2014 BMW 5-Series Lease Questions

kyfdx

jrsun said:

Thanks! Basically they later they made a mistake and negotiated price is higher.
Math aside, is this still a good deal to get? Thanks much.

Yes.. very reasonable lease payment for that vehicle.

omega3effect

Hi, looking at a 2015 528i
So far:
MSRP $54390, lease for $1200 drive off, 36 mos, 12000 miles/year for $492 a month
Thoughts? Also, do you know the current money factors and residuals for this car?
thanks!
Omega

Michaell

omega3effect said:

Hi, looking at a 2015 528i
So far:
MSRP $54390, lease for $1200 drive off, 36 mos, 12000 miles/year for $492 a month
Thoughts? Also, do you know the current money factors and residuals for this car?
thanks!
Omega

.00129 and 61% for 36/12. $1000 innovations credit.

What is the selling price?

ad1das101

Are the November MF and residuals available for 2014 and 2015 535xi?  10k and 36 months. Thanks. 

Michaell

ad1das101 said:

Are the November MF and residuals available for 2014 and 2015 535xi?  10k and 36 months. Thanks. 

.00130 and 61% for 39/10 for 2015 535xi. $2000 lease cash.

No 2014 information available just yet.

ad1das101

Any numbers (MF, Residual) on the 2014s yet?  10k miles per year. 36 or 39 months. Thanks. 

kyfdx

ad1das101 said:

Any numbers (MF, Residual) on the 2014s yet?  10k miles per year. 36 or 39 months. Thanks. 

2014 535xi: .00130 MF and 61% residual for 36 mo, 10K/yr. $1500 Holiday Credit.

erikjoha

What is the current Money factor and Residual on a 2015 535d xdrive for 36mo/10K yr - Thanks!

Michaell

erikjoha said:

What is the current Money factor and Residual on a 2015 535d xdrive for 36mo/10K yr - Thanks!

.00130 and 60% for 39 months, 10K. $2000 holiday cash, $500 eco credit.

swlbca

what's the November MF and RV on 2015 550i 39 month. Also, is their a loyalty MF rate?

swlbca

sorry 10K per year on the November MF and RV on 2015 550i 39 month. Also, is their a loyalty MF rate?

Michaell

swlbca said:

what's the November MF and RV on 2015 550i 39 month. Also, is their a loyalty MF rate?

The base MF this month is .00130 .. can be reduced using MSDs. 39/15 residual is 56%. $2000 holiday cash.

swlbca

Thoughts on this SO. Cal Dealer Offer:
2015 550i
39 Months
10K
MSRP: $72,050
Total Cap Cost: $65,806 (Inclusive of $2,000 Holiday Credit and Bank Acquisition Fee)
Total Cash out of Pocket $1,387 (Includes first months payment, upfront taxes, Insurance)
Monthly payment $797 (includes 8% sales tax)
MF .0013
RV 59%

Thoughts, can the dealer get more aggressive on Cap Cost?

Thanks

Michaell

swlbca said:

Thoughts on this SO. Cal Dealer Offer:
2015 550i
39 Months
10K
MSRP: $72,050
Total Cap Cost: $65,806 (Inclusive of $2,000 Holiday Credit and Bank Acquisition Fee)
Total Cash out of Pocket $1,387 (Includes first months payment, upfront taxes, Insurance)
Monthly payment $797 (includes 8% sales tax)
MF .0013
RV 59%

Thoughts, can the dealer get more aggressive on Cap Cost?

Thanks

My numbers work out the same as yours. Not sure you can get more off sticker than the $5K or so you've already gotten, but it can't hurt to ask. You can also use MSD to bring the MF down ... $5600 due at signing will reduce the payment (with tax) to $739.89/mo. Saves you a bit over $2300 for the life of the lease.

swlbca

Great thanks! I was thinking the same on the MSD's.

rayekaye

How much should I offer on a 2014 535i that has $71k MSRP and $66k invoice?

kyfdx

rayekaye said:

How much should I offer on a 2014 535i that has $71k MSRP and $66k invoice?

This month, there is a $1500 Holiday Credit on this model.. So, offer $64K and see what happens. Definitely no more than $65.5K

enthusiastdre

rayekaye said:

How much should I offer on a 2014 535i that has $71k MSRP and $66k invoice?

On a 2014? On a car that's 71k MSRP, you should get at least 10k off.

vvbenny

Hi, just visited a dealer today, they offered bmw 528i, price 60
Includes m sort package,  driver assist package, premium package.
two words,  it's a promo car, so they reduced the price by 5500, don't have their offer yet.
any ideas what's the numbers gonna be for 36 months, 10k a year, with 0 down.
should I ask for more discount, how to persuade them to lower price....
need some help please, never done it before myself

Thanks!!!!!

kyfdx

vvbenny said:

Hi, just visited a dealer today, they offered bmw 528i, price 60
Includes m sort package,  driver assist package, premium package.
two words,  it's a promo car, so they reduced the price by 5500, don't have their offer yet.
any ideas what's the numbers gonna be for 36 months, 10k a year, with 0 down.
should I ask for more discount, how to persuade them to lower price....
need some help please, never done it before myself

Thanks!!!!!

.00130 MF and 61% residual. $1500 Holiday Credit.

At $60K MSRP and selling price of $54,500, CAP cost of $55,225 (with acq.fee), the monthly would be $637.mo.+tax. Due at signing would be 1st payment, title/license/doc fees.

The price is pretty good.. if they stick to the base money factor and don't add any garbage fees, then that's a decent deal.

samer2

Hello everyone,

I'm looking for BMW 528i Demo to keep my monthly payments as low as possible. I have a number of questions:
1.How does MF and residual differ in the case of a demo that already has 5K miles? Normally it's 0.0013 and 61% for 36mo/10K on a brand new car.
2. Does the $1500 innovation credit apply to a demo car?
3. If the dealer is advertising 47K on a demo that was originally 55K, is there room for further negotiation?
4. Let's say I'm able to get 45K on that car, is the residual calculated as 61% of 47K or 55K. Just confused with demo if the price they're advertising is considered the MSRP?

Thanks!

kyfdx

samer2 said:

Hello everyone,

I'm looking for BMW 528i Demo to keep my monthly payments as low as possible. I have a number of questions:
1.How does MF and residual differ in the case of a demo that already has 5K miles? Normally it's 0.0013 and 61% for 36mo/10K on a brand new car.
2. Does the $1500 innovation credit apply to a demo car?
3. If the dealer is advertising 47K on a demo that was originally 55K, is there room for further negotiation?
4. Let's say I'm able to get 45K on that car, is the residual calculated as 61% of 47K or 55K. Just confused with demo if the price they're advertising is considered the MSRP?

Thanks!

1) Assuming the demo is eligible for the new car program, they will deduct $0.20/mi. from the normal residual. So, minus $1000.

2) Holiday Credits, this month. If it qualifies for the new car program, then it will qualify for the credit.

3) All prices are negotiable. We can't predict what the dealer might do.

4) Residual percentage is always applied to the full MSRP

samer2

BMW dealer is telling me that for 36 mo/10 k on 2014 BMW 528i , the residual is 58% and that the 61% residual is on the 2015s. Is that correct?

kyfdx

samer2 said:

BMW dealer is telling me that for 36 mo/10 k on 2014 BMW 528i , the residual is 58% and that the 61% residual is on the 2015s. Is that correct?

No.. that is incorrect.

2014 528i residual is 61% for 36mo, 10K/yr. 58% is the 36/15 residual. $1500 Holiday Credit

2015 528i residual is 61% for 39 months, 10K/yr. $2000 Holiday Credit

navlonghorn713

Apologies if already asked but what is the MF and Residual on a 2014 535d 36/12k/yr? Thanks so much!

Michaell

navlonghorn713 said:

Apologies if already asked but what is the MF and Residual on a 2014 535d 36/12k/yr? Thanks so much!

.00130 and 59% for 36/12. $1500 holiday cash and $1000 eco credit.

navlonghorn713

I am currently in the infancy stages of negotiations on a 2014 535d MSRP 66,100 (Premium Package, Luxury Line, Lighting Package, Rear View Camera,Heated Front Seats, Park Distance Control, Harman Kardon Sound System)

Quote Sheet is as follows
66,100 Market Value Selling Price
9,500 Discount
500 Rebate
56,100 Adjusted Price

Doc Fee 125.00
Tax 3506.25
Non Tax Fees 255.38
Net Price 59,986.63


I'm new with this but trying to read most of these posts. What are the non tax fees?
Also there are 3 different residual amounts listed based on a 36 month lease
( 39,660, 38,999, and 38,338). I thought residual was solid non negotiable number.

kyfdx

navlonghorn713 said:

I am currently in the infancy stages of negotiations on a 2014 535d MSRP 66,100 (Premium Package, Luxury Line, Lighting Package, Rear View Camera,Heated Front Seats, Park Distance Control, Harman Kardon Sound System)

Quote Sheet is as follows
66,100 Market Value Selling Price
9,500 Discount
500 Rebate
56,100 Adjusted Price

Doc Fee 125.00
Tax 3506.25
Non Tax Fees 255.38
Net Price 59,986.63


I'm new with this but trying to read most of these posts. What are the non tax fees?
Also there are 3 different residual amounts listed based on a 36 month lease
( 39,660, 38,999, and 38,338). I thought residual was solid non negotiable number.

Non-taxable fees.. those are government fees, like title/registration.

The different residuals all differ by 1% of MSRP.. I'd guess they are quoting different mileage allowances.

applephy

Just leased a 535i 2014 and wanted to run the terms by you

2014 BMW 535i
Jatoba brown metallic
Venetian beige leather Dakota interior
-Luxury line
Sport steering wheel
19" light alloy wheels
Dark wood trim
LED Fog lights
-Driver assistance package
Heads up display/rear view camera/ park distance control
-Premium package
-heated seats front

MSRP: $62,475
Purchase Price: $51,980
Residual Value: $37485

36 months
12k miles a year

$595 out of pocket/drive off
$590.81 a month for 35 months

Don't know the money factor used in the terms.

Seems like a good deal to me. Any thoughts?

kyfdx

applephy said:

Just leased a 535i 2014 and wanted to run the terms by you

2014 BMW 535i
Jatoba brown metallic
Venetian beige leather Dakota interior
-Luxury line
Sport steering wheel
19" light alloy wheels
Dark wood trim
LED Fog lights
-Driver assistance package
Heads up display/rear view camera/ park distance control
-Premium package
-heated seats front

MSRP: $62,475
Purchase Price: $51,980
Residual Value: $37485

36 months
12k miles a year

$595 out of pocket/drive off
$590.81 a month for 35 months

Don't know the money factor used in the terms.

Seems like a good deal to me. Any thoughts?

Don't know where you live or your tax rate.. but, I get $519.mo. + tax, with no other additions..

Additions would be $725 acq.fee, title/license/doc fees and tax.. If those equal around $2500, then you are in business.. Very reasonable payment for a $62K MSRP car.

applephy

Thanks for the prompt reply.

I live in California (tax rate 9%)

No other additions (all other fees rolled in)

$590.81 monthly payment was tax included

kyfdx

applephy said:

Thanks for the prompt reply.

I live in California (tax rate 9%)

No other additions (all other fees rolled in)

$590.81 monthly payment was tax included

That looks about right, then.

beatwiz

Hi there,
I'm going to pull the trigger this Friday for Black Friday stuff. What's the MF and RV for 2014 and 2015 528ix on 36/12k ?
Thanks

kyfdx

beatwiz said:

Hi there,
I'm going to pull the trigger this Friday for Black Friday stuff. What's the MF and RV for 2014 and 2015 528ix on 36/12k ?
Thanks

2014: .00130 MF and 60% residual. $1500 Holiday Credit

2015: .00130 MF and 60% residual for 39 mo, 12K/yr. $2000 Holiday Credit.

jtoomany

This forum has helped me greatly in purchasing my last two BMW's so wanted to share my lease info on a 535xi that I just did yesterday. It took a little work but not too much. Our city only has a single BMW dealership so w/o having to travel to another city and the hassle of that I got the numbers I could live with.

• Black Sapphire
  
• Black Nappa Leather
  
• Luxury Line
  
• Cold Weather Package (heated front/rear seats & steering wheel)
  
• Driver Assistance Package (rear camera, head-up display, park distance)
  
• Premium Package (power tailgate, comfort keyless access, satellite radio)
  

MSRP = $66,310.00 Sale Price $59880.00 + $725 Acquisition Fee = $60,605 Cap Cost
61% Residual and .00130 MF
First Payment only
39mos/10k
$694/mo which includes state sales tax

This deal includes the $2k Holiday Cash and also a $1k Black Friday cash incentive. I was told the BF incentive was national but I don't know and don't really care one way or the other as long as its figured into the deal. We had to order the car, not much in the way of selection on the lot.

Hope this helps. Welcome comments or questions.

applephy

jtoomany said:

This forum has helped me greatly in purchasing my last two BMW's so wanted to share my lease info on a 535xi that I just did yesterday. It took a little work but not too much. Our city only has a single BMW dealership so w/o having to travel to another city and the hassle of that I got the numbers I could live with.

• Black Sapphire
  
• Black Nappa Leather
  
• Luxury Line
  
• Cold Weather Package (heated front/rear seats & steering wheel)
  
• Driver Assistance Package (rear camera, head-up display, park distance)
  
• Premium Package (power tailgate, comfort keyless access, satellite radio)
  

MSRP = $66,310.00 Sale Price $59880.00 + $725 Acquisition Fee = $60,605 Cap Cost
61% Residual and .00130 MF
First Payment only
39mos/10k
$694/mo which includes state sales tax

This deal includes the $2k Holiday Cash and also a $1k Black Friday cash incentive. I was told the BF incentive was national but I don't know and don't really care one way or the other as long as its figured into the deal. We had to order the car, not much in the way of selection on the lot.

Hope this helps. Welcome comments or questions.

Congrats! I just also leased a 535 (535i, not 535xi) with the same options exactly a week ago (see couple of posts above)...but there wasn't a $1k BF incentive at the time.

Luckily the dealer gave me $11k off MSRP (with the holiday cash). They were trying to rid of their 2014 stock I suppose. Only 2 left on he lot at the time, which is why I got a good deal.

This forum has also educated me immensely on the ins and outs of leases. I feel better equipped now, as I can actually calculate what it costs the dealer to do a deal, and compare it to what they've offered me.

Next time, I'm going to take advantage of the MSD's! (7 MSD's for BMW here in California)

6spdmanual

what are the numbers for a 2015 535d for december please? 39 or 36/12?

kyfdx

6spdmanual said:

what are the numbers for a 2015 535d for december please? 39 or 36/12?

.00130 MF and 59% residual for 39 mo, 12K/yr. $2000 Holiday Credit and $500 ECO credit.

slave2miles

Looking at a new 2014 550i Msport, MSRP ~79k what level of discount should i expect all in? Will be doing full MSD on a 36 month lease. thx

Michaell

slave2miles said:

Looking at a new 2014 550i Msport, MSRP ~79k what level of discount should i expect all in? Will be doing full MSD on a 36 month lease. thx

We've been advising about 7% off MSRP before any incentives are applied.

nykrayz

Hello All,
So I got a quote today in seattle for 528xdrive MSRP $60350
10k 39 months $699 month total $6000 down, out of which 4900 is for MSD. Rest of the breakdown on $6000 is $699 first month payment an $425 in dealer fees

$699 month includes taxes. Base payment is $636 month with taxes $699 tax rate of 9.8%

Selling price on the car $56260
Residual is 36,813.50 if I base this off MSRP its 61%
With the MSD MF is .00121 they did not tell me MF without the MSD

I know its been posted here that 7% off MSRP + $2000 holiday credit seems to be ideal

It sounds expensive to me, any thoughts and help is appreciated

kyfdx

nykrayz said:

Hello All,
So I got a quote today in seattle for 528xdrive MSRP $60350
10k 39 months $699 month total $6000 down, out of which 4900 is for MSD. Rest of the breakdown on $6000 is $699 first month payment an $425 in dealer fees

$699 month includes taxes. Base payment is $636 month with taxes $699 tax rate of 9.8%

Selling price on the car $56260
Residual is 36,813.50 if I base this off MSRP its 61%
With the MSD MF is .00121 they did not tell me MF without the MSD

I know its been posted here that 7% off MSRP + $2000 holiday credit seems to be ideal

It sounds expensive to me, any thoughts and help is appreciated

Yes... it's too much..

Selling price should be another $2000 lower.. The money factor is marked up the maximum (should be .00081 with MSDs). The 61% residual is correct (as it must be).

Lower selling price and base money factor will knock about $100/mo. off the price, post-tax.. That's what you should be looking for... $599/mo, with $5200 upfront (payment and each MSD would be $100/mo. less).

nykrayz

kyfdx said:

nykrayz said:

Hello All,
So I got a quote today in seattle for 528xdrive MSRP $60350
10k 39 months $699 month total $6000 down, out of which 4900 is for MSD. Rest of the breakdown on $6000 is $699 first month payment an $425 in dealer fees

$699 month includes taxes. Base payment is $636 month with taxes $699 tax rate of 9.8%

Selling price on the car $56260
Residual is 36,813.50 if I base this off MSRP its 61%
With the MSD MF is .00121 they did not tell me MF without the MSD

I know its been posted here that 7% off MSRP + $2000 holiday credit seems to be ideal

It sounds expensive to me, any thoughts and help is appreciated

Yes... it's too much..

Selling price should be another $2000 lower.. The money factor is marked up the maximum (should be .00081 with MSDs). The 61% residual is correct (as it must be).

Lower selling price and base money factor will knock about $100/mo. off the price, post-tax.. That's what you should be looking for... $599/mo, with $5200 upfront (payment and each MSD would be $100/mo. less).

thank you that is what I figured.

c21sam

I'm new here. This forum is GREAT. I am looking at leasing a 2015 528i with MSRP of 53,950. If I could please get some advice as to what can I expect to be the best price. I would really appreciate it. I will be looking for 15k a year and I will definitely max out the MSD's. I had leased a BMW back in 2004 so I'm not sure if I would qualify for any return customer rebates. I am in Southern California with 8% tax. Thank you in advace

Michaell

c21sam said:

I'm new here. This forum is GREAT. I am looking at leasing a 2015 528i with MSRP of 53,950. If I could please get some advice as to what can I expect to be the best price. I would really appreciate it. I will be looking for 15k a year and I will definitely max out the MSD's. I had leased a BMW back in 2004 so I'm not sure if I would qualify for any return customer rebates. I am in Southern California with 8% tax. Thank you in advace

Lately we've been advising 6-7% off MSRP as the selling price before the $2000.

.00130 and 58% for 39/15. $2000 holiday cash.

collegeboy1

I'm looking to lease a 2014 demo model with 3k miles on it. This is in Michigan. 

MSRP 58XXX
Cold weather,  premium package with HUD
528xi 
10k/ year for 36 months

I negotiated down to $2500 down and with7 MSD of 38xx

Payment of $500 per month. 

I'm looking to pull the trigger if you guys sign off on this price. 

Michaell

collegeboy1 said:

I'm looking to lease a 2014 demo model with 3k miles on it. This is in Michigan. 

MSRP 58XXX
Cold weather,  premium package with HUD
528xi 
10k/ year for 36 months

I negotiated down to $2500 down and with7 MSD of 38xx

Payment of $500 per month. 

I'm looking to pull the trigger if you guys sign off on this price. 

what is the selling price?

$500/mo (with tax?) is a strong price on a car that stickers for $58K. The MSD's certainly help.

nykrayz

Hello All,

So I finally pulled a trigger on

2014 535xi Sticker $66750
Selling Price $55950

Lease was 36 mon 12k
$591 month including tax with 7 MSD (cost 4200) Tax 9.8% Total out of pocket including MSD was $5160

I think I did pretty good

Thank you all here especially kyfdx

kyfdx

nykrayz said:

Hello All,

So I finally pulled a trigger on

2014 535xi Sticker $66750
Selling Price $55950

Lease was 36 mon 12k
$591 month including tax with 7 MSD (cost 4200) Tax 9.8% Total out of pocket including MSD was $5160

I think I did pretty good

Thank you all here especially kyfdx

Looks like a really good deal. Congrats on the new car!

stever

If you got a great lease deal in 2014, a reporter wants to talk with you. Please email PR@edmunds.com no later than Wednesday, January 7, 2015, and include your daytime contact info and the make and model you leased.