2014 Mercedes-Benz E-Class Lease Questions

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  • cad4mecad4me Member Posts: 21

    @moder> @kyfdx said:

    $63K MSRP, $49K selling price, .00130 MF and 69% residual for 27mo, 7.5K/yr, I get >$325/mo.+ tax.. From the numbers, I'd guess that the $1125 maintenance plan is on top of the >$49K price, not included.
    Yes.. the dealer is permitted to mark up the $795 acq.fee to a maximum of $1,095
    Yes.. the residual would have to be adjusted lower to account for the mileage. Somewhere between $0.15 - $0.30 per mile, deducted from the residual of a new unit.

    Here are the final numbers and I will be picking up the car tomorrow.
    E350 4MATIC Sport 4 door sedan with 18" AMG wheels.
    $420 including NJ tax for 7,500 miles per year for 27 months with auto pay.
    $63k MSRP, $49k selling price, 2 year prepaid maintenance valued at $850, .00136 MF, 69% residual of $63,850 further adjusted for loaner excess miles $.20 per mile times 6385 miles. They added $850 to selling price hence capitalized cost at $49,850 and to MSRP hence adjusted MSRP of $63,850.
    Such a sweet deal, I didn't argue MF to be lower at .0012. That gives dealer $16 or so extra per month.
    If I didn't buy the maintenance plan, payment would have been about $407 including NJ tax.

  • kyfdxkyfdx Moderator Posts: 267,163
    cad4me said:

    @moder> @kyfdx said:

    $63K MSRP, $49K selling price, .00130 MF and 69% residual for 27mo, 7.5K/yr, I get >$325/mo.+ tax.. From the numbers, I'd guess that the $1125 maintenance plan is on top of the >$49K price, not included.
    Yes.. the dealer is permitted to mark up the $795 acq.fee to a maximum of $1,095
    Yes.. the residual would have to be adjusted lower to account for the mileage. Somewhere between $0.15 - $0.30 per mile, deducted from the residual of a new unit.

    Here are the final numbers and I will be picking up the car tomorrow.
    E350 4MATIC Sport 4 door sedan with 18" AMG wheels.
    $420 including NJ tax for 7,500 miles per year for 27 months with auto pay.
    $63k MSRP, $49k selling price, 2 year prepaid maintenance valued at $850, .00136 MF, 69% residual of $63,850 further adjusted for loaner excess miles $.20 per mile times 6385 miles. They added $850 to selling price hence capitalized cost at $49,850 and to MSRP hence adjusted MSRP of $63,850.
    Such a sweet deal, I didn't argue MF to be lower at .0012. That gives dealer $16 or so extra per month.
    If I didn't buy the maintenance plan, payment would have been about $407 including NJ tax.


    Very nice! Congrats!

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  • chrisgibsonchrisgibson Member Posts: 0
    What are the current incentives and rebates that reduced your selling price so far down?
  • afterdark888afterdark888 Member Posts: 29
    I am in SoCal, received a quote today on 2014 E350.

    LEASE TERM: 27mos (1000 miles a month)
    RESIDUAL: 67%
    MF: 0.00146
    MSRP: 60,795
    SALE PRICE: 52,295

    INITIAL CAP COST: Unknown
    ADJUSTED CAP COST: Unknown

    DUE AT SIGNING: First mo. pmt & ~550 Title/License
    BASE MONTHLY RENTAL: Unknown
    SALES TAX(%): 9%
    MONTHLY PAYMENT: 606.xx before tax

    Somehow, the prices don't add up and I feel I can do a lot better, what do you guys think?
  • MichaellMichaell Moderator Posts: 263,385

    I am in SoCal, received a quote today on 2014 E350.

    LEASE TERM: 27mos (1000 miles a month)
    RESIDUAL: 67%
    MF: 0.00146
    MSRP: 60,795
    SALE PRICE: 52,295

    INITIAL CAP COST: Unknown
    ADJUSTED CAP COST: Unknown

    DUE AT SIGNING: First mo. pmt & ~550 Title/License
    BASE MONTHLY RENTAL: Unknown
    SALES TAX(%): 9%
    MONTHLY PAYMENT: 606.xx before tax

    Somehow, the prices don't add up and I feel I can do a lot better, what do you guys think?

    They sure don't --- with what you've provided me, I get a pre-tax payment of $564.06/mo for 27 months - 9% tax takes the payment to $614.82.

    Dealer needs to sharpen their pencil.

    Base MF for the E350 this month is .00136, so your dealer has marked that up on you as well.

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  • afterdark888afterdark888 Member Posts: 29
    Thank you Michaell...

    Where is the hidden 42.xx coming from? Acquisition fees & higher MF?

    Also, is there any benefit to pay "acquisition, title & license" up front?




  • ayotiayoti Member Posts: 3
    Hi, Can I please get the MF and residual for a 2014 E350 coupe with 10k miles for both 27 and 36 months?
    Thank you
  • kyfdxkyfdx Moderator Posts: 267,163
    ayoti said:

    Hi, Can I please get the MF and residual for a 2014 E350 coupe with 10k miles for both 27 and 36 months?
    Thank you

    .00128 MF and 59% residual for 36 months. No 27 months specials on this model.

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  • MichaellMichaell Moderator Posts: 263,385

    Thank you Michaell...

    Where is the hidden 42.xx coming from? Acquisition fees & higher MF?

    Also, is there any benefit to pay "acquisition, title & license" up front?




    I imagine it's exactly as you describe - up front costs and an inflated MF. Call them on it.

    It's up to you whether to roll in the up front costs into the cap cost .. some programs tack on a little bit to the MF to do that (Audi, for one).

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  • cgibson2cgibson2 Member Posts: 9
    What is the money factor and residual for a 2014 E350 Convertible? 36 Months with 12,000 and 15,000 miles per year? Also, does anyone know of any dealer or customer rebates? Thanks!
  • MichaellMichaell Moderator Posts: 263,385

    What is the money factor and residual for a 2014 E350 Convertible? 36 Months with 12,000 and 15,000 miles per year? Also, does anyone know of any dealer or customer rebates? Thanks!

    Use the "Car Research" tab at the top of the page to get the most current incentives.

    MF is .00118 and the 36/15 residual is 56%. Add 2% for 12K.

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  • shawn757shawn757 Member Posts: 204
    Does anyone know the MF and residual for the 2014 E 250? for 15K miles a year. 24 month, 27 month 36 months?
  • kyfdxkyfdx Moderator Posts: 267,163
    shawn757 said:

    Does anyone know the MF and residual for the 2014 E 250? for 15K miles a year. 24 month, 27 month 36 months?

    Standard money factor and 64%/55% residual for 24mo/36mo, 15K/yr.

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  • shaun_nyshaun_ny Member Posts: 2
    This deal seems pretty high to me. Any guidance would be appreciated.

    2014 E350 Sport Sedan 4Matic
    MSRP: $63,620
    Discount: $6,071
    Vehicle Price; $57,549
    Security Coding: $199
    DMV Fees: $188
    Documentation Fee: $499
    Tax (7%); $4,077.29
    Total: $62,512.29

    Out of Pocket: $5,000
    Months: 27 mos. $645.07/mos; 36 mos. $718.30/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20

    Out of Pocket: $6,000
    Months: 27 mos. $605.20/mos; 36 mos. $688.35.30/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20

    Out of Pocket: $7,000
    Months: 27 mos. $565.33/mos; 36 mos. $658.41/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20
  • MichaellMichaell Moderator Posts: 263,385
    shaun_ny said:

    This deal seems pretty high to me. Any guidance would be appreciated.

    2014 E350 Sport Sedan 4Matic
    MSRP: $63,620
    Discount: $6,071
    Vehicle Price; $57,549
    Security Coding: $199
    DMV Fees: $188
    Documentation Fee: $499
    Tax (7%); $4,077.29
    Total: $62,512.29



    Out of Pocket: $5,000
    Months: 27 mos. $645.07/mos; 36 mos. $718.30/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20

    Out of Pocket: $6,000
    Months: 27 mos. $605.20/mos; 36 mos. $688.35.30/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20

    Out of Pocket: $7,000
    Months: 27 mos. $565.33/mos; 36 mos. $658.41/mos
    Miles 12,000/year
    Residual: 27 mos. - $42,625.40; 36 mos. - $35,627.20
    I'm a little confused. In NY tax is computed for the entire lease up front, but the tax amount is based on how much depreciation there is ... and the depreciation percentage varies based on the length of the lease and the number of miles per year. Therefore, it can't be a fixed amount as you state.

    And ... we do not recommend you putting any money down on a lease. If the car is stolen or totaled, you are out that money. You aren't saving anything by doing so, either - just frontloading your total out of pocket costs.

    The MF and RV for the E350 4Matic this month are .00130 and 67% (27/12) or 56% (36/12).

    With your selling price and MSRP, I calculate a $0 down payment pre-tax payment of either $730.07 (36 months) or $682.95 (27 months).

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  • ghstudioghstudio Member Posts: 972
    Please read:

    http://www.tax.ny.gov/pdf/publications/sales/pub839.pdfttp://www.tax.ny.gov/pdf/publications/sales/pub839.pdf

    Based on that publication (by the state), your dealer has calculated the tax incorrectly (assuming you are registering the car in NY State). That type of mistake is not "an accident"....car dealers know the taxes that should be charged. I'd be very very wary of dealing with that dealer even if they correct their "mistake".

    On the other hand, you don't show any lease origination fee ($795/$1095) so I'm not sure what to make of the numbers you posted.

    If I add $795 for loan acquisition fee, I calculate 27 mo payments at about $799 per month including 7% tax. If you do a downpayment of $5000 (which you shouldn't do), it would bring that down to around $610. Of course $799-$610x27 months is $5103 so you save $103 over the life of the lease if you do the down payment but you take a risk if the car is totaled or stolen.

    Finally, if you use autopay, you save about $7 a month on $795...that's $189 savings.

    Good luck.
  • shawn757shawn757 Member Posts: 204
    kyfdx said:

    shawn757 said:

    Does anyone know the MF and residual for the 2014 E 250? for 15K miles a year. 24 month, 27 month 36 months?

    Standard money factor and 64%/55% residual for 24mo/36mo, 15K/yr.
    What is the standard money factor? no 27 month term?
  • MichaellMichaell Moderator Posts: 263,385
    shawn757 said:

    kyfdx said:

    shawn757 said:

    Does anyone know the MF and residual for the 2014 E 250? for 15K miles a year. 24 month, 27 month 36 months?

    Standard money factor and 64%/55% residual for 24mo/36mo, 15K/yr.
    What is the standard money factor? no 27 month term?
    Standard MF for MB is between .00195 and .00225.

    E250 is specifically excluded from the 27 month value-add program.

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  • arturob2arturob2 Member Posts: 46
    edited September 2014
    Hi Guys!

    I just completed a deal on a E350 in SoFla. All fees rolled into cap cost, with 2000 down. (1222 went to cap cost reduction, and 528 to 1st month.)

    E350 Sport
    MSRP: 59,920
    Selling Price: 50,000
    Acq Fee: 1095 (tried hard to get it down to 795 but no go)
    Dealer Fee: 589
    Prepaid Maintenance: 950
    MF: 0.00126
    Residual: 69%
    Monthly Pmt (w/tax): 528

    Thanks for all your help!
  • jkherbert3jkherbert3 Member Posts: 8
    What is the MF and residual percentage for a 2014 E63? 36 Months with 10,000? Thanks!
  • jkherbert3jkherbert3 Member Posts: 8
    Tier 1 credit discount applicable, and should I get better terms if I offer a multiple security deposit (MSD)?
  • standready11standready11 Member Posts: 14
    Hello everyone visited MB and found out about the E class and how much "bang for buck" it was on the 2014's compared to the C 2015 i was looking at.

    Got this but seems way off from what many here are getting.

    2014 4matic, sport, P1, lane track, sunroof(not pano), silver ext/ black int.

    27/10k at $577/month but 3415 up front for fees/dmv.

    car is 62225 and she said I was getting about a 12% discount off MSRP.

    does this deal make sense? Thank you all.
  • MichaellMichaell Moderator Posts: 263,385

    What is the MF and residual percentage for a 2014 E63? 36 Months with 10,000? Thanks!

    Standard MF (.00195 to .00225) and 60% for 36/10. Yes, MSD's will reduce your MF

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  • MichaellMichaell Moderator Posts: 263,385

    Hello everyone visited MB and found out about the E class and how much "bang for buck" it was on the 2014's compared to the C 2015 i was looking at.

    Got this but seems way off from what many here are getting.

    2014 4matic, sport, P1, lane track, sunroof(not pano), silver ext/ black int.

    27/10k at $577/month but 3415 up front for fees/dmv.

    car is 62225 and she said I was getting about a 12% discount off MSRP.

    does this deal make sense? Thank you all.

    68% residual and .00130 MF.

    If I use your MSRP of $62,225 and a selling price of $54,758 (12% discount), I get a pre-tax payment of $587.12. Your offer of $577/mo looks pretty strong.

    You should ask for a detailed breakdown of the $3415 ....

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  • jkherbert3jkherbert3 Member Posts: 8
    Thank you very much.
  • ROBRTM5ROBRTM5 Member Posts: 81

    Hello Kyfdx - Can you pls share the MF and Residual for a 2014 and 2015 E63 -S and E63.. Looking for 27 and 36 months with 10K miles.

    Thank you,

    RM

  • kyfdxkyfdx Moderator Posts: 267,163
    ROBRTM5 said:

    Hello Kyfdx - Can you pls share the MF and Residual for a 2014 and 2015 E63 -S and E63.. Looking for 27 and 36 months with 10K miles.

    Thank you,

    RM

    Standard money factor

    E63 residual is 60% for 36mo, 10K/yr..

    No residual info for the E63S

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  • abcut973abcut973 Member Posts: 7
    kyfdx said:

    ROBRTM5 said:

    Hello Kyfdx - Can you pls share the MF and Residual for a 2014 and 2015 E63 -S and E63.. Looking for 27 and 36 months with 10K miles.

    Thank you,

    RM

    Standard money factor

    E63 residual is 60% for 36mo, 10K/yr..

    No residual info for the E63S
    Hey kydfx,

    Last week you told me Res was 56% for E63 sedan and 62% for E63 wagon on 36mo/10k lease. So how come now it is 60% ? Does it change that fast from week to week?

  • kyfdxkyfdx Moderator Posts: 267,163
    abcut973 said:

    kyfdx said:

    ROBRTM5 said:

    Hello Kyfdx - Can you pls share the MF and Residual for a 2014 and 2015 E63 -S and E63.. Looking for 27 and 36 months with 10K miles.

    Thank you,

    RM

    Standard money factor

    E63 residual is 60% for 36mo, 10K/yr..

    No residual info for the E63S
    Hey kydfx,

    Last week you told me Res was 56% for E63 sedan and 62% for E63 wagon on 36mo/10k lease. So how come now it is 60% ? Does it change that fast from week to week?

    Nothing has changed since the first of the month.... Too much to read to go back. If you have a question about rates, ask it..

    Thanks

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  • ariazariaz Member Posts: 77
    Looking to lease 2014 E-350 4-Matic in NY. May I get the RV and MF for 27/10k miles. also what kind of discount should i be able to get. if someone can recommend a good dealer in NY.
  • standready11standready11 Member Posts: 14

    ok so tell me how I did. 


    E350 4 matic

    Cardinal red

    P1

    Pano roof 

    Lane tracking 

    Comfort box

    Split fold down

    Rear sunshade 

    Aluminum interior

    AMG 18 wheels

    Spoiler 

    2950 upfront taxes. Titles fees 

    599/month

    10k year

    27 month term. 

  • ariazariaz Member Posts: 77
    standready11 :
    Whats the MSRP and selling price?
  • standready11standready11 Member Posts: 14

    Msrp about 65k. Selling 12% off. 56 and change 

  • ghstudioghstudio Member Posts: 972

    Msrp about 65k. Selling 12% off. 56 and change 

    If you want help, ask BEFORE you sign the lease. You probably could have had a better lease, but no need to discuss now.
  • standready11standready11 Member Posts: 14

    I asked and was told my deal at 577 was good. This car had a bit extra but of course the msrp also went up by around 2k.  Just seeing if this was good but thanks for your input @ghstudio‌

  • ariazariaz Member Posts: 77
    Looking to lease 2014 E-350 4-Matic in NY. May I get the RV and MF for 27/10k miles. also what kind of discount should i be able to get. if someone can recommend a good dealer in NY.
  • k66gunsok66gunso Member Posts: 1
    edited September 2014
    Hello guys, I'm looking into leasing 2014 E350 regular sedan (since there is almost no change with 2015, and probably better deal with 2014?)
    The car MSRP is 65835.As of now, one dealer offer us
    2.5k down and 656/months including tax (CA) and wheels&tires insurance for 27 mo 10k/yr
    good or no good? if not, what numbers should I try asking them?

    The sale manager also talks about waiting for november/december for a better promotion.
    Any suggestion will be greatly appreciated!
    Thank you very much
  • kyfdxkyfdx Moderator Posts: 267,163
    ariaz said:

    Looking to lease 2014 E-350 4-Matic in NY. May I get the RV and MF for 27/10k miles. also what kind of discount should i be able to get. if someone can recommend a good dealer in NY.

    .00130 MF and 68% residual

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  • ghstudioghstudio Member Posts: 972
    If you are negotiating a MB lease, use autopay which will reduce the mf by .0001 (about $10 a month)...and always include MB maintenance in the lease (it's treated as a "feature" and you don't pay the full amount.
  • ariazariaz Member Posts: 77
    Emailed a deale in NY. The MSRP os the car is $62590.
    His selling price is $55250
    I am leasing the car for 27 months.
    Is the selling price reasonable or what kind of negotiating room is left.
  • neoroseneorose Member Posts: 50

    Is the standard MF for September available?  I have read lowest MF's for the best credit scores ranging from 0.0021 to 0.0018 before autopay discount or MSD's.

  • kyfdxkyfdx Moderator Posts: 267,163
    neorose said:

    Is the standard MF for September available?  I have read lowest MF's for the best credit scores ranging from 0.0021 to 0.0018 before autopay discount or MSD's.

    We haven't seen any updates for the standard money factor for quite awhile. The last we heard it was .00195-.00225, but it could have changed slightly since then.

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  • neoroseneorose Member Posts: 50
    Thank you.
  • abcut973abcut973 Member Posts: 7
    Hi so I need advice.
    I have the opportunity to lease an used 2014 E63 (with 200 miles on it).
    Res 60%
    MF 0.0024
    Is that a good MF?
    Acquisition fee $1095

    Dealer claims since it is an used car ( already titled) this is the MF/res/acquisition fee for pre-owned. Is that true?
  • kyfdxkyfdx Moderator Posts: 267,163
    abcut973 said:

    Hi so I need advice.
    I have the opportunity to lease an used 2014 E63 (with 200 miles on it).
    Res 60%
    MF 0.0024
    Is that a good MF?
    Acquisition fee $1095

    Dealer claims since it is an used car ( already titled) this is the MF/res/acquisition fee for pre-owned. Is that true?

    The base acquisition fee for all MB leases is $795, with dealers allowed to mark that up to $1095 for extra profit.

    I'd guess the money factor is marked up by around .0003-.0005, as well.. (not unusual for a Mercedes dealer).

    Unless it's a lot cheaper than a "new" one, why bother? And, if it is a lot cheaper, then you probably don't have a lot of negotiating room. It's pretty weird for a car with 200 miles to be a "used car". Makes you wonder why?

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  • abcut973abcut973 Member Posts: 7
    kyfdx said:

    abcut973 said:

    Hi so I need advice.
    I have the opportunity to lease an used 2014 E63 (with 200 miles on it).
    Res 60%
    MF 0.0024
    Is that a good MF?
    Acquisition fee $1095

    Dealer claims since it is an used car ( already titled) this is the MF/res/acquisition fee for pre-owned. Is that true?

    The base acquisition fee for all MB leases is $795, with dealers allowed to mark that up to $1095 for extra profit.

    I'd guess the money factor is marked up by around .0003-.0005, as well.. (not unusual for a Mercedes dealer).

    Unless it's a lot cheaper than a "new" one, why bother? And, if it is a lot cheaper, then you probably don't have a lot of negotiating room. It's pretty weird for a car with 200 miles to be a "used car". Makes you wonder why?
    Yeah I knew about the marked up acquisition fees and MF for a new car but I wasn't sure about the numbers for the "used" car. The question was more is there lease numbers for "new" and "used" cars? Or is it just BS from the dealership in order to mark up.
    And you are right it is a lot cheaper! Car checks out fine.
  • kyfdxkyfdx Moderator Posts: 267,163
    abcut973 said:

    kyfdx said:

    abcut973 said:

    Hi so I need advice.
    I have the opportunity to lease an used 2014 E63 (with 200 miles on it).
    Res 60%
    MF 0.0024
    Is that a good MF?
    Acquisition fee $1095

    Dealer claims since it is an used car ( already titled) this is the MF/res/acquisition fee for pre-owned. Is that true?

    The base acquisition fee for all MB leases is $795, with dealers allowed to mark that up to $1095 for extra profit.

    I'd guess the money factor is marked up by around .0003-.0005, as well.. (not unusual for a Mercedes dealer).

    Unless it's a lot cheaper than a "new" one, why bother? And, if it is a lot cheaper, then you probably don't have a lot of negotiating room. It's pretty weird for a car with 200 miles to be a "used car". Makes you wonder why?
    Yeah I knew about the marked up acquisition fees and MF for a new car but I wasn't sure about the numbers for the "used" car. The question was more is there lease numbers for "new" and "used" cars? Or is it just BS from the dealership in order to mark up.
    And you are right it is a lot cheaper! Car checks out fine.
    If they are using the new car program (and, they certainly are... with a 60% residual), then it either qualifies or it doesn't... .the rest is just BS..

    That said, the E63 uses the standard money factor, so it's not a cheap car to lease, in any instance. In this case, if they are really cutting the selling price, then at some point, the monthly payment is what's important. If you can save by leasing a car with 200 miles, just make sure the warranty is valid for the length of the lease and have at it. I've leased service loaners and "factory executive" cars in the past, with quite a few more miles than that, and never had an issue.

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  • ariazariaz Member Posts: 77
    Was offered this deal.
    2014 E 350 4 Matic
    MSRP $62900
    Selling Price $54551
    $553.05 for 27months 10k miles/yr.
    MF .0012 (Auto Pay)
    With Tax, $110 DMV Fee, and $795 Bank fee,
    $75 Doc fee. upfront
    Any thoughts?
  • MichaellMichaell Moderator Posts: 263,385
    ariaz said:

    Was offered this deal.
    2014 E 350 4 Matic
    MSRP $62900
    Selling Price $54551
    $553.05 for 27months 10k miles/yr.
    MF .0012 (Auto Pay)
    With Tax, $110 DMV Fee, and $795 Bank fee,
    $75 Doc fee. upfront
    Any thoughts?

    My numbers match yours. Base MF and a healthy discount from sticker; what's not to like?

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    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • ghstudioghstudio Member Posts: 972
    get maintenance included in the deal....
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