Lease Questions - Ask Here

CarMan@Edmunds · April 2005

Hi Arthur. I will work up a sample lease payment on this car for you and see what I come up with. According to my calculations, if you were to lease a 2005 Infiniti G35 Coupe with an MSRP of $35,610 and a selling price of $33,409 through Infiniti Financial Services right now for 36 months with 12,000 mile sper year, your zero down, pre-tax monthly payment should be around $444. At lease signing with this deal, you would have to pay your car's first month's payment, a security deposit of $450, IFS' acquisition fee of $550, and any required state taxes or fees. I arrived at this payment using IFS' base lease money factor of .00215 and a residual value of 61%. The factor that you were quoted for this car is different than the one that I have seen. Is this lease through an independent bank?

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CarMan@Edmunds · April 2005

Help is on the way, zhangtao9703. Actually, this post sounds awfully familiar. I believe that I already answered this question yesterday. Let me know if you can't find my response and I will be more than happy to answer any questions that you have again. Thanks.

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CarMan@Edmunds · April 2005

Hi Bonnie. As far as this car's selling price goes, $400 over invoice for a 2005 Infiniti G35 Coupe is a very good deal. The money factor that you were quoted is right in line with Infiniti Financial Services' published lease money factor for this car. That is also a good sign. The acquisition fee of $795 is a little higher than IFS' base fee though, unless you live in New York or Rhode Island. I would be more than happy to calculate a sample lease program on this car for you, using IFS' actual lease program if you let me know how long you are leasing it for and how many miles per year you need to be bale to drive it.

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CarMan@Edmunds · April 2005

Thanks for the additional information, sharkala. OK, according to my calculations, if you were to lease a 2005 Nissan Xterra SE 4WD with an MSRP of $29,500 and a selling price of $27,000 through Nissan Motor Acceptance Corp. right now for 3 years with 12,000 miles per, its zero down, pre-tax monthly payment should be around $410. If you were to make a $1,000 capitalized cost reduction on this vehicle, which is not in our best interest to do, it would reduce the monthly payment for an otherwise identical lease to around $380.

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CarMan@Edmunds · April 2005

You're welcome, Pluvious. Let's work up a sample lease payment on this car and see what we come up with. According to my calculations, if you were to lease a 2005 Jaguar S-Type 3.0L with an MSRP of $48,570 and a selling price of $42,800 through Jaguar Credit right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $602. When negotiating your lease on this car, keep in mind that Jaguar is providing $3,500 dealer cash on it. this money will help you to negotiate an attractive capitalized cost.

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CarMan@Edmunds · April 2005

The salesperson who you are working with makes an interesting cash for leasing, but he/she is basing the 60 month finance payment on an interest rate of 4.75%. Try running some payment comparisons using the 0% rate that one can finance a 2005 Expedition through Ford Credit at right now and see the difference. Make sure to take the fact that Ford's cash incentives cannot be combined with this 0% rate into account in your calculations.

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CarMan@Edmunds · April 2005

Hi suvgal. I am sorry to say that once you have signed a lease contract on a vehicle and have physically driven off of the dealer's lot there really isn't any way to get out of or alter your deal. If you feel as though you are paying too much to lease your current vehicle, you will just have to chalk it up a as learning experience and do more research in advance next time. I just calculated a sample lease payment on this vehicle using the numbers that you provided in your post and I also came up with $322.55 before tax.

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CarMan@Edmunds · April 2005

You're not being a pest at all, chrismang1. According to the latest information that I have seen, if you were to lease a 2005 Lexus RX 330 AWD with navigation through Lexus Financial Services in your area right now for 36 months with 15,000 miles per year, its base lease money factor and residual value should be .00146 and 54%, respectively.

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CarMan@Edmunds · April 2005

Very interesting, Dan. You're right paying sales tax on the entire price of the vehicle that you are leasing stinks. Thanks for taking the time to look into this matter and report back to us.

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CarMan@Edmunds · April 2005

Hi suvindc. It is difficult for me to evaluate the selling price that you were quoted with sales tax included. Do you know what this vehicle's price is before tax in relation to its full MSRP? For more feedback on this model's pricing, you should stop by the following discussion: "Infiniti FX45 / FX35: Prices Paid & Buying Experience".

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CarMan@Edmunds · April 2005

Hey ca_man. All of the aspects of this deal that you mentioned, namely the $1,500 owner loyalty incentive and the lease money factor, look good to me. It is difficult to say what manufacturers' future incentive programs will be like with 100% accuracy. I do know that Audi dealers have been complaining that business is slow because the A4 and A6 are very expensive to lease right now. If I had to make an educated guess, I would say that Audi's lease program next month will be at least as attractive as its current one, if not better. Having said this, nobody knows for certain what the new program will be like right now, not even Audi dealers themselves.

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CarMan@Edmunds · April 2005

Here you go, nathann. According to my calculations, if you were to lease a 2005 Infiniti G35 Coupe with an MSRP of $37,000 and a selling price of $34,632 through Infiniti Financial Services right now for 36 months with 15,000 miles per year, your zero down, pre-tax monthly payment should be around $468. The selling price that you were quoted for this car looks reasonable to me, but you may want to stop by the following discussion to get additional feedback on it from other community members who have either recently purchased or who are in the market for similar cars: "Infiniti G35: Prices Paid & Buying Experience".

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CarMan@Edmunds · April 2005

Hello Sean. Nissan Motor Acceptance Corp.'s 2 year residual value for the 2005 Altima SL is indeed 2% lower than its residual value for the base Altima.

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utollwifl · April 2005

PLEASE HELP! Is this a good deal for my mother?
Fort Myers FL

$340 a month lease with tax and GAP insurance

NEW CAR:
2005 Jetta 2.5
Package 1
48 months
12,000 miles/yr
48% residual
Money Factor .00125
$3,000 down

Dealer willing to give $2,200 plus $500 loyalty to end old lease.

LEASE RETURN
2001 Jetta GLS 1.8T
25,600 Miles
48,000 miles available on lease
13,605 buy out
11,600 purchase at lease end
6 payments left at $292

pumpkinjack · April 2005

Hey Carman, not being a jerk, just wanted to make sure it didn't get lost in the fray. pumpkinjack

Hey carman,
Help, I have never leased before and so I am a little confused. Nissan this month has SL AWD Muranos with touring package for $359 a mo, with $2000 down, 12K a year. This sounds like a really great deal, only problem is I don't want to trade in my old car and I only have about $1,000 to put down. My real questions are 1. Do you know how to/what the tax would be on this (I live in Pennsylvania and the tax rate here is 7%), do you pay tax on the whole amount, only the amount you finance, etc? and also can you factor the tax into the monthly, or is it something you have to pay upfront. My other question is that when you are getting a special lease like this, are any other incentives valid? Like the lower APR (thus making the money factor lower)? or the 500 rebate? Thanks for all the help and the sooner the better, I am looking to buy in the next few days. :confuse:

jerhot · April 2005

I have been reading all of the information about the great Accord rates available this month, but I need my payment to go even lower. Can you please give me the residual and money factor for an Accord LX for 48 months with 12,000 miles? I am curious if the great money factor and favorable residual will continue with the longer term. Also, I think the 36 month rates that Honda is offering are for the automatic. Do they also apply to the manual? Are there any other lease programs, like a 42 month or 39 month term that would spread out the payments a little more?

Thanks!

indysoob · April 2005

Carman-

Do the money factors and residuals vary based on the option package? For example, does the money factor change between a FWD touring with 26S and a FWD touring 26T? If it does, do you have the MF and residuals for the 26T package for 12K/39month? Thanks!

jaybee85 · April 2005

Thanks car_man!
I believe that the MSRP for the Accord LX-4, auto, 4dr, is $21,090 including destination. I am not sure of the price they are using, but my target price is $18,000, based on offers from another dealer and carsdirect. In their offer of $159/month and $2699 cash, they appear to be asking for $1999 cap cost reduction from whatevere their price may be; I am hoping to reduce this amount and keep the payment the same.
Could you calculate the payment for a $18,000 price and for a $17,000 price (net of $1000 cap cost reduction), so I can figure proportionally from there?
Is it fair to figure that every $1000 in cap cost change is worth about $30 per month or some other number?
thanks again - you are performing a wonderful service for us consumers!
jaybee85

penelope1 · April 2005

Hi Car_man. Thanks for getting back to me with all the info.

This will be a lease in New York for 39 months with 12K per year.

I would appreciate it if you could calculate a lease program based on all the info
I have given you in my previous post #19205. I forgot to tell you that the residual at $21,918 is 60%.

New York state sales tax is 8.75% but that should only be on the difference between the dealer price quoted and the residual right? Dealer also says there I have to pay sales tax on the Acquisition/Bank Fee is this correct?

According to the dealer the monthly payment is $467. I need to know if he can do better? I have researched and I am not aware of what holdbacks etc. the dealer has access to.

Thanks Again.

Bonnie

ca_man · April 2005

Car_Man, Thanks so much for your advice. The A4 is especially expensive to lease right now, as you informed me, in an earlier post. We will wait to lease until May, in that case.
Do you know what the expiration date is, on the $ 1500 loyalty incentive ? We are actually looking to replace our 2003 A4 and 2000 A6 with current year models.

Thanks again for the information. I will be posting here again in the month of May :-)

mrw176 · April 2005

Car_Man,

More specs on the Pacifica i'm considering leasing that I need the true MF and residual on:

'05 Touring AWD
12k/yr
26U options package
Rear seat entertainment

dpj · April 2005

Hello Again Car_Man!

I think mine got lost in the fray. I am looking to see what is a good lease deal for the Lexus GS300 RWD with the following best offer so far::
MSRP: $50,209
Sell Price: $47,995
Residual: $21,589
Money Factor: 0.0017 (not through Lexus Financial)
48 Months / 15,000 miles per year
Payment $666 + tax, etc.

Is Lexus offering better Money Factors? If so, what is the best I can get in the Southern California area? Also, what would a 36 month lease cost?

Thanks, Don

dwynne · April 2005

How do you know there are only 3? Just curious. It is most likely that they just don't order many in this configuration since they would not sell well. Manual tranny cars being hard to move these days AND this makes for a $30k MSRP Honda Coupe, which is about "too much" for most folks.

That said, the carsdirect price for this shows up for the Atlanta area as $1,500 under MSRP (or $1,500 or so over invoice). The same car with auto shows up as $550 under INVOICE and if you check the v-6 LX coupe is comes up $1,150 under INVOICE. So something is up with the loaded manual coupes? It could just be the cheap carsdirect dealer does not have the inventory.

For this much difference, I would be willing to travel or ship to get a better deal. Check with the Atlanta and Shreveport "cheap" dealers and also the ones in New Jersey (Open Road and Jersey Honda). Also Boch Honda in MA (#1 Honda dealer in the world, they say) has a white one in stock. I have shipped cars several times with good result. Depending on where you live and find the car this can be very reasonable and I can pass along the (cheap) company I use.

Dennis

dwynne · April 2005

Those are just suggested purchase prices - based on current market. You can override those or put in your own negotiated price to get what your actual payment would be.

You can have them find and negotiate the car for you, or do that yourself and just do the lease with them. They will purchase the car you choose from "wherever" and lease it to you.

Dennis

dwynne · April 2005

I am trying to use the Lease calculator to see what they would have to bring the car down to for me to have my monthly payments at or under $300. How do I plug the lease special numbers into this calculator. The special does not show a %.

Which lease calc are you using?

car_man has posted the EX numbers here before, I will go try to search and find them. Or you can plug the numbers from the "special" into a lease calculator and solve for the money factor.

Edit: I didn't check these, but this is what was posted before on the Pilot EX "special".

12,000 miles per, its base lease money factor and residual value should be .00154 and 63%,

If you plug that in with the other special lease numbers that should come out to the $279 + tax monthly payment they advertise.

Dennis

dwynne · April 2005

I think the promo lease rate is for 36 months only. Any longer term and you would be at a MUCH HIGHER money factor than the < 1% "special".

The same numbers apply to manual or auto Accords with Honda Finance, as far as I know.

It is generally never a good idea to lease a car for longer than the full warranty - which in the car of Honda is 36/36k. With the current discount, you can do the $199 a month "special" lease with little out of pocket. If that is too much, then either pay more up front (not a good idea) or consider a Civic.

Dennis

dwynne · April 2005

I believe that the MSRP for the Accord LX-4, auto, 4dr, is $21,090 including destination. I am not sure of the price they are using, but my target price is $18,000, based on offers from another dealer and carsdirect. In their offer of $159/month and $2699 cash, they appear to be asking for $1999 cap cost reduction from whatever their price may be; I am hoping to reduce this amount and keep the payment the same.

The numbers for the Accord LX I4 lease special are posted right on the Honda web page. To get to $199 a month you have to have a new cap cost of $18,148.68. You can get to this point by dealer discounts and/or money out of pocket. If you reach this number, then you pay acq fee ($595 most states), security deposit, taxes/tags, and first month's payment up front then 35 more payments of $199 + tax.

I have been quoted $18,200 and $18,100 and less for this car at this time (car, destination, and dealer fees). So if you got this car at these prices and paid $1050 or so at signing then your payments would be $199 + tax per month - more or less.

Dennis

Terms and Conditions

2005 Accord LX Special Featured Lease

$199.00 per month for 36 months
$1,499.00 capitalized cost reduction.
$2,493.00 total due at lease signing (includes first month's payment, security deposit, capitalized cost reduction and AHFC upfront acquisition fee; total net capitalized cost and base monthly payment does not include tax, license, registration, options and the like).
Model CM5645EW (2005 Accord LX Sedan with Automatic Transmission)
Special lease rates available on all new 2005 Accord models. Subject to limited availability. The specific featured lease listed is not available to New York residents. New York residents should contact their dealer for New York featured lease. Terms and conditions vary for New York Residents. In addition, AHFC limits leasing terms to 39 months or less to residents and dealers in the state of Rhode Island.

Offer valid through 5/2/2005 for new and unregistered Accord vehicles only and only on approved credit by HFS (Honda Financial Services) through participating dealers. HFS' standard credit criteria apply. FEATURED SPECIAL LEASE: Closed-end lease for 2005 Accord LX Sedan with Automatic Transmission (Model CM5645EW). MSRP $21,090.00 (includes destination). Actual net capitalized cost $18,148.68. Dealer participation may affect actual payment. Taxes, license, title, registration, documentation fees, options and insurance extra. Total monthly payments $7,164.00. Option to purchase at lease end $11,388.60. Lessee responsible for maintenance, excessive wear/tear and 15¢/mile over 12,000 miles/year. SEE DEALER FOR DETAILS. The specific featured lease listed is not available to New York residents. NY residents should contact their dealer for NY featured lease. Terms and conditions vary for NY Residents. In addition, HFS limits leasing terms to 39 months or less to residents and dealers in the state of Rhode Island.

4x4 · April 2005

Well I believe 4.5% is the best I can get in this area Car Man..I have compared the numbers and my 33K drive out price is with all rebates...without rebates on a purchase price of 37000 and 0% interest, I dont think the numbers outweigh taking the rebates and higher rate. Ford has offered me a lease on this unit at 33K drive out price of 615 a month for 36 months....The lease facilatator guy I was quoting said that was a super deal considering I am also rolling over 2780 in negative equity onto that 33K drive out price..so final price of 35873 ...does 615 a month seem right for a 3 year lease at 12K miles? Thanks again!

fish8 · April 2005

You never provided the selling price or the MSRP. Also, the payment sounds a bit high especially since she is putting down $3,000.

kurb · April 2005

For 36months, 15k miles per year
Only first month $480 total out of pocket and payments $480 per month..including taxes..

Is this a good deal..

kyfdx · April 2005

What is the MSRP? and what is your tax rate?

workerbees · April 2005

Local acura dealer currently has a promotion going and I'm trying to determine if this is a good lease deal or not. This will be my first time leasing so I'm not sure how to evaluate a lease deal.

Specs:
2005 Base MDX
MSRP $37470
36 mos. 12k mi
$999 down
$1993 due at inception
Residual = $23980
Monthly payment =$399+tax

This seems like a pretty good lease deal to me but I'm a novice. Should I try to negotiate down the price or are these type of lease specials typically take it or leave it. Also any idea on how much more I can expect to pay if I want to bump up to 15k mi/yr? Also approx. how much more would it be to lease a touring instead of the base model? Lastly does the fact that the residual seems to be to some degree subsidized by the manufacturer does this mean that I will have to pay more if I decide I want to keep the vehicle and purchase it at the end of the lease.

dwynne · April 2005

I don't think so. I ran some numbers for a friend this morning on this two cars:

"330i with auto, premium and cold weather packages would invoice for $37,806 - $4,200 = $33,606 . Then figure they will want to make $1,500 or so in profit (greedy BMW dealers) so $35,106. The MSRP is $40,870 so 52% residual would be $21,252.40. The would work out to $511.63 + tax per month on a 36 month 45k total mile lease.

If you went with a 325i with auto, cold weather package, and leather interior invoice would be $31,248 - $2,500 incentive + $1,500 profit = $30,248. Residual is 55% of $33,720 MSRP or $18,546. So this would work out to be $434.84 + tax per month for 36/45k."

The difference between the 325 w/auto, cold and leather and the premium pack in your spec is very little - so $480 sounds high, depending on your tax rate.

I would negotiate the price of the car down as low as possible, then get the lease terms making sure you get the buy rate on the money factor.

Dennis

kyfdx · April 2005

You have to add back in the acquistion fee, the security deposit waiver MF bump, and taxes.. He said his upfronts were only $480.... I don't think he's far off, but I'm waiting for the MSRP and the tax rate..

dwynne · April 2005

Oh, I missed that

In the deal I looked at for my friend I told him he would pay that up front and I built in $1,500 profit for the dealer. That SOUNDS too much, but it can be hard to

a) pry a car from a BMW for less profit
b) pry a car from a BMW dealer's finance department for buy rate

Dennis

mister22 · April 2005

Hey Dennis,

I found two in stock in the Southeast by painstakingly browsing most, if not every, dealer inventory around here. Apparently I missed one, while a few emails to these dealerships revealed that there was in fact another one = 3. Honestly, it may be a rare car but I'm not willing to shell out the extra cash when other Accord configurations are selling for over $2000 cheaper relative to MSRP, as you say. It's not like the 6 speed is a rocket or a Maserati. I would just like to move away from auto for awhile. Since when has Honda placed a premium on fun? Darn dealerships holding on to them like a keepsake!

Well, in all fairness to the dealerships compared to Carsdirect pricing, one place returned with an offer of $400 over invoice before tax. Keep up the resistance ya'll!

mister22

dwynne · April 2005

I think the difference (in carsdirect) is the really cheap dealer does not stock one, so the "sort of" cheap dealer provides the quote. If I use MY ZIP code I get really BAD quotes on ANY Accord

Where are you located? Talk to some of the cheap dealers in the Southeast and see if they can't order or get you one. The cheap/high volume dealers normally treat each car has just another hunk of iron to move.

Before I would pay $30k full price I would stop by the Infiniti dealer and look at a G35. More money with NAV, but a great leasing car (close to 60% residual).

Dennis

pwein1 · April 2005

Got quotes on both. 36 mos & 12k per year, 0 down
Avalon-$639 per mos, 51% residual
Acura TL $569 per mos, 59% residual

Seems high to me. Any thoughts, I have never leased.

mattm2 · April 2005

Car_Man

I'm looking to lease a G35 and was wondering what the money factor and residual is for 15k/36 mos? Also, is this information readily available somewhere - I would like to know what to expect when talking to the dealer.

Thanks.

synsat · April 2005

Car_man,

Yes, you have to pay the tax on the whole enchalada here in Texas. AND, get this: if you wish to buy the car at lease end for the residual amount you have to again pay tax on that amount! Of course, we don't have a state income tax, so in life some things may equal out but this is still outrageous. This future tax potential was clearly disclosed to me by the dealer in my recent new car lease case (but I am hoping even better cars will be available in 3 years so am not worried about this). A co-worker told me that in some cases, the dealer will eat this tax in order to unload the car, but I guess that is a separate negotiation on the way out.

jackstraw1 · April 2005

I'm due to turn in a '01 S40 in the next two weeks - A couple questions:

1. What constitutes regularly scheduled maintainance - the guide book or the dealer's recommendation? I'm at 63K but I haven't done the 60K service as of yet and would love to avoid it. Mymaintainence schedule got screwed up because I had to replace a oil seal at 58K which meant they changed the oil. Can I turn it in with all the receipts for previous service and say the service light hasn't come on yet for the 60K?

2. Anyone have any experience with Volvo's inspection company or ending a lease with them? I have a couple paint chips - Should I try touching them up on my own and hopefully they miss them or just wait and see what they say and deal with fixing after inspection and prior to dealer dropoff?

Thanks for the help and sorry for the multiple questions.

vgurl · April 2005

Hi Dennis,

I've seen even lower on Carsdirect.com. For my zip code (10462), I get $17834 as their guaranteed low price. Is this possible? I wonder if it would make up the difference for me w/ my poor credit score (which I just found out w/ Transunion is 618 - Honda uses Transunion). It's higher than what I originally thought I was working with. So do you think with an MSRP of $21,090 and a sales price of $17,834 that I could get a lease payment of approx. $200? Thanks for any input!

vgurl

dwynne · April 2005

That is a cheap price! There will probably be a dealer fee of some kind added to that, and being in NY your acq fee will be a lot higher ($795 or $895?). . You have to add tax to the payment as well, I am not sure how that works in NY.

I would think that without $2k- $3k at signing, a $200 payment w/tax would not be possible. The acq fee alone plus security and first month is going to be close to $1,300. You can roll those into the lease, but then the payment just gets higher. The difference between your carsdirect number and the goal is only a $200-$300 which not going to make much difference in your payment.

Dennis

dwynne · April 2005

G35 and was wondering what the money factor and residual is for 15k/36 mos? Also, is this information readily available somewhere - I would like to know what to expect when talking to the dealer.

This information is posted right in this forum , all you had to do was search for it.

The MF is 0.00215 and the residual for a 36/45k lease is either 60% or 59% - the dealer can't change the residual so whichever is the right number will be the one they give you. I think it dropped from 60 to 59% April1. The 36/36k residual is currently 61%.

What should you expect? The dealer will likely try every way they can to rip you off - what do you think

?

You negotiate the price of the car, just like you were buying it. If you can do the Nissan VPP deal (work for Nissan or a supplier or know someone who does) you may can get around $500 over invoice without haggle. Otherwise on a coupe, anything from $500 over to $1,500 would be a "Decent" price depending on where you live.

Then you negotiate the trade, if any.

Then you tell them you want to lease and tell them you know the buy rate (quoted above) and that is what you will sign for. Anything else, you walk - or get a 3rd party lease.

Dennis

mderivero · April 2005

Thank you once again.
Miguel. :shades:

mister22 · April 2005

Hey Dennis,

I'm in Louisiana. Do you know which dealerships around this region are "ginormous" and just wish to "move the metal"? I've considered and even driven the G35 Sedan 6MT but in the end there still is a difference in the monthly payments, which for me right now, is too significant. Also, insurance would be higher in the G35 for me. Doh, just a few more years and luxury performance here I come! Thanks Dennis.

mister22

CarMan@Edmunds · April 2005

Hi jimscooking. What's cookin'? Sorry, I know that it was terrible, but I couldn't resist. Toyota's lease program for the 2005 Highlander varies depending upon which one of its twelve regions one is in. In most areas, Toyota Financial Services' base lease money factor and residual value for a Tier 1+ 3 year, 15,000 miles per lease of a 2005 Highlander Limited 2WD should be .00106 and 56%, respectively. Given the fact that vehicles' residual values naturally fall as the model year progresses, we probably won't see this model's 3 year / 15K residual values back at 60% again until the 2006 model year. If you let me know what state you are in, I can confirm that the above lease program is available in your area.

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CarMan@Edmunds · April 2005

You're very welcome, zhangtao9703. You should subtract the $3,000 in cash incentives that are available on leases of this car from the lowest possible pre-incentive selling price that you can negotiate. On a car like the Saab 9-3, I would not be surprised if you were able to negotiate a selling price that is fairly close to invoice, before subtracting the incentives. For the purpose of this sample lease I will assume that this car's selling price is $500 over invoice. Let's work up a sample lease payment on this car for you and see what we come up with. According to my calculations, if you were to lease a 2005 Saab 9-3 Linear Sedan with an MSRP of $30,120 and a selling price of $26,447 through Saab Financial Services Corp. right now for 2 years with 12,000 miles per, your zero down, pre-tax monthly payment should be around $388. Vehicles' residual values are based upon a percentage of their full MSRPs, including the MSRPs of any options that are allowed to be residualized.

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CarMan@Edmunds · April 2005

Greetings kurb. I would be more than happy to calculate a sample lease payment on the car that you are interested in for you. However in order for me to do so, I need you to tell me its full MSRP. Infiniti Financial Services' 39 month, 15,000 miles per year base lease money factor and residual value for a lease of a 2005 G35 AWD right now should be .00172 and 57%, respectively. All things being equal, it probably wouldn't hurt to wait until the last weekend of the month to finalize your lease.

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CarMan@Edmunds · April 2005

Here is the information that you are looking for, mrw176. If you were to lease a 2005 Chrysler Pacifica Base 2WD (this vehicle's exact lease program varies by trim level) through Chrysler Financial right now for 39 months with 12,000 miles per year, its base lease money factor and residual value should be an amazingly low .00001 and 46%, respectively. When negotiating your lease on this model, make sure to keep in mind that $2,000 lease cash plus an additional $1,000 bonus for going through Chrysler Financial, $3,000 total, on it. This money will help you to negotiate an attractive selling price.

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