# 2015 BMW 320i First Time Leasing. Help!

Vehicle Price: $41,200.00

AutoNation Savings: - $4,500.00

Vehicle Selling Price: $36,700.00

Sales Tax (estimate): + $2,377.32

Tag/Registration Fees (estimate): + $57.75

Title Fee: + $33.00

State Inspection Fee: + $39.75

Documentation Fee: + $125.00

Road and Bridge: + $10.00

Balance Due (estimate): $39,342.82

LEASE OPTIONS

Cash Due 36 months(12,000 Miles), 39 months (12,000 Miles)

$500 $472 $433

How much more do you think is reasonable to cut costs down?

AutoNation Savings: - $4,500.00

Vehicle Selling Price: $36,700.00

Sales Tax (estimate): + $2,377.32

Tag/Registration Fees (estimate): + $57.75

Title Fee: + $33.00

State Inspection Fee: + $39.75

Documentation Fee: + $125.00

Road and Bridge: + $10.00

Balance Due (estimate): $39,342.82

LEASE OPTIONS

Cash Due 36 months(12,000 Miles), 39 months (12,000 Miles)

$500 $472 $433

How much more do you think is reasonable to cut costs down?

Tagged:

0

## Comments

4I'm wondering how much i can bring down costs and from where. I heard some times dealer can pay off sales tax too

216,107What state and tax rate?

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Edmunds Moderator44216,107When I do the calculation on a 39 month, 12K/yr lease, with their total figures (but, without an acquisition fee), I get $448/mo., which is already over their quote. Add in the acquisition fee of $725 and the payment is $467/mo.

It's possible that BMWFS has tax credits available in Texas. With these numbers, I would guess they have already been applied. But, that's just a guess. You'd need to know the specific numbers they are using to calculate the lease.

.00130 MF and 61% residual for 39mo, 12K/yr

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Edmunds Moderator22218,237Edmunds Price Checker

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

5216,107What is the MSRP?

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Edmunds Moderator5218,237What is the breakdown of the $2500 due at signing? Any of that going to cap cost? What is the tax rate?

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

4MSRP: $38,170

Net Cap Cost: $36,000

Lease Term: 36 months

Mileage: 15k

MF: 0.0017

CA Tax Rate: 8.75%

I get to a monthly payment of $464/mo pre-tax, $505/ mo post-tax.

Does this look like a good deal? Looking at 'True Market Value' on my build has it at $35,220. I am going to try to negotiate it down and push for the base MF of 0.0013 (I assume this is still the going rate?) Also, come in with x7 MSD to get payment (with tax) to 423/mo. Do you all think that is doable?

55I'm paying too much upfront. Any way I can get this down?

218,237So, much room to negotiate. 5-7% off sticker is a good deal on a BMW.

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4Does that sound like a good deal to you? Anything else I could potentially negotiate down? They gave me a 60% residual value, that seems low right? Also they are charging me a $995 acquisition fee, not sure if I can negotiate that one.

Thanks for all your help!

216,1072015 320i has a residual of 62% for 36mo, 15K/yr. They can't alter that. Are you sure it's a 2015 model?

The base acquisition fee is $795... $995 is with maximum allowed $200 markup.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

20Thank you for the excellent info!

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

20218,237Dealer makes more money when the MF is inflated.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

2036 mo/10K

MSRP = $40,150

Cap cost = $35,095

MF = 0.00129 (will pay down to 0.0008)

Residual = 65%

Tags = $351

Taxes: $2105.7/36 = $58.50

I get a monthly payment of $397.57 (339.07 + 58.50) at 0.00129 - but the dealer quoted me $442.95! I get $367.41 (308.9 + 58.50) at 0.00080. I'll pay a $300 dealer fee separately.

Thank you!!!!

218,237I suspect your cap cost and their cap cost may not be the same number. Ask the dealer to confirm.

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

20216,107Don't break out the monthly tax.. just add the full amount to your CAP cost.

So, with a CAP cost of $37,200, I get a payment of $359/mo. at .00080 MF and $390/mo. at .00129 MF

If you are also adding in the $351 for tags, then add another $10/mo.

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Edmunds Moderator206BMW 2015 320i

MSRP $39400

Negotiated Price $34965

36/10k

Money Factor .00129

Residual 65%

Out of Pocket $1238.56 (Acq $795, Doc Fee, $80 and First Payment)

Monthly including taxes $363.56

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MODERATOR2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

33Index Description MSRP

Base Price $32,950.00

ZDA Driver Assistance Package 950.00

403 Moonroof 1,050.00

Special Orders & Port Added Accessories 825.00

Destination and Handling 995.00

TOTAL AS EQUIPPED $36,770.00

SELLING PRICE $32,945.00

Term 36 Months

Mileage 10,000/year

Money Factor 1.3

Residual Factor 64%

Selling Price $32,945.00

Total Capitalized Cost $32,945.00

Residual Value $23,532.80

Total Depreciation $9,412.20

Capital Reduction $0.00

Monthly Depreciation $261.45

Monthly Rent $73.42

Monthly Payment $334.87

Tax (9%) $30.14

Monthly Payment + Tax $365.01

License & Registration $349.00

Bank Fee $925.00

Documentation Fee $80.00

First Payment $365.01

Security Deposit $0.00

Drive Off $1,809.46

Trade Equity $0.00

Rebate $0.00

Due at Signing $1,809.46

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