2026 BMW X3 Lease Deals, Incentives, Rebates, and Prices

Michaell · August 10

Ask your 2026 X3 lease and purchase questions here! Get information on money factors, residuals, incentives, deals, payments and prices. Post information on prices paid and discounts for purchases.

When making a request for lease information, please include the following information for the quickest response - body style, cab style (for trucks), trim level, RWD/FWD/AWD/4x2/4x4 (as appropriate), lease term, mileage allowance and your location.

Fonty101765 · August 14

Do we have numbers for 2026 x30 xdrive and m50 36/12 for 60031? Any loyalty?

Michaell · August 14

Fonty101765 said:
Do we have numbers for 2026 x30 xdrive and m50 36/12 for 60031? Any loyalty?

.00210 MF and 56% residual
No lease incentives
$500 loyalty

Either model

Fonty101765 · August 21

@Michaell said:
.00210 MF and 56% residual
No lease incentives
$500 loyalty

Either model

Thank you.

Msrp 65825
Cap cost 61000
Sales tax 7.25
Monthly payment 934 with no down payment does that seem right.

Used the leasing calculator and believe it’s about 7.5 off msrp

jmr9 · August 23

Could you please post lease terms for 2026 X3 M50x for 53092.
36/12k and 36/10k
incentives/loyalty?

Thanks!

Michaell · August 23

jmr9 said:
Could you please post lease terms for 2026 X3 M50x for 53092.
36/12k and 36/10k
incentives/loyalty?

Thanks!

36/12
.00210 and 56%
No lease incentives
$500 loyalty

jmr9 · August 25

Michaell said:

jmr9 said:
Could you please post lease terms for 2026 X3 M50x for 53092.
36/12k and 36/10k
incentives/loyalty?

Thanks!
36/12
.00210 and 56%
No lease incentives
$500 loyalty

Is it different for 39 months?

Michaell · August 25

jmr9 said:

Michaell said:

jmr9 said:
Could you please post lease terms for 2026 X3 M50x for 53092.
36/12k and 36/10k
incentives/loyalty?

Thanks!
36/12
.00210 and 56%
No lease incentives
$500 loyalty

Is it different for 39 months?

No

Ruwan · August 31

Hi all. Looking to lease a 2026 X3 30 xdrive . MSRP 63,625 for zip code 63119. But the dealer quoted $59,625 $931.80/month for 39 months/10,000 miles before the $2000.00 for the trade in. Residual $36,266.25, rebate $1000.00. I'm trying to see if these numbers makes sense and if I can negotiate a better deal.

Michaell · August 31

Ruwan said:
Hi all. Looking to lease a 2026 X3 30 xdrive . MSRP 63,625 for zip code 63119. But the dealer quoted $59,625 $931.80/month for 39 months/10,000 miles before the $2000.00 for the trade in. Residual $36,266.25, rebate $1000.00. I'm trying to see if these numbers makes sense and if I can negotiate a better deal.

.00210 MF and 57% RV
No lease incentive
$500 loyalty

What is the $1000 rebate they are using?

Assuming the quoted price is the adjusted cap cost, I get $800/mo plus tax.

Ask them what the adjusted cap cost is they are using for their quote, and the MF (it can be marked up for extra profit)

sm102 · September 3

Hi, would you have lease terms for X3M50 for 36/12k for 94024 ZIP? And any lease/loyalty incentives in effect? Thanks!

kyfdx · September 3

sm102 said:
Hi, would you have lease terms for X3M50 for 36/12k for 94024 ZIP? And any lease/loyalty incentives in effect? Thanks!

.00210 MF and 56% residual
$500 loyalty

dsatl · September 9

Looking for lease numbers on a 2026 X3 30. Zip code 30305. 36/15 or 39/15, please. Thank you!

kyfdx · September 9

dsatl said:
Looking for lease numbers on a 2026 X3 30. Zip code 30305. 36/15 or 39/15, please. Thank you!

39/15
.00210 MF and 54% residual

twingirls · September 11

Hi, can you provide numbers for 2026 x3 30i, zip code 10598. Thank you!
36/10
39/10

also 36/7500

kyfdx · September 11

twingirls said:
Hi, can you provide numbers for 2026 x3 30i, zip code 10598. Thank you!
36/10
39/10

also 36/7500

.00210 MF and 57% residual
No lease incentives

Either 36 or 39 months, 10K/yr

twingirls · September 13

@kyfdx said:
.00210 MF and 57% residual
No lease incentives

Either 36 or 39 months, 10K/yr

Do these numbers change for the M sport trim?
Thanks.

kyfdx · September 13

twingirls said:

@kyfdx said:

.00210 MF and 57% residual

No lease incentives

Either 36 or 39 months, 10K/yr

Do these numbers change for the M sport trim?

Thanks.

No

mryy · September 19

Can I please get MF, RV and incentives for X3 M50, 7.5k/36, 39, 42, 48 in 77479? Thanks.

kyfdx · September 19

mryy said:
Can I please get MF, RV and incentives for X3 M50, 7.5k/36, 39, 42, 48 in 77479? Thanks.

.00210 MF and 58% residual
No lease incentives

For either 36 or 39 months

Longer terms not supported

TwistyRoads · September 22

Can I please get MF, RV, and incentives for X3 M50, 12k/36 in 80304? Thanks!

billyhigh · September 22

Hi! Wondering if I could I please get MF, RV, and incentives for a 2026 X3 M50 for 10k/36 and 12k/36

Zip code: 60148

kyfdx · September 22

TwistyRoads said:
Can I please get MF, RV, and incentives for X3 M50, 12k/36 in 80304? Thanks!

.00210 MF and 56% residual
No lease incentives

kyfdx · September 22

billyhigh said:
Hi! Wondering if I could I please get MF, RV, and incentives for a 2026 X3 M50 for 10k/36 and 12k/36

Zip code: 60148

36/12
.00210 MF and 56% residual
No lease incentives

agentpacut · September 23

looking at 2026 x3 m50 7500k/36 or 39
zip 77385
thanks in advance 😁

kyfdx · September 23

agentpacut said:
looking at 2026 x3 m50 7500k/36 or 39
zip 77385
thanks in advance 😁

.00210 MF and 58% residual
No lease incentives

Either term

Hardrocker25 · September 25

What’s the MF and residual and incentives for 2026 X3 xdrive30 for 39 months for both 10 and 15k miles?

kyfdx · September 25

Hardrocker25 said:
What’s the MF and residual and incentives for 2026 X3 xdrive30 for 39 months for both 10 and 15k miles?

39/15
.00210 MF and 54% residual

Hardrocker25 · September 25

Is there a typo? Or is it really 0.010!!!

Michaell · September 25

Hardrocker25 said:
Is there a typo? Or is it really 0.010!!!

Missed a digit.

.00210

bravotangosierra · October 3

Would you kindly provide the MF, RV, & Incentives for both an X3 and X3 M, 36 and 39 month, 10m/yr. for 28211. Thank you!

Michaell · October 3

bravotangosierra said:
Would you kindly provide the MF, RV, & Incentives for both an X3 and X3 M, 36 and 39 month, 10m/yr. for 28211. Thank you!

Which X3?

bravotangosierra · October 4

2026 X3 30 xDrive and 2026 X3 M50 xDrive. Thank you!

kyfdx · October 4

bravotangosierra said:
2026 X3 30 xDrive and 2026 X3 M50 xDrive. Thank you!

.00180 MF and 57% residual
No lease incentives

Either trim
Either term

vortex69 · October 13

Hi, can you provide MF, RV and incentives?

2026 X3 Xdrive 30I

12,000 Miles a year

39 Months

Zip: 94401

Thank you so much!

Michaell · October 13

vortex69 said:
Hi, can you provide MF, RV and incentives?

2026 X3 Xdrive 30I

12,000 Miles a year

39 Months

Zip: 94401

Thank you so much!

.00180 MF and 56% residual
No lease incentives

Killjoy33 · October 15

Could you please provide the current BMW Financial Services lease program for a
2026 BMW X3 30 xDrive
39 months, 12 k miles/year,
ZIP 76010 (Texas), Tier 1 credit?

I’d like to know:
– Money Factor (MF)
– Residual Value %
– Any current BMWFS lease or purchase credits/incentives (including Texas lease-tax credit, if applicable).

I appreciate it!

Michaell · October 15

Killjoy33 said:
Could you please provide the current BMW Financial Services lease program for a

2026 BMW X3 30 xDrive

39 months, 12 k miles/year,

ZIP 76010 (Texas), Tier 1 credit?

I’d like to know:

– Money Factor (MF)

– Residual Value %

– Any current BMWFS lease or purchase credits/incentives (including Texas lease-tax credit, if applicable).

I appreciate it!

.00180 MF and 56% residual
No lease incentives

No info on TX tax credits

StockCrew42 · October 18

Could I please get incentives, Residual & MF for a 2026 X3 30 xDrive for 36/10 in 94301?

Thank you!

Michaell · October 18

StockCrew42 said:
Could I please get incentives, Residual & MF for a 2026 X3 30 xDrive for 36/10 in 94301?

Thank you!

.00180 MF and 57% residual
No lease incentives

eurocarlov1 · October 21

Hello - May I please get numbers for the following:

BMW X3 30 xDrive
24 and 36 months
12k/year
15218

Any incentives, conquest, etc…?

Thanks!

Michaell · October 21

eurocarlov1 said:
Hello - May I please get numbers for the following:

BMW X3 30 xDrive
24 and 36 months
12k/year
15218

Any incentives, conquest, etc…?

Thanks!

.00180 MF and 60%/56% residual
No lease incentives

No conquest

Killjoy33 · October 24

Location (ZIP): 76051
Model/Trim/Drivetrain: 2026 BMW X3 30 xDrive (AWD)
Term/Miles: 39 months / 10,000 mi per year
MSRP: $61,645
Negotiated Selling Price (before TTL): $59,500 (tint included)
Money Factor: 0.00180
Residual: 57%
No lease-tax credits available at the time of negotiations

Questions:
1. Is $59,500 before TTL (tint included, no add-ons) a strong/average/weak selling price for this config in 76051 right now? If not strong, what target % off MSRP would you suggest?

Texas lease-tax credits: How often do X3s see them in North Texas or just in general? Are they more common at month-end/quarter-end? Worth waiting specifically for credits? And letting the dealership know that I’ll sign if/when one comes available?

Michaell · October 24

Killjoy33 said:
Location (ZIP): 76051

Model/Trim/Drivetrain: 2026 BMW X3 30 xDrive (AWD)

Term/Miles: 39 months / 10,000 mi per year

MSRP: $61,645

Negotiated Selling Price (before TTL): $59,500 (tint included)

Money Factor: 0.00180

Residual: 57%

No lease-tax credits available at the time of negotiations

Questions:

1. Is $59,500 before TTL (tint included, no add-ons) a strong/average/weak selling price for this config in 76051 right now? If not strong, what target % off MSRP would you suggest?

Texas lease-tax credits: How often do X3s see them in North Texas or just in general? Are they more common at month-end/quarter-end? Worth waiting specifically for credits? And letting the dealership know that I’ll sign if/when one comes available?

1. We have no insight into pricing; use the Price checker link below for Edmunds research. Have you shopped around to see if you can do better? That's really the best way to know you're getting a strong deal.
2. I think tax credits are at the dealers discretion, but again, we don't know for sure. If you can get them, it will save you a bundle on the payment (5% less tax, I think - 1.25% vs. 6.25%)

Dcur1502_ · October 25

Could you please provide the current BMW Financial Services lease program for a
2026 BMW X2 xDrive28i

39 months, 7,500 k miles/year,
ZIP 11561 (New York), Tier 1 credit?

I’d like to know:
– Money Factor (MF)
– Residual Value %
– Any current lease credits/incentives

Thank you.

Dcur1502_ · October 25

Could you please provide the current BMW Financial Services lease program for a
2026 BMW X1 xDrive28i

39 months, 7,500 k miles/year,
ZIP 11561 (New York), Tier 1 credit?

I’d like to know:
– Money Factor (MF)
– Residual Value %
– Any current lease credits/incentives

Thank you.

kyfdx · October 25

Dcur1502_ said:
Could you please provide the current BMW Financial Services lease program for a
2026 BMW X2 xDrive28i

39 months, 7,500 k miles/year,
ZIP 11561 (New York), Tier 1 credit?

I’d like to know:
– Money Factor (MF)
– Residual Value %
– Any current lease credits/incentives

Thank you.

Dcur1502_ said:
Could you please provide the current BMW Financial Services lease program for a
2026 BMW X1 xDrive28i

39 months, 7,500 k miles/year,
ZIP 11561 (New York), Tier 1 credit?

I’d like to know:
– Money Factor (MF)
– Residual Value %
– Any current lease credits/incentives

Thank you.

This is the X3 discussion. We have a dedicated discussion for every make/model/model year.

jmcohen419 · October 27

2026 X3 39/10 in 11732. Please let me know the Residual, MF and any rebates/loyalty/incentives

kyfdx · October 27

jmcohen419 said:
2026 X3 39/10 in 11732. Please let me know the Residual, MF and any rebates/loyalty/incentives

.00180 MF and 57% residual
No lease incentives
$500 loyalty

Jmakres · October 28

2026 x3/x3M50 36/12 in 11576. Please let me know Resi, MF, loyalty/incentives. TIA!

kyfdx · October 28

Jmakres said:
2026 x3/x3M50 36/12 in 11576. Please let me know Resi, MF, loyalty/incentives. TIA!

.00180 MF and 56% residual
No lease incentives
$500 loyalty

2026 BMW X3 Lease Deals, Incentives, Rebates, and Prices

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