Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
Options
Lease Questions - Ask Here
This discussion has been closed.
Comments
Car_man
Host
Smart Shoppers Message Board
If you feel as though you should be able to get a lower monthly payment on this model than the one that you were quoted by the dealer that you are currently working with you have two options. You can haggle with them some more to see if you can get them to give you a better deal or you can comparison shop with a few other Infiniti dealers.
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
I am ready to deal and cant wait.
Seriously if yopu get time id love to know the numbers and your thoughts.
thanks
Toyota's lease program varies by region. I do not believe that it has any sort of lease support on the 2004 4Runner in any of its regions though. If this is the case and you were to lease one through Toyota Financial Services, you would have to use its standard lease program. I haven't seen its standard lease program recently so I can not help you out there.
Lastly, if you were to lease a 2004 Dodge Durango SLT 4WD through Chrysler Financial this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00141 and 51%, respectively. Dodge is providing $3,500 lease cash plus $1,000 Chrysler Financial Bonus Cash on the '04 Durango in July for a total of $4,500 that you can use to negotiate a more attractive capitalized cost.
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Thanks very much for the excellent info. that looks a pretty cheap deal to me.
I appreciate your help.
Car_man
Host
Smart Shoppers Message Board
As far as the Honda Accord that you are looking at goes, it appears as though the selling price that you were quoted is actually higher than its full MSRP. Dealers are providing significant discounts on Accords right now and you definitely should not pay anywhere near full MSRP for one.
Consumers can always lease any vehicle that they want without making any sort of down payment. In fact, it is in your best interest not to make any sort of capitalized cost reduction when leasing. Many manufacturers advertise leases with down payments because it makes their monthly payment look more attractive. People often just look at the monthly payment that is being advertised and do not pay attention to the other aspects of the lease. If you're not looking at the down payment, $199 per month looks a lot better than $230 per month.
This is a great time to lease an '04 Accord Coupe. Not only is Honda running a special lease program on Accords in July, but it also has $500 dealer cash on '04 Accord Coupe 4-cylinder and $1,000 on '04 Accord Coupe 6-cylinder models that will help you to negotiate a more attractive selling price. They just advertise a sample lease payment on the Accord Sedan because sedans are much more popular than coupes are.
Car_man
Host
Smart Shoppers Message Board
Looking to see what my payments would be in the following applied:
Capitalized Cost: $41,000
3 year/36 months
15,000 miles
trade in worth $8,000.00
Help Please.................
I was offered a 48 mo. lease at a dealership with a MF of .00153 and residual value of 47% w/12,000 miles/yr. Is this a good deal? I am seeing 36 mo leases quoted in the forums at .00185-.00187 with resid of 55%. Is this what I should be looking to negotiate if I choose a shorter lease? (I have excellent credit).
Is the residual value calculated based on the MSRP, the sale price before rebates/incentives or the sale price after incentives?
Why do the lease calculators at Edmunds, lease guide and bank rate all give me different numbers? Which is most accurate?
Will all lessors outside of VFNA include acquisition and disposition fees, or can I try to negotiate this as well?
Should I work with the dealership primarily to negotiate the lease or should I get pre-approval with an online lease company. I have seen a lot of leases posted through Wells Fargo and Chase but apparently they only work through dealerships. We got pre-approved for my husband's lease 3 years ago only to be told by the dealership we couldn't use it.
Thanks in advance for your help.
Would you let me know the MF and residual for a 2004 Lexus FWD RX330? MSRP is 39625 and Capitalized Cost is 37500.
MSRP: $23,990
Invoice: $21,600
Rear spoiler: $499
Fog lights: $330
Moonroof visor: $108
Splash guards $89
Fenderwell trim: $75
Cargo net: $49
Total: $22,750
If you take the $500 dealer cash off the total is $22,250. We paid $22,339. The accessory prices are retail prices from Honda's site but they do not include labor so I thought it was a fair deal. We aren't giving them any money up front and the payments are $360 including tax for 36 months/15,000 miles. They stated that they had to increase the money factor because we did not pay the security deposit. So they increased it to .00153. The residual is $13,224. Is that about right?
I feel as though I got majorally ripped off at the dealership today- maybe I did, maybe I didn't! My car (bumper and everything) was appraised at 5500. I still owe 7600 on it. The guy gave me a 36 mon lease for an honda accord ex coupe for 530 down and 359 per month plus tax= 391.31. I thought that was ridiculous but maybe I was wrong. The MSP on the car was 22,600 and the total price of the car on the sticker was lised at 23,090. What do you think?
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
I would be more than happy to calculate a sample lease payment on this car for you. However, in order for me to do so, I need you to provide me with its full MSRP.
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
The MSRP is $42,690.00
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
MSRP $44,240
Capitalized cost 41,000
Thank You
Thanks for all your help!
I plan to lease A 2004 Honda Pilot ex w/leather. I was told with $4000.00 down, 16k miles per year, plus $67.00. I would pay 353.00 per month, with tax it would be $377.84. the 36th month would be 18,516.00 balloon payment, because I am planning on keeping it. I was told that if I pay the tax monthly, I would save on tax at the end.
I would love to hear advice from those experienced about what they think!!Thank you very much!!LILY
Here is the sample lease payment that you are interested in. According to my calculations, if you were to lease a 2004 Mercedes-Benz C320 Sedan with an MSRP of $42,690 and a selling price of $41,000 through Mercedes-Benz Credit Corp. this month for 3 years with 15,000 miles per, its zero down, pre-tax monthly lease payment should be right around $727.
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
I am considering leasing a G35 sedan for 39 months w/ 15,000 miles per year. Would you please provide the money factor and residual value for the July program.
Thanks in advance.
Also, I noticed there is a $1,500 dealer cash incentive on the Volkswagen Jetta. Is that money that I can use to negotiate price on the Jetta?
Thanks again!
Thanks once more!
I have a friend who is looking for a Honda Pilot EXL-Nav. Can you please provide the July base residual and MF for a term of 36 and 39 months, with 12K/year miles. Also, is there currently any lease cash (or factory to dealer incentives that we would not know about)on this vehicle?
Gregg
Another lease is almost up, and I need your valuable information again. Could you please look up the current 15K mile lease numbers for both the 6 & 8 cylinder SRX's? Also, are there any extra incentives available in CO?
Thanks for the help.
Thanks again.
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board
Car_man
Host
Smart Shoppers Message Board