2016 X5 Residual and Money Factor

cand1unc · July 2016

For 36 months and 15K miles

kyfdx · July 2016

cand1unc said:
For 36 months and 15K miles

.00137 MF and 57% residual

stk6115 · July 2016

For 36 months and 10k miles?

Michaell · July 2016

stk6115 said:
For 36 months and 10k miles?

.00137 and 60%

dmyers04 · August 2016

Wondering MF and residual for x5 in NH. 36/42/48 months 15K miles.

kyfdx · August 2016

dmyers04 said:
Wondering MF and residual for x5 in NH. 36/42/48 months 15K miles.

.00137 MF and 57% residual for 36/15. $2000 lease credit.

The other terms are not competitive.

cyborg_monkey · August 2016

Hi, I would like to know if this is a good deal:

2016 X5 40e Xdrive
36m/15k
MSRP: 70,945.00
Selling Price: 59,450 (includes $5500 lease credit, $1000 loyalty credit)
Tax: 1732.72
Fees: 405.27 (Doc Fee 169.27, License 101.00, Title 95.00, CVR/Filing Fee 25.00, Vehicle Tax 15.00)
Base MF: 0.00170
Residual: 56.5%
Monthly Payment: $823
Due at Signing: $823

I think the MF is high, but they say they get that from BMW FS as the term. Also the 56.5 Residual was noted as the BMW FS term.

Thanks!

Michaell · August 2016

cyborg_monkey said:
Hi, I would like to know if this is a good deal:

2016 X5 40e Xdrive
36m/15k
MSRP: 70,945.00
Selling Price: 59,450 (includes $5500 lease credit, $1000 loyalty credit)
Tax: 1732.72
Fees: 405.27 (Doc Fee 169.27, License 101.00, Title 95.00, CVR/Filing Fee 25.00, Vehicle Tax 15.00)
Base MF: 0.00170
Residual: 56.5%
Monthly Payment: $823
Due at Signing: $823

I think the MF is high, but they say they get that from BMW FS as the term. Also the 56.5 Residual was noted as the BMW FS term.

Thanks!

Base MF is .00137. I've never seen a half-percent on the residual.

Michaell · August 2016

cyborg_monkey said:
Hi, I would like to know if this is a good deal:

2016 X5 40e Xdrive
36m/15k
MSRP: 70,945.00
Selling Price: 59,450 (includes $5500 lease credit, $1000 loyalty credit)
Tax: 1732.72
Fees: 405.27 (Doc Fee 169.27, License 101.00, Title 95.00, CVR/Filing Fee 25.00, Vehicle Tax 15.00)
Base MF: 0.00170
Residual: 56.5%
Monthly Payment: $823
Due at Signing: $823

I think the MF is high, but they say they get that from BMW FS as the term. Also the 56.5 Residual was noted as the BMW FS term.

Thanks!

.00137 and 57% this month.

If I add the taxes and fees to the selling price, and use the inflated MF, I still only get $761/mo.

Find out what adjusted cap cost the dealer is using. I don't see the acquisition fee anywhere in your numbers.

cyborg_monkey · August 2016

Well, didn't get far enough to get Adj Cap Cost. The Finance Manager was not willing to budge on the .00177 MF. Said they need to make money on car somewhere. Oh, and they also told me that the car had 2600 miles on it, but still new under BMW service loaner program. Needless to say, they were not moving on either the front end (sale price) or back end (MF) so we both decided to move on.

Michaell · August 2016

cyborg_monkey said:
Well, didn't get far enough to get Adj Cap Cost. The Finance Manager was not willing to budge on the .00177 MF. Said they need to make money on car somewhere. Oh, and they also told me that the car had 2600 miles on it, but still new under BMW service loaner program. Needless to say, they were not moving on either the front end (sale price) or back end (MF) so we both decided to move on.

Ah, the 2600 miles would account for the small difference in residual. BMW deducts something like .20/mile for loaners and demos.

2016 X5 Residual and Money Factor

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