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2014 Audi A4 Lease Questions

Kirstie@EdmundsKirstie@Edmunds Posts: 10,676
edited January 29 in Audi
Welcome to Edmunds discussion dedicated to 2014 Audi A4 leasing questions.
Here you can find and discuss all the latest lease details for the 2014 A4, including cap costs, money factors, residual values, acquisition fees, etc. Please post any leasing questions you have or any details you’d like to share about your own lease deals.

You can also research local dealer inventory and get pricing, reviews, features, and specifications on our 2014 Audi A4 page.

To see all forums discussions about the Audi A4, including earlier model years, please visit our list of Audi A4 discussions.

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Comments

  • eyc908eyc908 Posts: 8
    edited September 2013
    I read somewhere that dealerships are prohibited from increasing the interest rate by more than 1% (i.e., .0004). Is that true? (I read that here (http://www.bimmerfest.com/forums/showthread.php?t=146090), but that's for BMW. I think the Audi dealership said they can't go more than .5% (i.e., .0002).)

    I have "A" credit rating. I was quoted a 3.4% interest rate on a 2014 Audi A4, Quattro, Premium Plus, with MMI Navigation and some extras on a 42-month lease. Assuming they are inflating by 1%, does that mean that the manufacturer's base rate is 2.4% on that car or maybe even 2.9% (if they can inflate by only .5%)? That seems high.

    Also, I'm confused; the talk in here suggests that the interest rate depends on your credit rating. If that's true, then I guess my first assumption (i.e., can't raise by more than 1%) must be false, right? If your credit rating is a D, then surely the dealership must be able to raise by more than 1%, right?
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,881
    edited September 2013
    The .0004 is a BMW thing... I'm not sure of Audi's rules, as far as markups..

    One thing to lessen confusion.. if you are looking strictly at a lease, don't try to convert it to an APR... You just have to convert it back to do the lease calculations..

    The base rate for top tier on 2014 A4 Quattro Premium Plus for a 42 month lease is .00096. If you drop to a 36 month term, the base rate is .00076

    What money factor were you quoted? Because, Audi doesn't use APRs on their leases..

    regards,
    kyfdx

    Moderator - Prices Paid, Lease Questions, SUVs

  • eyc908eyc908 Posts: 8
    edited September 2013
    I was actually quoted 3.4% APR. They didn't mention the money factor, but my calculations shows that it is .0015. My credit rating is 800+.

    The finance guy at the dealership also said that Audi does not allow an increase in the APR by more than .5%, which I find highly suspect.

    Car: 2014 A4, AWD, Premium Plus, MMN Navigation, Metallic Paint, Grill Strips, Wood Inlay, All-Weather mats, First Aid Kit
    MSRP: $44,620
    Negotiated price: $42,500
    Lease Term: 42 months
    Down payment: Approximately $1,000
  • kmurkmur Posts: 36
    I picked up an A4 P+ a couple of weeks ago at the base rate of .00076 (1.82%). If you are being quoted 3.4%, and have 800 FICO, you need to find a different dealership as the one you're currently talking to lacks integrity if they are saying 3.4% is the base rate.
  • Yea, I thought something didn't sound right. When I grilled him about it, he said that Chicago is unique and has higher APRs. Is there any merit to that statement? He also told me that Audi does not allow the dealership to raise the APR by more than .5%. Any merit to that, as well? Or is this guy full of it?
  • kmurkmur Posts: 36
    I guess it possible that there are regional variations, but the gap between 1.8% and 3.4% is simply too large to be explained away by regional differences.
  • I have superb credit. What is the current money factor for a 2014 Audi A4 Sedan?
    What is a good selling price?
    What is a good residual for Northern NJ?
    Are there any incentives?
    Premium Plus, MMI Nav, Audi Side Assist, Cold Weather Pkg included, 36 months, 15K mileage
  • True. The difference is huge. Then again, there are some base rates for certain 2014 Audi vehicles that seem just as high (see: http://www.ridewithg.com/index.php/2013/09/2013-14-audi-lease-rates-september-20- 13/). Someone also told me that the MF/APR can be different for the same car depending on the term of the lease. Who knows. This is all very mysterious to me.
  • 2014 Audi A4 Sedan Premium Plus (I'm assuming Quattro?)
    36 months, 15K mileage

    .00076 MF and 54% residual

    regards,
    kyfdx

    Moderator - Prices Paid, Lease Questions, SUVs

  • Are there any incentives on leasing this vehicle? I found a conquest incentive that pays if you are coming from a BMW or Mercedes, but I am coming from an infiniti so I don't think that applies
  • Yes, Quattro. I may also add Nav Plus, Side Assist, and maybe B&O sound. If so, will that change the money factor and residual?

    They quoted me 56% residual and .00086 money factor without knowing my credit which is stellar.

    Your thoughts
  • areyes1010areyes1010 Posts: 19
    edited September 2013
    What was your Residual and Money Factor?
  • pellynhpellynh Posts: 12
    Looking for 2014 A4 Premium Plus lease rates for October.
    12k/36mo

    Thank you in advance! Much appreciated.
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,881
    2014 A4 Premium Plus (assuming Quattro) 36mo, 12K/yr lease
    .00058 MF and 55% residual

    regards,
    kyfdx

    Moderator - Prices Paid, Lease Questions, SUVs

  • xyz125xyz125 Posts: 1
    Looking for 2014 A4 Premium Plus Frontrak lease rates for October.
    36 Month / 10K miles per year.

    Thanks!
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,881
    2014 A4 Premium Plus Frontrak 36mo, 10K/yr lease
    .00037 MF and 54% residual

    regards,
    kyfdx

    Moderator - Prices Paid, Lease Questions, SUVs

  • 2014 A4 Premium Plus + Navigation.

    $43,845 sticker price / $40,844 invoice with options.

    36mo, 12k/yr lease.

    What is a good deal for the money factor, residual, and price.

    Thanks!
  • kyfdx@Edmundskyfdx@Edmunds Posts: 25,881
    2014 A4 Quattro Premium Plus 36mo, 12K/yr lease
    .00058 MF and 55% residual

    regards,
    kyfdx

    Moderator - Prices Paid, Lease Questions, SUVs

  • Use the DIY Dealer Report from Inside Car Buying. The report calculates everything for you so car companies/dealers are unable to hide anything. The dealer I went to have me a very hard time. I had Inside Car Buying broker the deal for me. Bottom line, inside Car Buying is a wealth of information. The owner is very helpful and he saved me over $1,500.00 after factoring in his fees. My payment dropped about $50.00 per month in NJ.
  • hi Host,

    Could you please share MF & RV for the following configuration ?

    2014 A4 FWD Multitronic
    Premium Plus + Navigation

    pls give me MF/RV for
    -- 10k & 42months
    -- 12k & 42 months

    And i am getting this deal :

    MSRP: $41500
    sale price: $38250
    10k & 42months
    Payment: $470+tax

    i have good credit. is it a good deal ? or can i do better ? thanks for your inputs !!
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