2015 BMW 4 Series Gran Coupe Lease Questions

francean

Can you provide MF and residual on 2015 428i X-Drive Gran Coupe for 12k and 15k miles for august?

kyfdx

francean said:

Can you provide MF and residual on 2015 428i X-Drive Gran Coupe for 12k and 15k miles for august?

.00130 MF and 63%/61% residual. $1000 buildout cash

devilsadvct33

Can you please provide MF and residual for a 2015 428i Gran Coupe, 36/15. Thanks.

Michaell

devilsadvct33 said:

Can you please provide MF and residual for a 2015 428i Gran Coupe, 36/15. Thanks.

.00130 and 61%. $1000 lease cash.

shmarvis

Have an option to buy a 2015 435i xdrive Gran Coupe (dealer demo), what would be the lease rates for this car for 24 or 36 months (12K miles). How does lease cash work with a dealer demo? Thanks!

kyfdx

shmarvis said:

Have an option to buy a 2015 435i xdrive Gran Coupe (dealer demo), what would be the lease rates for this car for 24 or 36 months (12K miles). How does lease cash work with a dealer demo? Thanks!

.00130 MF and 68%/62% residual. $1000 buildout cash.

A dealer demo should qualify for the new car programs. But, the residual will be reduced for the current mileage on the vehicle. So, you need to get a much lower selling price to offset the lower residual.

shmarvis

Thanks, I didn't know residual could be impacted by that. Might make more sense to look at new. Are the numbers the same for 2016 models 435i Gran Coupe? Thanks!

kyfdx

shmarvis said:

Thanks, I didn't know residual could be impacted by that. Might make more sense to look at new. Are the numbers the same for 2016 models 435i Gran Coupe? Thanks!

.00130 MF and 55% residual

bozley18

I was quoted 55% residual for 36 mo 10k for a 2016 428i gran coupe xdrive.  Is this accurate?  What is it for 12k?

Michaell

bozley18 said:

I was quoted 55% residual for 36 mo 10k for a 2016 428i gran coupe xdrive.  Is this accurate?  What is it for 12k?

55% is the 36/15 residual for the 428i GC Xdrive. Add 2% for 12k and 3% for 10K

bozley18

Michaell said:

I was quoted 55% residual for 36 mo 10k for a 2016 428i gran coupe xdrive.  Is this accurate?  What is it for 12k?

55% is the 36/15 residual for the 428i GC Xdrive. Add 2% for 12k and 3% for 10K

Thanks!  Does that mean 58% or 60% for the 10k lease?  This is definitely for the 2016 right?  If so, is a dealer allowed to vary the residual value?  I thought RV was not variable and set nationally?

kyfdx

bozley18 said:

Michaell said:

bozley18 said:

I was quoted 55% residual for 36 mo 10k for a 2016 428i gran coupe xdrive.  Is this accurate?  What is it for 12k?

55% is the 36/15 residual for the 428i GC Xdrive. Add 2% for 12k and 3% for 10K

Thanks!  Does that mean 58% or 60% for the 10k lease?  This is definitely for the 2016 right?  If so, is a dealer allowed to vary the residual value?  I thought RV was not variable and set nationally?

2016 428 Gran Coupe xDrive: .00134 MF and 55% residual for 36mo, 15K/yr. $1000 option credit.
57% residual for 36/12, 58% residual for 36/10.

Michaell

kyfdx said:

bozley18 said:

Michaell said:

bozley18 said:

I was quoted 55% residual for 36 mo 10k for a 2016 428i gran coupe xdrive.  Is this accurate?  What is it for 12k?

55% is the 36/15 residual for the 428i GC Xdrive. Add 2% for 12k and 3% for 10K

Thanks!  Does that mean 58% or 60% for the 10k lease?  This is definitely for the 2016 right?  If so, is a dealer allowed to vary the residual value?  I thought RV was not variable and set nationally?

2016 428 Gran Coupe xDrive: .00134 MF and 55% residual for 36mo, 15K/yr. $1000 option credit.
57% residual for 36/12, 58% residual for 36/10.

Dealer is not allowed to modify residual ... it is set by the bank.

colonelesq

I was offered the following deal yesterday in Florida on a 2015 BMW 428i Gran Coupe:

MSRP: $44,950
Sale Price: $42,950
Residual: 63%
MF (with MSD's): .00099
Monthly payment: $515.

Thoughts on whether this is a good deal? What kind of discount from MSRP should I expect on a 2015 gran coupe versus 2016?

kyfdx

colonelesq said:

I was offered the following deal yesterday in Florida on a 2015 BMW 428i Gran Coupe:

MSRP: $44,950
Sale Price: $42,950
Residual: 63%
MF (with MSD's): .00099
Monthly payment: $515.

Thoughts on whether this is a good deal? What kind of discount from MSRP should I expect on a 2015 gran coupe versus 2016?

.00134 MF and 63% residual for 36mo, 10K/yr. $1000 buildout cash.
Base MF with 7 MSDs is .00085. Did you only make 5 MSDs?

If sale price is also the CAP cost, I get $477/mo.+tax.
What else is due at signing besides the MSDs and the 1st payment?

$2000 isn't much of a discount, considering the $1000 incentive. End of the model year, I'd want 7% off then subtract the $1000. So, more like $40,800 for a sale price.

nupeskee1

MF and residual for 428i gran sport for 12k/24 and 12k/36 and 15k/24, 15k/36

Michaell

nupeskee1 said:

MF and residual for 428i gran sport for 12k/24 and 12k/36 and 15k/24, 15k/36

Gran Coupe?

.00134 MF and 66% (24/15) or 60% (36/15). $1000 buildout cash.

Add 2% for 12K

lvly777

I was offered this back in October for the 2016 428i Gran Coupe- Can you please tell me what I should shoot for w/changes for Nov? The sale price they negotiated down to is now the advertised price on their website...think I can get it lower? THANK YOU in advace!!

$57720 MSRP
-$5220 Loyalty Discount/Dealer Discount/ $1000 Q4 Option Credit
=$52500 Sale Price/Cap Cost on lease

.00134 Money Factor
$31746 Residual (55% of MSRP)
$689.39 Total Monthly Payment with $0 down payment.

Total due at lease signing consists of:
$0 Down Payment
$0 Security Deposit
$699 Document Fee to United BMW
$925 Lease Acquisition Fee to BMW Financial Services
$689.39 First Payment on the lease
7% Tax/TAVT/Tag (this amount varies based on where you register the vehicle and if there will be a trade vehicle involved).

Michaell

lvly777 said:

I was offered this back in October for the 2016 428i Gran Coupe- Can you please tell me what I should shoot for w/changes for Nov? The sale price they negotiated down to is now the advertised price on their website...think I can get it lower? THANK YOU in advace!!

$57720 MSRP
-$5220 Loyalty Discount/Dealer Discount/ $1000 Q4 Option Credit
=$52500 Sale Price/Cap Cost on lease

.00134 Money Factor
$31746 Residual (55% of MSRP)
$689.39 Total Monthly Payment with $0 down payment.

Total due at lease signing consists of:
$0 Down Payment
$0 Security Deposit
$699 Document Fee to United BMW
$925 Lease Acquisition Fee to BMW Financial Services
$689.39 First Payment on the lease
7% Tax/TAVT/Tag (this amount varies based on where you register the vehicle and if there will be a trade vehicle involved).

For November, the MF dropped a bit to .00131 but the 36/15 residual went up to 58%, so the payment, all else being the same as above, is now $641.03/mo.

lvly777

Thank you very much. Does it seem that I could budge anything any further or does this look like a good deal?

Michaell

lvly777 said:

Thank you very much. Does it seem that I could budge anything any further or does this look like a good deal?

I don't track selling prices, so can't tell you if there is more of a discount to be had. Generally, 5-7% off sticker is pretty good for BMW.

norrent

Please advise the residual and MF for 428i Gran Coupoe 36/12k. Thanks!

Michaell

norrent said:

Please advise the residual and MF for 428i Gran Coupoe 36/12k. Thanks!

2015 4-series GC - .00131 and 60%. $1000 buildout cash.

kball2

Do you have the money factor and residual percentage for 2016 428i Gran Coupe? 36 month lease at 12k miles per year? Will you please also provide the current incentives?

Thanks

kyfdx

kball2 said:

Do you have the money factor and residual percentage for 2016 428i Gran Coupe? 36 month lease at 12k miles per year? Will you please also provide the current incentives?

Thanks

.00131 MF and 55% residual for 39mo, 12K/yr. $1000 option credit + $500 Novemberfest adder.

jackdan

Hey Mods! Long time no see - thanks for continuing to help us out. I am seeing a discrepancy between my numbers and the dealers. Hoping you can help me out!! Here we go:

2015 428i X-Drive Gran Coupe Demo
Miles: 3,046
MSRP: 54,095
Sales Price: $44,967
Term: 36 months
Miles: 10k p/year
Residual: $32,488 (.6006 - takes into consideration residualized miles)
Sales Tax: 7%
Money factor: .00131? I don't know because payment is off on my end
Payment: $455 (I am getting $448.10 - no taxes or fees included)

Doc fee: $395
Bank Fee: $925
Govt: $158
First month payment
Taxes
Total at signing: $3,175

These numbers were given to me, but I have two other scenarios from them printed off their blue screen. They add up from the numbers provided on the screen - but when I run the deal i am getting different taxes and payment. . They are only off by $8-10 dollars, and I still think this is a good deal, but want to know where those dollars are missing.

Appreciate if you could help me out. Thank you!

jackdan

Apparently the lease is padded - they told me up front, the $7 bucks is for their F&I manager as a "commission." Not going to kill the deal over it, but does this sound accurate?

kyfdx

jackdan said:

Apparently the lease is padded - they told me up front, the $7 bucks is for their F&I manager as a "commission." Not going to kill the deal over it, but does this sound accurate?

What state and tax rate?

You should really ask for the adjusted CAP cost, to see what you are really paying. $7/mo. is a pretty small markup, if that's all it is... but, it might be bigger than that. Ask what money factor is being used

jackdan

NJ - 7%

Thanks - they marked it up .0001. They were very transparent about it once I asked about the discrepancy.

I dealt with the advisor for a while, and found a deal at another dealer. I wanted to do the deal at this shop. I had the salesperson, his manager, the general sales manager, and GM involved in original negotiations. They basically said they buy demo's to make a direct profit - regardless the magnitude of that profit. Brand new cars they can blow out since they it's a different structure. They ran the deal a number of different ways in front of me to get creative in order to make the deal acceptable to the GM. They only had the car for 30 days (confirmed by carfax), and it was a very desirable build. They said they understand if the deal didn't work, and if I wanted to walk. I did my research, they probably would have gotten a better deal selling it to someone else - but a bird in hand is worth two in the bush,

Gotta pick battles - especially if you come across the exact car at a price that is unlikely anywhere else. This time it was the exception, not the rule.

Thanks for following up. Still don;t know why the tax was higher, though.

norrent

Please advise if the residual and MF for December is available for the following:

2015 428i/435i Coupe 36mo/12k
2015 428i/435i GC 36mo/12k

Thanks!

Michaell

norrent said:

Please advise if the residual and MF for December is available for the following:

2015 428i/435i Coupe 36mo/12k
2015 428i/435i GC 36mo/12k

Thanks!

No 2015 4-series lease numbers available just yet for December ... perhaps in a day or two.

kyfdx

norrent said:

Please advise if the residual and MF for December is available for the following:

2015 428i/435i Coupe 36mo/12k
2015 428i/435i GC 36mo/12k

Thanks!

.00131 MF

58% residual on coupes. $500 buildout cash + $1000 Holiday adder
60% residual on Gran coupes. $1000 buildout cash

thepack005

Went in to a BMW dealership today and was offered the following two offers. One was based a corporate program and the second was the dealers best offer.
2016 BWM 428i with an MSRP of $46,455 for a 36 month / 12k lease:

Dealership Deal
Cap. Cost Red - $6,273
Residual - 59%
MF - .00172
Monthly Cost (taxes incl.) - $542

Corporate Program Deal
Cap. Cost Red - $5,474
Residual - 59%
MF - .00112
Monthly Cost (taxes incl) - $523

I knew the residual and MF going into the dealership. I'm not sure if anyone has used a corporate program before at BWM, but according to my paperwork it was supposed to be additional incentives in addition to the negotiated price. The negotiated price was basically the dealership deal above that was presented over email prior to me going into the dealership; however, when I got there they treated the dealership deal and the corporate program as two totally different things (e.g. it was either one of the other). Has anyone else used a corporate program to lease/buy a BWM? I'm curious of someone else's experience or if someone knows more about these corporate programs. Anyway, as you can see they jacked up the MF on the dealership deal.

Michaell

thepack005 said:

Went in to a BMW dealership today and was offered the following two offers. One was based a corporate program and the second was the dealers best offer.
2016 BWM 428i with an MSRP of $46,455 for a 36 month / 12k lease:

Dealership Deal
Cap. Cost Red - $6,273
Residual - 59%
MF - .00172
Monthly Cost (taxes incl.) - $542

Corporate Program Deal
Cap. Cost Red - $5,474
Residual - 59%
MF - .00112
Monthly Cost (taxes incl) - $523

I knew the residual and MF going into the dealership. I'm not sure if anyone has used a corporate program before at BWM, but according to my paperwork it was supposed to be additional incentives in addition to the negotiated price. The negotiated price was basically the dealership deal above that was presented over email prior to me going into the dealership; however, when I got there they treated the dealership deal and the corporate program as two totally different things (e.g. it was either one of the other). Has anyone else used a corporate program to lease/buy a BWM? I'm curious of someone else's experience or if someone knows more about these corporate programs. Anyway, as you can see they jacked up the MF on the dealership deal.

Did you mean "discount from sticker" instead of "cap cost red"?

Dealers are in the business to make money. If they aren't inflating the MF, then I can (sort of) understand giving you a small discount.

However, neither deal looks all that great. What state and tax rate is this?

thepack005

Thanks Michaell for the feedback. Yes you're right about the discount from the sticker price. I'm in CA at 9%. What do you think would be a good discount price and MF at this point. I know it doesn't help with the timing beings it was January 9th, but the dealer claims they are a high volume retailer. Do you think I should wait till the end of the month and try again at a few other dealerships?

Michaell

thepack005 said:

Thanks Michaell for the feedback. Yes you're right about the discount from the sticker price. I'm in CA at 9%. What do you think would be a good discount price and MF at this point. I know it doesn't help with the timing beings it was January 9th, but the dealer claims they are a high volume retailer. Do you think I should wait till the end of the month and try again at a few other dealerships?

 If you wait until the last few days of the month and work with multiple dealers, that is probably your best chance for a good deal 

tjohnstone3

Can I please get the MF and residual for both 2015 and 2016 on a 428Xi Gran Coupe, 36/12k and 36/15k? Thanks!

kyfdx

tjohnstone3 said:

Can I please get the MF and residual for both 2015 and 2016 on a 428Xi Gran Coupe, 36/12k and 36/15k? Thanks!

.00132 MF

2015: 58%/56% residual. $1000 buildout cash
2016: 59%/57% residual. $1250 option allowance

tjohnstone3

kyfdx said:

tjohnstone3 said:

Can I please get the MF and residual for both 2015 and 2016 on a 428Xi Gran Coupe, 36/12k and 36/15k? Thanks!

.00132 MF

2015: 58%/56% residual. $1000 buildout cash
2016: 59%/57% residual. $1250 option allowance

Thank you! Dumb question, but to the buyer is there any real difference between the Buildout Cash or the Option Allowance or are they both essentially just rebates?

Michaell

tjohnstone3 said:

kyfdx said:

tjohnstone3 said:

Can I please get the MF and residual for both 2015 and 2016 on a 428Xi Gran Coupe, 36/12k and 36/15k? Thanks!

.00132 MF

2015: 58%/56% residual. $1000 buildout cash
2016: 59%/57% residual. $1250 option allowance

Thank you! Dumb question, but to the buyer is there any real difference between the Buildout Cash or the Option Allowance or are they both essentially just rebates?

No real difference; just different names.

tjohnstone3

Michaell said:

tjohnstone3 said:

kyfdx said:

tjohnstone3 said:

Can I please get the MF and residual for both 2015 and 2016 on a 428Xi Gran Coupe, 36/12k and 36/15k? Thanks!

.00132 MF

2015: 58%/56% residual. $1000 buildout cash
2016: 59%/57% residual. $1250 option allowance

Thank you! Dumb question, but to the buyer is there any real difference between the Buildout Cash or the Option Allowance or are they both essentially just rebates?

No real difference; just different names.

I kind of assumed that but just wanted to confirm. Thanks again!

tjohnstone3

So here is what I'm being quoted...I'm having trouble matching up the payment numbers they're giving me. 2015 428i XDrive Gran Coupe - Technology, Premium, Cold Weather, Driver Assistance and M-Sport packages.

MSRP: 54550
Sell Price: 46814 (they're a 'final price' dealer so no haggling...feel like it could be a little lower here but I guess it's already 14% off MSRP. And the guy was checking to see if the $1000 buildout cash you mentioned earlier was included in that $46814 price.)
Cap Cost items-
tax: 1037
registration: 400
doc fee: 129
Cap Cost: 48380
RV: 58%
MF: 0.00132

I'm in Iowa but dealer is in South Dakota...so they say they're calculating the taxes and adding them to the cap cost then they'll send the $ to Iowa to cover the taxes...

So I'm coming up with a payment in the $565 - $570 range based on a few different calculators. They're quoting me $596. Which is essentially the payment I come up with + the tax rate.

Are they double taxing me in their calculations?

Michaell

tjohnstone3 said:

So here is what I'm being quoted...I'm having trouble matching up the payment numbers they're giving me. 2015 428i XDrive Gran Coupe - Technology, Premium, Cold Weather, Driver Assistance and M-Sport packages.

MSRP: 54550
Sell Price: 46814 (they're a 'final price' dealer so no haggling...feel like it could be a little lower here but I guess it's already 14% off MSRP. And the guy was checking to see if the $1000 buildout cash you mentioned earlier was included in that $46814 price.)
Cap Cost items-
tax: 1037
registration: 400
doc fee: 129
Cap Cost: 48380
RV: 58%
MF: 0.00132

I'm in Iowa but dealer is in South Dakota...so they say they're calculating the taxes and adding them to the cap cost then they'll send the $ to Iowa to cover the taxes...

So I'm coming up with a payment in the $565 - $570 range based on a few different calculators. They're quoting me $596. Which is essentially the payment I come up with + the tax rate.

Are they double taxing me in their calculations?

With your MSRP and net cap cost, I get $571/mo. Either the taxes are calculated up front and added to the cap cost (which is what's done here) or the taxes are applied to the monthly payment. Shouldn't be both.

I would check with the Iowa and SD departments of revenue to see how this should be handled. I wouldn't trust the dealer to know how to manage this.

tjohnstone3

Michaell said:

tjohnstone3 said:

So here is what I'm being quoted...I'm having trouble matching up the payment numbers they're giving me. 2015 428i XDrive Gran Coupe - Technology, Premium, Cold Weather, Driver Assistance and M-Sport packages.

MSRP: 54550
Sell Price: 46814 (they're a 'final price' dealer so no haggling...feel like it could be a little lower here but I guess it's already 14% off MSRP. And the guy was checking to see if the $1000 buildout cash you mentioned earlier was included in that $46814 price.)
Cap Cost items-
tax: 1037
registration: 400
doc fee: 129
Cap Cost: 48380
RV: 58%
MF: 0.00132

I'm in Iowa but dealer is in South Dakota...so they say they're calculating the taxes and adding them to the cap cost then they'll send the $ to Iowa to cover the taxes...

So I'm coming up with a payment in the $565 - $570 range based on a few different calculators. They're quoting me $596. Which is essentially the payment I come up with + the tax rate.

Are they double taxing me in their calculations?

With your MSRP and net cap cost, I get $571/mo. Either the taxes are calculated up front and added to the cap cost (which is what's done here) or the taxes are applied to the monthly payment. Shouldn't be both.

I would check with the Iowa and SD departments of revenue to see how this should be handled. I wouldn't trust the dealer to know how to manage this.

Thanks for the quick reply. I felt like I was taking crazy pills and wanted to get someone else's opinion on this before I questioned it with the dealer. The ONLY other thing I can come up w/ is that they didn't include the destination cost ($995) in the vehicle price and didn't disclose it to me as a cap cost item. That # is similar to the taxes due and would potentially be the missing piece of the puzzle.

Michaell

tjohnstone3 said:

Michaell said:

tjohnstone3 said:

So here is what I'm being quoted...I'm having trouble matching up the payment numbers they're giving me. 2015 428i XDrive Gran Coupe - Technology, Premium, Cold Weather, Driver Assistance and M-Sport packages.

MSRP: 54550
Sell Price: 46814 (they're a 'final price' dealer so no haggling...feel like it could be a little lower here but I guess it's already 14% off MSRP. And the guy was checking to see if the $1000 buildout cash you mentioned earlier was included in that $46814 price.)
Cap Cost items-
tax: 1037
registration: 400
doc fee: 129
Cap Cost: 48380
RV: 58%
MF: 0.00132

I'm in Iowa but dealer is in South Dakota...so they say they're calculating the taxes and adding them to the cap cost then they'll send the $ to Iowa to cover the taxes...

So I'm coming up with a payment in the $565 - $570 range based on a few different calculators. They're quoting me $596. Which is essentially the payment I come up with + the tax rate.

Are they double taxing me in their calculations?

With your MSRP and net cap cost, I get $571/mo. Either the taxes are calculated up front and added to the cap cost (which is what's done here) or the taxes are applied to the monthly payment. Shouldn't be both.

I would check with the Iowa and SD departments of revenue to see how this should be handled. I wouldn't trust the dealer to know how to manage this.

Thanks for the quick reply. I felt like I was taking crazy pills and wanted to get someone else's opinion on this before I questioned it with the dealer. The ONLY other thing I can come up w/ is that they didn't include the destination cost ($995) in the vehicle price and didn't disclose it to me as a cap cost item. That # is similar to the taxes due and would potentially be the missing piece of the puzzle.

Dealers are notorious for juggling the numbers to confuse the customer. Make sure you understand every line item cost in the contract before signing.

mitchryan

I looked for a 2016 model year forum but couldn't find it, so I figured I'd post here...

Interested in leasing a 428i Gran Coupe. Can you help provide the residuals and money factors, assuming the following:
- 2015 428i GC 24 mos, 10k miles and 12k miles
- 2015 428i GC 36 mos, 10k miles and 12k miles
- 2016 428i GC 24 mos, 10k miles and 12k miles
- 2016 428i GC 36 mos, 10k miles and 12k miles

Do 435i GC's have the same residuals and MF's?

Also, do you know whether courtesy and service vehicles are eligible for the same RF, MF, and incentives as new cars? I'm sure the answer is "it depends", but how much of a discount do you think one could get if there's between 5k and 10k miles used (even if on a 2016 model)?

To the moderators, thanks so much for all of the help over the years. These forums haven't just saved me thousands of dollars, they've also removed stress from the car shopping experience. Much appreciated...

Michaell

mitchryan said:

I looked for a 2016 model year forum but couldn't find it, so I figured I'd post here...

Interested in leasing a 428i Gran Coupe. Can you help provide the residuals and money factors, assuming the following:
- 2015 428i GC 24 mos, 10k miles and 12k miles
- 2015 428i GC 36 mos, 10k miles and 12k miles
- 2016 428i GC 24 mos, 10k miles and 12k miles
- 2016 428i GC 36 mos, 10k miles and 12k miles

Do 435i GC's have the same residuals and MF's?

Also, do you know whether courtesy and service vehicles are eligible for the same RF, MF, and incentives as new cars? I'm sure the answer is "it depends", but how much of a discount do you think one could get if there's between 5k and 10k miles used (even if on a 2016 model)?

To the moderators, thanks so much for all of the help over the years. These forums haven't just saved me thousands of dollars, they've also removed stress from the car shopping experience. Much appreciated...

Try here (all 4-series are the same to us):

http://forums.edmunds.com/discussion/36226/bmw/4-series/2016-bmw-4-series-lease-questions#latest

mbc320_sport

Hi Moderator,

Get a quotes from a BMW 435 xi Executive Demo
Mileage: 3,604

MSRP: $57,245
Selling price: $45,599.99
Capped Fees: $925
Cash Cap Reduct: $1781.24
Lic:$455.25
Upfront fees: 109.00
Total Taxes: $1615.07

Drive Off: 3000.00
MF: 0.00155
Residual: 59%
Month Payment: $487.00

What do you think?

Thank You,
Kevin

Michaell

mbc320_sport said:

Hi Moderator,

Get a quotes from a BMW 435 xi Executive Demo
Mileage: 3,604

MSRP: $57,245
Selling price: $45,599.99
Capped Fees: $925
Cash Cap Reduct: $1781.24
Lic:$455.25
Upfront fees: 109.00
Total Taxes: $1615.07

Drive Off: 3000.00
MF: 0.00155
Residual: 59%
Month Payment: $487.00

What do you think?

Thank You,
Kevin

First, the MF is marked up. Base MF this month is .00135.

Second, we don't recommend making a down payment on a lease. If the car is stolen or totaled, you lose that money.

mbc320_sport

Michaell said:

mbc320_sport said:

Hi Moderator,

Get a quotes from a BMW 435 xi Executive Demo
Mileage: 3,604

MSRP: $57,245
Selling price: $45,599.99
Capped Fees: $925
Cash Cap Reduct: $1781.24
Lic:$455.25
Upfront fees: 109.00
Total Taxes: $1615.07

Drive Off: 3000.00
MF: 0.00155
Residual: 59%
Month Payment: $487.00

What do you think?

Thank You,
Kevin

First, the MF is marked up. Base MF this month is .00135.

Second, we don't recommend making a down payment on a lease. If the car is stolen or totaled, you lose that money.

Thank You for your info,

If I do MSD, how much MF I can reduced?

Thank You again and I asked too much question in the forum.