2015 BMW 328xi Lease Questions

bmwgrrrl

Hello! Can you tell me if this is a good lease offer please:

2015 328xi Sedan (Custom Order)
Luxury Line
Premium Package
Cold Weather Package
10k miles a year / 3 year lease
MSRP $47,050.00
Selling price: $41,814.00
Money Factor .00130 Non MSD's
Money Factor MSD"s .00081
Residual 63%


$399.00 a month, $4,603.50 (Fees plus 7 MSD's; MSD's are $2,800.00).
OR
$370.00 a month, $5,661.19 (Fees, NJ taxes and 7 MSD's; MSD's are $2,800.00)

*Includes drive credit of $1,000.00
*Test drive credit $1,000.00


So, is this a good offer? Are they leaving any incentives, rebates, or dealer contributions out? Is there any room for negotiation? Thanks!

kyfdx

bmwgrrrl said:

Hello! Can you tell me if this is a good lease offer please:

2015 328xi Sedan (Custom Order)
Luxury Line
Premium Package
Cold Weather Package
10k miles a year / 3 year lease
MSRP $47,050.00
Selling price: $41,814.00
Money Factor .00130 Non MSD's
Money Factor MSD"s .00081
Residual 63%


$399.00 a month, $4,603.50 (Fees plus 7 MSD's; MSD's are $2,800.00).
OR
$370.00 a month, $5,661.19 (Fees, NJ taxes and 7 MSD's; MSD's are $2,800.00)

*Includes drive credit of $1,000.00
*Test drive credit $1,000.00


So, is this a good offer? Are they leaving any incentives, rebates, or dealer contributions out? Is there any room for negotiation? Thanks!

If it's a 2015, I'd guess a 39 month lease, not 36 months..

Do you have the CAP cost number?

bmwgrrrl

No, it's 36 months. It's a custom order and I wouldn't take delivery until next month before the holiday deals end (was told I can't lock in holiday credit after new year). I'm not putting money down but I am putting MSDs:

$4,603.50 (Fees plus 7 MSD's; MSD's are $2,800.00) ---- $399.00 a month,

OR

$5,661.19 (Fees, NJ taxes and 7 MSD's; MSD's are $2,800.00) ----- $370.00 a month


Thoughts?

kyfdx

bmwgrrrl said:

No, it's 36 months. It's a custom order and I wouldn't take delivery until next month before the holiday deals end (was told I can't lock in holiday credit after new year). I'm not putting money down but I am putting MSDs:

$4,603.50 (Fees plus 7 MSD's; MSD's are $2,800.00) ---- $399.00 a month,

OR

$5,661.19 (Fees, NJ taxes and 7 MSD's; MSD's are $2,800.00) ----- $370.00 a month


Thoughts?

It looks like a great deal.

gio6

Hello. I was wondering if I could get the latest numbers for leasing a 2015 328 ix ?
thanks

kyfdx

gio6 said:

Hello. I was wondering if I could get the latest numbers for leasing a 2015 328 ix ?
thanks

.00130 MF and 60% residual for 39 months, 15K/yr. $1000 Holiday Credit.

bmwgrrrl

Moderator, please go back and look at the deal I posted at the top of this thread. Turns out it IS a 39 month lease. Is this still a good lease deal?

kyfdx

bmwgrrrl said:

Moderator, please go back and look at the deal I posted at the top of this thread. Turns out it IS a 39 month lease. Is this still a good lease deal?

Read the thread.. pretty sure I answered that already. (also, knew it was 39 months, as well)

samny1

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

kyfdx

samny1 said:

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

.00130 MF and 60% residual for 39mo, 15K/yr. $1000 Holiday Credit. Either model.

No idea on USAA discounts.

bmwgrrrl

Hi, what is the current money factor and residual on 39 month and 36 month, 10,000 mile lease?

2015 328xi (metallic paint)
luxury line
heated seats option
premium package

thanks!

samny1

kyfdx said:

samny1 said:

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

.00130 MF and 60% residual for 39mo, 15K/yr. $1000 Holiday Credit. Either model.

No idea on USAA discounts.

Thank You!

Same numbers for 36 month?

Thanks

kyfdx

samny1 said:

kyfdx said:

samny1 said:

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

.00130 MF and 60% residual for 39mo, 15K/yr. $1000 Holiday Credit. Either model.

No idea on USAA discounts.

Thank You!

Same numbers for 36 month?

Thanks

The numbers are worse for 36 months.

kyfdx

bmwgrrrl said:

Hi, what is the current money factor and residual on 39 month and 36 month, 10,000 mile lease?

2015 328xi (metallic paint)
luxury line
heated seats option
premium package

thanks!

.00130 MF and $1000 Holiday Credit.

63% residual for 39mo, 10K/yr. 62% for 36mo, 10K/yr

floydfan1

Hi,

Apols is this was already answered but I scanned and couldn't find a mention...

Do you have the current residual values for a 2015 320i for 39 months/10k miles?

Also, on a side note, for these 39 month promo leases, do you get extra miles prorated? I.e., is it 30,000 miles for the entire term or does the dealer/BMWFS give you an extra "2400" miles because the term is three months longer than usual? I notice on the BMW USA website that is explicitly says 10,000 miles "per year".

Many thx

kyfdx

floydfan1 said:

Hi,

Apols is this was already answered but I scanned and couldn't find a mention...

Do you have the current residual values for a 2015 320i for 39 months/10k miles?

Also, on a side note, for these 39 month promo leases, do you get extra miles prorated? I.e., is it 30,000 miles for the entire term or does the dealer/BMWFS give you an extra "2400" miles because the term is three months longer than usual? I notice on the BMW USA website that is explicitly says 10,000 miles "per year".

Many thx

.00130 MF and 62% residual. $1000 Holiday Credit.

A 39mo, 10K/yr lease has a mileages allowance of 32,500 miles. 3.25 years X 10K/yr.

floydfan1

Thanks

killua117

Hi! I'm trying to get 2015 328i xDrive
Here are the breakdowns:

MSRP: $48200
Negotiated Price: $40719.06
All the fees & tax (rolled in): $2871.62
Net Cap Cost: $43590.68
MF: 0.00081
RV: 60%
No down Payment
7 MSDs
Monthly payment: $435

What do you think?
I don't know why fee&tax are so high.. it it normally that high?

kyfdx

killua117 said:

Hi! I'm trying to get 2015 328i xDrive
Here are the breakdowns:

MSRP: $48200
Negotiated Price: $40719.06
All the fees & tax (rolled in): $2871.62
Net Cap Cost: $43590.68
MF: 0.00081
RV: 60%
No down Payment
7 MSDs
Monthly payment: $435

What do you think?
I don't know why fee&tax are so high.. it it normally that high?

Tell us where you live and your tax rate.

bmwgrrrl

For December 2014, what is the money factor and residual on 39 month and 36 month, 10,000 mile lease?  Please show with and without 7 MSDs. 

Does MF/Res change with 12k miles?  If so, please state those numbers as well.

2015 328i xDrive

Thank you!

kyfdx

bmwgrrrl said:

For December 2014, what is the money factor and residual on 39 month and 36 month, 10,000 mile lease?  Please show with and without 7 MSDs. 

Does MF/Res change with 12k miles?  If so, please state those numbers as well.

2015 328i xDrive

Thank you!

We don't have the December numbers

bmwgrrrl

Hi do you have the December numbers now?

kyfdx

bmwgrrrl said:

Hi do you have the December numbers now?

Unless they change their mind, November numbers are scheduled through the end of the year.

bmwgrrrl

Thanks.  By the way, I just wanted to say thank you to the moderators of this site. The information you provide and the timely responses are really appreciated!

johnale

Is the December mr still 0.00130?
What are the December rv numbers for the 328xi for 39m/12k and 39m/10k?
Also are there any other incentives other than the $1000 holiday cash?
I'm looking to lease a 328xi before the year ends, should I wait until the second half of december to see if they put out more incentives?

kyfdx

johnale said:

Is the December mr still 0.00130?
What are the December rv numbers for the 328xi for 39m/12k and 39m/10k?
Also are there any other incentives other than the $1000 holiday cash?
I'm looking to lease a 328xi before the year ends, should I wait until the second half of december to see if they put out more incentives?

.00130 MF and 62%/63% residual. $1000 Holiday Credit.

Waiting can't hurt. While increased incentives aren't that likely, better deals can usually be had in the last week of the month.

johnale

What do you guys think of this offer:

2015 328xi Sedan
M Sport Line
Premium package
Cold Weather package
Driver Assistance package
Lighting package
Navigation (not tech package)
And some other accessories
39 months / 10k miles a year
MSRP $53,000
Selling price: $47,925 (includes acquisition)
Money Factor .00130 Non MSD's
Money Factor with 7 MSDs .00081
Residual 63%

Monthly payment: $438.56 + tax
Down payment: $3150 (MSDs) + $438.56 (1st month) + title/doc fees

kyfdx

johnale said:

What do you guys think of this offer:

2015 328xi Sedan
M Sport Line
Premium package
Cold Weather package
Driver Assistance package
Lighting package
Navigation (not tech package)
And some other accessories
39 months / 10k miles a year
MSRP $53,000
Selling price: $47,925 (includes acquisition)
Money Factor .00130 Non MSD's
Money Factor with 7 MSDs .00081
Residual 63%

Monthly payment: $438.56 + tax
Down payment: $3150 (MSDs) + $438.56 (1st month) + title/doc fees

That's really good... 9% off minus another $1000 for Holiday credit and base MF.. Can't get any better than that. I get your payment to the penny.. What about tax?

johnale

Tax is 7%, so $30.70 per month so total is $469.26 per month

kyfdx

johnale said:

Tax is 7%, so $30.70 per month so total is $469.26 per month

Looks good.... 12K/yr is just $13/mo., if you need more miles..

sergeym

Got almost the same deal for almost the same car. BWM 328 xdrive, M Sport, CWP, Premium Package, Tech, Lightning, Driver Assist, Sport Auto. White/Black. MSRP - $53,400.
All taxes (NJ) and fees included into monthly payments. $466 per month with $3,500 (7)MSD.
Sale price was $47,000. Doc fee a crazy $500 (could not care less). I had $1,000 ultimate drive credit.
This was for my wife and she is very happy with the car so far. I like the car too except for the crappy base sound system and rock hard RFT tires.

denwhat

I got this offer from a lease broker. Thoughts? I am located in NYC

Model 153W 328xi S USD 39,500.00
Color 668 Jet Black N/C
Upholstery KCSW Black Sensatec N/C
Options 494 Heated front seats 500.00
4AB Dark Burl Walnut wood trim N/C
4DM Highlight trim finishers pearl N/C
9AA Transport protection N/C
ZN6 Standard Instrument Cluster N/C
Net Total 40,000.00
Destination Charge 950.00
Total Suggested Price 40,950.00

324/month with taxes and 295/month without. First month, bank fee and dmv due at signing on a 39M/10K a year lease. This includes an additional 1k incentive from BMW as I am a recent college grad. Going to ask for a breakdown tomorrow, but doesn't this seem very low?

kyfdx

denwhat said:

I got this offer from a lease broker. Thoughts? I am located in NYC

Model 153W 328xi S USD 39,500.00
Color 668 Jet Black N/C
Upholstery KCSW Black Sensatec N/C
Options 494 Heated front seats 500.00
4AB Dark Burl Walnut wood trim N/C
4DM Highlight trim finishers pearl N/C
9AA Transport protection N/C
ZN6 Standard Instrument Cluster N/C
Net Total 40,000.00
Destination Charge 950.00
Total Suggested Price 40,950.00

324/month with taxes and 295/month without. First month, bank fee and dmv due at signing on a 39M/10K a year lease. This includes an additional 1k incentive from BMW as I am a recent college grad. Going to ask for a breakdown tomorrow, but doesn't this seem very low?

It seems really low. I'll guess they left out a big downpayment.. Good luck!

samny1

kyfdx said:

samny1 said:

kyfdx said:

samny1 said:

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

.00130 MF and 60% residual for 39mo, 15K/yr. $1000 Holiday Credit. Either model.

No idea on USAA discounts.

Thank You!

Same numbers for 36 month?

Thanks

The numbers are worse for 36 months.

Are the numbers even worse for 24 months? If you have them, could you give me the MF and RV on 24 and 36 months, I assume the 39 month numbers are still accurate. I also assume $1000 holiday credit is still there?

Thanks,

SM

kyfdx

samny1 said:

kyfdx said:

samny1 said:

kyfdx said:

samny1 said:

HI,

Could you please give me the Residual and MF on a 2015 328ix Sedan and a 328ix GT each for 15K at both 36 months and 39 months?

I am located in NY (Westchester to be exact).

Also, are there any current incentives available? I was told at a Mercedes Dealer that there is a USAA discount, does BMW do that?

Thanks

.00130 MF and 60% residual for 39mo, 15K/yr. $1000 Holiday Credit. Either model.

No idea on USAA discounts.

Thank You!

Same numbers for 36 month?

Thanks

The numbers are worse for 36 months.

Are the numbers even worse for 24 months? If you have them, could you give me the MF and RV on 24 and 36 months, I assume the 39 month numbers are still accurate. I also assume $1000 holiday credit is still there?

Thanks,

SM

.00130 MF for all terms

Residuals:

39mo: 60%
36mo: 59%
24mo: 65%

denwhat

kyfdx said:

denwhat said:

I got this offer from a lease broker. Thoughts? I am located in NYC

Model 153W 328xi S USD 39,500.00
Color 668 Jet Black N/C
Upholstery KCSW Black Sensatec N/C
Options 494 Heated front seats 500.00
4AB Dark Burl Walnut wood trim N/C
4DM Highlight trim finishers pearl N/C
9AA Transport protection N/C
ZN6 Standard Instrument Cluster N/C
Net Total 40,000.00
Destination Charge 950.00
Total Suggested Price 40,950.00

324/month with taxes and 295/month without. First month, bank fee and dmv due at signing on a 39M/10K a year lease. This includes an additional 1k incentive from BMW as I am a recent college grad. Going to ask for a breakdown tomorrow, but doesn't this seem very low?

It seems really low. I'll guess they left out a big downpayment.. Good luck!

Ended up leasing a 328xi base line with heated front seats and driver assistance. MSRP was 41,900. Including my 1,000 rebate from BMW for new college grad, I'm paying 340/month (including NYC taxes) with $1,500 down (which included 1st month, acquisitive, doc, and DMV fees).

I think I got a pretty good deal

cakelover

Hi, Experts,
I'm new to lease and BMW. Hope you can help with my toddler-level questions.

Can you help to check the quote I got from the dealer today?

I know that MF discussed in the forum is only 0.0013, but the dealer quoted me higher. Is that part used for negotiation as well?

I don't see that bank fee or other processing fees listed. Does that mean it will be added up later, or actually the monthly payment should might have included them all?

When I said that I wanted to put more down payment for lesser monthly payment, the salesperson put down $5482.11. I don't know how he came out this number. I guess this is nothing to do with MSD? However, the down payment is something I can get back when I return the leased car, right? I should talk to the salesperson to do MSD, instead of down payment, so that the MF can be decreased furthermore?

Thanks!

kyfdx

cakelover said:

Hi, Experts,
I'm new to lease and BMW. Hope you can help with my toddler-level questions.

Can you help to check the quote I got from the dealer today?

I know that MF discussed in the forum is only 0.0013, but the dealer quoted me higher. Is that part used for negotiation as well?

I don't see that bank fee or other processing fees listed. Does that mean it will be added up later, or actually the monthly payment should might have included them all?

When I said that I wanted to put more down payment for lesser monthly payment, the salesperson put down $5482.11. I don't know how he came out this number. I guess this is nothing to do with MSD? However, the down payment is something I can get back when I return the leased car, right? I should talk to the salesperson to do MSD, instead of down payment, so that the MF can be decreased furthermore?

Thanks!

He came up with your downpayment number to get the payment to $350/mo. Either you told him that was the payment you wanted, or he thought that payment would sell the car.

The $925 in the 2nd column added to the CAP is the acquisition fee (marked up from the base amount of $725).

The selling price is very good... Basically 7% off, minus another $2000 in incentives.

The money factor is marked up the maximum amount. That adds $26/mo.pre-tax to the payment..

The lease payment on this car, once you add back in your CAP reduction of $4265 is a lot closer to $475/mo. than $350/mo. (that's the real monthly cost).

Given your deal as it sits, I'd want $25-$30/mo. less on the payment. I wouldn't make that big downpayment, either... but, that's another story.

bmwgrrrl

So tired of these BMW dealers jerking people around. Dealers, just give your true bottom line offer and stop playing games. There is so much markup and so many outrageous fees (including hidden ones); they always come out ahead one way or another.  This is why so many people hate car shopping. It's not an enjoyable experience anymore.  And let's not forget all of the fees they tack on when it's time to turn in the car.  It's such an overpriced car as it is and for what it is and then they try and get more money out of you in the end. One way or another, they'll screw you. 

jgirl6

Question on the Multiple Security Deposits (MSD's), what happens if you are in an accident and the car is totaled is that money lost? and at the end of the lease would you roll that into the next lease if you decide to continue leasing

brooklynaudi

denwhat said:

kyfdx said:

denwhat said:

I got this offer from a lease broker. Thoughts? I am located in NYC

Model 153W 328xi S USD 39,500.00
Color 668 Jet Black N/C
Upholstery KCSW Black Sensatec N/C
Options 494 Heated front seats 500.00
4AB Dark Burl Walnut wood trim N/C
4DM Highlight trim finishers pearl N/C
9AA Transport protection N/C
ZN6 Standard Instrument Cluster N/C
Net Total 40,000.00
Destination Charge 950.00
Total Suggested Price 40,950.00

324/month with taxes and 295/month without. First month, bank fee and dmv due at signing on a 39M/10K a year lease. This includes an additional 1k incentive from BMW as I am a recent college grad. Going to ask for a breakdown tomorrow, but doesn't this seem very low?

It seems really low. I'll guess they left out a big downpayment.. Good luck!

Ended up leasing a 328xi base line with heated front seats and driver assistance. MSRP was 41,900. Including my 1,000 rebate from BMW for new college grad, I'm paying 340/month (including NYC taxes) with $1,500 down (which included 1st month, acquisitive, doc, and DMV fees).

I think I got a pretty good deal

Mind telling me what broker you used?

kyfdx

jgirl6 said:

Question on the Multiple Security Deposits (MSD's), what happens if you are in an accident and the car is totaled is that money lost? and at the end of the lease would you roll that into the next lease if you decide to continue leasing

Security deposits aren't part of the equation when it comes to GAP insurance, so they aren't at risk.

I haven't leased the same make with MSDs, consecutively... but, I wouldn't just roll them into the lease. That would be the same as a CAP cost reduction. I would make MSDs on the next lease, if available.

jgirl6

Has anyone leased a loaner from BMW? Presented with 24 mo lease for 299/mo car listed at 34,900 with 10,500 miles? Going back and forth verses 2015 328i X-drive 39 mo for 368 trying to get them down to at least 350/mo is that a practical number or would I be able to go any lower - 40k knocked down to about 37k Both offers are no money down other than inception fees. 12k per year Same equipment in both. Would be interested on what dealer was used for 340/mo I am on long island in NY, that was for 39 mo 10k per year correct, only inception fees?

jgirl6

To clarify above the number on the 2015 lease 328i xdrive MSRP 42,000 and discounted to 37,100 base model includes heated seats and moonroof only - 39 mo lease mf and rv is as quoted .00130 and 63% - one dealer quoted 389/mo, the other 367/mo both 12k per year Im looking to get 350/mo or better but have no commitments on that yet, going back to dealer tomorrow. Both saying I missed out on 1000 incentive that ended yesterday 12/29 ???? o btw the lease on the 2014 328i xdrive loaner, new was 41,775, with 10k miles on it its priced at 34,900 knocked down to 31,000 for the 299 24 mo 12k per year lease 67% residual 28k +/- Any thoughts Is 340 possible it seems low especially with no money down given the numbers listed by Denwhat is it for 10k/year lease ? whats my dealer not doing, MSRPs are almost the same?

kyfdx

jgirl6 said:

To clarify above the number on the 2015 lease 328i xdrive MSRP 42,000 and discounted to 37,100 base model includes heated seats and moonroof only - 39 mo lease mf and rv is as quoted .00130 and 63% - one dealer quoted 389/mo, the other 367/mo Im looking to get 350/mo or better but have no commitments on that yet, going back to dealer tomorrow. Both saying I missed out on 1000 incentive that ended yesterday 12/29 o btw the lease on the 2014 328i xdrive loaner, new was 41,775, with 10k miles on it its priced at 34,900 knocked down to 31,000 for the 299 24 mo lease 67% residual 28k +/- Any thoughts

I'd take the 2014 loaner...

jgirl6

Thank you so much I am driving myself crazy with this You have always been so helpful

denwhat

Yeah I got it with 39months 10k miles. I think the loaner is a great deal. I think one of the reasons why my price was low was the additional 1k discount from BMW due to new college grad, otherwise it would be ~$20 more a month (correct me if I'm wrong).

Are we allowed to post our broker/dealers? Mine was in Brooklyn

perplex79

Late to the holiday party here and hope I didn't miss an opportunity. Does anyone have the January RV and MF for a 335ix 10k/39m? Any lease cash/incentives? Still make sense to do 39m as opposed to 36? Thanks for all your help.

kyfdx

perplex79 said:

Late to the holiday party here and hope I didn't miss an opportunity. Does anyone have the January RV and MF for a 335ix 10k/39m? Any lease cash/incentives? Still make sense to do 39m as opposed to 36? Thanks for all your help.

.00131 MF and 63% residual.

Haven't seen all the numbers, yet... but, they are advertising the 39 month lease, so I'd guess that's still the best term.

Looks like the incentives are gone.

gced99

I’m looking for the current MF and RV for a 2015 328i, 328ix, 328d, and 328dx. 36/39 month, 15k per year. Do they still offer any ECO credits on diesel? Thank you very much for your help.

kyfdx

gced99 said:

I’m looking for the current MF and RV for a 2015 328i, 328ix, 328d, and 328dx. 36/39 month, 15k per year. Do they still offer any ECO credits on diesel? Thank you very much for your help.

.00131 MF on all models.

60% residual for gas, 59% residual for diesel. $500 eco credit on the diesels