Lease Questions - Ask Here

CarMan@Edmunds · November 2003

Hey David. I am glad that you enjoy this discussion so much. Let's take a look at the lease programs for the models that you are interested in. If you were to lease a 2003 Infiniti FX35 AWD through Infiniti Financial Services this month for 39 months with 15,000 miles per year, its base lease money factor and residual value should be .00174 and 51%, respectively. The numbers for an otherwise identical 42 month lease of this vehicle should be .00174 and 49% and the numbers for a 48 month lease of one should currently be .00176 and 43%.

As far as the 2003 Infiniti FX45 goes, if you were to lease a 2004 Infiniti FX45 with the Premium Package through Infiniti Financial Services right now for 39 months with 15,000 miles per, its base lease money factor and residual value should be .00156 and 50%. The numbers for otherwise identical 42 and 48 month leases should be .00170 / 48% and .00178 / 44%. When negotiating a lease on the 2004 FX45 keep in mind that Infiniti is providing dealers with up to $3,000 in dealer cash on it that may be used in conjunction with this special lease and will help you to negotiate an attractive capitalized cost.

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CarMan@Edmunds · November 2003

Hello s852. I know exactly what you are talking about. Several years ago many manufacturers were advertising 24 month leases on vehicles. Ford was one of the biggest proponents of 24 month leases. Manufacturers are still providing support on two year leases, they just aren't advertising the payments any more. I think that there are several reasons for this. One is that in general, lease payments are higher today than they were several years ago because back then banks were overestimating vehicles' residual values. Many banks incurred high financial losses as a direct result of these unreasonably high residuals. A year or two ago most banks realigned their residual values to make them lower on most models, protecting them from this exposure, but in turn providing higher lease payments to consumers. Another major reason why one doesn't see ads for two year leases any more is that many buyers are payment buyers, meaning that the lowest advertised monthly payment catches their eyes. Two year leases have much higher payments than otherwise identical three or four year leases because the large initial depreciation hit that vehicles experience is spread out over a much larger number of payments with these longer leases. Manufacturers are trying to catch consumers' attention with ads by advertising the lowest possible payment for a car or truck.

So basically, supported two year leases do exist, automakers just don't advertise them any more. I can't think of any manufacturers that are providing amazing two year leases on their models, but they usually provide a relatively similar amount of support on their leases, regardless of their length. What models are you interested in? If you give me an idea, I can look around to see if I notice any that have attractive short term lease programs.

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drburns · November 2003

Thanks Car Man!! Just what I needed.

One more question. What would be the figures for the same deal for the a 2004 model instead of a 2003?

Thanks again for you assistance.

David

earcom · November 2003

Thanks Car_man for the info on the Acura lease. This might not be a bad way to go given the cars high residual. Out of curiosity, what is the money factor and residual for a base Acura RSX, 12K, 48month lease?

The only 2003 VW Passats left on the local dealer lots are the GL model. However, according to Edmunds there is $3500 dollars in cash incentives for this car so the large cap reduction might make for an attractive lease. Im interested in lease information for a 2003 VW Passat GL 5spd with 12K miles, 36 or 48 months? And, if I can find one, a 2003 Passat GL wagon?

Thanks again for the help. The car is for my wife who just started the nursing program at the local university so Im looking for something with low payments for the next couple of years.

Thanks, Erich

CarMan@Edmunds · November 2003

No problem, David. The lease program for the 2004 models would be different than the numbers that I provided you with for the 2003 models. Infiniti has worse lease money factors, but higher residual values on the '04s right now. Plus it does not have any sort of dealer cash on the 2004 models. Would you like the info for the '04s as well?

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CarMan@Edmunds · November 2003

You're welcome, Erich. If you were to lease a 2004 Acura RSX through AHFC this month for 4 years with 12,000 miles per, its base lease money factor and residual value should be .00200 and 51%, respectively.

As far as the Volkswagen Passat goes, I don't know where you saw that VW has $3,500 dealer cash on this model, but according what I have heard, VW is only providing $2,500 dealer cash on most 2003 Passats through November 30th. The only 2003 Passat model that has more dealer cash than that on it is the W8 which has $3,000 through the end of the month. Perhaps you are adding the $1,000 owner loyalty cash that VW is providing to current owners of 1999 - 2002 VW models to the dealer cash. If you qualify for both, the total incentives on this car would add up to $3,500. Anyhow, here is the lease information that you are looking for. If you were to lease a 2003 Volkswagen Passat GL Sedan through VW Credit this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00210 and 45%, respectively. The numbers for a 4 year lease of this car should be .00230 and 40%. If you were to lease a 2003 VW Passat Wagon GL through VW Credit this month the 3 and 4 year base lease money factors would be exactly the same, but the residual values should be 46% and 41%, respectively.

Best of luck in shopping for your new car and to your wife in her pursuit of her degree. Please let me know if you have any other questions.

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drburns · November 2003

Car Man, thanks for your quick reply. I would like to see the following info on a 2004 FX35 AWD as well.

Infinity 2004 FX35 AWD with Sport package ($41K MSRP)

Lease terms of 39 or 42 with 15K a year

Can you give me the lease money factor and residual values for these?

Thanks a bunch!

clpurnell · November 2003

I would suggest you look at the 04 with tech + sport( or 03 tech). If you have the inkling you might like some of the features of the tech car (nav, keyless go etc.) get it now. There are quite a few who just went sport package and have some buyers remorse. Just something to consider.

wantapassatnow · November 2003

Hi. I am looking at the 2004 Hyundai Sonata LX and am considering leasing, since I don't have a big chunk of cash for a down payment and want to keep the monthly payment under $250. I am the type who would probably want to give the car back after about 4 or 5 years anyway. I currently lease a 2000 Mitsu Galant DE; I put $1500 down and pay $215 a month.

What are the current lease deals being offered by Hyundai? Some on the Hyundai board say the Sonata may not be worth leasing due to the residual value, but in my case I think it actually may be worth it. The ideal would be a 5-year lease, since the bumper-to-bumper warranty lasts that long. Thanks in advance for your help!

clpurnell · November 2003

Thank you for your numbers. I just closed a deal on a 04 Honda Pilot EX-L RES. With the help of your data the dealer came down over 60/mo on their initial qoute for my lease. Again thanks you provide a great service.

CarMan@Edmunds · November 2003

You're welcome, drburns. Here is the information for the '04 model that you mentioned. If you were to lease a 2004 Infiniti FX35 AWD through IFS this month for 39 months with 15,000 miles per year, its base lease money factor and residual value should be .00200 and 52%, respectively. The numbers for an otherwise identical 42 month lease are .00200 and 50%.

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CarMan@Edmunds · November 2003

Hi wantapassatnow. I guess that you changed your mind about the Passat huh

? Hyundai used to publish a lease program through its captive finance company, but it was never very good. Even though it is getting better, Hyundai does not have the best reputation in the world. As a result, its vehicles have very low residual values and are relatively expensive to lease. I haven't seen any lease program published by Hyundai in quite some time and don't think that they even have a captive lease program any more. This means that if you were interested in leasing one, you would have to do so through an independent bank and I really don't know what sort of money factor or residual value you should expect. This month, Hyundai is offering 2.5% special financing on this car for 5 years. If I was in the market for a 2004 Hyundai Sonata at this time, I would personally finance it through Hyundai.

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CarMan@Edmunds · November 2003

That's fantastic news, clpurnell. $60 per month is a decent chunk of change. Congratulations on your new Pilot. Enjoy!

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enterthematrix · November 2003

Carman, I'm calculating lease deals for a friend of mine whose family is growing and needs a minivan. Can you give me the mf and rv for a Nissan Quest, Honda Odyssey, and Toyota Sienna in the New York City area. The lease will be for 36mos with 12K miles per year. As always, thanks for your great help !!!

drburns · November 2003

Thanks Car Man! Just what I needed. Based on this, it looks like I am going to lease a 2004 FX35 with Touring, Sport, and Tech. :-)

Thanks...David

sarah233 · November 2003

hi car_man,

i leased a 2002 VW jetta 1.8t (which i love, thanks for the lease info!) 2 years ago. i got a letter from VW wanting to buyout my lease and get me into a new car. typically, why do companies want to buy back their vehicles? could this be advantageous for me? if i did this i would want to be paying about the same amount without having to put any more money down--is this possible?

thanks!

wantapassatnow · November 2003

Thanks Car_Man for your help. Yes, you're right, I did change my mind about the Passat -- but I couldn't change my screenname! lol. Bummer about the Hyundai lease. I thought Mitsubishi also had a low residual value, yet I got a killer deal on my current Mitsu Galant lease ($1500 down, $215 month for 4 years). If I buy I will definitely finance through Hyundai given their current low APR - but, darn, I'd rather lease!

ricochet600 · November 2003

Thanks for the replies, Car_man. I'm looking to lease another car, one that offers a similar opportunity like the IS300 I leased back in 2001. I think that the main reasons why I was able to get a relatively good deal involved a low TMV selling cost (low demand), an artificially high residual %, a high MSRP (and since residual value is residual % x MSRP), and a supported lease rate.

I've been looking at a Mazda 6 (both 6i and 6s), and was wondering if you could give me the MF and residual for 36 months for each (unless there's a lease program, which Edmunds does not show) and 15K miles/year for BOTH the 2003 and 2004 models. When the MF/residuals expire?

Also, I saw that there were several incentives for cash back ($1000, $1500, $2500) on the 2003 model. The only restriction that I saw was that none of them are available with the 1SE sport package. That's something that would be almost a dealbreaker for me - any chance that the restriction has some room for dealer discretion? When I run the Edmunds TMV, it shows -$2500, but according to the incentive page, it's not valid. Are there any other restrictions on the $2500?

What are your thoughts on choosing between the 2003 and 2004 models? I haven't seen any info on whether there are any changes.

Thanks,

Mike

ricochet600 · November 2003

Also, a friend of mine is interested in the 2003 and 2004 IS300 (e-shift, sedan). Could you tell me the MF/residual for 36 months and 15K/year (he hasn't decided on the DVD/navigation yet)?

Thanks again,

Mike

nale · November 2003

Hi Car_man,

What do you think about this offer?

2004 Audi A4 Quattro 1.8T
MSRP $33,215
Selling price $31,690
Plus $30 reg fee and $199 doc fee
$2,000 down
$439/mo
0.00195 money factor
52% residual
15,000 miles/42 month lease

Is this in line with the ads I've been seeing for the Audi Advantage event. Those ads were for $359/mo, not sure how many miles and $999 down, but similarly equipped car.

Thanks in advance for your help!

CarMan@Edmunds · November 2003

Hi again enterthematrix. Here is the lease info for the minivans that your friend is interested in. If they were to lease a 2004 Nissan Quest through Nissan Motor Acceptance Corp. this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00184 and 55% for the S / SL and 52% for the SE. If your friend was to lease a 2004 Honda Odyssey through American Honda Finance Corp. this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00215 and 65% for the EX / LX, 61% for any Odyssey with navigation, and 63% for the EX-L / EX with the rear entertainment system. Last but not least we have the Toyota Sienna. If your friend was to lease a 2004 Toyota Sienna through Toyota Financial Services this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00220 and 62% for the base and 57% for the Limited.

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CarMan@Edmunds · November 2003

No prob, David. I am glad that I was able to help you out. Let me know if you have any other questions.

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CarMan@Edmunds · November 2003

Hey sarah233. I'm glad that you like your Jetta so much. I am very familiar with early lease termination programs. A number of automakers, including Ford, General Motors, DaimlerChrysler, and Volkswagen are running them right now. These programs basically allow consumers who are leasing vehicles through manufacturers' captive finance companies out of their leases prior to their scheduled termination date if they get a new vehicle from the same company. Automakers run this sort of program because it boosts their sales numbers for the month and also enables them to make sure that they retain customers since lessees are only allowed out of their contracts early if they get another one of their models. Specifically the current Volkswagen program allows VW Credit lease customers with scheduled end dates between November 1st of this year and September 30th of next year out of their contracts if they finance or lease a new Volkswagen through VW Credit. I know several people who have taken advantage of this program. If there is another Volkswagen out there that you are interested in and you can get a similar lease payment on it to what you have now, I don't see any reason for you not to take advantage of this promotion. You may need some additional information from me to get an idea of what it would cost you to lease a similar car right now. If you do, just let me know the exact model that you are looking at, how long you want to lease it for, and how many miles per year you need to drive it.

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CarMan@Edmunds · November 2003

You're welcome, wantapassatnow. Mitsubishi does have pretty low residual values, but it is able to overcome this and still provide low lease payments on some models by providing a lot of lease support. Good luck in your hunt for a new car and please let me know if you have any other questions.

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CarMan@Edmunds · November 2003

You're very welcome, Mike. Let's take a look at the lease program for the Mazda 6. If you were to lease a 2004 Mazda 6i through Mazda's captive finance company this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be either .00071 or .00076 (depending upon whether you are getting a model that is equipped with ULEV) and 45%, respectively. the numbers for an otherwise identical lease of a 2004 Mazda 6s should be .00116 and 47%, respectively. I can not provide you with informaiton on Mazda's lease program on the 2003 6, because it does not have one. Mazda has stopped leasing '03 models through its captive finance company. It is however, providing 0.0% special financing for up to 5 years on the '03 6. If I was in the market for one, I would probably take advantage of that program or the consumer cash that is available on it. In your post you mentioned that you are interested in the 1SE package. The $2,500 consumer cash that Mazda has on the '03 6 is for models without this package. It does have cash on models that are equipped with this package, but it is reduced to $1,500 in most areas.

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CarMan@Edmunds · November 2003

Hi again Mike. Long time no speak

. I should start scrolling ahead to see if community members post more than one question before I hit that post button. Well, I suppose that breaking things up makes them easier to read anyhow. OK, let's take a look at the Lexus IS 300. If they were to lease a 2004 Lexus IS 300 e-shift without the navigation system through Lexus Financial Services this month for 3 years with 15,000 miles per year, its base lease money factor and residual value should be .00157 and 53%, respectively. Much like the Mazda model that you asked about earlier, Lexus is no longer providing any lease support on the '03 IS 300. It replaced its special lease program on this car with $500 dealer cash. This cash may be used in conjunction with LFS' standard lease program. Let me know if you are interested in the standard lease numbers for the '03 model. If so, I need you to tell me what part of the country your friend is in, because Lexus' standard program varies by region.

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CarMan@Edmunds · November 2003

Hi nale. In short, I don't like it. I say this because Audi Financial Services' base lease money factor for a 36 to 39 month lease of a 2004 Audi A4 1.8T Sedan with quattro is currently .00145. I haven't seen its 42 month base factor, but it is likely either the .00145 that I just mentioned or the .00155 that is available for 48 month leases of this car. Either way, the dealer that you are working with is marking up AFS' base lease money factor to add additional hidden profit to your deal. You should insist that your dealer uses AFS' base lease program to calculate your payment.

Also, I usually advise consumers to lease vehicles without putting any money down. I say this for two main reasons. The first is that if your car is stolen and not recovered or totaled in an accident during your lease term, your insurance company pays off the bank that you are leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So let's say that you were to lease this car and decide that you like it so much that you will buy it at the end of your lease. Its purchase price would be exactly the same, regardless of whether you put $2,000 down, or nothing at all down.

Anyhow, you should try to get this dealer to lower your money factor. If they won't you can always shop around at another Audi dealer in your area.

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nale · November 2003

Thanks Car_man for your really fast response! You are really a great resource for those of us who are car buying neophytes.

I think that when I asked the salesman about the money factor he said that it included gap insurance as well. I'm not 100% sure but somewhere in one of those fees (and I forgot to mention a $575 acquisition fee) he said that gap insurance was included. Is that not a good idea?

I guess I need to do some more research on this whole lease thing, but again, thanks a lot for your input!

knockoff · November 2003

Car_man, I am still trying to put a deal together. I am interested in a 3 year, 15,000/year lease. Could you give me the Nov numbers for a Nissan PF Armada SE Offroad & LE? Also the VW Touareg V8.
thanks

deet · November 2003

Car_man - I'm new to the forum and have to say that you're quite a resource to many! I'm going to negotiate 36 - 48 month leases with 15K miles on the Audi and Acura and would like info on the money factors and residual values if available. Also, do you have an opinion on "Lease Houses" such as Flex and D&M? They will be calling me with quotes tomorrow. Thanks in advance for the help.

CarMan@Edmunds · November 2003

I'm faster than a speeding bullet, as long as we are on-line at around the same time

. I don't know what Audi Financial Services policy on this matter is off of the top of my head, but many captive finance companies, banks that are associated with automakers, include gap insurance in their leases at no additional cost. If this is the case, then the gap insurance has nothing to do with the fact that the lease money factor that you were quoted is too high.

Let me know if you have any other questions.

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CarMan@Edmunds · November 2003

Still shopping huh, knockoff? You can always make your new vehicle a Christmas or Chanukah present for yourself, though you may have trouble finding a stocking large enough to fit a Touareg in. Perhaps you should get a Mini instead

. OK back to business. Here is the information that you are looking for. If you were to lease a 2004 Nissan Pathfinder Armada SE 4WD through Nissan Motor Acceptance Corp. this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be .00219 and 55%, respectively. The money factor would be the same for an otherwise identical lease of a 2004 Pathfinder Armada SE 4WD, but the residual value would be 52%.

As far as the Touareg goes. If you were to lease a 2004 Volkswagen Touareg V8 (non-x) through VW Credit this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be .00170 and 53%, respectively. In addition to this money factor support, VW is providing $500 lease cash on this model that may be used to negotiate a lower capitalized cost.

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CarMan@Edmunds · November 2003

Welcome aboard, deet. I'm glad that you like this discussion so much. I am not familiar with the "Lease Houses" that you mentioned in your post, but I suspect that they are independent leasing companies. Audi's and Acura's lease programs on the A4 and TL are fairly reasonable right now. I personally doubt that an independent company would be able to beat these cars' captive finance companies' lease programs by much, if at all. If the quotes are even close, it definitely is to your advantage to lease through banks that are affiliated with your vehicle's manufacturer, rather than some independent bank or company.

OK, now for the specific information that you are looking for. If you were to lease a 2004 Audi A4 3.0 with quattro through Audi Financial Services this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be .00125 and 55%, respectively. The numbers for an otherwise identical 48 month lease should be .00135 and 46%. As far as the TL goes, if you were to lease a 2004 Acura TL without navigation through American Honda Finance Corp. this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be .00210 and 59%, respectively. The numbers for an otherwise identical 4 year lease of this car should be .00200 and 51%.

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snow_boarder · November 2003

Carman, what are the numbers on that car right now? My wife is considering taking advantage of the VW program to update her Beetle to a new one. Thanks a lot.

kyfdx · November 2003

36mo/15K.. MF and residual please. 39 month and 42 month, if there is a sweet spot in there somewhere. I know about the $4500 dealer cash till the end of the month.

Thanks!!
kyfdx

CarMan@Edmunds · November 2003

Greetings snow_boarder. Taking advantage of the early termination program is a great idea. I know that I would if I had a VW and was in the market for another one. Here is the information for the cars that your wife is interested in. If she was to lease a 2004 Volkswagen Beetle GLS 2.0L (not the Convertible) through VW Credit this month for 3 years with 12,000 miles per, its base lease money factor and residual value should be .00230 and 54%, respectively. The numbers for an otherwise identical 39 month lease of this model should be .00250 and 52%. The lease money factors for a lease of a 2004 Beetle GLS 1.8T would be exactly the same, but the residual values would be 1% lower than the ones that I just provided you with.

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CarMan@Edmunds · November 2003

Kyfdx, as you seem to already be aware, BMW replaced its lease support on its 2003 models with dealer cash. Specifically, it is providing $4,500 on the '03 Z4 2.5 through the end of December. You may use this cash to reduce this car's capitalized cost and then used BMW FS' standard lease program to lease it if you choose to. Currently, BMW FS' base lease money factor and residual value for a 36 month, 15,000 miles per year lease of the 2003 Z4 2.5 are .00245 and 48%, respectively. The base standard lease money factor would be exactly the same for 42 month terms, but the residual value would fall to 45%.

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godscham · November 2003

Saab is offering a lease for $299/month for 36 months 10k miles per year. Due at inception is $1499 (includes first month, acq fee, sec dep, down pymt). There is also a $350 disposition fee. MSRP is $26,765 on this base model Saab 9-3 Linear.

Can you tell me what the money factor and residual is on this offer and if you think it is a fair deal.

Also how much would the cost change for a 12k mile per year lease?

Thanks!

knockoff · November 2003

Thanks Car_Man...
I did get a little confused on your answer. Which model Nissan has residual of 55% & which one 52%?

CarMan@Edmunds · November 2003

Hi godscham. I am familiar with the lease that you are referring to. It is through Saab Financial Services Corp. and is based upon a lease money factor of .00144 and residual value of 57%. It also includes $1,000 lease cash that is used to reduce this car's capitalized cost. I think that this is a fairly attractive deal, but like most advertised leases it probably leaves a little meat on the bone so to speak. By shopping around and driving a hard bargain you may be able to lease this car for a little less than the advertised payment. If you were to lease the same vehicle for the same term with 12,000 miles per year, the residual value that is used to calculate the payment would be 1% lower. You can use the numbers that are listed above to calculate a sample payment on the exact Saab that you are interested in by plugging the car's full MSRP and selling price into the formula that is outlined in the following discussion: The Return of "How to Calculate Monthly Lease Payments".

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CarMan@Edmunds · November 2003

Sorry about the confusion, knockoff. Here is a fixed version of my earlier post:

"Here is the information that you are looking for. If you were to lease a 2004 Nissan Pathfinder Armada SE 4WD through Nissan Motor Acceptance Corp. this month for 3 years with 15,000 miles per, its base lease money factor and residual value should be .00219 and 55%, respectively. The money factor would be the same for an otherwise identical lease of a 2004 Pathfinder Armada LE 4WD, but the residual value would be 52%."

Have a great Thanksgiving!

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mobofe · November 2003

first off, Happy Thanksgiving to the board, especially the tireless Car_man who deserves a break.

just decided and begun search for prices/deals on the A4 1.8T Quattro auto, with premium, light, coldweather package. ~MSRP $32565

Got quotes from 4 dealerships in the MA/NH/VT region. Disappointingly but not unexpected, 3 of the 4 have juiced the money factor, averaging about 0.00195 (vs.the "official" .00145).

nevertheless, the best quote i've received right off the bat was about $430 for 36month 15K (39 month for about $415, no money down but $1200 due at signing. the $1200 apparently includes 1st month payment, aquisition fee, plates/registration (apparently this is a nice november deal b/c there is no security deposit required this month - not sure if this is an official AOA promo).

nale · November 2003

Regarding Audi leases for A4 1.8T quattro, is it total BS if a dealer says that the reason for the higher money factor is because different regions have different base money factors?

I asked the one dealership I visited last weekend and the finance manager said that was the reason but that they could come down from .00195 to .00175.

Is it even worth still trying to deal with them? The only problem is that there is only other Audi dealership within a 60 mile or so radius (I'm in Kansas City area).

Thanks for any feedback.

mobofe · November 2003

I've heard car_man mention on previous posts that region-based lease programs part of the leasing business but i'm not sure about Audi, in particular. Nevertheless that's a moot point,imho, the most telling point is the dealer offering a lower rate, immediately telling me he juiced the moneyfactor and that it is most likely the case that the MF is indeed higher b/c HE SAID SO.

my opinion on the matter is: if you're dealing with this dealership, you'll have to break their balls - it's not going to be a no-hassle best offer deal. if this is the car you're gonna get, first get an idea of what you want to pay - above invoice (not TMV - which gives you a good idea of the max you should be forking out but really ain't the place to start the negotiations). my personal feeling is: $750 over invoice and you got yourself a deal.

safari_in_cali · November 2003

Hi Car_man,

I am looking to a lease a new FX35 with tech and sport and was wondering about the difference in residual values and money factors between 2003 and 2004 models. I still haven't decided whether I am going to go with RWD or AWD. Are residual values different for RWD and AWD? I'd appreciate if you could tell me the residuals and money factors for 2003 and 2004 models (both RWD and AWD). I am interested in a lease for any term between 36 and 48 months (would like to find the best term with the lowest monthly payment) and 12,000 miles per year.

Thanks in advance.

nupeskee · November 2003

Car_man

I am looking to lease a 2004 Honda Pilot EX-L and would like to get money factors and residuals for 36, 39, and 48 months. Thanks.

mpsurfer · November 2003

I'm in the market to lease a A6 2.7T, and I'd like to get some info on what to expect for residual value & money factor on a 30 or 36 month lease. My first visit to the dealer left me with a quote that was way too high. Thanks.

dtate99 · November 2003

Car Man,

I'm thinking of becoming a first time lessee. I bought an '02 TL Type-S, and would like to upgrade to the new '04 model but doing it by lease. What can I expect for a money factor and residual value from the dealer (within Georgia) on a 12000 mile/36 month lease, and would I be better off waiting a month or two to see if I can reduce the cap cost since it seems to be a hot model right now.

Thank you in advance.

lalakrsfan · November 2003

Hi Car Man,

Looking for money factors and residuals on the following: (hoping to close deal by mid-December)

2003 FX35 2WD Sport and Tech(?)
39 months
15K a year

2003 FX45 Premium and Tech(?)
39 months
15K a year

Is there is up to $3K manufacter support on the 45s? Is there something similar upcoming on the 35s? And the final question, does Infiniti offer early lease buyout programs?

Thanks in advance for all your help!

Happy Holidays!

topgun7 · November 2003

Hello Carman, what is the residual and money factor for a 04 Solara SLE V6 w NAV for 3 year and 4 year, 12k mi and 15k mi in Norhten California? Without the Nav, what would be the residual and money factor? Thanks.

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