Edmunds Members - Cars and Conversations (Archived)

qbrozen

Ha! Tell me about it. My blood pressure. Oh my.

explorerx4

Had to take my wife's MKC for emissions and physical inspection before registering. It was free!
VIN verification was $5.

explorerx4

@nyccarguy,
I think this one is for you.
https://www.youtube.com/watch?v=CnWi_IMrC5o

ab348

sda said:

Were they able to repair the quarter panel or did they have to replace it?

The estimator said that he didn’t want to replace the QP since that is pretty invasive and he thought they could repair the damage with use of lots of weld-on tabs and some sort of hydraulic puller, so I assume that’s what they did.

mcdawgg

Tupelo, MS and Cambridge, ON > @driver100 said:

I was just thinking, and I am not an expert, but wouldn't a hybrid have a much greater chance of breaking down? There's an engine, and a source for electricity, and they have to work together to produce the proper amount of power. 2 separate sources of power, and each one has a chance of breaking, plus the working together part.

Toyota hybrids are EXTREMELY reliable. Check this one out

https://youtu.be/fzJaFR9xlhM

graphicguy

After owning a hybrid for the first time for the last 6 months, I understand their longevity better. Brakes aren’t used as much as some of the regenerative energy is used to slow the car. Obviously, the ICE isn’t used as much as the electric motor does most of the propulsion. The electric motor is as simple as dirt.

The big replaceable, the batteries, are warranted for at least 100K miles.

Fuel efficient, and maintenance, as a result, is low. Longevity goes way up, too.

Final proof, I’ve seen plenty of Prius taxis…..the most grueling uses of cars that I’m aware of.

stickguy

NYC used escape taxis too. They were supposedly very reliable and lasted hundreds of thousand miles

explorerx4

My sister's first Prius needed brakes @88K. I was surprised but I'm not sure of her driving style.

driver100

venture said:

driver100 said:

venture said:

oldfarmer50 said:

venture said:

driver100 said:

venture said:

jmonroe1 said:

oldfarmer50 said:

venture said:

I remember, about a year ago, whining about how every time I buy a new gas can it has some new-fangled dispenser/nozzle on it. I got one this evening and look at this contraption. I'm just going to use it for used oil storage, but man!

That looks similar to one I recently bought. I was suspicious of the design but once I used it I was hooked. That no spill design is great.

————————————————
I should have known. @venture needs training.

jmonroe

Heck. It's worse than that.

I took off the well-working contraption and threw it away. I put a funnel in the gas can and started pouring used oil into the gas can.

I looked down and saw I was also pouring the oil all over my foot. Some days things just go wrong.

Another reason to take it to "The Guy".

I am The Guy.

Sure…but are you The Law?

Probably.

As you know I'm sure, when there's only one guy you are just about everything - you find a way.

If you don't mind oil all over your shoes!

Money saved doing your own oil change $20

Cost for new shoes $80.

To have someone change oil in both tractors they would have to be picked up on trailers and taken away. It would take too long and cost about $75 each for transportation.

Besides I can change it myself. I don't have to worry about getting my tennis shorts dirty. It's not about the money. Nobody mentioned money until now.

I haven't stored used oil before. This is new. Now I know.

Anything else?

I'm not a mind reader....how was I supposed to know you were changing oil in tractors....2 of them for some reason? I guess it would be hard to drive them to the Iffy Lube location in town.

driver100

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

henryn

An update on the washing machine. Further searching online led me to believe that the drain pump could be the culprit. Not certain, but a real possibility, so I bought one and changed it out. The R&R was pretty straight forward, only taking a few minutes, and so far so good. I have run 5 loads through the washing machine since then, with no problems, so fingers crossed I have fixed the problem.

henryn

And on the subject of changing your own oil – the potential spills and cleanup, along with disposing of the used oil, is the real problem there. I prefer to do my own oil changes, so that I know it’s done right, and using the correct oil and filter. But no matter how careful you are, there always seems to be some spillage. Removing the old oil filter while not allowing any oil to hit the driveway is the biggest challenge, followed by pouring the used oil from the drain pan into the container used to store and transport to the recycling center.

When I have a new (or newish) vehicle, still under warranty, I usually go to the dealer just to make sure there can be no arguments about oil changes in case of a warranty claim. But for a vehicle out of warranty, I really prefer to do my own and deal with the resulting mess.

jmonroe1

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

venture

henryn said:

And on the subject of changing your own oil – the potential spills and cleanup, along with disposing of the used oil, is the real problem there. I prefer to do my own oil changes, so that I know it’s done right, and using the correct oil and filter. But no matter how careful you are, there always seems to be some spillage. Removing the old oil filter while not allowing any oil to hit the driveway is the biggest challenge, followed by pouring the used oil from the drain pan into the container used to store and transport to the recycling center.

When I have a new (or newish) vehicle, still under warranty, I usually go to the dealer just to make sure there can be no arguments about oil changes in case of a warranty claim. But for a vehicle out of warranty, I really prefer to do my own and deal with the resulting mess.

Agree. I can't remember the last time I changed oil in a car out of warranty. I don't normally keep them that long. Besides, when it's in for state inspection and emissions testing, might as well get the oil changed too.

driver100

henryn said:

And on the subject of changing your own oil – the potential spills and cleanup, along with disposing of the used oil, is the real problem there. I prefer to do my own oil changes, so that I know it’s done right, and using the correct oil and filter.

When I got my first cars which would be around the mid 60s, when you got an oil change they only charged you for the oil....it didn't cost more for the garage to do it. I doubt if that is true today. But, the reasoning was....why would I do it myself if they are going to do it, and it will cost me the same if I do it? Not trusting the garage. Well, if they didn't do it right I have never had a problem, and there comes a point when you have to have some trust, or you will go through life never trusting anyone, which could be emotionally draining.

btw.....good job on the washing machine, hope that fixed it.

driver100

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

When there are car accidents....it is surprising how many people don't have insurance, and they don't get how important it is. They never think they could injure someone and the expenses could amount to $100,000s, then again they have no assets so might not be too concerned about it. Quite a few try to buy it after the accident, like that is going to work. And then there are the excuses, I was going to send in the money but I forgot to, but I was going to pay for it!!!!!!!!!!!!

And some of them don't think it was their fault. Like the young woman who skidded on ice and wiped out this guys $5000 gardens, trees and shrubs. "Oh, it wasn't my fault, it was the ice on the roads fault, there was nothing I could do!!!!!!".

oldfarmer50

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

I think those shows select cases for the emotional outrage they evoke.

oldfarmer50

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

I guess there must be states that still don’t require even a minimum of insurance. If somebody is deliberately driving without insurance when it’s required they should face legal consequences commensurate with the damage they cause.

In my state you can get a fine up to $1500, have your car impounded, license suspended and have to pay $750 to get your car back.

stickguy

those shows are scripted anyway. Plus while they are "real" cases the show I believe covers the outcome (agreed to in advance.

andres3

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

Auto insurance is so damn expensive, I'm pretty sure only uninsured people cause collisions, because it's too expensive to have a collision if you are paying for insurance.

andres3

henryn said:

And on the subject of changing your own oil – the potential spills and cleanup, along with disposing of the used oil, is the real problem there. I prefer to do my own oil changes, so that I know it’s done right, and using the correct oil and filter. But no matter how careful you are, there always seems to be some spillage. Removing the old oil filter while not allowing any oil to hit the driveway is the biggest challenge, followed by pouring the used oil from the drain pan into the container used to store and transport to the recycling center.

When I have a new (or newish) vehicle, still under warranty, I usually go to the dealer just to make sure there can be no arguments about oil changes in case of a warranty claim. But for a vehicle out of warranty, I really prefer to do my own and deal with the resulting mess.

I see this letter in your future:

Dear Henryn:

We regret to inform you that we cannot cover your goodwill warranty request for your Chrysler Pacifica because the warranty expired at 50,000 miles, and you currently have 53,000 miles. Although you had a documented oil change at 47,000 miles, you've driven the car over 5,000 miles since without a documented oil change. The self-performed oil change you claim at 52,000 miles does not have sufficient evidence.

henryn

andres3 said:

henryn said:

And on the subject of changing your own oil – the potential spills and cleanup, along with disposing of the used oil, is the real problem there. I prefer to do my own oil changes, so that I know it’s done right, and using the correct oil and filter. But no matter how careful you are, there always seems to be some spillage. Removing the old oil filter while not allowing any oil to hit the driveway is the biggest challenge, followed by pouring the used oil from the drain pan into the container used to store and transport to the recycling center.

When I have a new (or newish) vehicle, still under warranty, I usually go to the dealer just to make sure there can be no arguments about oil changes in case of a warranty claim. But for a vehicle out of warranty, I really prefer to do my own and deal with the resulting mess.

I see this letter in your future:

Dear Henryn:

We regret to inform you that we cannot cover your goodwill warranty request for your Chrysler Pacifica because the warranty expired at 50,000 miles, and you currently have 53,000 miles. Although you had a documented oil change at 47,000 miles, you've driven the car over 5,000 miles since without a documented oil change. The self-performed oil change you claim at 52,000 miles does not have sufficient evidence.

The Pacifica was already out of warranty when I bought it, used, from Hertz.

driver100

@ oldfarmer50 I think those shows select cases for the emotional outrage they evoke.

I once read they check court agendas, and try to get cases that could be interesting to watch. How irresponsible can someone be...driving without insurance?

driver100

stickguy said:

those shows are scripted anyway. Plus while they are "real" cases the show I believe covers the outcome (agreed to in advance.

True, but an inexpensive way to produce a very popular show.

Judge Judy is the highest paid woman on American TV!
Towards the end of Judge Judy’s 25-year run, Sheindlin was hauling in $47m a year (her estimated net worth is about $440m). Since the show only required her to work for 52 days a year, that meant she earned $900,000 just by showing up.

Sandman6472

Still dealing with vertigo, it stinks! Out of work almost two weeks now. Car battery died in garage Monday on my way to physical therapy. Luckily, had my kids Hyundai for this week as the girls are up in Orlando. Wife called me Monday night, the Audi's headlights aren't working and after calling the Audi store up there & telling them what kind of icon is lit up on the dash, tell her she needs new headlamps but they're booked through end of month. Coming home tomorrow & local Audi store will fit her in on Wednesday but I'll probably let my mechanic take care of it. Just can't drive it at night until it's fixed, but that won't be an issue. She also had to have her battery replaced a few weeks ago. Prices have gone up by almost $70 since 2020!
All I can say, when it rains...it pours! Just want our automobiles to work & want this vertigo to go away, my 3rd outbreak in the last 11 months...totally annoying!

ronsteve

oldfarmer50 said:

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

I guess there must be states that still don’t require even a minimum of insurance. If somebody is deliberately driving without insurance when it’s required they should face legal consequences commensurate with the damage they cause.

In my state you can get a fine up to $1500, have your car impounded, license suspended and have to pay $750 to get your car back.

I think just about every state requires drivers to carry insurance, and has penalties for driving without insurance. However, if you get hit by an uninsured driver, those laws don't actually get YOU anything to cover your damages, hence why I carry uninsured/under-insured motorist coverage.

driver100

ronsteve said:

oldfarmer50 said:

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

I guess there must be states that still don’t require even a minimum of insurance. If somebody is deliberately driving without insurance when it’s required they should face legal consequences commensurate with the damage they cause.

In my state you can get a fine up to $1500, have your car impounded, license suspended and have to pay $750 to get your car back.

I think just about every state requires drivers to carry insurance, and has penalties for driving without insurance. However, if you get hit by an uninsured driver, those laws don't actually get YOU anything to cover your damages, hence why I carry uninsured/under-insured motorist coverage.

That is a must. I have a friend who got hit by an illegal pizza delivery driver who had no insurance....this was a few decades ago and I don't know how he got hired. She couldn't collect anything.....now she bought coverage for that kind of incident. People without a license don't know or care about having insurance, and some people just don't understand the concept of why you need insurance...they don't think that far ahead.

oldfarmer50

ronsteve said:

oldfarmer50 said:

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

I guess there must be states that still don’t require even a minimum of insurance. If somebody is deliberately driving without insurance when it’s required they should face legal consequences commensurate with the damage they cause.

In my state you can get a fine up to $1500, have your car impounded, license suspended and have to pay $750 to get your car back.

I think just about every state requires drivers to carry insurance, and has penalties for driving without insurance. However, if you get hit by an uninsured driver, those laws don't actually get YOU anything to cover your damages, hence why I carry uninsured/under-insured motorist coverage.

Virginia and New Hampshire don’t require it according to a quick Google search but I believe that some states might not tie having insurance with ability to register a car as well which allows deadbeats to just ignore the law.

There has to be some consequence for going uninsured. Years ago my son just plain forgot to renew his insurance. He was stopped for something else and the police towed his car and left him walking. He didn’t have any financial consequences because he was broke and had a rich father but hopefully the screaming about me having to cough up over a thousand dollars woke him up.

oldfarmer50

driver100 said:

ronsteve said:

oldfarmer50 said:

jmonroe1 said:

driver100 said:

I was watching an episode of Hot Bench while doing my exercises.
A guy is at a red light, the light turns green, he starts going forward.
He is smacked in the rear by a car driven by the defendant, this driver pleads not guilty because he had an epileptic seizure, passed out, and wasn't in control of his car when it hit.
Plaintiff wants $5000, the cost of repairs to his (2002 I think) Honda Civic.
The defendant was driving his mother-in-laws car and thought he was insured through her insurance.
Plaintiff tried to get paid thru insurance but defendant was not insured.
Who wins?
When people don't have insurance they almost never win. Act of nature or not, defendant should have had insurance.
Plaintiff didn't get $5000 to repair his car, he got $4000 the book value of his car.
It is incredible that so many drivers on the judge programs don't have insurance.
Part 1:
https://www.youtube.com/watch?v=FDjO6tTWc40
Part 2
https://www.youtube.com/watch?v=OnPKuJl8gxA

———————————————
I’m pretty sure those of us that have insurance pay high rates because of the low life’s that don’t bother with insurance. It’s just a fact of life.

jmonroe

I guess there must be states that still don’t require even a minimum of insurance. If somebody is deliberately driving without insurance when it’s required they should face legal consequences commensurate with the damage they cause.

In my state you can get a fine up to $1500, have your car impounded, license suspended and have to pay $750 to get your car back.

I think just about every state requires drivers to carry insurance, and has penalties for driving without insurance. However, if you get hit by an uninsured driver, those laws don't actually get YOU anything to cover your damages, hence why I carry uninsured/under-insured motorist coverage.

That is a must. I have a friend who got hit by an illegal pizza delivery driver who had no insurance....this was a few decades ago and I don't know how he got hired. She couldn't collect anything.....now she bought coverage for that kind of incident. People without a license don't know or care about having insurance, and some people just don't understand the concept of why you need insurance...they don't think that far ahead.

It’s illegal to deliver pizza in Canada?

ronsteve

@oldfarmer50 said:
It’s illegal to deliver pizza in Canada?

I think a lot of insurance carriers, also in the States, won’t cover drivers who are delivering pizza (or probably Doordash or Uber)

qbrozen

ronsteve said:

I think a lot of insurance carriers, also in the States, won’t cover drivers who are delivering pizza (or probably Doordash or Uber)

Whenever I add a car to my policy, it asks if I'll use it for deliveries or uber/lyft/rideshare type thing. I don't know if it would reject me if I answered yes or just charge more.

tjc78

I’d wager “charge more”.

oldfarmer50

ronsteve said:

@oldfarmer50 said:

It’s illegal to deliver pizza in Canada?

I think a lot of insurance carriers, also in the States, won’t cover drivers who are delivering pizza (or probably Doordash or Uber)

Uber and Lyft provide a million in coverage while you’re actually transporting customers. Once you turn off the app it reverts to your own insurance.

But my question to driver100 was why the pizza driver was illegal? No insurance? Undocumented? Or is delivering pizza illegal?

Mitchell could answer the insurance for pizza drivers question.

Michaell

oldfarmer50 said:

Mitchell could answer the insurance for pizza drivers question.

I never changed anything with my insurance when I was delivering pizzas.

Of course, this was before everybody and their brother was involved in the gig economy.

jwm40517

One of the local personal injury lawyers tries to recruit people injured by a ride share driver by saying they have a million in liability coverage and you are not suing the person, but their deep pockets insurance company.

andres3

I don't think people avoid insurance because they can't think ahead. I believe they deliberately thought about it, and came to the wrong conclusion and choice.

They looked at the high insurance quote (and likely deservedly so for negligent driving habits), and chose high speed internet, Netflix, Amazon Prime, and a recent model smartphone instead.

sda

Same thing with renter's, homeowner's and other types of insurance. They take the chance that it will not be needed but it is. I thought (most) states required the license plate of a vehicle be turned in at the lack or lapse of insurance.

oldfarmer50

sda said:

Same thing with renter's, homeowner's and other types of insurance. They take the chance that it will not be needed but it is. I thought (most) states required the license plate of a vehicle be turned in at the lack or lapse of insurance.

Legally, in my state you turn in the plates at DMV and get a certificate to send to the insurance company before they will drop the insurance. I’m not sure the insurance company is required to notify DMV if you let coverage lapse but considering my son’s case probably not.

andres3

oldfarmer50 said:

sda said:

Same thing with renter's, homeowner's and other types of insurance. They take the chance that it will not be needed but it is. I thought (most) states required the license plate of a vehicle be turned in at the lack or lapse of insurance.

Legally, in my state you turn in the plates at DMV and get a certificate to send to the insurance company before they will drop the insurance. I’m not sure the insurance company is required to notify DMV if you let coverage lapse but considering my son’s case probably not.

Yeah, no go for me on that rule. I don't want to be dependent on the DMV timeline to get my insurance cancelled.

ab348

Got the call from the body shop around noon that the ATS would be ready to pick up any time after 2:30 today. The insurance co. still had not cleared up the confusion about waiving the deductible so that required another flurry of phone calls to them in Ontario but it finally was resolved and it is finally back home safely ensconced in the garage away from any potential bad weather and at zero cost to me for anything. It is rainy here today so it was difficult to assess the quality of work but what I have been able to see so far looks good and I must say that this body shop seems very professional, unlike the insurance co. Driving home, I was grinning at how much nicer it is than the RAV rental I've had the last 2 weeks!

sda

I've driven the ATS, though not as nice as yours, I thoroughly enjoyed driving it and considered buying a used one. However, for my needs the back seat and trunk are too small, alas. I like the CT-4 as well.

andres3

There are 2 camps, well, actually 3, the third being hypocrites when it comes to speeding.

1. Define speeding as exceeding the 2 black numbers on a white aluminum sign = camp #1
2. Define speeding as going too fast for conditions = Camp #2
3. Define speeding as going too fast for conditions, but only when it suits their contorted illogical argument = Camp #3.

Those in camp #2 understand it goes both ways. If you are to entrust a driver to know when it's too fast for conditions, and hold them legally liable for it, then you must entrust that driver to also know when it's too slow for conditions as well, and allow them to go over the posted signage.

If you don't agree, you are either in Camp One or Camp 3. Sorry for ya if you're in camp three.

explorerx4

OHfficially registered in Ohio.
Only inspection was the VIN verification.

mjfloyd1

@andres3 - I figured you would enjoy this Audi fuel pump recall with no repair available

oldfarmer50

mjfloyd1 said:

@andres3 - I figured you would enjoy this Audi fuel pump recall with no repair available

I got something similar on my Ford. Backup camera might fail but they have no parts.

Huh?

andres3

mjfloyd1 said:

@andres3 - I figured you would enjoy this Audi fuel pump recall with no repair available

That's the way you want a fuel pump to fail; loss of power.

The dilution of your motor oil is the devil's work.

abacomike

@oldfarmer50 said:
Virginia and New Hampshire don’t require it according to a quick Google search but I believe that some states might not tie having insurance with ability to register a car as well which allows deadbeats to just ignore the law.

There has to be some consequence for going uninsured. Years ago my son just plain forgot to renew his insurance. He was stopped for something else and the police towed his car and left him walking. He didn’t have any financial consequences because he was broke and had a rich father but hopefully the screaming about me having to cough up over a thousand dollars woke him up.

Speaking about auto insurance, my renewal from Allstate increased so much I had to reduce coverages. I have no accidents, no tickets and I drive about 6000 miles a year. Then I checked with State Farm and I was able to get full coverages for $800 LESS every 6 months. So I cancelled Allstate and went with State Farm.

I carry 250,000/500,000 liability, 100,000 property damage, 100/300 uninsured motorist, 500 deductible comp and collision, rental car reimbursement, towing, $5000 medical, and PIP (personal injury protection- no fault coverage). Allstate wanted $1800 every 6 months and State Farm was $1024. Whew!

abacomike

Got that updated Pfizer vaccination shot for Covid Omicron today. No side effects yet, but I thought it was wise to get it even though I’ve had 2 boosters already.

ab348

abacomike said:

Got that updated Pfizer vaccination shot for Covid Omicron today. No side effects yet, but I thought it was wise to get it even though I’ve had 2 boosters already.

I’m scheduled for one myself next week except mine will be the Moderna brand.

andres3

abacomike said:

@oldfarmer50 said:

Virginia and New Hampshire don’t require it according to a quick Google search but I believe that some states might not tie having insurance with ability to register a car as well which allows deadbeats to just ignore the law.

There has to be some consequence for going uninsured. Years ago my son just plain forgot to renew his insurance. He was stopped for something else and the police towed his car and left him walking. He didn’t have any financial consequences because he was broke and had a rich father but hopefully the screaming about me having to cough up over a thousand dollars woke him up.

Speaking about auto insurance, my renewal from Allstate increased so much I had to reduce coverages. I have no accidents, no tickets and I drive about 6000 miles a year. Then I checked with State Farm and I was able to get full coverages for $800 LESS every 6 months. So I cancelled Allstate and went with State Farm.

I carry 250,000/500,000 liability, 100,000 property damage, 100/300 uninsured motorist, 500 deductible comp and collision, rental car reimbursement, towing, $5000 medical, and PIP (personal injury protection- no fault coverage). Allstate wanted $1800 every 6 months and State Farm was $1024. Whew!

But it's highly regulated!!!!!!!!!!