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Even though I have a disabled license plate and placard, I don't feel disabled, just broke in a few key pieces. I'm still me just not the me I used to be! And I just put one foot in front of the other and live my life. Life is a glass half full, and that's o k. Trust me, I'm so blessed in so many other ways that I can deal with this...and do. That's why I am, The Sandman!
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
We're out camping right now and we're only a couple of hours from San Diego, where there are at least 5 Volts and 5 Civic Hatchbacks in stock. Might cruise in and check out the dealers.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
2025 Forester Limited, 2024 Subaru Legacy Sport
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Here is part of the email I sent to the insurance company:
Further to my email yesterday, I want to know (insurance company) final position on payment for the 2015 E400.
Once again, this is not rocket science, everyone I have explained this to understands, the 2015 model had the Premium Package which cost $5000. On the 2017 model the Premium Package was split in two, part of it cost $3000, and in order to get exactly the same options I had I have to get the Tech Package which costs $2600. The invoice your Mercedes dealer wrote up did not take this into account, they did a Premium Pkge is equal to a Premium Pkge.
Here is your email from almost 2 weeks ago regarding this very simple issue;
"We’re just looking into this right now. I’ll let you know as soon as I have more information."
I said if I don't hear from them today I will go to the next level without the document.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I had a mild thump in the suspension of a car one time and I went to the dealer near me and mentioned that I heard there was a TSB for the problem. The guy at the service desk said he never heard about that and looked on his "system" and said, "nope, there is no such TSB".
I called another dealer and mentioned it and the service guy said, "yeah, sure there is. When do you want to bring it in"? When I told him about the dealer near me not knowing about it he said, "that figures, I can understand that. We read all TSB's that are sent to us. We don't kick them under the rug".
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I went to the Ford dealer nearest my work and asked for a specific part. The parts guy said that they didn't have it. I called several other dealers and got the same response. The last dealer I checked with did an online inventory search and found out that the first dealer I went to actually had the part. The next day I returned to the first dealer with a tracking number from the competent dealer and they "found" the part.
And yes, I was giving them the correct part number from the get-go.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Try to avoid using terms that express frustration such as "this is not rocket science." Those kinds of phrases are a dead giveaway that what they are doing to delay the claim is doing exactly what they intend to do, which is frustrate and delay you, get you angry, so letters can fly back and forth instead of the claim being paid.
It's bad faith, deliberate, premeditated, and planned. Unfortunately over 50% of insurance companies seem to get away with acting in bad faith as standard operating procedure.
I did make some progress though because the broker is getting a little more serious. He tried to reach the adjuster, couldn't, and now is going to the next level at the insurance company (hopefully that will do something!!!!)
If I was to do it over again, I probably wouldn't use it....but, it really hilites how I have been blocked for over a month over this one issue, and if it goes to an ombudsman then they might understand that this is nonsense.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
But sometimes the corporation itself is to blame. Here's the latest example:
As I mentioned, I installed a new Chamberlain garage door opener over the weekend. My buddy has one of those keypads on the outside of his garage that he uses to open the door from the outside, and I thought I'd like to get one for this. So I visit the Chamberlain website.
I look for my GDO among the ones they show. There is one there that appears identical, but my model number is one digit off and has a "C" suffix. I know that manufacturers sometimes designate models sold in Canada with a C because of the need for bilingual English/French packaging and manuals. So I enter my model number in the search box. "No results found". Hmm.
I see there is a "Parts" section of the website, so I go there. Enter my model number. "No results found". Whaat? The thing was manufactured in June.
I open a new window and Google my model number. Lots of results, including some from Chamberlain's own site. But their own search software doesn't bring anything up. Go figure.
BTW, through that method I was able to learn that the other difference is that the model shown on their website includes the keypad with the opener. The one they sell in Canada doesn't, and it costs about $50 extra to buy standalone. Grrr.
2017 Cadillac ATS Performance Premium 3.6
(This should eliminate the abuse mess at least - are you there @carnaught?)
Perhaps we should just change all insurance to a stated value insurance. I bought my car for $65K so you'll pay me $65K and base premiums upon that. Doesn't take into account inflation or price increases, but I bet most consumers would prefer it 10 to 1.
I thought when I bought the replacement value insurance that is what I would get, whatever I paid for the 2015 model. I couldn't believe it when they said I would get an equivalent new car. Big Bonus! If that is what I paid for that is what I am entitled to, so I will fight to get it....it is the principle at stake.......and I won't give up that easily
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Mercedes-Benz owners tend to like tennis, spa outings and eating at michelin star restaurants.
- Similar to Land Rover/Jaguar they also have a higher end taste for food such as Michelin stars (138%), spas (21%) and prix fixe menus (87%)
- They are more likely to visit real estate offices (73%), tailor shops (70%) and nightlife spots 68%
- They love tennis (61% more likely to visit a court), surf spots (20%) and travel often (42% more likely to visit travel lounges). They over-index at embassies/consulates (46%)
- Mercedes owners index 1.2x higher than average for liking Margherita pizza
- People who visit Mercedes-Benz dealership also visit: Porsche, Audi, BMW, Lexus, Volkswagen
It came from here--
Casinos, cigars and climbing gyms: Here's what your car can say about you
Your car says a lot about you.
According to social media app Foursquare, the car you buy can reveal a great deal about what you like, where you shop and what type of person you are.
The tech company used foot-traffic data, which includes explicit "check ins" and passive location trails to accurately predict footfall, and has had success forecasting sales at McDonald's, Chipotle and Apple.
Now, the startup analyzes footfall traffic to reveal consumer insights around people who visit auto dealerships.
It has found that people who visit Nissan dealerships are especially likely to visit dry cleaners, Land Rover visitors often go to pilates and Chevrolet shoppers don't usually like Whole Foods.
Scroll through to see Four Square's analysis for what consumers' car choices said about them.
Follow MSN Autos on Facebook
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
Funny thing about Foursquare: I was just thinking about that earlier this week. A couple of years ago it seemed very popular with all kinds of people on social media checking in to various places. But I don't think I've seen a single check-in in 6 months or more.
2017 Cadillac ATS Performance Premium 3.6
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
I do believe there are people who drive MBs and those things are important to them along with fancy watches and Polo shirts. I drive the MB because I like fine engineering.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I always like using ultimatums that are reasonable, but that they don't want to deal with. It wouldn't look good if it has to go to the next level, and if she lost. I tend to think the "it isn't rocket science" remark, though crude kind of did what it was intended to do.....made their position seem silly.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech
2017 Cadillac ATS Performance Premium 3.6
Haven't seen a Lexus tracked yet. What people are willing to take onto a track says a lot I think. Of course, someone also tracked a Jetta TDI Wagon. They did win one category, the weekend's best track fuel mileage.
Assuming I didn't resent the heck out of being tracked.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2014 Malibu 2LT, 2015 Cruze 2LT,
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0
Haven't played tennis since I was in college, haven't played pickleball since I was in high school, never been to a spa, don't like pretentious restaurants, never have been involved with an embassy/consulate. But I do like cheese pizza, I sometimes visit real estate listing sites to see the cheap prices elsewhere or the insane prices in the money laundering heaven where I live, and I once had a clearance price jacket altered at Jos A Bank.
I drive MBs because I like how they feel. I like the design and the heritage of the brand. No polo shirts, but I do like nice watches, I don't have any that are too insane though.
http://cdanews.com/2016/02/playboy-model-katie-may-died-from-a-stroke-after-second-chiropractor-visit/
"Katie May was a model, and by all accounts a very successful one, having appeared in Playboy, Sports Illustrated, and other magazines and websites. Self-proclaimed the “Queen of Snapchat,” she also had nearly two million Instagram followers and was a major social media force, having recently parlayed her modeling and social media career into becoming an entrepreneur. She also died unexpectedly on Thursday night at the too-young age of 34, leaving behind a seven-year-old daughter. What makes May’s tragic death an appropriate topic for this blog is not so much her young age but rather the circumstances surrounding her death, particularly the cause. Basically, May died of complications of a stroke, as her family confirmed in a statement issued on Friday: “It is with heavy hearts that we confirm the passing today of Katie May – mother, daughter, sister, friend, businesswoman, model and social media star – after suffering a catastrophic stroke caused by a blocked carotid artery on Monday,” the statement reads.
“Known as MsKatieMay on the Internet and the “Queen of Snapchat,” she leaves behind millions of fans and followers, and a heartbroken family. We respectfully ask for privacy in this this difficult time. Those wishing to contribute to the living trust being set up for the care of her young daughter may do so at her GoFundMe page.”..."
2014 Malibu 2LT, 2015 Cruze 2LT,
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
I once saw one on Judge Judy and he was being the defendent in a case where he did one of those neck snap things and the poor girl was in agony since.........the chiro lost big time.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Last Saturday we toured the new D.O. medical school that just started in Las Cruces and they had a big seminar room full of "massage" tables for learning "manipulation". My wife keeps insisting that D.O.s are just like M.D.s but I'm not convinced.
Good car day (hit San Diego between campsites) and saw three Volts and a couple of i3s.
Driver, agree that you need to dial it back a notch or two when you deal with the insurance folks, they might get a bit put off with remarks like the one you used. Was always told that "one can get more with honey than with vinegar" and in your case, might be the way to go. Though I did think your comment was funny, some could get offended by it and what you really want is to play nice with these idiots to get your desired results! Just sayin' it might be a nicer way to approach your issues.
The Sandman
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I think it did work though, the agent left, she promised she was working on it, and I haven't heard from the insurance company for 12 days! The email got things rolling.
I guess my new rule is, be polite and businesslike, but, if you are being ignored you have to get their attention somehow.
It is like Drivers rule in business. I try to be as honest as possible in business, Then I found out liars and conmen can take advantage of you when you are too honest. So, I made a corollary, that says, always be honest, but when dealing with liars and thieves, you can use the same tactics they do.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Some people say get massage, get physio. I find I do better just getting on with my life. Normal activities loosen things up. If I had real major long term pain, I might try something though.
I heard the sales of electric and hybrids is low, under 3% I believe they said, so there must be some good deals on Volts and i3s. I have seen some good reviews for the new Prius.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
We liked the 2014 Prius we rented last year. The current version is better but uglier in some ways (if you can believe that). I dunno, the Civic Hatch sounds good and there's no traction battery to worry about. EVs aren't all that green when you look at where the source materials come from. Like my laptop or smartphone battery but much bigger.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
absolutely ridiculous that it has been going on this long. eventually someone high enough up has to have it escalated to. and it really is such a simple thing to resolve once the right person looks at it. 2 minutes, stamp approved, and move on.
for a huge insurance company, $2,600 is really pocket change.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
what looks from a customer standpoint as an orchestrated campaign to screw them, is quite often just incompetence. Still sucks to have to deal with it.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
All I want is the portion of the charge for the packaging by the store that didn't properly box the item refunded to me.
It's time to get more firm and see if there's a method of written communication. I expected UPS to have a better system than what I've seen for 3 months. Other than the packing ability at the UPS Stores that FedEx doesn't have I can take things to Staples and they'll box and ship by FedEx for me. And there's USPS as well.
2014 Malibu 2LT, 2015 Cruze 2LT,
I think of the $84k a replacement car will cost (inc tax) the other insurance company is on the hook for about $50k or $60K. Just guessing but I think my company sold me the full replacement value insurance so they are on the hood for $25 or $30k. This agent probably has to try and shave 10% off that amount....which explains the $2600. I did read these agents get promoted and get bonuses depending on how they can cut payouts.
They had a segment on 60 Minutes a while ago, ex insurance agents who had to quit, they couldn't take the pressure of trying to stonewall clients who just wanted what was owed to them.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
She said funny you should say that, my brother is a cop and we were just talking about that very topic. My brother said, if someone is in an accident, and their job depends on driving, or if it is a little old lady who is 86 yrs old, etc. he would never charge that person....only if it was dui or malicious. He said he wasn't trained that way, but that is the attitude and most cops are the same.
That makes me think he treated my wife and I with contempt because of this attitude - poor truck driver could lose his livelihood vs guy in Mercedes.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
No one loses on Judge Judy.