Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/25 for details.
Options

Lease Questions - Ask Here

1…196197199201202…468

Comments

  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi Paul. I have finally had a chance to take a look at Honda's April lease program. Let's work up some sample lease payments for you and see what we come up with. According to my calculations, if you were to lease a 2004 Honda Odyssey EX with the rear entertainment system (MSRP: $30,480 / selling price: $27,470) through American Honda Finance Corp. this month for 3 years with 15,000 miles per year, your zero down, pre-tax monthly lease payment should be right around $308. The 3 year, 12,000 miles per payment would be around $291. You definitely do not want to lease the Odyssey for 4 years at this point, because Honda's special lease money factor is good only for leases of up to 3 years in length. The lease money factor that I used to calculate the aforementioned lease payments is .00096.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi jayivy. Infiniti Financial Services' current base lease money factor for the 2004 Infiniti G35 Coupe is .00210 for any length lease, so the factor that you were quoted looks a little high.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    That's great news, vyacha1. Congratulations on your new ride. I am glad that I was able to help you out. Enjoy!

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello pb1. The compatibility of cash incentives varies from model to model. Customer cash is often not compatible with manufacturers' special lease programs. If you let me know what model you are getting, I would be more than happy to let you know if it has any cash incentives on it that are compatible with its lease program.

    Gap insurance covers the "gap" between what your insurance company will pay for your vehicle if it is totaled in an accident or stolen and what you still owe on your lease. Some banks automatically include gap insurance in their leases, while others do not. If this is something that you are interested in, make sure to check to see if the bank that you are planning on leasing through includes it or if it will cost extra.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • toleartolear Member Posts: 7
    Hey Carman!

    What is a good price for Gap Insurance when you
    lease a Toyota Camry LE from the Dealer?

    I am interested in 12K & 15K miles for 36 months. Honda includes Gap but Toyota Dealers have a separate individual selling the insurance.
  • ddeliseddelise Member Posts: 353
    Hello -

    Just wondering what are the April figures for the Buick RDV. I am looking for residual and moeny factor for 36 and 48 month programs (12k miles/yr). Also, is there any dealer or consumer lease cash available?

    Finally, what does GM charge for the aquisition fee for leases?

    Thanks - Damon
  • paulc6661paulc6661 Member Posts: 16
    Hi Carman,

    Thank you so much for the information. I definitely will go with 15K/yr. 36 month lease. NJ sale tax is 6%, so my monthly payment should be around $308 X 1.06 = $326.48. Is this correct? Also you mentioned the MO for 36 month lease is .00096, is this good only for April? What is the residual for 15K/yr. 36 month?

    I'll work with some local Honda dealers to get the deal and will keep you updated.

    Thanks again for your great help!
    Paul
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    I believe that you were correct when you stated that American Honda Finance Corp. leases include gap insurance, but Toyota Financial Services leases do not. Unfortunately, I am not really all that familiar with how much gap should cost on a Toyota lease at this time. I would think no more than a couple hundred dollars, but you may want to place some calls to a couple of dealerships to find out for certain. In fact, you may be able to get gap insurance on your own through your credit union. Sorry that I couldn't be of more help.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi Damon. Thanks for taking the time to re-post your question in this discussion. Let me begin by saying that General Motors Acceptance Corp. publishes what is known as lease rates rather than money factors for the models that it leases. You can convert these lease rates into approximate money factor equivalents by dividing them by 2400. OK, now onto the good stuff. According to the latest info that I have seen, if you were to lease a 2004 Buick Rendezvous AWD through GMAC this month for 3 years with 12,000 miles per, its base lease rate and residual value should be 3.5% and 54%, respectively. The numbers for an otherwise identical 4 year lease of this model should be 3.5% and 45%. The only lease cash that I am aware of on the '04 Rendezvous right now is the $1,000 "Truckfest" promotion that GM is running. This money may be used in conjunction with GMAC's lease program. The last that I heard, GMAC's lease acquisition fee was $595 in most states.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • mabubbamabubba Member Posts: 53
    Hi Carman,

    Great thread, I appreciate the opportunity you give to all of us potential leasees to level the playing ground w/ dealers. I am looking at leasing a S60R. I haven't negotiated a price with a dealer yet (I live in Terre Haute, Indiana and I'll have to travel a ways to the nearest Volvo dealers), so I can't run specific numbers by you. But I would like to know what the manufacturer leasing numbers are for the S60R, money factor and residual. I am looking at 36 months and 12K/15K miles/year. If I elected to order a vehicle through the overseas delivery program, would I be able to lock in a lease deal now or would I have to wait until I actually take possession of the vehicle. You mentioned in a previous message that the dealers can survey non-captive lease deals for specific vehicles with much greater ease, would they get a better deal if I leased through Volvo than a third party bank? I ask because it seems that w/ the 4K lease cash available for non-captive leases, I should be able to get a better deal through a third party, maybe by using leasecompare.com.

    Thanks in advance,

    mabubba
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    No problem, Paul. Different states have different methods for calculating tax on leased vehicles. I am not exactly sure how it is done in New Jersey. Perhaps you can find the answer to your question on following site: New Jersey Motor Vehicle Commission.

    The special lease money factor that Honda is providing on the '04 Odyssey is scheduled to run through May 3rd. However, given the fact that Honda has been providing support on this van for the past several months I would not be surprised if it was continued or even enhanced after that date. AHFC's current 3 year, 15,000 miles per residual value for the 2004 Honda Odyssey EX w/rear entertainment is 59%.

    Make sure to come back and let us know how everything turns out.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • impact01impact01 Member Posts: 95
    Strange how one can never buy a 2yo used Camry for $11500 (Carmax lists ~$15K for 02 LEs with ~27K miles). So, if one buys the car and gets ~13.5K after two years on a private sale, it may work out to be much better than leasing!. With Nissan listing 70% residual for Altima I was just curious where the ballpark number might be.

    Thanks.
  • justin8justin8 Member Posts: 6
    Car_man, could you provide me the numbers for both the 04 Buick Rainier AWD and the 05 Chevy Equinox as well as any incentives currently being offered. There would both be for 36 month leases and 36000 miles.

    Thanks.
  • infinitimninfinitimn Member Posts: 146
    In NJ there is sales tax on the depreciation, not on the entire lease payment. There may also be sales tax on the bank fee, but this would amount to less than $1 monthly.
  • joe1joe1 Member Posts: 4
    mabubba: I glad you posted this, I'm actually considering leasing a OSD S60R. I've contacted William Marks Volvo and am waiting to hear back on what base is used to derive the R.V.-- U.S. MSRP or the discounted U.S. OSD price. I would figure it's better for VFNA/finance co to use the U.S. MSRP? As for the lease timing, I'm also waiting to hear the answer on that. I know that final pmt is due 30 days prior to pick up or if using VFNA, one week prior. I've been running some numbers, and assuming the same lease numbers are available for OSD vehicles from VFNA (CarMan?) I feel it should be the cheapest route. Saving on the front end with the OSD price, and using VFNA's MF/RV which are respectively lower/higher than LeaseCompare for instance. Hopefully this helps a bit and it works out for you, it's an awesome car!!
  • pb1pb1 Member Posts: 2
    Thank you for your quick response. I'll be turning in my current leased 2001 Pathfinder. I'm interested in a 36mos lease 12Kmi for a 2004 Nissan Altima 3.5 SE automatic in NY with options: leather package, sunroof with wind def, floor/trunk mats, ABS and side airbags. I'm planning on leasing through NILT/NMAC. I negotiated a $23944 selling price which incl $1500 rebates. When I told the salesmen I was then interested in leasing he said the rebate would not apply so it was then added. The dealer said he would make the dispo fee and I would pay sales tax up front. We agreed on monthly payment of $353.08. I'm waiting to hear back if they've located the vehicle. We didn't discuss gap insurance. I'd appreciate any advice you can give. Thanks. pb1
  • postnobillspostnobills Member Posts: 43
    Hi Car_Man -
    Can you provide me the APril lease data for an A4 3.0 Quattro Cabriolet in Virginia for 36 months at 12,000 miles? Also, do you know if Audi is requiring a lease acquisition fee for current Audi owners? Many thanks!!
  • mabubbamabubba Member Posts: 53
    joe1: Hey, thanks for the reply, I think we are on the same page. I just got a reply back from William at flyvolvo.com and he gave me a run down on the OSD leasing options. VFNA doesn't allow the same leasing options for OSD vehicles as it does on dealer inventory/custom orders. So the MF/residuals might not be as good. And since the deal is completed 30 prior to the pickup date, you can't lock anything in now since the next batch of S60Rs is scheduled for delivery in July. So it's going to be a little more work to figure out the best deal. I sure wouldn't mind taking advantage of the OSD package though, I heard that there is going to be a special vacation package for 15 S60R owners with first class tickets to the Formula 1 Belgian Gran Prix!

    John
  • jfgobravesjfgobraves Member Posts: 15
    Hey carman
        Know that you have honda april lease number could you please help. I'm looking for lease numbers on a 2004 Acura TL terms are 48 months 12k miles. If you could give the residuals for with navigation and without. Thanks for your help.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello justin8. Both of these models qualify for the $1,000 bonus cash that GM is offering through its "Truckfest" promotion this month. This cash may be used in conjunction with GMAC's lease program. If you were to lease a 2004 Buick Rainier through GMAC this month for 3 years with 12,000 miles per, its base lease rate and residual value should be 3.5% and 53%, respectively. In addition to the aforementioned $1,000, the '04 Rainier also qualifies for an additional $500 lease cash ($1,500 total). The base lease rate and residual value for an otherwise identical lease of a 2005 Chevrolet Equinox AWD should be 6.0% and 54%, respectively.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Pb1, the salesperson who you spoke with is correct. The $1,500 customer cash that Nissan is providing on the 2004 Altima is not compatible with NMAC's special lease program.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi postnobills. Audi decided to continue its March lease program unchanged through April 12th. Did I provide you with this info last month? If so, it is still good through then. If you are going to lease this car after that date, please feel free to check with me a day or two after and I will be more than happy to try to give you an idea of that the new program is like.

    Audi Financial Services' current base lease acquisition fee is $575 in most states. I do not positive, but I do not believe that it waives this fee for returning lessees.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • 307web307web Member Posts: 1,033
    About what should the monthly payments be of a 2004 Toyota Prius with navigation? MSRP and cap price both at $25,755?
    24 months/30K miles and 36 months/45K miles?
    $0 down payment.

    Thanks.
  • doug_tdoug_t Member Posts: 22
    Car Man -

    If you could give me the MF and residuals in effect for April on the Murano, I'd be grateful. I'm primarily looking at the 4WD SL for 36 or 39 months, at 12k/year, in NJ. What sort of fees apply on these leases?

    If there are any differences between the SE and SL, or if the selected options are a factor, I'd like to know that as well.

    Fantastic service you're providing! Thanks!

    - Doug
  • joe1joe1 Member Posts: 4
    mabubba: Thanks for the update!

    CAR_MAN, any insight into the Volvo Finance numbers on a OSD vehicle?--do you have access to these? If so, specifically I'm looking for a 48 mon@12 miles/yr lease. Although, according to mabubba, I won't be able to even order until July--I would still like to know what sort of differential there is between dealer inventory/custom orders and OSD vehicles.

    mabubba, any word on when the Grand Prix incentive starts?

    Thanks again!!
  • siteexpertsiteexpert Member Posts: 27
    Car man,

    Any changes on the BMW 330xi lease programs for April? (12K/36months - last month was 60%, .001)

    Thanks.
  • mabubbamabubba Member Posts: 53
    Hey Carman,

    I need your advise. In my first negotiation salvo with a local dealer, I have the following offer. MSRP $43,520, selling price $40,000 for a silver automatic, w/ premium & touring package & 18" wheels S60R that is on the dealer's lot. The lease quote was $680-690 for 36 month and 12K miles/year or $690-700 and 15K miles/ year with no money down. These numbers seem totally out of line to me. I don't have a residual or money factor information to tell if this is a decent offer. Can you help?

    Thanks,

    John
  • mookie12mookie12 Member Posts: 5
    Carman or anyone else, need your advice. Have gotten the following offers, and want to see if the numbers anre in line, or if anyone has been able to negotiate a better Cap Cost recently.

    745i
    MSRP: $73,695
    Cap Cost: $69,695
    Money Factor: .0019
    Residual: 59%
    Monthly: $991
    Out of Pocket (Sec Deposit, 1st Mo. Inceptions): $2800

    545i
    MSRP: $62,280
    Cap Cost: $59,797
    Money Factor: .00215
    Residual: 62%
    Out of Pocket: $2400

    Any help would be greatly appreciated. State of NJ.
  • joe1joe1 Member Posts: 4
    If you don't mind me chiming in...from those numbers I'd say that the dealer is using an inflated MF or extremely low RV. Using the March numbers (which definitely could have changed) I ran your #'s ($43,520, $40,000, 36@12k/15k, MF for march .00016, RV for march 53%/55%, zero down) and came up with the following:

    36mon @ 12k: 456ish (before tax)
    36mon @ 15k: 480ish (before tax)

    To even come close to the dealer's 700 for 15k/yr I had to use a MF of .003 (7.2%!) and RV or 49%. Something's fishy with that deal.

    I'm sure Car_Man will have the answer...
  • dlambertdlambert Member Posts: 4
    Have the lease programs changed on BMW 3 series for April?
    What is the money factor and residual on the 325i at 15K and at 12K? and is it the same for the 325 Ci?

    Can you provide with a sample lease payment on the following?

    Option One:
    BMW 325i
    My Price 29962
    MSRP 31520
    24 months at 12K year and at 15K year

    Option Two:
    BMW 325Ci
    My Price 32289
    MSRP 32645
    24 Months at 12K and at 15K year

    Thank You so much!
  • franzfranz Member Posts: 16
    Car_Man or others, please help.
    I'm planning to take European Delivery of a BMW 330i w/ sports package, moonroof, metallic paint, xenon lights and cold weather package. I plan to take delivery in August. Can you quote me reasonable terms for a 3 year/15,000 mile lease with no money down? Is it important to "lock in" before BMWFS lease terms change at the start of April? Should I expect to get any better than $1000 lower than European delivery MSRP with options? Thanks.
    -Franz
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi jfgobraves. Here is the information that you are looking for. If you were to lease a 2004 Acura TL without navigation through American Honda Finance Corp. this month for 4 years with 12,000 miles per, its base lease money factor and residual value should be .00190 and 52%, respectively in all states except for New York. The money factor for an '04 TL with navigation would be exactly the same, but its residual value would be 2% lower.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello 307web. So you're interested in the Toyota Prius, huh. I think that it is a pretty neat car. I have a feeling that Toyota is going to sell a bunch of them with gas prices as high as they are right now. Unfortunately, hybrid and electric vehicles are funny animals as far as leasing goes. I think that it is difficult for banks to predict their residual values because these types of vehicles don't have much history to work with. I haven't seen any sort of lease program for the Prius lately. I am sorry that I could not be of more help.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    I would be more than happy to help you out, Doug. According to the latest information that I have seen, if you were to lease a 2004 Nissan Murano SL AWD through Nissan Motor Acceptance Corp. this month for 36 months with 12,000 miles per year, its base lease money factor and residual value should be .00185 and 54%, respectively. The numbers for an otherwise identical 39 month lease should be .00185 and 53%. Nissan's lease money factors for the '04 Murano SE AWD are exactly the same, but its residual values are 3% lower for these terms. At lease signing, you will have to pay this vehicle's first month's payment, a security deposit of that payment rounded up to the nearest $25 increment, your down payment (I always tell consumers not to put any money down when leasing), and NMAC's lease acquisition fee of $550.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi joe1. As I am sure you are well aware, consumers who take European Delivery of vehicles receive special low selling prices. However, I am not sure if there is any sort of special lease program associated with Euro Delivery vehicles. If there is, most likely it is some sort of adder to or deduction from Volvo's normal lease program. I would be more than happy to give you an idea of what that is like. If you were to lease a 2004 Volvo S60 R through Volvo Finance this month for 4 years with 12,000 miles per, its base lease money factor and residual value should be .00013 and 49%, respectively. Obviously, this car's lease program will be different in July.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hey siteexpert. I believe that the lease program for all 2004 3-Series models, except for the convertibles, is exactly the same in April as it was in March.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi John. Let's work up a sample lease payment on this car for you and see what we come up with. According to my calculations, if you were to lease a 2004 Volvo S60 R with a full MSRP of $43,520 and a selling price of $40,000 through Volvo Finance this month for 3 years with 15,000 miles per, your zero down, pre-tax monthly lease payment should be right around $491. The 3 year, 12,000 miles per payment should be around $467. So as you can see, the numbers that they quoted you are way out of line with what you should be paying to lease this car. Perhaps your dealer is running this lease through a bank other than Volvo Finance and trying to pocket the $4,500 dealer cash that Volvo is providing on leases through other banks.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi mookie12. The selling prices of both of the cars that you mentioned look good to me, but you may want to look up the Edmunds.com True Market Values for these models by visiting the Edmunds.com New Vehicle Price Guide and stop by the following discussion to make sure: KarenS "BMW 5-Series: Prices Paid & Buying Experience" Apr 9, 2004 5:19am and /WebX?14@@. Furthermore, both of the lease money factors that you were quoted are BMW Financial Services' base factors. This means that your dealer is not trying to mark-up BMW FS' base lease program to add additional back-end profit to your deal. I didn't work up sample lease payments on these cars for you because you never mentioned how long these leases are or how many miles per year you are getting, but all of the aspects of the deal that I was able to check out look good.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Greetings dlambert. BMW's lease program for the 2004 325i and 325Ci are exactly the same in April as they were in March. I would be more than happy to calculate a few sample lease payment for you.

    Option 1: According to my calculations, if you were to lease a 2004 BMW 325i with a full MSRP of $31,520 and a selling price of $29,962 through BMW Financial Services this month for 2 years with 15,000 miles per, your zero down, pre-tax monthly lease payment should be right around $382. The payment for an otherwise identical lease with only 12,000 miles per year would drop to around $356.

    Option 2: According to my calculations, if you were to lease a 2004 BMW 325Ci with a full MSRP of $32,645 and a selling price of $32,289 through BMW Financial Services this month for 2 years with 15,000 miles per, your zero down, pre-tax monthly lease payment should be right around $528. The payment for an otherwise identical lease with only 12,000 miles per year should be $502.

    As you can see, even if these cars' selling prices were identical the 325i would have a lower lease payment than the 325Ci because it has higher residual values. Furthermore, I don't see why you weren't able to negotiate more of a discount on the coupe.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • mookie12mookie12 Member Posts: 5
    Thanks Carman. The leases are for 36 months and 15k per year. Also, the monthly payment for the 545i is $839 per month. Let me know if these look good.
  • justin8justin8 Member Posts: 6
    Car_man,
    Thanks for the information you provided. My local dealer provided me a quote on a Equinox LT for $359.44 a month including 6% sales tax and no money down. He used 54% residual and 4% money factor numbers. The MSRP of the vehicle is $28645 and GMS price is $25604. Does this sound like a good deal to you?
  • tguerinotguerino Member Posts: 22
    Carman, I am considering buying either a 2004 BMW 645 coupe (not the convertible) or the 545 and would like to know if you could give me the residual and money factor for each of these cars for 36 month, 12k miles per year (and 10k miles per year).

    Thanks for your help!
  • mzinzimzinzi Member Posts: 33
    Hi CarMan...

    Would you happen to know the lease numbers for the Saab 9-3? Here is what I'm looking for...

    2004 Saab 9-3 Linear Sedan
    MF and Residual for:

    36,39,42 months
    10,000 miles per year

    I live in CT if it matters...

    Thanks!!!
  • siteexpertsiteexpert Member Posts: 27
    Hi!

    Do you have the money factors/ residuals for the new Toyota Solara Convertible SLE V6 for 36months/12K miles? (w/ Nav system in Washington State if it matters).

    Thanks in advance.
  • adgridleyadgridley Member Posts: 9
    Car_Man - Believe it or not, you gave me advice probably 4 or 5 years ago on a Jetta - you were a great help and glad to see you are still here!

    I'm looking at a 2004 XC 70 (loaded, MSRP ~40,140). Thanks to you, I learned how to calculate all the numbers years ago, so if possible, could I get MF and residuals on 42 (which they are pushing) and 48 month leases for 10k miles/year?

    I'm in San Fran, CA if this helps - any other deals I should be aware of other than that listed in Edmunds main section.

    Thanks in advance! Best regards, Adam
  • dlambertdlambert Member Posts: 4
    Car_Man:

    Thank you for the sample lease payment. I have decided to go with the 325i sedan given it's higher residual.

    Can you provide me the following information:

    1. Current Money Factor

    2. Residual for 12K and for 15K at 24 months

    3. Associated Fees:

    I have read about MACO and training fees--are these legitimate fees?

    I am aware of a BMW acquisition fee, how much is this and possibly a security deposit (as a first time BMW leasee).

    Any feedback on what fees are legitimate and what fees aren't would be greatly appreciated!
  • bjpbjp Member Posts: 6
    This was my deal I signed at the end of March if this helps anyone.
    My quote:BMW 325ci coupe
    Titanium silver metallic
    Black Leather
    Premium package
    Sport package
    Steptronic automatic
    Heated front seats
    MSRP $37,895.00
    Sell price $35,900 with floor mats
    Lease 15,000 miles per year
    36 months, 57% residual,.00125 MF
    $492.32 / month
    New plates, reg , tire fee etc $167.50
    Security deposit ( refundable at lease end ) $500
    Taxes $1,462.19(in ny we have to pay upfront)

    Total amount due at signing $2,612.01
    lease acquisition was $800 rolled into cap cost.

    I drove off the same day and never looked back. Thanks Car man.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    No problem, mookie12. Thank you for the additional information. Let's work up some sample lease payments for you and see what we come up with. According to my calculations, if you were to lease a 2004 BMW 745i (MSRP: $73,695 / Cap Cost: $69,695) through BMW Financial Services right now for 3 years with 15,000 miles per, you zero down, pre-tax monthly lease payment should be right around $943. The payment for an otherwise identical lease of a 2004 BMW 545i (MSRP: $62,280 / Cap Cost: $59,797) should be right around $800.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    You're very welcome, justin8. The deal that you were quoted looks very good to me. If you like the truck, I don't see any reason not to go for it.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    So you're interested in the new 6-Series, huh, tguerino. Excellent choice. It is an amazing looking car. Let's take a look at its current lease program. Not surprisingly, I don't believe that BMW is providing any sort of lease support on the 6-Series right now. So if you were to lease one through BMW Financial Services, you will have to use its standard lease program. According to the latest information that I have seen, BMW FS' current base standard lease money factor is .00245 for 3 year leases. Its 3 year, 12,000 miles per residual value for the 2004 BMW 645 coupe is 57%. The 10,000 miles per year residual value would be 1% higher. If you were to lease a 2004 BMW 545i through BMW FS this month for 3 years with 12,000 miles per, its base money factor and residual value should be .00215 and 64%, respectively. Again, this car's 10,000 miles per year residual value would be 1% higher.

    Car_man
    Host
    Smart Shoppers / FWI Message Boards
This discussion has been closed.

Helpful Tools

Most popular vehicles