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I wouldn't be surprised if there was federal pressure to lower standards, given the credentials and credibility of our super-skilled new Sec'y of Education, helping to make the swamp overflow.
If you keep the car then a fully repaired car has made you whole. Now you're comparing apples to aircraft carriers. Injecting someone with a deadly disease does diminish the quality of life once the symptoms start to take effect and shortens that persons life span. Once your car is fully repaired it does not shorten the life of the car nor does it diminish the quality of it. Because something is only worth what someone else is willing to pay for it. Yes asset values are determined all the time through market research and (this is the key word) estimates. So unless the person who does the research and makes the estimate has a check in hand to buy that asset it is simply a guess. Oft times the guess is wrong.
Case in point, many years ago my sister was moving and selling her house. A really nice house with a lot of upgrades. Her realtor (an expert) priced the house and listed the house for that amount. One day, maybe six months or so after the house was listed, she was talking about how the house wasn't selling. She had got some offers but nowhere near what the house was worth. I told her she was getting offers of what the house was worth because those with cash in had are not going to pay more than what they think the house is worth. And if many people give the same offer your realtor is wrong.
I used to buy and sell antiques and collectibles and I very often see experts value something at say $3,000 and at an auction get a high bid of $500. I have also often seen an expert valuing something for a few hundred go for thousands.
Now with many things we buy the thing we buy is 100% identical to every other one of that product so it is easy to say what the price is (as everyone pays nearly the same for it). But somethings are not that way, like houses and used cars. With houses simply being one lot over can change the value by thousands. With used cars it becomes difficult to find the exact same car, with the exact same miles in the exact same condition as time goes by.
Now back to diminished value in a car. Suppose you get hit while driving your 2015 Buoyta Benz Sludgemobile. Now suppose take your car to an expert and he says that before the accident it was worth $25K and after it was fixed it was only worth $22K. So do you have $3K in diminished value? Maybe, then again maybe not.
Now suppose I come along to buy the car and since it was in an accident I give you the $22K for the car feeling that is a reasonable value for that car after the accident. So did you have $3K in diminish value? Again maybe and maybe not as I may have been only willing to pay $24K for the car if it was never damaged. Or I may have been willing to pay $26K for the car prior to the accident.
Now lets say that after the expert says its now only worth $22K but I say "Nope $21K". You say "it's worth $22K the expert told me".Guess what? I have 21,000 reasons why its only worth $21K, your expert has none.
Now lets look at it from another perspective. You keep the car another 10 years and put another 175K miles on it. If the car had never been in the accident it would be worth $1K, so how can you claim $3K in diminished value? If you rebuild a home then it is an entirely new home and should have no diminished value. Just like the car you buy to replace a totaled car.
Snake, I'd like to take you with me when I protest the amount of my property valuation assessment !!
Good luck. I thought about challenging my property evaluation. Friend said it was extremely difficult to win such cases...can't fight city hall and all. Don't know if it's true or not. But, this know it all is usually right. ;-)
The Mercury Milan owner still has his car listed on Craigslist. The more I think about it the more I'm glad I didn't go $6,200. Glad he didn't take $6,000. Now dont know if I'd even pay that. The first offer is usually the best...no?
Yeah Jip I know. Challenged a couple of years ago by phone. They agreed with everything I said. I said they were at least 20% high. In about 2 weeks I got a revised appraisal and they reduced the value by 2%. I won, but I still lost !!
2013 LX 570 2016 LS 460
2025 Forester Limited, 2024 Subaru Legacy Sport
Someone mentioned in the posts about the kids loving the new young teacher therefore the teacher must be doing a much better job at pedagogy than the old fuddy duddies who are following the district-mandated curriculum which usually is overseen by a state curriculum these days. Often new teachers appeal to kids just because they are younger and closer to their age. Maybe it's just that the young teacher is younger than the perceived average by the students where anyone over 30 is old, old, old.
My wife had several student teachers who became the young teachers somewhere. In our state student teaching is well regulated. The teachers who teach the next grade level or who teach the courses for which the younger teacher was teaching the prerequisite often have a real handle on how ineffective the "happy times" classroom of the new teacher was. The next-in-line teacher has to try to make up for what was missed while the laughing, easy assignments, etc., were winning the minds of the young ones. We picked the classrooms for our son to be in. In high school he hit a couple of bad apples, but it wasn't because of their age.
In our state the state has had testing, as biased as it is, for 20 years or more that checks on the efficacy of the schools in order to compare districts. Of course, the legislature which is pro charter school, tried to play that down when the charters and others tested out as poorly as the large city districts tested. The charter schools were supposed to be the "new teacher" which showed the standard schools "how it's done." So classrooms that didn't have measured learning steps occurring each year stand out along with their whole school, charter or regular when test time came. The "new teacher" charters tried many ways to cover up including cheating on the testing.
My wife and our friends can tell stories to curl your toes about how ineffective many of the principals and other higher ups are.
2014 Malibu 2LT, 2015 Cruze 2LT,
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
The other big issue here for the union and the validity of test results is that some years back they province moved to an "inclusion" model, where kids with learning disabilities or behavioral problems were put in the same classrooms as the mainstream students. This often causes disruption despite the presence of extra aides. The union maintains that their members cannot effectively teach the bulk of students in that situation, and I can sympathize. I can only imagine how difficult that must be in some instances.
2017 Cadillac ATS Performance Premium 3.6
Yes, and my wife never wanted to leave Alamogordo. At all. I literally pulled her away kicking and screaming. So we're both happier campers now - I need to get some more experience at my job here (in progress) and we really need a house to move in to (also in progress, real estate agent says the flood survey has been done and we're awaiting the results - could take a couple of days). Thanks for the welcome back, driver. I've kept up with the reading in here since things went bonkers up in War-shington.
Hey, @iluvmysephia1 , nice to hear from you! You keep moving around but this one sounds like a better fit. Hope everything works out well.
Thanks ab348! I think even I'm sick of moving around now. Done.
interesting Iluv. But sounds like a good move. Nice to retire somewhere warm too, and cheaper is definitely better. That part of NM, is it desert, or up in the hills? I assume you are not getting any more use out of your new snow tires!
Good luck with the house hunt.
So, same hospital, same job? They could have saved a lot of money just keeping you in the first place!
Hi stick! Yes, it's high desert. Interestingly, we're awaiting a flood elevation report on the house we're going after here right now. We'll find out just how high we're at here shortly. the snow tires are still on the Kia but I need to head over to our Discount Tire and get my all-season radials put back on. I'll like the ride better, huh?
As to the hospital, I decided to leave them in Feb. of 2015, it's not their fault, it was my Mom sick with cancer that would take her life a few short months after I moved back to Washington. I missed my Dad's passing, I was in college in Missouri, so for Mom I decided to just move back there to see her and spend time with her before cancer took her. I got to give her a great big hug and for that it was all worth it. Now my wife's Mom in Chicago died in early January 2018, and she flew back to be with her family. So it's gone full circle, literally, we're back in Alamo 3 years later!
Nice to see you, iluv. I know the Wenatchee area is becoming popular for affluent boomer new retirees, so the market there for normal people is probably becoming ruined too. You'd have to go a bit more to the east for things to become reasonable.
fin - yeah, you're right. After a couple of months there at the Wenatchee job I asked my Manager about the possibility of moving to a start-up Sleep Lab of Confluence Health's over in Moses Lake.
"Yeah, it'll happen, eventually. But upper management is slow as a large dinosaur getting those kinds of things done."
Great. The way things were going with my commute and the entire Wenatchee region's high rental and mortgage prices, I didn't have forever. This one was a total blessing and it's nice to chat with you again, too. I'm planning on sticking around a bit more now.
Still driving the 2011 Kia Soul 5-speed stick in white. Last night, at the gigantor Wal*Mart in Alamogordo, I got out of shopping and into the car and attempted to start it up..."da-da-duh-da-da."
What? Battery needs charging? I waited a while so flooding didn't become an issue. Flooding doesn't occur now with direct injection, does it? Well, I waited a few minutes and tried it again and this time gave it more gas pedal.
"Zaroom!" The little 1.6L 4-banger fired up and off I went. All right! Good ta be back here in Alamo and back on Edmunds. Can't wait to hear about the flood elevation. Hate to abandon efforts to buy this house now, but because of discovering that this house is in a flood zone, we now know our insurance will have to include a FEMA/flood policy, too, and our payment will go up. I'm still bullish that we can get a great house out of this one, was told to report hail if it hails and see if you can get your insurance to send somebody and OK a new roof - only if it actually gets hit with hail, of course. The RUUD A/C is 21 years old, like the roof, but the inspector says it's fine right now, so I'd really love to go through with this house transaction here - we're ready.
I just discovered another house that's about a third of a mile from my work that is the same price as ours and it's got an in-ground swimming pool. It's been remodeled inside, it's 4BR's, 2 BA's, gorgeous new kichen, nice fax wood flooring (our choice has carpeting, but we really need tile or laminate flooring because we have 4 pets) and the pool area is enclosed - sweet. It's only been on the market for about 8 days and I'm pretty sure offers are gonna come in fast for that one. Alamogordo serves Hollomon Air Force base service-people and their families, and it's time for another group of several hundred ta move to the area. Plus, a new call center's being started up with 200 people employed - so we're flexing upward several hundred people/families again.
Sorry for the jmonroe - like post, guys. Wow - I'll try and shorten them a bit after this!
2021 Kia Soul LX 6-speed stick
Not good. I once calculated that it costs about $15 to get out of bed in the morning. Then you'd have transportation costs to work, lunch, etc. You'd be sliding backwards at $10 a hour on a part time gig.
Also, the Kia dealer I went to must have had at least 10 Stingers on the lot. I'm betting they are going to start dealing and wheeling.
The RWD model I drove stickered around $40K, but it didn't have the upgraded sound system, the power steering wheel tilter/telescoper, nor a moon-roof.
I agree that at $50K+ the competition is too far ahead of Kia. At $40K you might be talking, but it seemed too many cost-cuts were made for my taste. They need to throw $10K on the hood and I might give it a 2nd look.
Yes, and my wife never wanted to leave Alamogordo.
I never want to live in a place I can't pronounce.....or remember what it is called.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
EDIT: I at least looked up BMW. For that same sticker, I get a base model 4-cyl 530i with absolutely zero add-ons and only in white or black.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I don't think the trailer life is for everyone...but, my bro has used RVs and rented a Mercedes small RV before. He has rented a Durango and trailer once....said the long wheel base made for a nice comfortable drive. But, he thinks it is too big for taking into town (without the trailer) and he doesn't like the looks.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I think the economy on the Jeep is going to be abysmal, though.
Still, I don't think a buyer will cross shop a turbo 4 with a turbo 6. I think someone looking for 365 HP would look at the C43 AMG, S4/S5, 340i, but that's me.
I like a smoother, squarer look, but most of them ain't that purdy. I like this one more, but not sure how practical;
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
A local dealer had 10K ADMs on Stinger GT2s - didn't work. Now they have small discounts. D'oh!
I just have one suggestion about the house, don't play with painting the bathroom ceiling like @explorerx4 has been doing. You have to make progress with that before Mrs. iluv gets to you and then you'll have to learn how to work your keyboard with your toes.
Good luck and keep us informed.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Reminds me when I went shopping for a 335i years back, and they had dozens of the lesser engine 3 Series, and 1 335i, in their special storage lot miles away.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Sub driver pay in the district I left started at $19+ and permanent topped at about $24 with ot after 8. Teachers started at around $40k and topped out near $100k. The superintendent made over $200k and got a free BMW. Sub teachers got about $80 a day, maybe $100. Getting a permanent position is quite political with a lot of de facto age and gender discrimination.
When I was on overtime I was making over $34/hr, a fact which is not lost on me when I finishing a 12 hour day at $10.40.
Oh well, at least when I'm driving a luxury SUV nobody is screaming from the back seat.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
The small engine thing is typical for cars built to lease. I think 95% of Cs in stock are C300.
iluvmysephia1 -good to have you back in here and it's nice that you are back where you want to be, too. Just my 2 cents worth but I'd hold off on any car searches until you are firmly planted in the house.
I just have one suggestion about the house, don't play with painting the bathroom ceiling like @explorerx4 has been doing. You have to make progress with that before Mrs. iluv gets to you and then you'll have to learn how to work your keyboard with your toes.
Good luck and keep us informed.
jmonroe
hello again to you, jmonroe. Apparently I can post at length like you can, man, I have wrote a couple a short stories in here last night and today! No, no new car or used car trades or purchases for me and Mrs. iluv for a good while - we're househunting. Thank you for the sound advice.
As far as work on the house, if the one we've already put an offer on goes through, I won't have to do anything, though it's got desert grass (I'll see how green it gets in a few months) that I'll have to cut. Still have my TroyBilt mower that's tough as nails. We will have a fig tree of all things in the backyard, close to the house, too. All kinds of different trees and bushes are planted that we'll have to learn about and I'll have to trim now and then. There is a thick bush on the south side of the house that's hugging too close to the brick veneer - that will be an early project to trim back - it will need to be at least a foot from the brickwork.
It's actually sounding inviting to me - a bit. No painting required as of now. It's got a 2-car garage with an automatic opener - sweet. Nice when you haven't had that sort of thing for a while!
2021 Kia Soul LX 6-speed stick
The rental car gig doesn't sound bad at all. My grandpa did that for several years.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I could never do that job. The driving is fine. Just not with kids on the bus.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
It's all about timing. My wife left Friday to visit her sister all weekend, so I had all time to myself.
Took 1/2 a day off Monday and finished the ceiling before she got home from work.
I could never do that job. The driving is fine. Just not with kids on the bus
Stick, unfortunately not much demand for school bus drivers driving empty buses.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Interesting layout in the trailer. It looks like the door to the bedroom area is also the bathroom door.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Now that you pointed it out, yes there could be a pocket door. I feel better now.