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What does the money factor drop to with a 1 pay lease?
How about what deduction for MF can be had with multiple security deposits (I believe you can do up to 9).
Also are they any loyalty rebates/cash for current Toyota owners available on this car?
Thanks again.
.00254 MF and 65% residual
No lease incentives
No info on one-pay or MSDs for your region.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hi can you please let me know Money Factor, Residual Value and incentives available for zip code 77494
Camry LE FWD - 36/12
Camry SE FWD - 36/12
65% LE
64% SE
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
LE/SE both FWD/AWD
36mo/10k and 36mo/12k
ZIP 77450
Thank you.
.00239 MF
SE: 64%/63% residual for FWD/AWD
LE: 65%/64% residual
No lease incentives
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@kyfdx & @Michaell - Thank-you guys so much for your help and invaluable information you provided me with. Using the money factor and residual value you provided me with, I was able to negotiate a 6.5% discount off sticker for a 2025 Camry SE AWD in CT.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Can you share any of the other deal details to help members who are shopping to lease a Camry?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
From the research I did by contacting a few dealers in my very small state (CT), 2025 Camrys seem to be selling well. The good news is that every dealer I spoke with seemed to be willing to discount the car off MSRP and negotiate. It definitely helps to want a specific car, but also be flexible. For instance, I originally wanted an Ocean Gem / Black LE AWD with the convenience package and cold weather package. I also wanted to try and get a car sooner (this past weekend) rather than wait until mid-June - early July. I contacted the dealer through a friend who has bought multiple cars from. He had this Underground/Boulder SE AWD Camry on the lot.
Using the information I got here, I was able to put together a target price based on the car’s MSRP & what I thought would be my ideal discount off MSRP. I then used the money factor and residual I got here along with the doc fee (from each dealer’s website), & the acquisition fee for Toyota Financial Services to make the dealer an offer.
Unless you live in New York State, Toyota Financial Services allows you to leave them Multiple Security Deposits which allows you to buy down the interest rate (money factor). It lowers the payment and you get the money back at the end of the lease.
My original offer was 14.5% off sticker just paying 1st month and MSD at signing. All taxes and fees rolled into the payment. It was $400 per month. He came back to me saying they are discounting the car, but he’s willing to do $500 per month. I then told him I can go up to $450 and that’s it. He came back with $475. I told him it was too much and out of my budget. I couldn’t go a penny higher than $450. He calked back within 5 minutes and told me we’ve got a deal.
Go to the dealer to test drive the car, do all your negotiating over texts & emails. You tell them up front how you want to structure the lease. Good luck to everyone. Please feel free to ask questions.
This 2025 Camry SE AWD is the 4th Toyota I have bought or leased since 2019. It is well put together and drives great.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
From the research I did by contacting a few dealers in my very small state (CT), 2025 Camrys seem to be selling well. The good news is that every dealer I spoke with seemed to be willing to discount the car off MSRP and negotiate. It definitely helps to want a specific car, but also be flexible. For instance, I originally wanted an Ocean Gem / Black LE AWD with the convenience package and cold weather package. I also wanted to try and get a car sooner (this past weekend) rather than wait until mid-June - early July. I contacted the dealer through a friend who has bought multiple cars from. He had this Underground/Boulder SE AWD Camry on the lot.
Using the information I got here, I was able to put together a target price based on the car’s MSRP & what I thought would be my ideal discount off MSRP. I then used the money factor and residual I got here along with the doc fee (from each dealer’s website), & the acquisition fee for Toyota Financial Services to make the dealer an offer.
Unless you live in New York State, Toyota Financial Services allows you to leave them Multiple Security Deposits which allows you to buy down the interest rate (money factor). It lowers the payment and you get the money back at the end of the lease.
My original offer was 14.5% off sticker just paying 1st month and MSD at signing. All taxes and fees rolled into the payment. It was $400 per month. He came back to me saying they are discounting the car, but he’s willing to do $500 per month. I then told him I can go up to $450 and that’s it. He came back with $475. I told him it was too much and out of my budget. I couldn’t go a penny higher than $450. He calked back within 5 minutes and told me we’ve got a deal.
Go to the dealer to test drive the car, do all your negotiating over texts & emails. You tell them up front how you want to structure the lease. Good luck to everyone. Please feel free to ask questions.
This 2025 Camry SE AWD is the 4th Toyota I have bought or leased since 2019. It is well put together and drives great.
Many thanks. Appreciate the background and the details.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hey they really gave you 14.5% discount from msrp?
Struggling to even get 10% in California
No. It was just my initial let’s throw it at the wall and see what sticks offer. If you can get 10% that seems like a good deal.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I please have the money factor, residual and any incentives/rebates on a 2025 Toyota Camry XLE FWD, 24/12k, 90026? Thanks
No lease incentives
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Hello! Can I please have the money factor, residual value and any incentives/rebates on a 2025 Toyota Camry XSE FWD 36/12k 33569 FL. Thank you!
No lease incentives
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Hello! Can I please have the money factor, residual value and any incentives/rebates on a 2025 Toyota Camry XLE FWD 36/12k 33569 FL. Thank you!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello,
Can I please get the MF, residual, and any incentives for a 2025 Camry SE FWD 24/12K and 36/10K zip 95747. Thank you
71%/65% residual
No lease incentives
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Hello. May I get the MF and RV for the 2025 Camry SE. lease. 36/12k and any incentives. Zip is 90274. Thank you!
This is also for a FWD. thank you
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Could I please get the MF, residual and incentives for a 2025 Camry SE and XLE hybrid, zip is 33413
Lease term and mileage?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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.00254 MF
67% and 65% residual
No lease incentives
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36/12 Zip 77504
XLE/XSE: .00299 MF and 62% residual
No lease incentives
No info on loyalty
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Greetings,
Can I please get the MF and Residual for the '25 Camry LE, SE, and XSE for 36 months/12k year. By how much MSD (max) will reduce MF?
Zip code: 07930.
Any incentives. For lease or purchase?
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Both FWD and AWD please.
SE: .00239 MF and 64%/63% residual for FWD/AWD
LE: .00239 MF and 65%/64% residual for FWD/AWD
No incentives
9 MSDs X .00008 ea = .00072 reduction. Provided you can find a dealer that is aware of the MSD program
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Countless times I've asked for used-car pricing over on Real-World-Trade-in-Values, usually when I was helping a young colleague find some wheels. Think graduate students/post-docs.
At the moment, I have someone higher up the food chain starting a new job. They've secured financing despite having no (U.S) credit rating and would like to buy either a Camry or a Rav4.
I can't find any forums that show "prices paid," only the leasing forums.
Leasing is generally out for visa holders, so purchase & finance is what I'd like to know. Is this the proper forum?
Thanks in advance for any advice -- and I'm happy to see familiar faces, so to speak, here in the forum.
cheers -mathias
Edmunds does have the Price Checker (link below), but I'm not sure how useful that is.
If it's a used car, you can always drop a message in RWTIV. If it's new, try out CCBA, as we've had Camry shoppers in there, before
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63% AWD
64% FWD
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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67% and 65% residual
No lease incentives
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Ty much, may I have this info on a 10,000 miles as well? Appreciate it
Ty much, may I have this info on a 10,000 miles as well? Appreciate it
The bank in your region doesn’t offer 10K/yr
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