Cash for Clunkers - Good or Bad Idea?

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Comments

  • nortsr1nortsr1 Member Posts: 1,060
    "chapter 11 kills a product's reputation"....Hell, there reputation is what killed them in the first place!!!! Why do you think they lost so much of the market??? The ONLY THING keeping them alive now is the so called "TAXPAYER LOAN BAILOUT MONEY"!!
    I am anxiously waiting to see how long either one of them make it (and pay back the loan)!!!
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    Well okay then fair enough: "chapter 11 makes a bad reputation a lot worse"

    How's that? :P
  • kernickkernick Member Posts: 4,072
    I don't see this scenario because GM was signaling massive collapse within 6 months.

    You again miss the point that they were signalling collapse under their current sales with a Chrysler still in business. You fail to understand that that scenario totally changes if Chrysler collapsed in one of the following days. Just as when C4C was passed and then "refilled", the plan from the week before is irrelevant.

    Also remember that when the D3 showed up in DC they thought they would get the $$ with no strings attached, and therefore rolled out their glass-1/2-empty story, while meanwhile putting out glass-1/2-full stories of their wonderful, rosy future products with no bankruptcy in sight. I remember reading stories on the same day from various GM executives, and not believing these guys worked for the same company!

    I'm also not sure how the "natural market" is automatically privileged as a concept to be granted any wisdom---the jungle is "natural" and so are viruses but they don't always produce pleasant or beneficial results.

    Who said that? I'm saying that in natural systems the strong survive and the weak perish. By allowing the weak to fail the stronger then have more resources to thrive. Some lose and some win. In business those that lose move on to some other career or industry.

    The failure of anyone business or an industry becoming obsolete is common. It is efficient for the economy to quickly rid itself of excess or unneeeded capacity and apply those resources to something needed. In this situation the U.S. does not need factories and workers and the number of brands of autos that supported a market of 16M-17M. The market only wants 10M for the foreseeable future. Because the auto industry has such high fixed costs, each company needs to sell a certain volume to be profitable. So you can keep a bunch of auto manufacturers in business by throing money at them, or you can let natural-competitive factors determine the best and right-size the auto industry. Instead of splitting the pie 3 ways; you split it 2-ways, and you have 2 healthy companies.
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    That's a very abstract argument that does appear to touch upon the reverberations of such a massive collapse of 3 major corporations so suddenly. It seems to view a business as a disconnected entity or a hotel on a Monopoly board, where one could switch one for another, or add or subtract them, or switch out components within corporations as if they were Leggo blocks. Where are the people in this scenario?

    Ford GM Chrysler, all dominos in a row. One gets knocked one down, watch out. There's not going to be some neat and tidy realignment, not in an uncontrolled collapse at any rate. What is far more likely is brutal meat-cleaver attrition, and really, no "last man standing" at all.

    The British auto industry didn't downsize and get efficient. It left planet earth, probably forever. Why? Lotsa reasons, among them poor management, bad products----but also, it blindsided everyone---happened too fast.

    Case in point---the British motorcycle industry---completely gone from world's major supplier of road motorcycles to a wasteland in 3 short years
  • plektoplekto Member Posts: 3,738
    If we ran on a pure capitalistic system, life would resemble the Guilded Age of the Robber Barons. You'd still see guys living in huge palatial mansions like those in Newport, RI and everybody else living in squalid city slums or ramshackle company houses elsewhere. There'd be obscene wealth beyond the dreams of avarice alongside abject poverty and starvation.
    ****
    In short, Mexico?

    Note - not trying to offend anyone, but it really *is* like that in much of Mexico lately. Millions of poor and working poor and the few at the top who own and run literally everything.
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    Well the typical "banana republic" consists of a highly corrupted small body of power elite, who are supported in turn by a wealthy class, then under them a very small middle class, and followed by a huge underclass.
  • hpmctorquehpmctorque Member Posts: 4,600
    One would hope this downturn won't be as severe as the one in the '30s, and the odds are that it won't be. Certainly the Great Depression was much, much worse than what we've experienced in the past 12-18 months, and the odds are that the actions by the Federal Reserve and the government may have saved us from a financial and economic meltdown. As for the future, my guess is that official unemployment will surpass 10% in the coming months, and the recovery will be slow by historical standards.
  • andres3andres3 Member Posts: 13,966
    Also, few Americans seem to grasp the utterly disastrous consequences of a sudden collapse of the US auto industry. (which was imminent).

    While the "immenent" in your writing is part of a factual statement, the "sudden" part of that statement is 100% fallacious.

    There was nothing even remotely SUDDEN about GM and Chrysler being on the brink of bankruptcy. Heck, even in these Edmunds/Carspace forums people have been saying GM and Chrysler are close to being bankrupt for years and YEARS now!
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • steverstever Guest Posts: 52,454
    Heck, even in these Edmunds/Carspace forums people have been saying GM and Chrysler are close to being bankrupt for years and YEARS now!

    Yeah, but they were talking about styling. :D

    It would be interesting to commission a poll and see how many Americans even knew that GM and Chrysler went through a Chapter 11 reorganization this year. I bet the number would be surprisingly high, at least to us posters here.
  • andres3andres3 Member Posts: 13,966
    I think you would have had to be living with your head stuck in the sand for at least the last 6 years in order to not know GM & Chrysler were not doomed to bankruptcy in the near future.

    Chrysler was on a downward spiral since their first bailout avoided bankruptcy more than 3 decades ago. Sure, there were a few positive blips, but nothing sustained, it's like falling to your death during a sky dive gone wrong, and flapping your arms all about as fast as you can like a bird's wings trying to reduce the speed of the fall. It might just slow you down 1 MPH, but it probably won't keep you alive.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • steverstever Guest Posts: 52,454
    I dunno - you're a car guy. Lots of people could care less. I was amazed at how many of our acquaintances had not heard of Cash for Clunkers, at least until the money ran out overnight and became the lead news story.

    Maybe we can get Leno to ask the question on one of his walkabouts.

    In clunker news, Fords Top Clunker Trades (AutoObserver)

    "Ford vehicles topped the most recent list of clunkers traded in and models bought to replace those clunkers as the Cash for Clunker frenzy slowed some from its end-of-July peak, Edmunds.com finds."
  • kathyc2kathyc2 Member Posts: 159
    LOL!

    I agree with you 100%
  • explorerx4explorerx4 Member Posts: 20,874
    even if ford were the only survivor of the 3, they don't have the capacity anymore to make up the volume difference.
    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • andres3andres3 Member Posts: 13,966
    I think your perception of Ford quality and durability are dated. Same goes for GM and, to a lesser degree, Chrysler. Unfortunately for the domestic brands, it apparently takes years for perceptions and bad memories to catch up with reality.

    Funny, Chrysler ads in the 90's were saying basically the same thing, that we "are not the same car company of the past," after which of course, they sold everyone lemons throughout the 90's and 2000's to this day, which has led to their self destruction.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • andre1969andre1969 Member Posts: 26,088
    I dunno - you're a car guy. Lots of people could care less. I was amazed at how many of our acquaintances had not heard of Cash for Clunkers, at least until the money ran out overnight and became the lead news story.

    I think nowadays with the internet and such, things like rumors of impending bankruptcy and such tend to spread like wildfire. If anything, I'd say there's TOO much information out there. For instance, with the whole cash for clunkers thing, I've found that most people I know know about it, but they just don't know the details, which vehicles qualify (that it really targets guzzlers rather than clunkers), etc.

    People knew that Chrysler was in deep trouble in the late 1970's, before the internet. And that kept them away in droves. Heck, 20 years before that, everybody knew in 1959 that DeSoto's days were numbered, and it hurt their sales. I don't know when it was officially decided to can the brand, but its lineup was severely reduced for 1960, and for 1961 only a 2- and 4-door hardtop showed up briefly for about two months...Chrysler didn't even bother to give them model names. They were just "DeSotos".

    So, if news could spread that rapidly, even back then, I'm sure it's going to be even quicker nowadays.
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    Perhaps you would be right---out of the context of the "perfect storm" in which they found themselves---that is, ,if the economy had been going along "as usual"---yes, they may have continued their slow and steady loss of market share, and either re-vamped, came awake or went down the drain. We'll never know. From Jan '06 through Dec '07 they were "stagnant but steady" (see chart linked below)

    But the reason I think the government read the situation correctly is that they saw the unusual set of circumstances which beset the "patients".

    Poor product spread (true)
    worse MPG than their competitors (true)
    the 2008 "gas hike" (painfully true)

    AND...the worst economy in 30 years.

    Even the Japanese took a bad hit.

    I'd like to see how many large corporations would endure THIS:

    US AUTO SALES 2006-2009

    So what's the argument here? That American cars suddenly got WORSE as of August 2008? That quality suddenly dropped starting in January 2008?

    Of course not---the economy is primarily to blame for bringing the D3 to their knees.

    And so, economic measures will bring them back.

    The irony of Social Darwinism is that even Darwin didn't believe in it. He states quite clearly that species that COOPERATE survive. The "fittest" (he didn't use that word either) are usually not the Alphas.
  • explorerx4explorerx4 Member Posts: 20,874
    the poster you replying to had a bad experience with a chrysler product 15 years ago or so. i think they keep posting about as some kind of free therapy. :P
    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • gagricegagrice Member Posts: 31,450
    I think it is significant that the VW Jetta outsold the Toyota Prius and Ford Fusion. It tied with the Honda Accord. Before C4C you could get a Jetta TDI Sedan at about invoice. Now you are lucky to find one. Forget the Sportswagen. It was order and wait before C4C. I am pleased to see Ford doing so well. I expect Ford to be number one in the USA by the end of the year.
  • andres3andres3 Member Posts: 13,966
    RE: Bailouts of auto companies. If anything, the incredible failure of Cerberus to save Chrysler only emphasizes that private capital, and "innovation", etc., is not going to save the auto industry. It isn't enough to do the job. It requires tremendous financial horsepower---which only the US government has.

    Cerberus had the financial horsepower to save Chrysler, many times over to last for years and years more, perhaps a decade more. They had plenty of financial horsepower, only they were not too stupid to throw money down a bottomless drain.

    The government, however, was plenty stupid enough to throw billions down this bottomless hole, and I don't think the gov't has enough financial horsepower to continue this charade much more than a decade anyway.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    er....that's not what Cerberus says. They bit off way more than they could chew. Hubris if you ask me.
  • steverstever Guest Posts: 52,454
    Well, it's order and wait for a Prius now too. 6 to 8 weeks or more. Not sure about the Fusion.

    "Ford Motor Co. confirmed Wednesday it boosted output of its Focus car in response to declining product availability on dealer lots.

    "We are taking appropriate actions," Ford spokeswoman Angie Kozleski said. She declined to provide further details.

    However, two people in the United Auto Workers union said the plant, in Wayne, Mich., began working 10-hour weekday shifts Monday and will also work a series of Saturdays starting this week."

    Wall St. Journal
  • andres3andres3 Member Posts: 13,966
    Of course not---the economy is primarily to blame for bringing the D3 to their knees.

    If that were true, then it woudl not just be GM and Chrysler that were brought to their knees. Don't say D3, say D2, Ford might be struggling mightily, but they aren't down to their knees just yet.

    But how come it's just the D2 out of all of the car companies in the world that required our tax money to stay afloat? Why were these the only 2 companies in the auto world that were on their knees so fast?

    How come Honda, Toyota, Hyundai, VW, Audi, MB, BMW, Nissan, Mazda, Honda, Acura, Lexus, Infiniti, & Mini didn't require bailouts from my tax money too?

    If what you say is true, shouldn't all of the auto companies require US taxpayer bailouts, and not just the Incompetent 2?

    At the very least, if what you said was true, MOST Of the auto companies would have been at their knees, but the truth is far from that.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • gagricegagrice Member Posts: 31,450
    Unless Congress raises the debt ceiling we are broke. No more money for bailing out industry. I agree with you. There was no earthly reason to keep both Chrysler and GM afloat. They are just prolonging the agony. Hoping they can get through the next election cycle without losing seats in Congress. They will play their one feather (C4C) in their cap to death. The next question is how many more clunkers will come out of the woodwork? They may have peaked already. I know the prices will have to be back under invoice to entice me. Isn't the extension limited to the month of August?
  • andres3andres3 Member Posts: 13,966
    I may have bought that not bad, but Terribly HORRIFIC Chrysler 15 years ago, but it's problems stayed with me until as recently as 9 to 10 years ago.

    And I keep hearing of horrific stories of problems with Chrysler's for the idiots that didn't know any better or weren't warned of the "problems" previously.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • explorerx4explorerx4 Member Posts: 20,874
    if a bad car is the worst thing that has happened in your life, get over it.
    somehow, i think it was something else.
    2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
  • andres3andres3 Member Posts: 13,966
    Well, I've found that incompetent companies have something in common; and that is incompetent employees.

    They also tend to have other common traits, such as unethical behaviour, immoral standards, poor customer service, a willingness to trade long term viability for short term gains, a penchant for planned obsolescence as a method of doing business.

    Companies like this tend to end up in bankruptcy sooner or later, these include:

    Circuit City (good riddens x 5)
    Chrysler (good riddens X 10)
    GM (good riddens)
    Auto Insurance Companies like Bristol West/Coast National Insurance
    Agents of Auto Insurance like Eastwood Insurance
    AT&T (not yet, but inevitable)
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • andres3andres3 Member Posts: 13,966
    So your saying Cerberus has no financial assets they could have sold off in order to keep pumping money into Chrysler, since Chrysler is the best investment available this decade according to you, good enough of an investment to warrant putting tax payer money into after all. The tax payer should expect no less than the best.

    I think Cerberus wasn't willing to pump any more liquidity (or sell any hard assets to gain more liquidity) to put into Chrysler because they knew they had a dead company walking, and I don't think even $1 TRILLION will change that.
    '18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
  • dtownfbdtownfb Member Posts: 2,918
    What you are not considering is that if Chrysler were allowed to fail, and there was even a few days after that which GM could keep going, the facts would be a lot different. The facts then would have been a lot more investor interest in Ford and GM, and Ford and GM could raise money through bonds and stocks, and meanwhile cut their expenses. I can guarantee you that if Burger King goes bankrupt tomorrow McD's and Wendy's are going to make lots of , and be a good stock to buy tomorrow morning.

    You're ignoring the fact that GM's day to day operations were being funded by the government. No one was interested in investing in GM which is why a government-backed bankruptcy was their only chance for survival. GM had been trying for a year to find investors and were unsuccessful. If President Bush had not went against Congress and gave GM (and Chrysler) the money back in late December, both Gm and chrysler would have been gone by mid-january. Neither company had enough cash to pay their bills for the month; neither company could borrow money because their credit ratings were junk; and quite frankly, there was no credit available since banks didn't know if they would survive this crisis. Ask the salesmen on this board how bad credit was 4-8 months ago.

    Everyone has very short memories. People forget how our banking system came within a knat's hair of failing last fall. Peopel forget how much money was pulled out of the stock market in the past year. Do you really believe if Chrysler failed in March that investor's would somehow look at GM, a company that was on life support, and invest their money?

    BTW, if GM failed first, it would have taken Ford and Chrysler with it because the suppliers would have failed. The D3 may be separate companies but they share many of the same suppliers. The industry is very complex and interconnected.
  • elroy5elroy5 Member Posts: 3,735
    Well the typical "banana republic" consists of a highly corrupted small body of power elite, who are supported in turn by a wealthy class, then under them a very small middle class, and followed by a huge underclass.

    Exactly, the rich get richer, and the poor get poorer. C4C uses the poor man's tax dollars, to help the rich guy get his new car cheaper. Corrupt government is helping that happen. Mexico here we.......are?
  • Mr_ShiftrightMr_Shiftright Member Posts: 64,481
    I think it's a real stretch to call C4C buyers "rich". They are the middle class in America, at which the stimulus was aimed.

    Here's a chart to help you figure out "your class". Just about everyone on this board will score in the middle class range I suspect, and everyone they know will, too. And probably 90% of all C4C buyers, too.

    WHAT'S YOUR CLASS?

    America has a very broad middle class.

    The "poor man" doesn't pay any taxes, so that doesn't make sense to me that they are being "used".

    The nice thing about C4C is that it's a give-back to the taxpayer who paid the taxes in the first place. The not so nice thing is that not everyone gets it. The sort of neutral thing is that even though you "got it" you also got the debt of car payments.
  • dodgeman07dodgeman07 Member Posts: 574
    America has a very broad middle class.

    //////////////////////////\\\\\\\\\\\\\\\\\\\\\\\\

    The linked article from the NY Times is good. Thanks for posting it.

    To maintain that broad middle class we must keep stretching the boundaries. Per the link, the "lower middle class" are really what is know as the working poor. I don't place much stock in socio-economic titles but the working poor of today were solidly middle class (i.e. had some disposable income) for decades but now are living hand-to-mouth and one paycheck from a homeless shelter. To me that's not what middle class America should be. It just is.

    The C4C program IS aimed at the middle class but not just buyers/sellers of vehicles. This relatively inexpensive program provides benefits for millions of Americans and most of these people are not selling cars or using C4C to buy one.

    I don't want list all the spin-off jobs this program has helped save and/or created but it's safe to assume we're talking well over 100,000 GOOD jobs and likely 200,000. It's well worth it. ;)
  • mikemartinmikemartin Member Posts: 205
    CFC is a dealership taxpayer transfer payment program.

    Whether you've bought a car or not, taken advantage of this boondoggle or not, you can rest assured that your taxes are being used to ensure dealers can ask MSRP for their cars, sell a boatload of cars to people thinking they're getting a good deal, when in fact, they'd had been better of buying 3 months ago with no trade in (they could've sold that for gravy, 3 months ago).

    This program should be called TFD (Taxdollars For Dealerships). New car dealerships LOVE it.
  • nippononlynippononly Member Posts: 12,555
    to cruise around looking at how all the dealerships are employing their clunkers to advertise the program. One place I passed had Chrysler minivans standing on their ends with "Cash for Clunkers" spray painted on them (one word on each van). :-P

    Another had Explorers end to end. Explorers are being clunked by the GAZILLION out there! Good to see them go.

    Someone clunked a perfectly nice-looking '90ish turbo Supra, and as gas-guzzling as those certainly are, I'm surprised it qualified for C4C.

    The local Ford dealership has nothing with a curb weight under 4000 pounds left on their lot, except Mustangs. Don't know what they will be able to sell to clunker buyers in the next month, what with the extra $2 billion in the program.

    2014 Mini Cooper (stick shift of course), 2016 Camry hybrid, 2009 Outback Sport 5-spd (keeping the stick alive)

  • fushigifushigi Member Posts: 1,459
    cruise around looking at how all the dealerships are employing their clunkers to advertise the program.

    The Toyota dealer in Westmont, IL has a van with a sign on it: "Clunker headquarters". Now, when other stores say "we're you're furniture headquarters" it means that's where you go to buy furniture. So apparently that dealer sells a lot of clunkers.

    It's acknowledged by some that Toyota's quality is slipping a little, but I wouldn't think the dealer would go so far as to call their own products junk. ;)
    2017 Infiniti QX60 (me), 2012 Hyundai Elantra (wife)
  • greatlakesjrgreatlakesjr Member Posts: 109
    That's a pretty interesting site. Though I can't believe that someone in the 100,000-500,000 "Wealth" range is actually in the 85th percentile? That's pretty pathetic although perhaps they could have narrowed that range a little (100-250, 250-500?) and got a better reading. It suggests that 100,000 gets you top 15%.

    I don't mind the C4C actually...it is a nugget for us "middle class" folks if we can use it but I still have a slight philosophical edge against it. In my mind, that's not hypocritical because there's nothing I can do about it. It's there and I'll use it if I can to get mine. I have a clunker but it's our people-hauler (van) and we'd simply have to buy a newer, but used van to replace after taking advantage of the deal to get a new subcompact (any Corolla's at less than MSRP left spyder?). Problem is, there would be too many decisions (color being the worst) between my wife and I to make the two transactions.
  • srs_49srs_49 Member Posts: 1,394
    I'd like to see how many large corporations would endure THIS:

    The aerospace/defense industry went through a major consolidation some 20 years ago as the defense and aerospace budget contracted. Hundreds of thousands of aerospace workers found themselves looking for work. Companies that were household names in many parts of the country do not exist as a separate entity anymore - Ford Aerospace, Martin Marietta, Westinghouse, Hughes, McDonald Douglas, Grumman, to name but a few. All were bought out or merged with other companies.

    So yes, large corporation can and do survive such market shakeouts. A major difference between those companies and the D3 is that most of the companies I mentioned were profitable to some extent, or at least they hadn't been losing tens of billions of dollars over the years like GM has been.
  • kathyc2kathyc2 Member Posts: 159
    Although the calculator is fun to play with, it's soooo wrong.

    Putting in the numbers I come up with 83%, yet my business owner client with 4 times my income and 4 times my net worth comes in at 77% simply because he doesn't have a college education!
  • kernickkernick Member Posts: 4,072
    Do you really believe if Chrysler failed in March that investor's would somehow look at GM, a company that was on life support, and invest their money?

    I was talking about when the D3 execs went to DC the 1st time asking for money. That was Nov 2008, not 03/09. If Bush and Congress said no life-support, then what would happen is either GM or Chrysler would first fail. They are not going to make the announcement at the exact same second. When one fails that gives hope to the markets and investors for the other 2.

    Second and this has been mentioned many times by many people - 1 auto maker failing is not going to put the suppliers out-of-business. The net amount of parts being sold does NOT change; what changes is what auto makers parts are built. If GM fails the GM molds are set aside, and the Chrysler and Ford parts would be made at a much higher rate. The market demand does not change and overall production does not change because a company like GM fails. If you want proof you can look back 15 years and see what happened when Wang and Digital and some other computer manufacturers failed in a short-time. The other manufacturers and the multitude of suppliers did not fail; the computer industry did not crash.

    And as general advice you should consider when listening to many of these "all suppliers will crash" "millions of jobs will be lost" ... the source of that information. Almost 100% of the time it will be 1) someone who stands to lose or make a lot of $ by getting people to believe these, or 2) from the gullible who pass along these business fallacies.

    Oh, and you're probably going to say I'm some sort of a conspiracy nut. Well I can think of 50 billion reasons why auto company executives, their investors and suppliers, the UAW, auto consultant and lobbyists, and dealerships might put these very unlikely scenarios out there.

    I feel sorry for many of you being duped into giving your tax money away putting the country deeper and deeper into debt, and then one day you're going to be told that the money you've paid into the various SS and medicare systems is no longer there. And I'm not just picking on the auto industry - you need to realize that all these programs are just siphoning your money away making the wealthy and politically powerful more so.

    There are many more Bernie Madoff's (or lite versions) out there in the business and political world. They just haven't been exposed yet, or have angles that are quasi-legal, or plain BS (Al Gore's making a nice fortune off GW and carbon-credits). I'd say wakup and realize that the best thing to do is to keep your money in your pocket, don't give it to DC to empower the system further, and return this country and government to a much simpler, less-invasive government with more individual responsibility and freedom.
  • smilinjackrosssmilinjackross Member Posts: 37
    C4C uses the poor man's tax dollars, to help the rich guy get his new car cheaper.

    Good point. One small flaw though. The poor don't pay federal taxes. The bottom 50% of earners only pay 2.97% of income taxes.
  • andre1969andre1969 Member Posts: 26,088
    Keep in mind that chart dates back to 2001, so in internet terms, it's like 3 days older than God!

    One thing that threw me off, probably, is occupation. The closest thing they had that fit my job description, I guess, was desktop publishing under "office support", which actually ranks somewhat below "mailman" or "secretary". :P

    Anyway, I was in the 61% percentile overall using 2001 numbers. If I put in where I'm at now it moves to 75%. But if I was an out of work dishwasher with no education, who inherited $5-10M, I'd only rank in the 27% area overall! And if I was an out of work surgeon with no net worth, I'd be in the 56th percentile!

    I think it's a real stretch to call C4C buyers "rich". They are the middle class in America, at which the stimulus was aimed.

    This is a good point. The filthy-rich, for the most part, probably aren't going to have a clunker-eligible vehicle to trade in, in the first place, and to them, a $3500 or $4500 is a drop in the bucket. The poor are most likely buying used, taking public transportation, or finding some other way to make do with what they've got. So basically that just leaves everybody in between, broadly defined as "middle class".
  • kdhspyderkdhspyder Member Posts: 7,160
    I was talking about when the D3 execs went to DC the 1st time asking for money. That was Nov 2008, not 03/09. If Bush and Congress said no life-support, then what would happen is either GM or Chrysler would first fail. They are not going to make the announcement at the exact same second. When one fails that gives hope to the markets and investors for the other 2.

    Again you're stating this theory as if the entire economic situation last fall was normal. It was not normal. The facts do not support your contention in the least. Hey we all lived through this 9 months ago.

    Even if Chrysler did go under on Dec 31st as you would have had them done, GM was right behind them in the Liquidation Office. GM had no money and had no source to obtain money. They had already announced in December that they would not be able to continue past 12-31. No bank on the entire planet was going to lend GM any money to take advantage of Chrysler's death.

    Again you're trying to rewrite events to fit your theory.

    Second and this has been mentioned many times by many people - 1 auto maker failing is not going to put the suppliers out-of-business. The net amount of parts being sold does NOT change; what changes is what auto makers parts are built. If GM fails the GM molds are set aside, and the Chrysler and Ford parts would be made at a much higher rate. The market demand does not change and overall production does not change because a company like GM fails. If you want proof you can look back 15 years and see what happened when Wang and Digital and some other computer manufacturers failed in a short-time. The other manufacturers and the multitude of suppliers did not fail; the computer industry did not crash

    This paragraph simply restates the first with the same flawed theoretical view.

    Again, yes in theory and in normal times, the loss of one maker would not crush the supply network. However again, both makers had announced that they were going to be insolvent on 1-1-09. There was no hope to save GM. GM stated as much.
  • 100chuck100chuck Member Posts: 149
    No most of the companies you mention where being supported by the American taxpayer they could not survive the cut in Defense spending and competition from other countries.
  • gagricegagrice Member Posts: 31,450
    Again you're trying to rewrite events to fit your theory.

    Just as you and other doomsday proponents have the theory that GM and Chrysler failing would somehow destroy the World's auto industry. So why is your theory any more valid than Kernick's? I personally think that was one of Bush's biggest blunders. We would more than likely have automakers contributing taxes right now if we had let the weak ones die. Instead we spend more in bailouts and keep the other automakers from making any profit. So none of them contribute to the tax base.

    This paragraph simply restates the first with the same flawed theoretical view.

    I happen to think many of your views are flawed. So it would seem we have a Mexican Stand-off. Would you like me to send you a couple million illegal ones? It may give you some perspective of reality beyond the myopic vision of the USA auto industry that you are a part of.

    Housing is a far larger failure in this country than the auto industry. What has the billions in stimulus done to get that kick started? Not much as foreclosures set another record in July. Your obsession with the microscopic view of reality is well documented here.

    C4C is a carrot to make the masses think that bunch of losers in DC have done something positive.
  • nortsr1nortsr1 Member Posts: 1,060
    that sounds a lot better!!!
  • lemkolemko Member Posts: 15,261
    Shoot, if GM were to die tomorrow, I'd run out and get a new Cadillac or Buick while I still could.
  • lemkolemko Member Posts: 15,261
    First of all, nobody earning as much as $30K a month would bother with any mainstream make unless he is a cheapskate. I guess somebody making that much would have at least an S-Class Mercedes. As for me, I'll stick with my Cadillacs and Buicks regardless of my fortune.
  • gagricegagrice Member Posts: 31,450
    Denying these facts makes the entire discussion a 'what-if...' theoretical one.

    You have not presented US with any facts, only your opinion of what may have happened if both Chrysler and GM went bankrupt in that order. No one will take your birthday for being incorrect. And your theory is just that. Has little basis in fact.

    Our leaders wasting their time trying to prop up the auto industry has just been a cover-up for much more serious issues faced by our Nation. Though you are correct this is an auto thread and C4C - good or bad idea? So I cast my "nay" vote with the Majority of American posters here. Stating a known fact. It was more corporate welfare to satisfy the greed of the auto industry.
  • british_roverbritish_rover Member Posts: 8,502
    Really where could you get a TDI Jetta at MSRP? Our VW dealer was selling sedans at MSRP to 500 bucks under and you could never, ever get Sportwagens.
  • lemkolemko Member Posts: 15,261
    Yeah, maybe some guy in a Dodge or Plymouth ran over his beloved dog. His hatred of Mopar is almost pathological.
  • gagricegagrice Member Posts: 31,450
    Several posters on the Jetta TDI thread have posted buying under invoice on the sedans prior to C4C. Sportwagen TDI has been a tough one to buy since they came out. I believe Fitzmall was selling under invoice before C4C. Several complaints on the Jetta TDI threads concerning the higher current pricing.
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