. US Dollars per barrel.
Regards,
OW
My wife and I are traveling to Seattle today and I'm replying by using the iPhone from MSP. We are going to see Fintail ;-). Actually we are going to see our son and his family. For 8 days.
To answer your question, my prediction is that gas will sell off about 60 cents from here during the summer so that it reaches levels seen about 4-5 months ago. Crude will likely drop back down to about $95.
All bets are off if Iran explodes.
If a Republican gets elected in November, then I might expect that the price of oil and gasoline will decline more significantly. But with Obama at the helm, I think your numbers are as good as it might get, and I would not be surprised to see that price relief to be short-lived, and the prices edge up again.
TM
I predict a drop right around the time the GOP announces their ticket, we are in 2008 part deux.
I commented on your and Len's predictions in a post above, a reply to Len.
Again, have a great time.
TM
http://www.youtube.com/watch?v=_NEu98L7_2c
I just peaked at the Euro model and it looks like it puts areas west of you into the 90's early next week with 80's here after Monday. Plus this week here is a bunch of 70's. Amazing weather for mid March. In fact we are in the middle of the anniversary of the blizzard of 1888 when near zero temps and 2-4 feet of snow hit this area.
http://www.ecmwf.int/products/forecasts/d/charts/medium/deterministic/msl_uv850_- - z500!Geopotential%20500%20hPa%20and%20Temperature%20at%20850%20hPa!144!North%20A- - merica!pop!od!oper!public_plots!2012031300!!/
thanks for the post. I completely agree with the premise that it is INSANE to make deliberate choices to purchase oil from our enemies.
That said, I am not totally in support of buying oil from Canada either. While it is certainly the lessor of evils, IMHO, it is still a mistake to spend money on a massive oil import project instead of investing in the production of oil and natural gas (and other sources) right here in the good 'ol USA.
I would rather see energy independence from ALL foreign sources. And there is no doubt in my mind that there are a handful of companies and special interests that are licking there chops to build that pipeline and fatten their wallets.
For God's sake, there are more than enough energy resources here at home. I am sick and tired of the excuses, sick of the alternatives, and sick of the special interests, and especially sick of buying energy from our enemies.
I want to see an America that is 100% energy independent. And, I want to see all the American jobs associated with that independence.
TM
Yes... That's why I HOLD my moderate 300 shares. And why I further recommended to Tony to buy-in using a dollar-cost-average method. The dips, when they happen, may be small and brief, but they are certainly very worthwhile when they happen... especially with this stock.
I still have a VERY optimistic outlook for this stock, and I think it could easily reach beyond your estimate, maybe even closer to $700 - $750... and I maintain my expectation that the stock will reach $1000 /share a lot sooner than many people would expect... especially those idiots on CNBC.
TM
Hmmm - why is a Canadian attacking the US decision to not build a pipeline?? Perhaps sour grapes??