I went by the Chevy dealer today to pick up the license plates for my new Silverado.
Make sure they gave you the right plates. When we got the BMW they put the wrong plates on it and we were driving it plated wrong for several months before the dealership caught their mistake.
That would be a potential nightmare, if the cops came after the wrong person. Not a worry for me, I always put on the plates myself. I'm rather OCD about mounting the plates correctly, centered, firmly attached, etc. And I did check the paperwork. Here in Texas, you get a combined sticker for the inside windshield, which represents the state inspection and the plate renewal date. On new cars, the state inspection is good for 2 years, then reverting to every year, but you still have to renew the registration. So while removing the sticker to place inside the windshield, I did check the paperwork.
Acura dealer did the reverse to me. Gave me the right plates, but put them on the wrong car. That was fun when they finally realized what they had done.
Here it is, the 7th month anniversary of paying off the Ascent.
Still no title.
Is that typical? Isn’t there some way to expedite that? What if you want to sell the car?
NY gives you the title with a lien indicated when you buy a car. When you pay off the loan you get a lien release from the lender. You can then get a new title at the DMV by showing them the lien release. Most people don’t bother and just give the title and release to the buyer when they sell.
I’d get paranoid waiting around for someone to send the actual title.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Here it is, the 7th month anniversary of paying off the Ascent.
Still no title.
Is that typical? Isn’t there some way to expedite that? What if you want to sell the car?
NY gives you the title with a lien indicated when you buy a car. When you pay off the loan you get a lien release from the lender. You can then get a new title at the DMV by showing them the lien release. Most people don’t bother and just give the title and release to the buyer when they sell.
I’d get paranoid waiting around for someone to send the actual title.
Pennsylvania is an ELT state (Electronic Lien Transfer - or something like that). When the lien is satisfied the lender supposedly sends a notice to the DMV who prints and mails the title the next morning.
Chase Auto said the dealer made a number mistake when I bought the car. Somehow nobody seems to be able to figure it out. It would be funny if it wasn't so awful.
Here it is, the 7th month anniversary of paying off the Ascent.
Still no title.
Is that typical? Isn’t there some way to expedite that? What if you want to sell the car?
I’d get paranoid waiting around for someone to send the actual title.
And then there are the ones on Judge Judy who sell the car and then promise to deliver the paperwork as soon as it is done. But, it doesn't get done and then the purchaser finds out there is a lien on the car.
There are also people who buy cars "As is", they don't take it to a mechanic, they drive it home and it catches on fire or falls apart....and they expect to get their money back....
So back on that tax thing... I decided to take a look if they fixed that form error. No announcement made, but the reddit people said it was fixed. I went in and adjusted my return to show my business loss before submitting.
Business taxes were done yesterday by the accountant. Net loss (of course) submitted, but, for some reason I can't possibly fathom, NJ still wants money from me. Nearly $600. For a business that has not even made a sale yet. Soooo odd. But that is way less than the additional Fed refund calculated with that business loss, so I guess "whatever" is my attitude.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I went by the Chevy dealer today to pick up the license plates for my new Silverado.
Make sure they gave you the right plates. When we got the BMW they put the wrong plates on it and we were driving it plated wrong for several months before the dealership caught their mistake.
So back on that tax thing... I decided to take a look if they fixed that form error. No announcement made, but the reddit people said it was fixed. I went in and adjusted my return to show my business loss before submitting.
Business taxes were done yesterday by the accountant. Net loss (of course) submitted, but, for some reason I can't possibly fathom, NJ still wants money from me. Nearly $600. For a business that has not even made a sale yet. Soooo odd. But that is way less than the additional Fed refund calculated with that business loss, so I guess "whatever" is my attitude.
You should look up the Louis Rossman video on his problem with NY putting a tax lien on a business that no longer existed. He moved to TX and they were sending the notices to an unknown address in Maine.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Here it is, the 7th month anniversary of paying off the Ascent.
Still no title.
Is that typical? Isn’t there some way to expedite that? What if you want to sell the car?
I’d get paranoid waiting around for someone to send the actual title.
And then there are the ones on Judge Judy who sell the car and then promise to deliver the paperwork as soon as it is done. But, it doesn't get done and then the purchaser finds out there is a lien on the car.
There are also people who buy cars "As is", they don't take it to a mechanic, they drive it home and it catches on fire or falls apart....and they expect to get their money back....
Here it is, the 7th month anniversary of paying off the Ascent.
Still no title.
Is that typical? Isn’t there some way to expedite that? What if you want to sell the car?
I’d get paranoid waiting around for someone to send the actual title.
And then there are the ones on Judge Judy who sell the car and then promise to deliver the paperwork as soon as it is done. But, it doesn't get done and then the purchaser finds out there is a lien on the car.
There are also people who buy cars "As is", they don't take it to a mechanic, they drive it home and it catches on fire or falls apart....and they expect to get their money back....
Not so fast:
Yes, and I have seen an "As is" sale reversed on Judge Judy too. The key to the complainant winning was that the seller's ad said the car was in perfect condition. The things that went wrong were things the seller had to know were broken. But, I'd say 90% of the time the "As is" seller is going to win......unless you can prove a lie as in this video, or written proof the car was sold using false claims.
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account. Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account. Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
It sounds like they have you flagged as a suspicious character.
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account. Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
None of that makes any sense. If you took it to a different teller it may be different.
Rules are rules and although you are probably an honest upstanding citizen oldfarmer, I can imagine a lot of scammers could use that to collect a wife's or ex-wife's tax refund, or even a strangers refund.
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account. Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
I sort of went through something similar when the IRS finally paid out my parents final tax refund like 2 years after death. By then, I had closed out their accounts. Even though I am the executor, and have all the proof to that effect, the bank wouldn't let me deposit it. The made me re-open an account in parents' names to deposit the check, which I could then immediately transfer into my own account.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
I think a bank can validate a check if they need to but no clue on exactly what the steps are.
so do the wire transfer to get it quickest. once that money is there, it is there. If it is a cashiers check, hold it until the bank guarantees it cleared.
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
When I purchased that used work truck, nearly 2 years ago now, that was from an individual. After I drove the truck, and we agreed on the price, I asked him to accompany me to the nearest branch of Chase bank. Which was easy, as they have branches everywhere, at least in this part of the country. There, I had the teller prepare a cashier's check, payable to him, and hand it to him.
Hard not to trust a cashier's check, prepared in your presence, by a bank teller inside the branch bank.
I could have chopped down a tree from my back yard, made paper, and delivered it to the DMV in 7 months.
That's not it.
Yeah, but could you have done it when there were increased demand for the other paper products that you make out of your chopped down tree? My understanding is that many companies who made the specialized paper that are used on titles have either shut down or stopped making it. Add that to the increased demand for other paper products that have been happening and yeah it could very well be it.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
When I purchased that used work truck, nearly 2 years ago now, that was from an individual. After I drove the truck, and we agreed on the price, I asked him to accompany me to the nearest branch of Chase bank. Which was easy, as they have branches everywhere, at least in this part of the country. There, I had the teller prepare a cashier's check, payable to him, and hand it to him.
Hard not to trust a cashier's check, prepared in your presence, by a bank teller inside the branch bank.
Maybe but I have seen money orders bounce so I wouldn't be 100% sure on that.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
I could have chopped down a tree from my back yard, made paper, and delivered it to the DMV in 7 months.
That's not it.
Yeah, but could you have done it when there were increased demand for the other paper products that you make out of your chopped down tree? My understanding is that many companies who made the specialized paper that are used on titles have either shut down or stopped making it. Add that to the increased demand for other paper products that have been happening and yeah it could very well be it.
Assuming you are serious and not just arguing for the sake of arguing...
I paid off the Ascent on August 15, 2022. I paid off the Legacy on January 9, 2023. I still don't have the title to the Ascent. I got the title to the Legacy on January 13, 2023.
I think you established it was a Chase issue. typical bureucratic process. Works great if everything is normal. but once a snafu happens, everything goes off the rails and it can be a nightmare getting it resolved.
similar issue with my recent Carvana experience (and something state government related). what should have been a quick, simple online process became a very delayed mess because something specific to my situation was out of the ordinary. Meaning required special handling on their end, which (shockingly) caused confusion and them dropping the ball.
not until I finally reached a real person that knew enough, and cared enough, to dig into the situation did it get resolved. Both times while I was on the phone, and they went to the various bottlenecks and unclogged them. Only really took them about 10 minutes to tie up the loose ends and I was good to go. Problem really was, once the loose end happened, nobody had it on their radar to follow up on or fix.
I think you established it was a Chase issue. typical bureucratic process. Works great if everything is normal. but once a snafu happens, everything goes off the rails and it can be a nightmare getting it resolved.
similar issue with my recent Carvana experience (and something state government related). what should have been a quick, simple online process became a very delayed mess because something specific to my situation was out of the ordinary. Meaning required special handling on their end, which (shockingly) caused confusion and them dropping the ball.
not until I finally reached a real person that knew enough, and cared enough, to dig into the situation did it get resolved. Both times while I was on the phone, and they went to the various bottlenecks and unclogged them. Only really took them about 10 minutes to tie up the loose ends and I was good to go. Problem really was, once the loose end happened, nobody had it on their radar to follow up on or fix.
Boy does that sound familiar. Except for the part where you got it resolved.
@snakeweasel said:
Yeah, but could you have done it when there were increased demand for the other paper products that you make out of your chopped down tree? My understanding is that many companies who made the specialized paper that are used on titles have either shut down or stopped making it. Add that to the increased demand for other paper products that have been happening and yeah it could very well be it.
————————————————
I have to agree. Some other paper products are far more important. Sam’s Club hasn’t been out of TP since the early run on that stuff a couple years ago. I think we all know now what side of the toast to butter.
jmonroe
'15 Genesis Ultimate just like jmonroe's. '18 Legacy Limited with 3.6R (Mrs. j's)
I think you established it was a Chase issue. typical bureucratic process. Works great if everything is normal. but once a snafu happens, everything goes off the rails and it can be a nightmare getting it resolved.
similar issue with my recent Carvana experience (and something state government related). what should have been a quick, simple online process became a very delayed mess because something specific to my situation was out of the ordinary. Meaning required special handling on their end, which (shockingly) caused confusion and them dropping the ball.
not until I finally reached a real person that knew enough, and cared enough, to dig into the situation did it get resolved. Both times while I was on the phone, and they went to the various bottlenecks and unclogged them. Only really took them about 10 minutes to tie up the loose ends and I was good to go. Problem really was, once the loose end happened, nobody had it on their radar to follow up on or fix.
If you have a problem, a small local financial institution, one where they know you, is always going to be better at trying to resolve the situation. Going back about 10 years, I was making quarterly tax payments as I was working contract with no withholding. Quarterly tax payments were new to me, and I was writing checks and mailing them in.
One day I get a notice that my check to the IRS had bounced. The notice included a scanned copy of the check. I immediately walked over to the credit union and asked what was going on. They checked their records and assured me, 100%, they had not bounced any of my checks. One of the officers of the credit union said he would dig further and try to find out what had happened.
Two days later, he gets back to me. The electronic copy of the check had been refused by the credit union, because the account number was wrong. It seems the scanner used by the IRS was so bad that it read the account number on the check incorrectly. Hard to believe, but true. Those funny looking numbers on the bottom of the check are written in a font that is optimized for machine reading, not human reading, and yet their scanner failed. The failed transaction was not tied to my account at the credit union, as those electronic transactions do not include a name, only the account number.
The credit union officer spent several hours digging through the records before he found the problem, which is not something that a huge financial institution would be likely to do. Thereafter, I made the quarterly payments online.
Two days later, he gets back to me. The electronic copy of the check had been refused by the credit union, because the account number was wrong. It seems the scanner used by the IRS was so bad that it read the account number on the check incorrectly. Hard to believe, but true. Those funny looking numbers on the bottom of the check are written in a font that is optimized for machine reading, not human reading, and yet their scanner failed. The failed transaction was not tied to my account at the credit union, as those electronic transactions do not include a name, only the account number.
I don't know if this still holds true (probably not) but those funny looking numbers used to be printed using magnetic ink which I understood was how the early scanners were able to read them. I suppose now OCR has advanced beyond that.
I worked a seasonal job at the IRS in 1982. Every tax return that came in, we stamped a sequential 10 digit ID number on it. You'd think the SSN would be fine for that, but no....
8 hours X 5 days. Using a stamp that advanced one number, with each stamp. There were a dozen of us in the Cincinnati IRS center doing only that. (fun fact: Cincinnati IRS center was in Covington, KY)
Two days later, he gets back to me. The electronic copy of the check had been refused by the credit union, because the account number was wrong. It seems the scanner used by the IRS was so bad that it read the account number on the check incorrectly. Hard to believe, but true. Those funny looking numbers on the bottom of the check are written in a font that is optimized for machine reading, not human reading, and yet their scanner failed. The failed transaction was not tied to my account at the credit union, as those electronic transactions do not include a name, only the account number.
I don't know if this still holds true (probably not) but those funny looking numbers used to be printed using magnetic ink which I understood was how the early scanners were able to read them. I suppose now OCR has advanced beyond that.
I learn something new every day. I had never heard of magnetic ink, but they are still using it.
I woke up to the sound of construction work, very close. There are several houses under construction in my neighborhood, but none that close. This turned out to be a foundation repair for my next door neighbor. They did a quick job, and were pretty neat about it, considering. I asked about the cost -- $600 per pier, and her house required 19 piers.
There are 5 houses in a row here from the same builder, same year (2005), all slightly different, but not much. And yes, I have observed a few minor cracks in the sheetrock, and I have had to adjust a couple of the interior doors, but nothing major. Keeping my fingers crossed …
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account. Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
I sort of went through something similar when the IRS finally paid out my parents final tax refund like 2 years after death. By then, I had closed out their accounts. Even though I am the executor, and have all the proof to that effect, the bank wouldn't let me deposit it. The made me re-open an account in parents' names to deposit the check, which I could then immediately transfer into my own account.
Same happened to me two years after I closed my mother’s estate and she got a rebate check from some credit card class action.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
That reminds me....one of my tennis buddies just sold his boat.....for $40000. He got a down payment so far $5000. He is wondering how to make sure he actually gets the rest of the money. He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account. He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
When I purchased that used work truck, nearly 2 years ago now, that was from an individual. After I drove the truck, and we agreed on the price, I asked him to accompany me to the nearest branch of Chase bank. Which was easy, as they have branches everywhere, at least in this part of the country. There, I had the teller prepare a cashier's check, payable to him, and hand it to him.
Hard not to trust a cashier's check, prepared in your presence, by a bank teller inside the branch bank.
That’s what I would do for any transaction over $5k. I wouldn’t want to handle much more cash than that.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Comments
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Still no title.
2025 Forester Limited, 2024 Subaru Legacy Sport
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
....and I just noticed, this guy
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
NY gives you the title with a lien indicated when you buy a car. When you pay off the loan you get a lien release from the lender. You can then get a new title at the DMV by showing them the lien release. Most people don’t bother and just give the title and release to the buyer when they sell.
I’d get paranoid waiting around for someone to send the actual title.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Chase Auto said the dealer made a number mistake when I bought the car. Somehow nobody seems to be able to figure it out. It would be funny if it wasn't so awful.
I could go on...
2025 Forester Limited, 2024 Subaru Legacy Sport
There are also people who buy cars "As is", they don't take it to a mechanic, they drive it home and it catches on fire or falls apart....and they expect to get their money back....
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
private sale, no chance I would pay for something without having all the correct paperwork (IOW a title) in my hands.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Business taxes were done yesterday by the accountant. Net loss (of course) submitted, but, for some reason I can't possibly fathom, NJ still wants money from me. Nearly $600. For a business that has not even made a sale yet. Soooo odd. But that is way less than the additional Fed refund calculated with that business loss, so I guess "whatever" is my attitude.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
My understanding is that there is a shortage of title paper and it is causing delays in states issuing titles.
https://www.autoweek.com/news/industry-news/a42232552/automotive-supply-chain-shortage-now-title-paper/
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
My understanding is that there is a shortage of title paper and it is causing delays in states issuing titles.
https://www.autoweek.com/news/industry-news/a42232552/automotive-supply-chain-shortage-now-title-paper/
I could have chopped down a tree from my back yard, made paper, and delivered it to the DMV in 7 months.
That's not it.
2025 Forester Limited, 2024 Subaru Legacy Sport
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
We got a check from the IRS to resolve an issue on last year’s return made out to both me and my wife. We decided to put into her account so she could pay some bill and we both signed it.
I took it to the bank and they refused to deposit it in her account because they couldn’t verify my wife’s signature. Huh? They said they could only deposit it in a joint account.
Did they think I stole our joint check and had my girlfriend forge my wife’s signature and then as part of my diabolical plan decided to hide it in my wife’s account?
However, what they would do is cash the check for me and then take the cash and deposit it in her account. Double HUH?
Is it me or does that defy logic?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 Cadillac ATS Performance Premium 3.6
Maybe mobile deposit it.
2025 Forester Limited, 2024 Subaru Legacy Sport
of course you could have gone to the ATM machine and put it in there and nobody was ever checking the signature.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
————————————————
Who in their right mind would send a title to a guy who looks like that.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
————————————————
Who in their right mind would send a title to a guy who looks like that.
jmonroe
Nobody. Hence the problem.
2025 Forester Limited, 2024 Subaru Legacy Sport
What’s a check?
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
He got a down payment so far $5000.
He is wondering how to make sure he actually gets the rest of the money.
He said even certified checks (Canadian spell it cheques) are forged these days. It can take days for the bank to find out the check was phony, and then they take the money back out of your account.
He is thinking of having the buyer wire the money into his account, and making sure the bank confirms the money is in his account before the buyer drives away.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
so do the wire transfer to get it quickest. once that money is there, it is there. If it is a cashiers check, hold it until the bank guarantees it cleared.
or go old school, with a bag full of Benjamins.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Hard not to trust a cashier's check, prepared in your presence, by a bank teller inside the branch bank.
That's not it.
Yeah, but could you have done it when there were increased demand for the other paper products that you make out of your chopped down tree? My understanding is that many companies who made the specialized paper that are used on titles have either shut down or stopped making it. Add that to the increased demand for other paper products that have been happening and yeah it could very well be it.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Assuming you are serious and not just arguing for the sake of arguing...
I paid off the Ascent on August 15, 2022. I paid off the Legacy on January 9, 2023.
I still don't have the title to the Ascent. I got the title to the Legacy on January 13, 2023.
The end.
2025 Forester Limited, 2024 Subaru Legacy Sport
similar issue with my recent Carvana experience (and something state government related). what should have been a quick, simple online process became a very delayed mess because something specific to my situation was out of the ordinary. Meaning required special handling on their end, which (shockingly) caused confusion and them dropping the ball.
not until I finally reached a real person that knew enough, and cared enough, to dig into the situation did it get resolved. Both times while I was on the phone, and they went to the various bottlenecks and unclogged them. Only really took them about 10 minutes to tie up the loose ends and I was good to go. Problem really was, once the loose end happened, nobody had it on their radar to follow up on or fix.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2025 Forester Limited, 2024 Subaru Legacy Sport
————————————————
I have to agree. Some other paper products are far more important. Sam’s Club hasn’t been out of TP since the early run on that stuff a couple years ago. I think we all know now what side of the toast to butter.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
One day I get a notice that my check to the IRS had bounced. The notice included a scanned copy of the check. I immediately walked over to the credit union and asked what was going on. They checked their records and assured me, 100%, they had not bounced any of my checks. One of the officers of the credit union said he would dig further and try to find out what had happened.
Two days later, he gets back to me. The electronic copy of the check had been refused by the credit union, because the account number was wrong. It seems the scanner used by the IRS was so bad that it read the account number on the check incorrectly. Hard to believe, but true. Those funny looking numbers on the bottom of the check are written in a font that is optimized for machine reading, not human reading, and yet their scanner failed. The failed transaction was not tied to my account at the credit union, as those electronic transactions do not include a name, only the account number.
The credit union officer spent several hours digging through the records before he found the problem, which is not something that a huge financial institution would be likely to do. Thereafter, I made the quarterly payments online.
2017 Cadillac ATS Performance Premium 3.6
8 hours X 5 days. Using a stamp that advanced one number, with each stamp. There were a dozen of us in the Cincinnati IRS center doing only that. (fun fact: Cincinnati IRS center was in Covington, KY)
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
https://www.sourcetech.com/blog/why-micr-line-required-checks#:~:text=However, the magnetic ink has,item, it must contain MICR.
Makes it even worse that the IRS could not properly scan the account number.
There are 5 houses in a row here from the same builder, same year (2005), all slightly different, but not much. And yes, I have observed a few minor cracks in the sheetrock, and I have had to adjust a couple of the interior doors, but nothing major. Keeping my fingers crossed …
https://portal.ct.gov/DOH/DOH/Programs/Crumbling-Foundations
I’ve had a Chase credit card for about 40 years that I refuse to use because of their shenanigans but that’s a separate story.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible