Edmunds Members - Cars and Conversations (Archived)

snakeweasel

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it. This morning I have to go out and look it up in the manual....once again. This happens every time.

The clock in my car never gets reset, I just leave it in DST and that's that. 

Now to be honest that's the analog clock on the dash and the radio has a digital clock set to standard time but it doesn't show unless you turn it on. I rarely turn it on. 

oldfarmer50

tjc78 said:

I can’t tell if you are joking or not, but I am pretty sure that flushing the toilet makes his well pump come on.

At first I was but now I'm not so sure....

https://www.us.kohler.com/us/Intelligent-Toilets-and-Cleansing-Seats/article/CNT121600001.htm

driver100

jmonroe said:

tbirdmarco said:

 J Munro I was waiting for that bedtime story ha ha Ha what happened ha ha Ha 

I fell asleep before I hit the Post Comment button.

You guys are going to have to find a way to fall asleep on your own. What do I look like, a bed time story teller or what? :@

jmonroe

Even you fell asleep reading one of your stories.
You're better than Sominex.
You could be like the My Pillow Guy....guaranty a good nights sleep.
The Writings and Long Winded Stories of JMonroe

driver100

snakeweasel said:

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

The clock in my car never gets reset, I just leave it in DST and that's that. 

Now to be honest that's the analog clock on the dash and the radio has a digital clock set to standard time but it doesn't show unless you turn it on. I rarely turn it on. 

I did set the clock eventually....now, I am all set. It would bother me greatly to have a clock with the wrong time showing. And how can you possibly drive without a radio?

driver100

What happened to our nice discussion about tariffs? :@

driver100

driver100 said:

What happened to our nice discussion about tariffs? :@

Seems we are back talking about toilets!

ab348

oldfarmer50 said:

You have an electric toilet? I'm impressed.

I saw one of those on one of those home reno shows just the other day. To flush it you don't need to touch it. You just wave your hand past the spot where the lever would be and a sensor pucks up the motion, a light comes on, and it flushes. What could possibly go wrong?

Actually I'm surprised @driver100 doesn't have one of those since he likes to lord over us peons with tales of his designer toilet.

driver100

I didn't know they existed, I'll have to look into it (so to speak).

Actually a tennis friend has a Tata make that Toto that cost about $3000. It has a pre-germ killing mist, remote control, seat that goes up by remote control, heated seat of course, plays music (no need to turn on water faucet), cannon spray mist for cleaning, and much more.

fintail

My last 3 Es do it automatically, the GPS enables it.

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

imidazol97

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

The clock in my Malibu adjusts automatically to the time changes.

jmonroe

driver100 said:

jmonroe said:

tbirdmarco said:

 J Munro I was waiting for that bedtime story ha ha Ha what happened ha ha Ha 

I fell asleep before I hit the Post Comment button.

You guys are going to have to find a way to fall asleep on your own. What do I look like, a bed time story teller or what? :@

jmonroe

Even you fell asleep reading one of your stories.
You're better than Sominex.
You could be like the My Pillow Guy....guaranty a good nights sleep.
The Writings and Long Winded Stories of JMonroe

I could be like that pillow guy but I won't charge my poster buddies $99 for 4 of my stories.

jmonroe

jmonroe

driver100 said:

driver100 said:

What happened to our nice discussion about tariffs? :@

Seems we are back talking about toilets!

Ya know, there is a back lot here at Edmunds for posters who talk to themselves.

jmonroe

driver100

fintail said:

My last 3 Es do it automatically, the GPS enables it.

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

My new E does it automatically....the 2014 is a bit primitive.
I could only change the minutes, not the hour. Then I realized I had to keep going forward with the minutes and the hour would change. That's another reason I like getting new technology, I am wasting my life away changing clocks.

driver100

imidazol97"

e clock in my Malibu adjusts automatically to the time changes.

Florida may do away with daylight savings time....then what will the Malibu do?

driver100

jmonroe said:

driver100 said:

driver100 said:

What happened to our nice discussion about tariffs? :@

Seems we are back talking about toilets!

Ya know, there is a back lot here at Edmunds for posters who talk to themselves.

jmonroe

I hit quote instead of "change your post". It was a Daylight Savings Mistake....brains not on track yet.

snakeweasel

driver100 said:

snakeweasel said:

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

The clock in my car never gets reset, I just leave it in DST and that's that. 

Now to be honest that's the analog clock on the dash and the radio has a digital clock set to standard time but it doesn't show unless you turn it on. I rarely turn it on. 

I did set the clock eventually....now, I am all set. It would bother me greatly to have a clock with the wrong time showing. And how can you possibly drive without a radio?

Two things:

First I may have not made myself clear. You have to turn the clock on the radio on. When the radio turns on there is no clock, if you want the clock to be displayed you have to press the button that's labeled "TIME" otherwise no time is displayed.

Second I drive all the time with the radio off, it can be rather serene.

Finally (OK three things): If I know a clock is not set correctly and I know how much it's off when I look at it my mind sees the correct time not the time on the clock.

snakeweasel

driver100 said:

What happened to our nice discussion about tariffs? :@

Trump put a tariff on it and now it's to expensive to talk about it.

snakeweasel

ab348 said:

oldfarmer50 said:

You have an electric toilet? I'm impressed.

I saw one of those on one of those home reno shows just the other day. To flush it you don't need to touch it. You just wave your hand past the spot there the lever would be and a sensor pucks up the motion, a light comes on, and it flushes. What could possibly go wrong?

Actually I'm surprised @driver100 doesn't have one of those since he likes to lord over us peons with tales of his designer toilet.

A place I once worked for refurbished the bathroom with automatic flushers and automatic sinks. At first the toilets would flush and the faucets would run without anyone being in the bathroom. Took them a while to get it right.

snakeweasel

imidazol97 said:

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

The clock in my Malibu adjusts automatically to the time changes.






Now that you mentioned it the kids minivan automatically changes the time plus it does so when you cross into another time zone.

driver100

Two things:

snakeweasel
First I may have not made myself clear. You have to turn the clock on the radio on. When the radio turns on there is no clock, if you want the clock to be displayed you have to press the button that's labeled "TIME" otherwise no time is displayed.

Some of my older radios were that way. I don't get why they made them that way.....don't most people like to know what station they are listening to and the time - possibly at the same time? Why one or the other?

snakeweasel
Second I drive all the time with the radio off, it can be rather serene.

A radio can hide strange noises and rattles coming from an aging car. Also, if WWIII is declared or even a cyclone you will be merrily driving along and not know it is going to happen.

snakeweasel
Finally (OK three things): If I know a clock is not set correctly and I know how much it's off when I look at it my mind sees the correct time not the time on the clock.

You promised two, but OK. Someone else may be a passenger in the car and they may panic when they look at the time. But, if you can remember whether it is an hour later or earlier each time you look at the clock set at the wrong time, all I can say is, "The mind works in mysterious ways".

houdini1

driver100 said:

Drivers rule about buying something like a trailer;

If it is going to be used infrequently, and you aren't sure...you are better off renting or leasing it.

Once I bought a little Laser type sailboat. I thought it would be nice to lie on it and read a book. I quickly found out you had to be working at it constantly. Getting it to the dock correctly is not easy. They can tip over suddenly and you could drown. But, what I didn't think about was I wanted to put it on the roof of the car to take it to the lake, and home again. OK if I had a friend, but couldn't do it alone. So, I bought a trailer. I had to get a license for the trailer and insurance. Had to hook it up including lights each time I used it. Then I had to pay to store the trailer.

Then I realized, for the 4 or 5 times I went sailing I was better off going to the lake and renting a sailboat for a few hours. This became a valuable lesson for life.

If it is expensive, if you don't use it a lot, if you aren't sure it is for you....rent - don't buy!

Ah yes, experience, the one thing you always get right after you needed it.

houdini1

All this talk about toilets reminds me of the old outhouse salesman who traveled the country selling outhouses. His best selling point was that he guaranteed that there would be no bad odors from his outhouses. A customer flagged him down one day and asked him to take a look at the outhouse he had sold him because it had a very bad smell. The salesman looked it over and said, "No wonder, someone has been crapping in it".

houdini1

houdini1 said:

All this talk about toilets reminds me of the old outhouse salesman who traveled the country selling outhouses. His best selling point was that he guaranteed that there would be no bad odors from his outhouses. A customer flagged him down one day and asked him to take a look at the outhouse he had sold him because it had a very bad smell. The salesman looked it over and said, "No wonder, someone has been crapping in it". The outhouse salesman later made a fortune selling cars.

Oops. Tried to edit and the whole thing reposted.

thebean

driver100 said:

I didn't know they existed, I'll have to look into it (so to speak).

Actually a tennis friend has a Tata make that Toto that cost about $3000. It has a pre-germ killing mist, remote control, seat that goes up by remote control, heated seat of course, plays music (no need to turn on water faucet), cannon spray mist for cleaning, and much more.

"cannon spray mist for cleaning"??? Yikes!

ab348

thebean said:

"cannon spray mist for cleaning"??? Yikes!

Takes the concept of the bidet to a whole new level. I never understood how those got to be popular in Europe, but it just goes to show how it's a different world over there. They were a thing over here for a while but in those places that had them I suspect they seldom got used.

Then there was the episode of the old TV show "Emergency!" that had a segment where a guy got blown off his toilet. Someone had hooked up a nat gas line to the water system somewhere nearby and the gas made it into the water. When the guy ditched a cigarette into the bowl, ka-boom!

abacomike

oldfarmer50 said:

andres3 said:

xwesx said:

No power at our house since 6:30 last night. This sucks.

Man, that's no fun. I imagine such outages are pretty unusual around there, too. We once had an outage for nearly four days, but I think that's the longest I've experienced. Thankfully, weather outside was hovering around freezing at the time, so the temp inside the house was still at about 55 degrees when the power finally did come back on. I almost broke out the generator on that one!

We had about 5 days without when Sandy came through. I had a little generator at that house. Getting gas for it was an adventure at that time, though.

It has now been 48 hrs and JCP&L still has no solid timeframe for fixing the outages, so I borrowed a natural gas genny from a nearby friend and spent today hooking it up. It is only 5500 watts but I'm impressed with what it is operating at the moment: 2 furnaces, well pump, 2 fridges, a freezer, and several lights. 

How do you avoid a "brown-out" when overloading a generator? Will it just cut power if you overload it?

On the one I was using, it has its own GFI that we did trip when the one of the kids performed an unauthorized toilet flush while the furnaces and fridges were running.

You have an electric toilet? I'm impressed.

My toilets are not electric - they run perfectly on “natural gas” - MINE! 

roadburner

imidazol97 said:

driver100 said:

I tried to set the clock ahead on the C250 last night....couldn't do it.
This morning I have to go out and look it up in the manual....once again.
This happens every time.

The clock in my Malibu adjusts automatically to the time changes.






Ditto for my i3 and M235i- Auto Time Set
The others aren't tough at all...

andres3

snakeweasel said:

andres3 said:

sandman_6472 said:

About the handicapped placards, I have one, have had one since my on the job accident back in 2005. I use it and don't feel ashamed in the least to be honest. I walk with a cane 100% of the time and walking any distance can be very painful for me. My pain doctor is a nice guy but a no nonsense guy also, he knows [non-permissible content removed] when he sees it. He suggested that I get the placard after my accident because he could see how painful and difficult walking was for me.
No one has ever said a word to me when they see me exit my vehicle and walk with my cane but one lady in the supermarket actually told me I didn't need a cane and to believe in G-d and he would make sure I didn't use it anymore. Not sure if she was kidding or what!
I understand some folks do abuse the use of their placard but some ailments aren't seen from the get go, so don't throw out the baby with the bath water here as some things aren't what they seem sometimes!!
And about Carfaxes, my Golf will have one if they indeed fix it from last weeks accident. And I am very unhappy that this really could happen! I did nothing wrong and as a result of someone else's stupidity, I could get a vehicle back that's no longer in excellent shape and will bring less when I go to trade it because of this. Why should I lose money on it's value? It just really isn't fair and I should be compensated somehow for it's diminished value!!
Getting off my soap box now and using my cane to do so!

The Sandman :@

Need more people like you demanding to be made whole including diminished value. If enough people demand it as something normal, eventually it will be.

For me, this is an issue where if the insurance industry had any honor, they would all fire themselves and put people in charge that understand what being made whole is.

I have said it before, Diminished value is an unrealized loss that cannot be quantified until the vehicle is sold. Beyond that the longer you keep the vehicle and the more it depreciates the so call diminished value diminishes. So let me ask you this, if you get into an accident and you get $10K for diminished value and you keep the car for another 5, 6 or 7 years and when you trade it in you only realize $2K in diminished value will you give your insurance company the extra $8K back?

NEGATORY!

The owner should have the option to sell immediately without realizing a loss. This is the only way to do that, to give full compensation to be made whole at the time of the loss. The only relevant factor is the loss at the time of the loss (the date of the collision). Everything that happens after that is just the owner's due diligence.

If you propose insurance companies "buy back" the repaired car in lieu of paying DV that's probably an acceptable fair option. Pretty much the same as totaling the vehicle, where they then have to sell the scrap or salvaged title. Only difference here is it might not have a salvaged title (but certainly a tarnished one).

Would you propose if someone injects you with a deadly disease the amount of civil damages should be limited by how long you live? To me that sounds like bad faith for the sole purpose of delaying the claim amount until you die (so time of death is known fact).

Why must an asset be sold to determine it's value? Asset values are determined all the time through market research and estimates. How do you sell a totalled vehicle? How do you sell a burned down home?

According to your statement, we can't determine the value of anything basically. You can't sell what is lost or destroyed. Perhaps their is land value if you don't rebuild the home. Until the home is rebuilt, you have tremendous diminished value.

jmonroe

ab348 said:

thebean said:

"cannon spray mist for cleaning"??? Yikes!

Takes the concept of the bidet to a whole new level. I never understood how those got to be popular in Europe, but it just goes to show how it's a different world over there. They were a thing over here for a while but in those places that had them I suspect they seldom got used.

Then there was the episode of the old TV show "Emergency!" that had a segment where a guy got blown off his toilet. Someone had hooked up a nat gas line to the water system somewhere nearby and the gas made it into the water. When the guy ditched a cigarette into the bowl, ka-boom!

That had to be around the mid-point of the last century, before it was known that smoking was hazardous to your health, right?

jmonroe

snakeweasel

driver100 said:

Two things:

snakeweasel
First I may have not made myself clear. You have to turn the clock on the radio on. When the radio turns on there is no clock, if you want the clock to be displayed you have to press the button that's labeled "TIME" otherwise no time is displayed.

Some of my older radios were that way. I don't get why they made them that way.....don't most people like to know what station they are listening to and the time - possibly at the same time? Why one or the other?

It's not one or the other, this radio will show both the time and station. It just wont tell the time unless you actively ask it to. My guess is that because the car has an analog clock they make it so that a second clock doesn't appear but can if you want it.

driver100 said:

snakeweasel
Second I drive all the time with the radio off, it can be rather serene.

A radio can hide strange noises and rattles coming from an aging car. Also, if WWIII is declared or even a cyclone you will be merrily driving along and not know it is going to happen.

It's just that music blaring from the speakers isolates you somewhat from the road and the area around you. Having the radio off does make you more in tune with the world that's going by you.

Now that since I am in the Midwest if I get hit by a cyclone it means the world is ending and I rather not know, same with WWIII.

driver100 said:

snakeweasel
Finally (OK three things): If I know a clock is not set correctly and I know how much it's off when I look at it my mind sees the correct time not the time on the clock.

You promised two, but OK. Someone else may be a passenger in the car and they may panic when they look at the time. But, if you can remember whether it is an hour later or earlier each time you look at the clock set at the wrong time, all I can say is, "The mind works in mysterious ways".

andres3

snakeweasel said:

andres3 said:

abacomike said:

driver100 said:

stickguy said:

sounds like my wife. does not really know anything about cars, but refuses to consider some options simply because of the name. Ford ""but it's a Ford!" being one of them.

Why would anyone say "But it's a Ford"? Now, "But it's a Chrysler" that I would understand!

Actually, I think this happens a lot because of family history. Some families would always buy GM or Ford, and it became a habit. I was always told Chryslers were poor quality....and for many years they were, so I stayed away from Chryslers. When i got my first JEEP in 95 the first thing my father said was hope it doesn't leak...water gets into those. When i got my BMW X3 in 2004 he saidBMW....didn't they make those 3 cylinder cars?

Way back in the day, families leaned toward one brand of car over another - Ford Families, GM Families, etc.  My Dad’s first car was a used Studebakker in 1945 when he returned from the war.  His father (my grandfather) bought a new 1947 Dodge Sedan with “Fluid Drive”.  Fluid Drive was a precursor to Automatic Transmissions.  After depressing the clutch to shift into first gear, the car would automatically shift into second and third gears, IIRC.

My Dad’s first new car was a 1951 Chevrolet DeLuxe Sedan.  After that purchase, he only bought GM cars (Buick, Pontiac, Oldsmobile and Cadillac) until 1992.  I inherited his preference for GM cars for quite a few years.  My children could care less what they drove.

Those days are over - today people buy cars for many reasons - but fewer buy cars out of brand loyalty.

Perhaps less loyalty, but I still think TRUST is a big factor. Trust is a tenant of making a sale, and without it, you have a very tough sale.

How tough?

Well for me, it would take Chrysler giving me a free vehicle trial for 100,000 miles (of presumeably trouble-free driving) to win it back.

I think I'll win the lottery before that happens.

My Chrysler went over 100K before needing anything but routine maintenance. So with over 126K miles only one minor repair.

It's good they sold you a trust-worthy vehicle. I have yet to get one like that from Chrysler.

snakeweasel

houdini1 said:

driver100 said:

Drivers rule about buying something like a trailer;

If it is going to be used infrequently, and you aren't sure...you are better off renting or leasing it.

Once I bought a little Laser type sailboat. I thought it would be nice to lie on it and read a book. I quickly found out you had to be working at it constantly. Getting it to the dock correctly is not easy. They can tip over suddenly and you could drown. But, what I didn't think about was I wanted to put it on the roof of the car to take it to the lake, and home again. OK if I had a friend, but couldn't do it alone. So, I bought a trailer. I had to get a license for the trailer and insurance. Had to hook it up including lights each time I used it. Then I had to pay to store the trailer.

Then I realized, for the 4 or 5 times I went sailing I was better off going to the lake and renting a sailboat for a few hours. This became a valuable lesson for life.

If it is expensive, if you don't use it a lot, if you aren't sure it is for you....rent - don't buy!

Ah yes, experience, the one thing you always get right after you needed it.

Who once said that good judgement comes from experience and experience comes from bad judgement?

driver100

abacomike said:

oldfarmer50 said:

qbrozen said:

andres3 said:

qbrozen said:

xwesx said:

qbrozen said:

No power at our house since 6:30 last night. This sucks.

Man, that's no fun. I imagine such outages are pretty unusual around there, too.

We once had an outage for nearly four days, but I think that's the longest I've experienced. Thankfully, weather outside was hovering around freezing at the time, so the temp inside the house was still at about 55 degrees when the power finally did come back on. I almost broke out the generator on that one!

We had about 5 days without when Sandy came through. I had a little generator at that house. Getting gas for it was an adventure at that time, though.

It has now been 48 hrs and JCP&L still has no solid timeframe for fixing the outages, so I borrowed a natural gas genny from a nearby friend and spent today hooking it up. It is only 5500 watts but I'm impressed with what it is operating at the moment: 2 furnaces, well pump, 2 fridges, a freezer, and several lights. 

How do you avoid a "brown-out" when overloading a generator? Will it just cut power if you overload it?

On the one I was using, it has its own GFI that we did trip when the one of the kids performed an unauthorized toilet flush while the furnaces and fridges were running.

You have an electric toilet? I'm impressed.

My toilets are not electric - they run perfectly on “natural gas” - MINE! 

See what I mean....about these environmentalists.Always think natural is better!

snakeweasel

thebean said:

driver100 said:

I didn't know they existed, I'll have to look into it (so to speak).

Actually a tennis friend has a Tata make that Toto that cost about $3000. It has a pre-germ killing mist, remote control, seat that goes up by remote control, heated seat of course, plays music (no need to turn on water faucet), cannon spray mist for cleaning, and much more.

"cannon spray mist for cleaning"??? Yikes!

That's what you call high caliber cleaning.

andres3

Life insurance has riders available if you are terminally diagnosed with 12 months or less to live you can get an early 50% payout on the policy.

If you live 13 months (or more) do you propose the soon to be deceased pay back the Insurance company interest on their "early" payment? @snakeweasel

driver100

houdini1 said:

houdini1 said:

All this talk about toilets reminds me of the old outhouse salesman who traveled the country selling outhouses. His best selling point was that he guaranteed that there would be no bad odors from his outhouses. A customer flagged him down one day and asked him to take a look at the outhouse he had sold him because it had a very bad smell. The salesman looked it over and said, "No wonder, someone has been crapping in it". The outhouse salesman later made a fortune selling cars.

Oops. Tried to edit and the whole thing reposted.

2nd was funnier, it had an extra line that pertained to "Cars".

Mr_Shiftright

snakeweasel said:

thebean said:

driver100 said:

I didn't know they existed, I'll have to look into it (so to speak).

Actually a tennis friend has a Tata make that Toto that cost about $3000. It has a pre-germ killing mist, remote control, seat that goes up by remote control, heated seat of course, plays music (no need to turn on water faucet), cannon spray mist for cleaning, and much more.

"cannon spray mist for cleaning"??? Yikes!

That's what you call high caliber cleaning.

Might create a boom in the toilet industry.

Sandman6472

The A3 reset the clock automatically. The Golf, well since it ain’t here, have no clue. Haven’t driven the RAV4 today so again, have no clue. Will check in the morning when I leave.

The Sandman

stickguy

tbirdmarco said:

 Stick guy did your daughters boyfriend and up getting his new truck on Friday? 

they managed to strike a $ deal, and he was supposed to go in to do the paperwork, but pick it up Monday.

driver100

I think car clocks can change automatically since 2015. If your car is a 2015 or newer it may change automatically. It can probably change automatically, or manually. If Florida time doesn't change to standard time.....I'll be all set, but, Mike will have to turn off his auto reset.

snakeweasel

andres3 said:

snakeweasel said:

andres3 said:

sandman_6472 said:

About the handicapped placards, I have one, have had one since my on the job accident back in 2005. I use it and don't feel ashamed in the least to be honest. I walk with a cane 100% of the time and walking any distance can be very painful for me. My pain doctor is a nice guy but a no nonsense guy also, he knows [non-permissible content removed] when he sees it. He suggested that I get the placard after my accident because he could see how painful and difficult walking was for me.
No one has ever said a word to me when they see me exit my vehicle and walk with my cane but one lady in the supermarket actually told me I didn't need a cane and to believe in G-d and he would make sure I didn't use it anymore. Not sure if she was kidding or what!
I understand some folks do abuse the use of their placard but some ailments aren't seen from the get go, so don't throw out the baby with the bath water here as some things aren't what they seem sometimes!!
And about Carfaxes, my Golf will have one if they indeed fix it from last weeks accident. And I am very unhappy that this really could happen! I did nothing wrong and as a result of someone else's stupidity, I could get a vehicle back that's no longer in excellent shape and will bring less when I go to trade it because of this. Why should I lose money on it's value? It just really isn't fair and I should be compensated somehow for it's diminished value!!
Getting off my soap box now and using my cane to do so!

The Sandman :@

Need more people like you demanding to be made whole including diminished value. If enough people demand it as something normal, eventually it will be.

For me, this is an issue where if the insurance industry had any honor, they would all fire themselves and put people in charge that understand what being made whole is.

I have said it before, Diminished value is an unrealized loss that cannot be quantified until the vehicle is sold. Beyond that the longer you keep the vehicle and the more it depreciates the so call diminished value diminishes. So let me ask you this, if you get into an accident and you get $10K for diminished value and you keep the car for another 5, 6 or 7 years and when you trade it in you only realize $2K in diminished value will you give your insurance company the extra $8K back?

NEGATORY!

The owner should have the option to sell immediately without realizing a loss. This is the only way to do that, to give full compensation to be made whole at the time of the loss. The only relevant factor is the loss at the time of the loss (the date of the collision). Everything that happens after that is just the owner's due diligence.

The only way to do something like that is for the insurance company to take ownership of the car and write a check for the pre-accident value of the vehicle. Then fix it and sell it on the open market.

If you keep the car then a fully repaired car has made you whole.

andres3 said:

If you propose insurance companies "buy back" the repaired car in lieu of paying DV that's probably an acceptable fair option. Pretty much the same as totaling the vehicle, where they then have to sell the scrap or salvaged title. Only difference here is it might not have a salvaged title (but certainly a tarnished one).

Would you propose if someone injects you with a deadly disease the amount of civil damages should be limited by how long you live? To me that sounds like bad faith for the sole purpose of delaying the claim amount until you die (so time of death is known fact).

Now you're comparing apples to aircraft carriers. Injecting someone with a deadly disease does diminish the quality of life once the symptoms start to take effect and shortens that persons life span. Once your car is fully repaired it does not shorten the life of the car nor does it diminish the quality of it.

andres3 said:

Why must an asset be sold to determine it's value? Asset values are determined all the time through market research and estimates. How do you sell a totalled vehicle? How do you sell a burned down home?

Because something is only worth what someone else is willing to pay for it. Yes asset values are determined all the time through market research and (this is the key word) estimates. So unless the person who does the research and makes the estimate has a check in hand to buy that asset it is simply a guess. Oft times the guess is wrong.

Case in point, many years ago my sister was moving and selling her house. A really nice house with a lot of upgrades. Her realtor (an expert) priced the house and listed the house for that amount. One day, maybe six months or so after the house was listed, she was talking about how the house wasn't selling. She had got some offers but nowhere near what the house was worth. I told her she was getting offers of what the house was worth because those with cash in had are not going to pay more than what they think the house is worth. And if many people give the same offer your realtor is wrong.

I used to buy and sell antiques and collectibles and I very often see experts value something at say $3,000 and at an auction get a high bid of $500. I have also often seen an expert valuing something for a few hundred go for thousands.

Now with many things we buy the thing we buy is 100% identical to every other one of that product so it is easy to say what the price is (as everyone pays nearly the same for it). But somethings are not that way, like houses and used cars. With houses simply being one lot over can change the value by thousands. With used cars it becomes difficult to find the exact same car, with the exact same miles in the exact same condition as time goes by.

Now back to diminished value in a car. Suppose you get hit while driving your 2015 Buoyta Benz Sludgemobile. Now suppose take your car to an expert and he says that before the accident it was worth $25K and after it was fixed it was only worth $22K. So do you have $3K in diminished value? Maybe, then again maybe not.

Now suppose I come along to buy the car and since it was in an accident I give you the $22K for the car feeling that is a reasonable value for that car after the accident. So did you have $3K in diminish value? Again maybe and maybe not as I may have been only willing to pay $24K for the car if it was never damaged. Or I may have been willing to pay $26K for the car prior to the accident.

Now lets say that after the expert says its now only worth $22K but I say "Nope $21K". You say "it's worth $22K the expert told me".Guess what? I have 21,000 reasons why its only worth $21K, your expert has none.

Now lets look at it from another perspective. You keep the car another 10 years and put another 175K miles on it. If the car had never been in the accident it would be worth $1K, so how can you claim $3K in diminished value?

andres3 said:

According to your statement, we can't determine the value of anything basically. You can't sell what is lost or destroyed. Perhaps their is land value if you don't rebuild the home. Until the home is rebuilt, you have tremendous diminished value.

If you rebuild a home then it is an entirely new home and should have no diminished value. Just like the car you buy to replace a totaled car.

imidazol97

houdini1 said:

houdini1 said:

All this talk about toilets reminds me of the old outhouse salesman who traveled the country selling outhouses. His best selling point was that he guaranteed that there would be no bad odors from his outhouses. A customer flagged him down one day and asked him to take a look at the outhouse he had sold him because it had a very bad smell. The salesman looked it over and said, "No wonder, someone has been crapping in it". The outhouse salesman later made a fortune selling cars.

Oops. Tried to edit and the whole thing reposted.

It was just as funny the second time around.

jmonroe

snakeweasel said:

houdini1 said:

driver100 said:

Drivers rule about buying something like a trailer;

If it is going to be used infrequently, and you aren't sure...you are better off renting or leasing it.

Once I bought a little Laser type sailboat. I thought it would be nice to lie on it and read a book. I quickly found out you had to be working at it constantly. Getting it to the dock correctly is not easy. They can tip over suddenly and you could drown. But, what I didn't think about was I wanted to put it on the roof of the car to take it to the lake, and home again. OK if I had a friend, but couldn't do it alone. So, I bought a trailer. I had to get a license for the trailer and insurance. Had to hook it up including lights each time I used it. Then I had to pay to store the trailer.

Then I realized, for the 4 or 5 times I went sailing I was better off going to the lake and renting a sailboat for a few hours. This became a valuable lesson for life.

If it is expensive, if you don't use it a lot, if you aren't sure it is for you....rent - don't buy!

Ah yes, experience, the one thing you always get right after you needed it.

Who once said that good judgement comes from experience and experience comes from bad judgement?

You forgot already? It was me !! :@

jmonroe

explorerx4

How about a light bulb story?
One day I'm at the Home Improvement store and pick up some halogen bulbs that are 28 watts to replace 40 watt incandescent's.
Put one in and the wife hates it, 'I feel like I'm in a hospital'. Take them out and they go on the shelf.
Get our new bathroom lights and the new bulbs light up (same color) just like the one's I bought except they are LED, so 40 watt equivalent only use 6 watts.
Wife says they are fine(?). OK.
We get a new kitchen light for over the sink and I use some of the bulbs for the other bathroom light I have not put up yet.
Too bright, so I look for a lower wattage equivalent.
Turns out you have to look at lumens not wattage.
I bought some 40 watt LED replacements that use only 4 watts and put out 2/3 of the lumens of the 6 watt LED's.

jmonroe,
Feel free to rewrite this in a longer version, so driver100 can get to sleep on time tonight.

andres3

The only way to do something like that is for the insurance company to take ownership of the car and write a check for the pre-accident value of the vehicle. Then fix it and sell it on the open market.

If you keep the car then a fully repaired car has made you whole.

I'm fine with the first line. The second line is untrue because you have DV losses after the repairs.

andres3 said:

If you propose insurance companies "buy back" the repaired car in lieu of paying DV that's probably an acceptable fair option. Pretty much the same as totaling the vehicle, where they then have to sell the scrap or salvaged title. Only difference here is it might not have a salvaged title (but certainly a tarnished one).

Would you propose if someone injects you with a deadly disease the amount of civil damages should be limited by how long you live? To me that sounds like bad faith for the sole purpose of delaying the claim amount until you die (so time of death is known fact).

Now you're comparing apples to aircraft carriers. Injecting someone with a deadly disease does diminish the quality of life once the symptoms start to take effect and shortens that persons life span. Once your car is fully repaired it does not shorten the life of the car nor does it diminish the quality of it.

What if the disease didn't have symptoms other than death? I disagree about shortened life span on the car, and diminished quality. No body shop can match the factory quality under standard industry conditions. Furthermore, the paint looks like feces. Lastly, I bet that Misano Red S4 looks terrible 7 years down the road compared to an unre-painted S4 of the same color and age all other things being equal (waxes and washes) This is further unrealized then realized over time DV. What broke on my S4 requiring 3 trips to the dealership? All things likely related to the collision. Without the collision, I may have been spared 3 trips to the dealership to fix things

andres3 said:

Why must an asset be sold to determine it's value? Asset values are determined all the time through market research and estimates. How do you sell a totalled vehicle? How do you sell a burned down home?

Because something is only worth what someone else is willing to pay for it. Yes asset values are determined all the time through market research and (this is the key word) estimates. So unless the person who does the research and makes the estimate has a check in hand to buy that asset it is simply a guess. Oft times the guess is wrong.

Case in point, many years ago my sister was moving and selling her house. A really nice house with a lot of upgrades. Her realtor (an expert) priced the house and listed the house for that amount. One day, maybe six months or so after the house was listed, she was talking about how the house wasn't selling. She had got some offers but nowhere near what the house was worth. I told her she was getting offers of what the house was worth because those with cash in had are not going to pay more than what they think the house is worth. And if many people give the same offer your realtor is wrong.

I used to buy and sell antiques and collectibles and I very often see experts value something at say $3,000 and at an auction get a high bid of $500. I have also often seen an expert valuing something for a few hundred go for thousands.

Now with many things we buy the thing we buy is 100% identical to every other one of that product so it is easy to say what the price is (as everyone pays nearly the same for it). But somethings are not that way, like houses and used cars. With houses simply being one lot over can change the value by thousands. With used cars it becomes difficult to find the exact same car, with the exact same miles in the exact same condition as time goes by.

Now back to diminished value in a car. Suppose you get hit while driving your 2015 Buoyta Benz Sludgemobile. Now suppose take your car to an expert and he says that before the accident it was worth $25K and after it was fixed it was only worth $22K. So do you have $3K in diminished value? Maybe, then again maybe not.

Now suppose I come along to buy the car and since it was in an accident I give you the $22K for the car feeling that is a reasonable value for that car after the accident. So did you have $3K in diminish value? Again maybe and maybe not as I may have been only willing to pay $24K for the car if it was never damaged. Or I may have been willing to pay $26K for the car prior to the accident.

Now lets say that after the expert says its now only worth $22K but I say "Nope $21K". You say "it's worth $22K the expert told me".Guess what? I have 21,000 reasons why its only worth $21K, your expert has none.

Now lets look at it from another perspective. You keep the car another 10 years and put another 175K miles on it. If the car had never been in the accident it would be worth $1K, so how can you claim $3K in diminished value?

andres3 said:

According to your statement, we can't determine the value of anything basically. You can't sell what is lost or destroyed. Perhaps their is land value if you don't rebuild the home. Until the home is rebuilt, you have tremendous diminished value.

If you rebuild a home then it is an entirely new home and should have no diminished value. Just like the car you buy to replace a totaled car.

yes, but not until you completely rebuild the home from scratch. Until that time you have DV.
Most homeowner's policies have "loss of use" coverage for this loss. Rental cars don't quite work the same way because I'm not put in a like kind and quality rental and for some reason insurance companies argue this too.

DV cars are like broken backs and necks. You just don't know right away how often and how bad the pain will be, or re-occur, or never go away. Perhaps you will walk again. If you walk again, and the Doctors said you would never walk again, should you give a settlement refund to the lawyers?

abacomike

driver100 said:

I think car clocks can change automatically since 2015. If your car is a 2015 or newer it may change automatically. It can probably change automatically, or manually. If Florida time doesn't change to standard time.....I'll be all set, but, Mike will have to turn off his auto reset.

Driver, I had to chuckle after reading the first 3 sentences of your post! 

Your first sentence states that you think 2015 and newer cars have clocks that change automatically.

Your second sentence says almost the exact same thing - correct?  If your car is a 2015 or newer it may change automatically.

Your third sentence says almost the exact same thing - It can probably change automatically, or manually.

I can definitely see that you are trying your best to post longer and longer posts - hysterical.   

snakeweasel

jmonroe said:

ab348 said:

thebean said:

"cannon spray mist for cleaning"??? Yikes!

Takes the concept of the bidet to a whole new level. I never understood how those got to be popular in Europe, but it just goes to show how it's a different world over there. They were a thing over here for a while but in those places that had them I suspect they seldom got used.

Then there was the episode of the old TV show "Emergency!" that had a segment where a guy got blown off his toilet. Someone had hooked up a nat gas line to the water system somewhere nearby and the gas made it into the water. When the guy ditched a cigarette into the bowl, ka-boom!

That had to be around the mid-point of the last century, before it was known that smoking was hazardous to your health, right?

jmonroe

I know there was at least one WWII movie (I believe it was 60 seconds over Tokyo) that referred to cigarettes as coffin nails.

Cigarettes being bad for you has been known for hundreds of years.

abacomike

Why do some of my posts upload twice?  They are not that good! 

abacomike

snakeweasel said:

"cannon spray mist for cleaning"??? Yikes!

Takes the concept of the bidet to a whole new level. I never understood how those got to be popular in Europe, but it just goes to show how it's a different world over there. They were a thing over here for a while but in those places that had them I suspect they seldom got used. Then there was the episode of the old TV show "Emergency!" that had a segment where a guy got blown off his toilet. Someone had hooked up a nat gas line to the water system somewhere nearby and the gas made it into the water. When the guy ditched a cigarette into the bowl, ka-boom!

That had to be around the mid-point of the last century, before it was known that smoking was hazardous to your health, right? jmonroe

I know there was at least one WWII movie (I believe it was 60 seconds over Tokyo) that referred to cigarettes as coffin nails. Cigarettes being bad for you has been known for hundreds of years.

Cigarettes are the cause of my COPD.  Darn things are going to kill me in the end after all.  I have an oxygenator by my bed and several tanks of oxygen in the house for when breathing becomes difficult.  I quit smoking 20 years ago.  I probably use oxygen once or twice a week - and it’s becoming more frequent as I get older.

snakeweasel

Mr_Shiftright said:

snakeweasel said:

thebean said:

driver100 said:

I didn't know they existed, I'll have to look into it (so to speak).

Actually a tennis friend has a Tata make that Toto that cost about $3000. It has a pre-germ killing mist, remote control, seat that goes up by remote control, heated seat of course, plays music (no need to turn on water faucet), cannon spray mist for cleaning, and much more.

"cannon spray mist for cleaning"??? Yikes!

That's what you call high caliber cleaning.

Might create a boom in the toilet industry.

Well Mr. Shiftright I have to wonder what we would be posting if we were drinking.