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Infiniti JX Lease Questions



  • cchowcchow Posts: 1
    Is a 39 month lease just a manufacturer ploy to make you stick with them? I hate having to either pay the car registration for 3 months or have to sign up for another lease with them to get out of the last 3 months. Am I missing something? Is there a customer advantage? Is it worth trying to get a 36 or 48 month lease from IFS?

  • You can get a 36 month from IFS, but it will cost you roughly $10+ per month more on the overall lease deal. No idea how the 48 month works. Not sure why they do the 39 mo. either to be honest.
  • kyfdxkyfdx Posts: 53,834

    I actually took the 36 month lease... Paying about $11/mo. more..

    For the extra $400, I figure I've got less chance of needing new tires, or another service visit, etc, etc.. Registration is only $25/yr for me, so not a big concern... We pay property tax on whatever car is registered to us on January 1st, so the 39 mo. term doesn't affect that, either..

    It might not be a wash, but close enough for me...


    Prices Paid, Lease Questions, SUVs

  • jrod13jrod13 Posts: 36
    Can you let us know what type of deal you got on a 36 month lease...mileage, msrp etc. Thanks
  • kyfdxkyfdx Posts: 53,834
    Sorry... didn't mean to imply that I leased a JX..

    My wife has a lease on a G37X....


    Prices Paid, Lease Questions, SUVs

  • jrod13jrod13 Posts: 36
    what was the selling price, residual and money factor for your deal? did that include taxes?
  • jrod13jrod13 Posts: 36
    car man

    what is the residual, money factor for a 39 month lease, 10K miles per year for an awd jx35 with premium package?

  • m6userm6user Posts: 3,161
    This is not specific to Infiniti but I am curious, does anyone have a good answer as to why you never really hear of 4yr leases or is it just prohibitive from a financial standpoint? Seems like they are all 2yr, 30mos, or 3 yrs.
  • kyfdxkyfdx Posts: 53,834
    I don't have a good answer, but I have an opinion... ;)

    I think the banks avoid longer leases for the same reason that I do.. The longer the lease, the harder it is to forecast lease-end value, and the more chance that the car can come back in less than average condition.

    So, more variation on lease-end condition, more credit risk from lessees having a financial problem, or bigger lease-end charges from going over mileage (for 4 years, instead of 3).

    Also, a lot of 3 year leases come back under warranty, which helps the residual value.. I think that 36 months is the sweet spot... that balances residual vs. cost ...

    The longer the term, the higher the uncertainty, and that risk has to be priced into the lease..

    Whaddaya think? Am I off base?


    Prices Paid, Lease Questions, SUVs

  • I also had similar questions to others who have posted differences between 36 vs. 39 month lease. We all lease to not be locked into a long term situation with the car or else we might as well buy the car. I'm also having trouble understanding why the 39 month that dealers are pushing us to is better than the 36 month lease? If I take a 39 month lease , I am borrowing money for a longer period of time, I should be paying more as the residual will be lower for using the car an extra 3 months. Why then is the monthly cost lower? Someone with more knowledge can perhaps explain.
    Thank you
  • kyfdxkyfdx Posts: 53,834
    Most 39 month leases have a more incentivized residual compared to the 36 month term.. That usually makes up for the minor increase in finance charges...

    So... Infiniti might run a program with a 60% residual on 36 months... an equivalent 39 month residual should be 57%, but they may use 58% or 59%, resulting in the lower payment...


    Prices Paid, Lease Questions, SUVs

  • Hey,
    I'm a BMW girl but decided on giving the JX35 a go since I need a 7 passenger car. I test drove the car and I love it! I'm just unsure if I'm getting a good deal or not or if they are using the best Money Factor possible. I'm being told they are using the lowest MF allowed by the bank.

    Here is the deal I'm getting from a dealership in So Fla.

    2013 JX35 AWD
    -Premium Package
    -Rear Bumper Protector
    -Splash Guards
    -Cargo Package
    -Illuminated Kick Plates

    MSRP $48,645

    CAP $45,005

    39 Mo Lease
    12k miles per year
    $1486 due at signing
    $579 with tax per month

    What do you think?

  • does that cap cost include the finance acquisition fee?
    if not - you should be able to get a premium AWD model for approx $4000-$4600 off of MSRP based on what i've seen. the more options the more room to get a slightly larger discount.

    if that cap cost includes the acquisition fee then looks like you've got a good deal.
  • You're welcome mistersc. Infiniti Financial Services' current buy rate lease money factor and residual value for a 39-month lease of a 2013 JX35 AWD with 12,000 miles per year are .00126 and 58% for consumers who qualify for its top credit tier.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi esjx35. Infiniti Financial Services' December buy rate lease money factor and residual value for a 39-month lease of a 2013 JX35 FWD with 15,000 miles per year are .00105 and 55% for consumers who qualify for its top credit tier.

    Prices Paid: Buying & Leasing Experiences Forum
  • HA, I usually go with the 39-month term. It really doesn't matter either way. It's more a matter of personal preference than anything. I personally will gladly take an extra $10 to $15 per month today and worry about possible charges down the road later. I've never had to buy new tires on a 39-month lease yet, but you never know. Plus one of them, my Saab 9-5, blew about ten tires during the course of the lease so that shouldn't count.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hello jrod13. IFS' December buy rate lease money factor and residual value for a 39-month lease of a 2013 JX35 AWD with 10,000 miles per year are .00126 and 59% for consumers who qualify for its top credit tier.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hey m6user. I can think of two reasons.

    1) Many manufacturers only offer lease support up to a certain length term, say 36, 39, or 42 months. Many automakers don't offer support on 48-month leases. I suppose in part because they don't want to take consumers out of the market for that long. They'd rather have you coming back to get one of their new vehicles every three years than every four.

    2) Four years is a long time to be stuck in a vehicle. A lot can happen in one's life to cause them to need a different vehicle over the course of 48-months. You could need a bigger car because of a growing family, a smaller car because gas prices skyrocket, your commute could change causing you to go way over mileage, you could just get sick of the vehicle and want something else, etc...

    That's my $0.02. I couldn't resist chiming in :).

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi mistersc. Lease payments are based upon two pieces, interest and depreciation. New vehicles experience their most rapid depreciation during the first year of ownership. 39-month leases give lessees an additional three payments to spread out the large initial depreciation hit out over and thus are usually slightly cheaper than 36-month leases. Of course, this all can vary depending upon what the money factors are like.

    Prices Paid: Buying & Leasing Experiences Forum
  • smbkrn2smbkrn2 Posts: 1
    edited December 2012
    What would the money factor and residual value be for the AWD 15000 mi 39 month lease?
    Thank you
  • Hi esjx35. Infiniti Financial Services' December buy rate lease money factor and residual value for a 39-month lease of a 2013 JX35 AWD with 15,000 miles per year are .00126 and 57% for consumers who qualify for its top credit tier.

    Prices Paid: Buying & Leasing Experiences Forum
  • I don't know if it included the acquisition fee, but they reduced my payment to $570 a month including the basic maintenance plan and a $200 service credit.

    MF used was: .00136 and RV @ 59%
  • We have never leased a vehicle before but are going to lease our next one. This is the price I was quoted and wondering if its a good deal or not.
    2013 Infiniti JX AWD MSRP 57,105
    savings 3,905
    adjusted sales price 53,200
    trade value 22,500
    trade difference 30,700
    trade balance 17,100 (5400 to the positive)
    tax 2,041.55
    doc fee 75
    license fee 630
    capitalized inception fee 936.16
    pride adjustment 5400
    total cap cost 48,736.16
    39 month 15,000 lease quoted $546.05 a month with $1251.05 due at delivery for 1st payment and registration fees
    Residual percentage 0.57 and money factor lease rate 0.00146
  • I've waited it from November into December and haven't seen a price shift as I was hoping for. I'm ready to lease my car. Does anyone have a view if I wait 2 more weeks and hit the last week of december which is month end and year end for car dealers ?
  • we just purchased our JX AWD with premium, maple accents, driver assist, theater and a few extras (mud flaps, some door/trunk lighted accents) and we couldn't be happier with the vehicle (coming off of a 2010 X5 lease).

    here is a quick summary of what we paid:
    - Savings ($4600 off of MSRP)
    - Lease (36mo, 12kmiles)
    - MF: 0.00126
    - Residual:60%
    - Payment: $606/mo with Taxes included (8.5%)

    thx everyone in the edmunds community for sharing all of your experiences - they really help in negotiating the best deal.

    for anyone on the fence - our experience w/the vehicle for the past 24hrs has only reinforced our decision to buy the JX vs the stale alternatives. The driver assist package is well worth it and the entire vehicle is easy to operate and drives great. We loved our X5 but are happiest yet w/the JX and how it was clearly built to suit a familys needs (translation - our car seat fits, there is plenty of legroom so no kids kicking the back of the seat and you can actually use the 3rd row).
  • samny1samny1 Posts: 94
    Nice deal jjansen, congrats on your new car. I am in White Plains, New York, where the tax is 8.375. So I know how difficult it is to get a low monthly with high taxes. I've also been quoted higher monthly numbers for a 36 month lease than a 39 month one, so your deal seems more impressive to me. If you leased in the NY area would you mind sharing where you got the deal.


  • Hi Car_man (and everyone else),

    I stumbled across this forum today and am glad I did. We are preparing to purchase a 2013 JX35 AWD with MSRP $50,445 (Premium Package, Theater Package, Roof Rails and Illuminated Kick Plates). As of now, the dealer is offering the following:

    1. Savings of only $1,750
    2. Money factor of .00173
    3. Residual of 59%

    From what I've read here, it seems that the residual is about right, but I should be able to negotiate savings in the neighborhood of $4,000+, with MF of .00126. Do you agree, or has that become outdated over the last couple of days (seems unlikely)?

    Anyone else been able to do better than this recently?

    I've started talking to other dealers again who seem to be able to do much better.


  • Deals are as good as they are going to get for 2013.
  • Money factor is credit driven...if you haven't submitted an application to IFS, then any rate quoted is an estimation.

    As for and demand in your area - some dealers are having problems keeping the JX in stock and in some they are not moving as fast. Anyone getting $4k off is basically getting it at invoice, so the dealer probably stinks and has trouble moving vehicles....

    Residual is determined by two things...term and miles.
  • Are there updated figures for 24 month x 12k leases? Also is there any such thing as a 10k lease, or is 12k the lowest mileage one can normally make a deal on?

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