2013 and earlier - BMW 5 Series Prices Paid and Buying Experience

kyfdx

Is that the 3yr/30K lease?

If so, that is only about $1000 off MSRP.. I'd think another $1000 off would be doable.. about $30/month less...

With no downpayment, $493/mo..

Negotiate another $1000 off, $463/mo. with nothing down..

kyfdx

I didn't break it down all the way...

Most of BMW's advertised leases leave about another $1000 to play with..

dl7265

Im sorry yes.36 months/30 which Id really need 36k miles.Does the MF affect the price more than sales price? Otherwords if I did a ED with a sales price of say 3-4k less and BMW raises the MF would the payment be about the same ?

Thanks Again,
DL

kyfdx

Well.. I don't think you can do ED on an '05 525i.. because the '06s with the new engines will be out soon...

Sales price and money factor are both important.. which is more important depends on the amount of variance... and of course, a difference in residual percentage will matter also... kind of a three-legged-stool analogy..

regards,
kyfdx

motowneer

Ordered mine on 11/27, came in on 12/31, took delivery 1/04/05. Just shy of 6 weeks.

dl7265

Right, I guess im wondering what MF might be like on new models. I was thinking the E90 sounds like its going to make a much more positive splash and hopefully 5 sales will lag enough to get a good deal.

Also, After reading all Dale's post a ED might be in order. Which brings one more question if your ED a lease and deals change month to month would I get the current deal at delivery month or paper signing. I appoligize for asking here I know my question is answered somewhere on the ED board.

DL

kyfdx

1) I'm pretty sure the latest ED program requires you to sign the papers 15 days before your ED delivery...

2) If you order in March, your lease numbers are locked in until the end of May... Assume you are signing the papers in May, you can use either the March numbers or the May numbers, whichever are better..

I reserve the right to be wrong about either of those statements.....lol

regards,
kyfdx

jim53

how does 2,740 off MSRP sound for a 2005 545?

big_jim

I am about to enter the price negotiation phase for my 530i, and have an European delivery pricing question. My dealer voluntarliy mentioned that they only act as a "broker" for the ED program, and that the discount for ED is the best I can get, since it is lower than what I would ever be able to negotiate for non-ED vehicle. Still, I have seen others that negotiated price and then also got the ED discount. Where is the truth here?

We have 2 dealers here in my city, I am assuming that I would be foolish not to get a quote from each of them? I am lucky to have a good friend in the automobile industry who has always been able to get my vehicles for dirt cheap without haggling. Unfortunately he does not have access to any BMW dealerships, so I have to negotiate for the first time in years.

Sylvia

I'm sure kyfdx will be along to help you on this one, but you might also want to check out the European Delivery: Experiences, Advice & Info discussion.

kyfdx

I don't know "where" the truth is, but I'm pretty sure it isn't at your dealer...

The dealer may be just a "broker" in the deal, but his profit is directly relevant to the price he gets from you..

You should be able to negotiate the same percentage discount from ED MSRP, as you do on a normal purchase.. Some dealers will even do a little better, since the car doesn't come out of their allocation, and affords them the opportunity to sell an extra car.

I encourage you to read the link above... A lot of good info there.. If you don't have time to read all of it, focus in on the posts from 2003, or from shipo...

regards,
kyfdx

kyfdx

burry, "BMW Owners: European Delivery" #801, 25 Feb 2005 10:37 pm

dl7265

What is the MF and Residual on 525i for 36/45k please ? Im having a hard time due to TX charging sales tax on the cap cost as well as possibility of my County charging personal property tax.

Thanks,
DL

kyfdx

60% Reidual
.00125 MF

I think BMW has some sort of balloon note option for Texas.. I think the purpose is so you qualify for the trade-in credit on the taxes at the end of the term...

Not all that familiar with it, though..

regards,
kyfdx

dl7265

Hmm The Owners Choice ? of course the new tax law does favor deducting sales tax from ones income tax burden from states that do not have a state tax (TX).On a cap cost of around 40k id be looking at adding back in the 2500 that they were wanting down it appears.

You are quick! should be on the Edmunds payroll

DL

dl7265

I drove and priced a 525i base at two Dallas BMW centers today.
1.Dealer priced the vehicle on the BMW website so 12k miles with 0 down and msrp $43,270 spit out about 600+ per month...

2.Dealer #2 said they had 63% residual on same vehicle ,BUT the interest was .016 or about 4% ?End result was about $589 for 36 with 1k down.

Both include 6.25% sales tax on the entire amount. I think...Even still these seem way out of line other deals posted on a base model that about to be replaced with a 30hp boost..

Im thinking 1k over invoice and the low MF would be the highest I would be willing to go. Any thoughts ?

Thanks,
DL

kyfdx

If you take $2K off MSRP and use the base rate (.00125), roll in the acquisition fee and a residual of 62% (63% is for 10K), then I get a payment of $476/mo. + tax.. Tax shouldn't be more than $70-$75/month... So, the payment should be under $550/mo... with only first payment and security deposit at signing..

But, those numbers are for February.. It will probably be early next week before I hear about March numbers....

I think your thoughts are my thoughts, $1K over and the base rates..

Did he really quote you a number by using the public BMW website? Or do you mean his own proprietary dealer-only site?

regards,
kyfdx

jyh

Will anyone tell me if this is a good deal for a new 2004 545i

Sprots Pkg
Premium Sound
Steptronic
Power Real Shades
Park Distance Control

MSRP $62070
Price $56970

Thanks
jyh

dl7265

It looked like the Public site to me ? I see dealer #3 has ad in the paper for 525x36 o down plus ttl and 1st months payment. Msrp of $44795, sales price $42,900.

Dealer #1 did offer to sell the 06 model thats in the paint shop due april 14th for 05 pricing.Im assuming they are not expecting a huge price increase based on that.

DL

hpowders

Sounds about $250 over invoice. Pretty good if this vehicle is a 2005 which is what I originally thought but sharp-eyed kyfdx corrected me. I would rather lease a new 2005. If leasing, even if the cap. cost is higher for the 2005, the residual % would be quite a bit higher for the 2005 than the 2004. Combine this with BMW's generous money factors(lately) and free maintenance and you have a pretty attractive lease.
Regards,
hpowders

kyfdx

Note.. the car is a leftover '04...

I'm not sure how you would price that.. and, I'd wonder why they still have it?

hpowders

Ahhh! I missed that.
Thanks!
regards,
hpowders

gold233790

When he quoted off the public site, did he indicate he would go lower, or was that his starting point?

If a dealer did that with me, I'd would be polite walking out of the shop. But there are also a half dozen BMW dealerships within 30 miles....

ssingh

I just leased a 05 525i MSRP 46170 for 42000..Here is the catch..I traded a 98 lexus GS300 with 70K and the dealership gave me 13k and I owned 16.2K ..So I have 3200 negative equity..all in all I leased the BMW 525 with 3k down and 600 a month 36 months 10k a year..This is with a trade..without a trade maybe like 520.00 a month 2500.00 down...Money factor .00170 (63 percent depreciation) I think I did well..I could have got 16k or 17k if I sold the Lexus on my own...

dl7265

Yeah, Dallas can be a very arrogant market. I didn't give them a this is it or else, due to a couple of things. One being the color combo i was interested in is just now at the port, so I had some time. The other is im a little undecided about doing a ED on the 06 at a later date.The way its going thats looking like a strong possibility. Unfortunatly for me i let my BMWCCA membership lapse last year...So

DL

dl7265

I recalled your deal. I see you ended up with a more well optioned vehicle. How much more are you enjoying your 525i over the GS?

DL

kyfdx

has the new pricing for the '06 525i and 530i.. You can build-your-own..

Pricing is up $500 on the 525i and $1100 on the 530i....

richcream

For the money, BMW has the worst interior in the class. Hands down. Very disappointing. In my case a deal breaker. There's minimalistic and then there's just bad....it's bad. They're gonna hafta add a lot more than 33hp to make up for it. I'm going with the A6 3.2 or the M35x. I'll kick myself if the 530xi (awd) comes out with an upgraded interior after the summer. Just out of curiosity: what's the 0-60mph on the 258hp 530i? lol.

ssingh

Honestly, the barking and steering are unbelieveable..BMW is trult the ultimate driving machine. Also It amazes me that it keep 63% of its value after 3 years. The GS was very nice and reliable.It had more powere then the 2.5 inline 6 but I love the 6 speed tranny on the BMW and the 17" Good year tires and the technology especially the I-drive and every ohter gadget I am still figuring out. It is different..The Lexus factory stereo(not Mark Levison) sounded way better then the factory (non Harmon Kardon) stereo...Plus I feel that there were too many gs's on the road..I dont see many new 5 series out on the road

Sylvia

IF you want to discuss BMW interiors or BMW in general - please do so in the main vehicle discussion for the BMW you are looking at (use the Browse by Vehicle pulldown on your left to locate the list of all BMW 5-series discussions)

This discussion is ONLY for Prices Paid & Buying Experiences of the 5-Series.

dl7265

Well , I thought the increase would be slight since I was offered 05 pricing on the 06.Now im going to have to pass on the 05 Silver Grey/Black arriving Monday ..ggrr. Since im going to have to get the Tip 7.6 from 8.2 means a lot

DL

sjeed

Haven't posted much in awhile, been basically on the sidelines mostly enjoying my 2003 M5. That said, while it is a great car I think there are some minor annoyances for me, and perhaps more germain to my current situation. Like being in Northern CA where gas prices are climbing again and getting 12 mi/gal since I mostly do city driving. Also, the manual transmission, right now in my life, is not as exhilirating as (a) when I got my first BMW a 2000 540i6sp, or (b) when I stepped up to my M5 2 years ago.

That said, I have been considering yet another car change. I have looked at the new Lexus GS, the Mercedes-Benz E350/E500, the Infiniti M35/45, and even the Lexus LS430. I had originally negated the new BMW 5 series because of the looks, both exterior and interior, but I think more for the exterior. But now after having looked at all of the other cars, I think that I am finding, like Apple computers, BMW is in my blood. I am going to test drive the 545i and the 530i, and possibly even the 7 series today. Does anyone have some guidance on the current best pricing and lease terms (residual and money factors) for the 5 series? Notwithstanding, I want to like the car I drive, but I also need to evaluate my "deal" in this round on an economic basis. (Obviously, the M5 was purely done on an emotional basis since MSRP was the deal, and it will probably be hard to let go if/when I arrive at this point.)

I appreciate any input.

Thank you.

hpowders

Hey sjeed. I too have BMW in my blood. Been driving only BMW since 1993. Right now nobody seems to have come up with a cure. Drove the LS 430 and the GS 430 today.
Disliked the LS. Very light steering. Didn't like the wood steering wheel. Gated shifter was tedious to use. Turns were very un-BMW like.
Then tried the GS 430. Night and day!
Very pleasantly surprised. Drives like a sports sedan. Good acceleration. Powerful brakes. Well-weighted steering. Rides great. Turns fine.
Didn't like the exterior-too bloated. Seats only average. Could use a bit more front leg room.
Try it. You might like it.
Like you, I will be trying the 2006 530 and the 2005 545.
Regards,
hpowders

hpowders

The GS 430 unfortunately also has the gated shifter and wooden steering wheel but at least with the GS they put leather on each side of the wheel where many people hold it.
I believe the GS 430 that I drove, pretty well-loaded ( navigation and Mark Levinson surround sound 14 speaker audio) had a list of about $52,000.

big_jim

When you consider that the Xenon lights are now standard in the 2006 530i, the price increase really is slight. I believe that was an $800 msrp option in 2005. Subtract that from the $1,100 msrp increase for 2006, and it's only $300 for new engine.

sjeed

I seriously looked at the new GS with every intention on the 430 (gotta have some power) but was very disappointed. Notwithstanding that it does appear to possess the traditional Lexus quality, the rear headroom seemed cramped, the trunk was horrible both in terms of its small access and the manner in which the wheel wells encroach inside making the advantage in its depth diminished by this, and for me the sight lines were poor with both the front and the rear, especially with the rear deck (and forget my 5'1" wife driving it). I hope I can get beyond some of the new stylings that turned me off about the new 5 series, because when it really comes down to it, I think BMW has done a great job of balancing the "ultimate driving machine" with the luxury goodies. I will keep you posted.

hpowders

Yes I agree with you that the sight lines could be a little better and I too was underwhelmed by the really weird shape of the trunk. I've never seen such a narrow opening. And being 6'2", I could use a few more inches of driver's seat legroom.
My wife and I rarely use the rear seats.
We usually drive in a caravan or meet people at a restaurant so I did not even consider the rear of this vehicle.
I was impressed with the ride, the brakes and especially the steering-very nearly BMW-like.
Not a perfect vehicle but Lexus has definitely made a turn in the right direction with the GS 430.
It should be priced competively with the new 530 coming out soon.
The 2006 GS 430 has earned a place on my short list of contenders.

sjeed

You cannot go wrong with a Lexus in terms of quality. I have owned/leased/driven all but the ES and the GX over the years and whatever they lack in german sport engineering they more than make-up for in quality. And that is not to say that they don't drive well. I think one of my favorites was a 94 SC300; wished we had kept it. My wife is about to get her third RX and she has loved the first two, but her test drive of the new one got her hooked to update. I look foward to hearing where you land on this issue and will let you know of my results.

Kirstie_H

If you want to compare some of these vehicles, type the word "luxury" into the search box at the left, and you'll find several appropriate topics. Let's reserve this one for pricing/buying experiences specifically related to the 5-series (and those who have already decided to buy one!).

kirstie_h
Roving Host
Host, Future Vehicles & Smart Shopper discussions

iceman2

Curious - where did you get this price quoted? (56970 for a loaded 545)

I am about to pickup a black/auburn 530, fairly loaded but no navigation, coming off the boat in two weeks. But now having serious second thoughts - have had a 2002 530i on lease, and with the new '06 coming out wondering if the 545 is worth the extra money. (Lease is up and don't want to wait for the new 530).

Anyone have any thoughts or see good pricing?

weno2

I'm looking at 02 530 w/Cold, Sport and Premium packages, and seeing pricing for around $33K. But I'm now thinking about an 02 540. The asking $ for the 540 is about 2K more, but I'm seeing them w/o the mentioned package combinations. Thinking I can get the 02 for under $30K, should I consider the 02 w/toys, or take the higher HP, and go for the 540?

cmybimmergo

That depends entirely on what is important to you. I just bought an 02 530 5 spd w/ sp, pp, and some cw options, and it was 32,950 before taxes and fees. I also looked at a couple of 02 540s, 6 spd, without cw or sp. The 530 has enough horses for me, and the higher cost of the 540 coupled with fewer options and lower gas mileage definitely was a deal breaker (plus I wanted the sport package).

How many miles do they have on them?

petp

looking at a 525 w/ auto, PP, and cold weather pkge.
MSRP is 47K, dealer said he'll give it to me for 43.5K.
lease is 36mo/12K mi, 3K down, 4900 total at signing with the taxes (NY) added into down pmt, 480/mo

is this a good deal or should i wait a few more weeks till the new engines start coming in and get a better price???

thanks vm!

scotlow

I am also shopping. Your deal looks like mine except I am in the 530i. The dealer I am at is anxious. The '06 nodels were on the bmw site end of last week and I think the dealers got pissed. It looks like the price incr is only going to be net 300 considering the zeon headlites are std in '06 (1100 - 800).

With the 5 series getting bigger engines in both 525/530 models, why buy an '05 now unless you really think the deal is going to blow away what you could get on an '06 in a few months?

This dealer tells me in one sentence that they always offer fair deals and don't try to make anymore than 8% on deals. Then, when I began talking about the '06 and the above facts, he says, "We will NOT be selling the '06 for a penny less than MSRP". They will be ordered site unseen and delivered right off the truck. We will only have ONE model available for test drive. - YEAH RIGHT! -

There goes the FAIR PRICE only 8% profit claim!!

I do know bmw just introduced a special lease deal on the 525.... $449 with 2500 down. Before, with the same option it would have been $515 with 2500. All of this is before dealer contributions.... Checkout the website and make sure your current offer is atleast as good as this...

No doubt this SALE is to push the '05 out given the excite is now leaning toward the '06 arrivals....

weno2

530 has 26K; 540 has 33K. Both have AT.

hpowders

They can't sell what you will not buy. Simple principle of economics. Wait 'em out. They will deal.

kyfdx

I get a price of $402 + tax on your deal..

That would be with $3000 cap cost, 1st payment, security deposit and $900 acq.fee upfront..

I think you mean your taxes are added into the monthly payment, not the downpayment..

So, it seems your dealer is marking up your money factor... or finding some profit elsewhere..

Also, it isn't advisable to make a large downpayment on a lease.. that money is at risk, if your car is stolen or totaled early in the lease term..

I get $516/mo. + tax with only first pymt and security deposit due at signing... Acquisition fee is rolled into the cap cost.. About $557/mo. including tax, assuming 8% rate. (that is about $3600 less out of pocket).

regards,
kyfdx

kyfdx

Drive the 530i.. If you are happy with the power (and it is definitely NOT underpowered), then that is the way I would go..

Why pay for the extra fuel, higher acquisition costs and higher depreciation, and higher maintenance on a 540i, if you are happy with the 530i?

I do recommend the sport package on the 530i, though..

regards,
kyfdx

jyh

Bay Area in Northern CA. It is a 2004 model. The car was still there as I decided to lease a full loaded 2005 model two days ago.

jyh

Thank you for your advice. I leased a 2005 model with 62% residual value after 3 years.

jyh