Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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> IBM was responsible for most of those home computers. Almost 90% of PC's out there are pretty much descendants > of the IBM 5150. Don Estridge and his team created the 5150 with off the shelf parts.
"The Soul of a New Machine" by Tracy Kidder is about IBM's efforts to create a PC. I own an IBM Aptiva and it's been a reliable machine for 18 years, albeit with numerous hardware upgrades over the years. I wish "Big Blue" had stayed in the PC business but they sold the PC to the Chinese Lenovo which didn't inspire confidence.
My point was that personal computers took away much of IBM's mainframe sales and that IBM failed to establish a leadership position in PC sales, perhaps due to a lack of retail sales experience.
Sometimes being big is not an advantage. Entrepreneurs often trump bureaucracies. Eventually Gates found that out with Microsoft...what goes around, comes around.
2017 Cadillac ATS Performance Premium 3.6
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Another way of looking at it:
Kia is offering 0% financing on the Kia Soul for 60 months. I can get a pretty nice Soul Plus for around $17,500. If I were to pay the sales tax, license plate, title fees, etc, out of pocket that would run about $1,400 (estimated). Then I would be paying $17,500 divide by 60 is $314.90 per month for 5 years.
If you did that, would you have much equity at the end of 3 years? Let’s run the numbers.
$17,500 minus (36 months at $314.90) leaves us owing $7,557 at the end of year three. As a dealer trade-in, with 36k miles, clean condition, I see $9,552.
$9,552 minus $7,557 leaves me with equity of $1,995. Divide that by 36, and I get $55 per month going towards building equity. If you could lease it for $200 per month, you would be better off by ($114 - $55 = $59).
Which makes me wonder if you could lease a Kia Soul + for $200 a month?
I may be missing something here. Don't these leases (at least some of them) have a fee at turn-in time? $500 or so?
Other than the failure prone BLIS system, I have no defects to report. Either I got bad sensors, or Audi's BLIS systems are in the pre-beta testing phase.
Those things are obvious, but what isn't so obvious is that due to the lack of power anything, you have to use a damn key to open the cargo door/hatch! They should have included a remote button on the key at least for the cargo hatch! That's unacceptable. I have no problem with no power windows if one wants to save money, but no power doors can get annoying.
another factor in your calculations is that at the end of 3 years, you need to get something else, so will get a 2nd set of tax and doc/DMV fees.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
That's what I don't like about leasing...the sneaky fees and hidden charges. Makes a $200 lease into something different. Toss in money factor shenanigans and it's not something my tiny brain can handle. I fear for my relatives going into that kind of swamp being totally clueless.
May be a moot point since they were going to borrow my car to visit the dealer on Tuesday and I haven't heard from them yet.
In other news I was in Albany this morning and while in the parking garage saw a car that I thought was a Chrysler 300 but had a Bentley emblem on the grill. I was impressed until I tried to look up a similar picture to show but found this:
Seems it was just a poser.
In the same garage I also saw a neat old 1930s era Cadillac similar to this:
It was part of a wedding down the block as it had "just married" on the trunk.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 Cadillac ATS Performance Premium 3.6
He goes off to see his manager, comes back with a computer printout. Their starting point is $21,994 (as advertised) plus $2,995 for a “protection package”. I asked if that included an extended warranty. No. I said, “You’ve got a lot of gall to even show me that!”
Got up, walked out. That’s the highest priced Mop&Glo that I’ve ever personally seen. Anyone here ever see one higher?
Went down the road a piece to a Mopar dealership, looked at and drove a new Pacifica. They actually have some decent incentives, the price (on TrueCar) doesn’t look bad. Unfortunately, this thing drove like a lead sled. We’re talking s.l..o…w. It made the Town & Country seem like a Mustang GT by comparison.
The salesman riding with me noticed that I had floored it, and said something along the lines of, “This is the fastest minivan on the market. It does 0-60 in like 5 seconds!”
If true, I would have been very impressed. But it just wasn’t true, not at all. It occurred to me after I left, this turkey may have been in some kind of “eco” mode. I can’t find anything online referring to the Pacifica having “modes”, but who knows?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
You did your part by showing interest in the van by going to the dealership and taking it for a test drive. The dealer did not do their part by trying to sell you the van. IMO they are waiting for you to make the first move (really the second move) by you calling and saying, "hey, remember me. I'm the guy that took your van for a test drive. How much do you want for it'? Like I said, I would NOT make that call. The ball is in their court.
One of my philosophies about doing business with someone is if I show interest and they don't respond, that tells me that we are starting off all wrong. I do not chase after people to take my money. I use this philosophy when dealing with landscapers after they don't get back to me with a quote and the same with painters, contractors, etc. on the rare occasion that I have a need for them. In fact, not getting responses is a big reason why I do most everything myself.
Too bad that my son already sold his '08 Town and Country because it would have been a good deal. It even had a new rebuilt Chrysler transmission and you could have had that beast for less than $8K.
EDIT: After I made this post, I saw where you went back to the dealer. I guess I wasn't too far off about not wanting to deal with that dealer.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Maybe you had the parking brake on.
http://www.motortrend.com/news/2017-chrysler-pacifica-first-look-review/
BTW, what protection did you get for $2995 if not an extended warranty?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
All I can say is that I hope I still have his level of mental and physical fitness at that age- assuming I make it that far...
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
The $22k price PLUS $3k mop n glo package is totally ridiculous, that certainly makes a new one preferable to that scam of a deal.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I asked if that included an extended warranty. No. Well, what does it include? A carfax report. Something about tint (tinted windows? not sure). And "interior protection" (Scotchguard?)
No, the parking brake wasn't on. Although it felt like it was.
2013 LX 570 2016 LS 460
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I had one like this in a lower trim and liked it.
http://albany.craigslist.org/ctd/5674723014.html
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
btw....I know there is an explanation for that square in the rear window, like a reflection or something, but, I can't figure it out.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2013 LX 570 2016 LS 460
http://sfbay.craigslist.org/eby/cto/5663609510.html (cheaper)
Dealer asking prices in CA seem to be about $4995, so figure you can get it for $4500 from a reputable dealer.
2017 Cadillac ATS Performance Premium 3.6
A non rusted car with 60k miles and a dealer warranty for $4000 isn't bad.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2013 LX 570 2016 LS 460
I called before we did our trip to Pigeon Forge in June. 5 months for $20 and $4 for the gasoline/weather price feature which is $299 a month full price? I really like having the gas price checks. It helped find the cheaper Shell stations as we rolled along. BUT the best was having the Fox news channels in areas where FM and AM stations are hard to pick up in the mountain areas of S KY and TN.
After gas south of Lexington wife didn't like the 60s channel. So I searched and found a Broadway channel. They were playing the 46 songs from Hamilton!!! Happy wife; happy drive. But the sound was not nearly as good as the CD or MP3 versions I made after I was home. The bass was muddled, it turns out. Best for sound on the Pioneer system in the Malibu was the MP3. But the XM version was great to have for the hours for the rest of the drive.
I see now why my son didn't want to renew SiriusXM after the sample period in his Cruze. I Don't notice the muddled sound on talk versions of the cable channels, but he did even compared to FM.
2014 Malibu 2LT, 2015 Cruze 2LT,
Your ad said something about first computer designed car in America, sounds like a conversation starter....does that mean you have to keep rebooting it to get it to start?
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I wonder if that's the same dealer that had the OCD Mercury GM with the near weekly dealer visits that I posted about a while back.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
REVIEWS FOR AUTO VISION
Part of reviews;
*Warning: this used car dealer buys auctioned and wrecked cars, details them without fixing them, then sells them at a premium.
*Yes that very same day after purchasing the car i had it towed. Couldn't even make it home! I got it towed to a garage where they discovered the car had parts under the hood that were held with glue and im lucky it didnt explode. They said the best thing that ever happened to me was that car shutting off on the highway!
*Warning: this used car dealer buys auctioned and wrecked cars, details them without fixing them, then sells them at a premium.
Like we said, anything that sounds - and looks - to good to be true..............probably is!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
To be continued
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I hope the musical will continue to be as good without Miranda.
This is a case where leasing could be a good move....a bit gutsy, because she has to depend on getting a good job when she is finished her course.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250