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Comments
2024 Genesis G90 Super-Charger
Wearing a sweatshirt and jeans when I go for my walk this morning. That should be OK as it is supposed to climb to the 60’s later.
As for investment income, I don’t use any of that money for my monthly living expenses. My pension and Social Security are more than enough to cover my nut and I still save money every month.
2024 Genesis G90 Super-Charger
I was able to “flip” some real estate without having to go to the banks for a loan. So, I didn’t have the burden of the financial community as part of my real estate investments. The bad news, a couple of those properties I didn’t make any money on. The good news, I was in the Mid-West, where the real estate boom/bust wasn’t nearly as severe as other areas of the country. Again, all totaled, I was able to come out in the black during that period.
I still own some rentals (small 4 family units). Although, once they become more bother than their worth, I’ve got my money out of them. I’ll sell!
So, some good and some scary times. I got lucky a lot, too.
@venture .....don’t take advice from me on investing. I fired my advisor(s) long ago when I was able to easily outperform on my own, instead of paying him a commission during some lean investment times. I came out ahead charging in my own direction.
I hope the DOW does hit 30K. I just pulled out last week (except for a small amount I’ll mess with on stocks that catch my eye). The Fed is raising rates, again. In some areas (from what I hear of you guys in WA), real estate is becoming overheated, again. I think inflation will heat up. I believe in the next 18 mos, after the coroporate tax breaks are absorbed into business balance sheets, we will realize their effect was temporary.
We’re seeing the beginnings of the blue chips starting to falter (GE and P&G are just two of the biggest who are teetering right now). MAnufacturing is NEVER going to come back to the U.S. unless wages plummet to where they match wages overseas. That ain’t happening.
REstrictions on the financial and banking community have been loosened (for me, too much, too soon after the last financial re-depression). That always spells bad news, sooner or later.
Oil prices are creeping up, again. That affects trucking, transportation stocks, and a host of other industries. It will probably hasten the already break neck speed for electric and alternative fuels. Oil companies don’t seem to care. Their fall is going to be hard. And, that entire industry will look nothing like it does today in the next 10 years. Those stocks will plummet.
See, you got me started. I’ll keep the rest of my theories to myself.
Circling back to autos, I do think anyone who invests in electric vehicle infrastructure will have a very good investment, for a very long time.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I'm far from a financial wizard, but I didn't like the DOW at 17,000 and I sure DON'T like it at 26,000. It shot up something like 5,000 points LAST YEAR alone. It has to stop at some point. Until it corrects itself, I'm afraid to leap in. The NASDAQ was up over 7,000. It was up over 5,000 before the dot com bubble and took 17 years to get back to it, then 2,000 points in a 2 year period. Something's going to happen.
I remember before the dot com bubble burst when you could basically throw darts at wall and whatever you would hit would go up.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I smell inflation on the horizon, and all it will take is a relatively modest increase in oil/gasoline prices to cancel out any benefit given to average consumers via the ill-advised new tax plan. We might be in 1927-28 right now.
2013 LX 570 2016 LS 460
http://hyperphysics.phy-astr.gsu.edu/hbase/phyopt/corfog.html
'24 Chevy Blazer EV 2LT
The effects of the cataracts crept slowly into my vision and I didn't realize how bad it was getting. Then it was like getting a new television with the best colors and replacing an old worn out Sony tube TV from the 60s when the new lenses went in. Now if only they could do similar miracles with hearing...
2014 Malibu 2LT, 2015 Cruze 2LT,
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
One trick I've learned is yoga! How's that? Well, there are these body twisting exercises that keep you more limber when looking to the extreme left or right. It really helps!
I'd love to see some better-developed night vision technology in cars.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
The first thing I noticed was the steering - it became taut and firm. Next, I noticed the change in the ride - no longer smooth and subtle - more like the BMW rode in what they called Sport+ - firm and responsive. The next thing I noticed was the power curve - right from the light it took off like a rocket, changing gears much more slowly and holding the lower gears longer. Finally, when I got on the Turnpike, I noticed that it did not shift into 8th or 9th gears when cruising at 70 mph. It held in 7th gear for the ride home and was super responsive to my pressure on the accelerator.
This is the very first car I have ever driven that had comfort, economy and sport modes for the transmission that I actually noticed a substantial difference in the car's performance/handling/steering.
2024 Genesis G90 Super-Charger
Should I just take all of my retirement accounts and put them into Bitcoin now? How about gold?
I suppose I'm far enough from retirement that I can handle another depression recession. I have a locked in 27+ years left on my below 4% home loan. High interest rates mean depressed housing prices though.
Anyone want to do the math on how much a half million dollar home value at 3.75% is valued if the loan rate is only doubled?
2013 LX 570 2016 LS 460
I suppose slush-box automatic transmissions have improved. You can pick up a 12 year old Audi A3 with DSG and see a car's personality change from just the switch to "S-mode" on the transmission. I believe it included engine, throttle, exhaust and transmission shifting program changes.
In the S4 from 2014 they added steering tightness variability and launch control to all of the above.
In the TTS from 2016 they added adaptable damping suspension to all of the above, including a faster idle speed (and enhanced engine/exhaust notes - albeit some might be produced electronically through the speakers).
Launch control, when used correctly, could make you a formidable stop-light racing opponent.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
I used to LOVE (DS) Sport Mode on my former 2011 BMW 328xi. It didnt change any of the suspension settings, but did make the car accelerate and shift much more aggressively and higher up in the rev range. What I didn't like was the fact that it locked out 6th gear. So Instead of leaving it in DS on the highway, I'd always nudge the shifter back into D.
Now (DS) on my Infiniti is everything it was on the BMW, only better. It holds upshifts until the redline (or whenever I lift off the gas pedal), it blips the throttle when it downshifts, and it will go all the way to 7th gear on the highway. The Q40's acceleration goes from strong to ferocious.
Captain America: "Dr. Banner. Now might be a really good time for you to get angry."
Bruce Banner: "That's my secret Cap. I'm always angry."
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Before I get back to you I want to try your yoga thingy first.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
2024 Genesis G90 Super-Charger
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I was looking at the corona effect from an engineering standpoint where it is an electrical discharge. A cornea effect as when the fluid thickens and blurs vision. I can't help it.
2025 Forester Limited, 2024 Subaru Legacy Sport
There is also "Eco" (or whatever) mode, which makes the car really latent and lazy. I quite dislike that mode. It also messes up with the the AC system.
2018 430i Gran Coupe
If you are locked in, you have nothing to worry about. If you're not going to sell, you have nothing to worry about. Back in the day of high rates, one could easily get houses in decent areas around here for 3x average income, maybe even a little less. Today they are 10x or more. I'd take the high rates over insanely high prices.
2014 Malibu 2LT, 2015 Cruze 2LT,
Looked at differently, if the interest rate is doubled from 3.75% to 7.50%, for the same monthly payment of $2,316 you would only be able to afford a house for $331,229. By the way, the same logic is true for stocks and bonds.
OK, did a quick google, and found this in a review of the car. Guess it does firm up the suspension after all.
. Sport Mode
What those powertrain specs all translate to in terms of driving delight is fun, peppy acceleration that's noticeably more so in Sport mode, selected by hitting the Drive button near the base of the shifter until the Sport light is illuminated in the gauge cluster. Sport mode also livens up the handling; inputs feel more precise, and it corners with more agility in part courtesy of the Sport's independent rear suspension
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Switching subjects, a local Subbie dealer is running ads for 2017 Imprezas with 2200 off MSRP. I'm thinking 20% would be more proper. Is there something special about that model that would warrant such a piddling discount?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
And I can always override it with the paddle shifters.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
http://www.foxnews.com/tech/2018/01/17/german-navys-new-state-art-warship-sails-into-tech-trouble.html
A co-worker of mine lost out on a house in Columbia City of all places lately, bid 50K over ask and it went for 100, I think. Around 700K for a house in a neighborhood that is gentrifying, to put it nicely.
I am surprised the old trick of listing under market and creating a bidding war hasn't appeared here yet. Or maybe it has. It's huge in speculative Canadian markets.
You live in a real estate bubble, although not the only one.
We had 9 offers, ended up selling for $875k. Our agent was a little surprised but said he’s seen crazier. Right time of year, right location, right type of house.