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Lease deal, good deal?

thl107@yahoo.com[email protected] PAPosts: 5
edited July 2015 in INFINITI
I got a quote from a PA dealer for a 2015 Q50 AWD Base (no moonroof). Please let me know your thought.

$4K down and $287 a month for 39 mons and 10K mile a year.

The total cost (including tax and all the fees) is $14906 and the residual would be $22319.

Tag fees and doc fee is 127 and 134. Capitalized taxes is 450 and Acq Fee is $700.

I dont know the MF and plan to tell the dealer that I don't want to put anything down (I rather increase the monthly payment).

Comments

  • kyfdxkyfdx Everywhere, USAPosts: 123,012

    I got a quote from a PA dealer for a 2015 Q50 AWD Base (no moonroof). Please let me know your thought.

    $4K down and $287 a month for 39 mons and 10K mile a year.

    The total cost (including tax and all the fees) is $14906 and the residual would be $22319.

    Tag fees and doc fee is 127 and 134. Capitalized taxes is 450 and Acq Fee is $700.

    I dont know the MF and plan to tell the dealer that I don't want to put anything down (I rather increase the monthly payment).

    Would need to know MSRP and selling price.

    .00018 MF and 56% residual.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • MSRP IS $41,930 and selling price is $36,506.82. Thanks
  • MichaellMichaell ColoradoPosts: 114,602

    MSRP IS $41,930 and selling price is $36,506.82. Thanks

    I get $344.80 before tax with those numbers (and $0 down - we suggest you do not put money down on a lease; if the car is stolen or totaled you lose that money)

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2016 VW Jetta 1.4T SE / 2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • watson1981watson1981 Posts: 4
    edited February 2016
    Please tell me if this is a decent deal on Q50 AWD sports-

    lease term 39 months
    miles per year 12000
    MSRP 48,195
    final sales price 41,140
    acquisition cost 700
    gross cap cost 41840
    cap cost reduction 1486.06
    Adj cap cost 40353.94
    registration fee 378
    tax on cap cost red 130.03
    doc processing 80
    DMV filing fee 29
    residual value 25061.4

    monthly payment (including tax) = $481.91

  • kyfdxkyfdx Everywhere, USAPosts: 123,012

    Please tell me if this is a decent deal on Q50 AWD sports-

    lease term 39 months
    miles per year 12000
    MSRP 48,195
    final sales price 41,140
    acquisition cost 700
    gross cap cost 41840
    cap cost reduction 1486.06
    Adj cap cost 40353.94
    registration fee 378
    tax on cap cost red 130.03
    doc processing 80
    DMV filing fee 29
    residual value 25061.4

    monthly payment (including tax) = $481.91

    Is it a 2015? If so, then no, something is off.

    .00008 MF and 52% residual

    $398/mo.+tax.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • kyfdx said:
    Please tell me if this is a decent deal on Q50 AWD sports- lease term 39 months miles per year 12000 MSRP 48,195 final sales price 41,140 acquisition cost 700 gross cap cost 41840 cap cost reduction 1486.06 Adj cap cost 40353.94 registration fee 378 tax on cap cost red 130.03 doc processing 80 DMV filing fee 29 residual value 25061.4 monthly payment (including tax) = $481.91
    Is it a 2015? If so, then no, something is off. .00008 MF and 52% residual $398/mo.+tax.
    Yeah 2015. Guess I was too impatient and could not negotiate well.
  • MichaellMichaell ColoradoPosts: 114,602


    kyfdx said:

    Please tell me if this is a decent deal on Q50 AWD sports-

    lease term 39 months
    miles per year 12000
    MSRP 48,195
    final sales price 41,140
    acquisition cost 700
    gross cap cost 41840
    cap cost reduction 1486.06
    Adj cap cost 40353.94
    registration fee 378
    tax on cap cost red 130.03
    doc processing 80
    DMV filing fee 29
    residual value 25061.4

    monthly payment (including tax) = $481.91

    Is it a 2015? If so, then no, something is off.

    .00008 MF and 52% residual

    $398/mo.+tax.

    Yeah 2015. Guess I was too impatient and could not negotiate well.

    Write it off as a learning experience .. we'll be here when it's time to set up your next lease.

    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2016 VW Jetta 1.4T SE / 2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

    Q50 Sport
    MSRP - $46,600
    Terms: 39mo X 15K miles
    At signing: $1,430 (includes 1st payment)
    Payment w/ 6% tax: $494
    Dealership to make 2 remaining payments on my BMW totaling $1,376
    MF was .00032
    RV was 50%

    Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.
  • joe131joe131 Posts: 996
    The ideal lease would require $0 or low down payment and $0 or low out of pocket costs at signing.
    The best way to compare leases that are similar in those respects, and have the same length term and miles, is to calculate cost per mile. Add up all the lease payments, tax and fees and divide that sum by the total number of miles allowed during the lease. Compare the cost per mile of each lease offer and choose the one with the lowest cents per mile.
    There is no need to be concerned about the money factor or residual value unless you want to buy the car at the end of the lease. If you want to save money, just compare the pennies per mile cost for the car(s) you want.
    Required maintenance costs or free/included maintenance should also be factored into the total cost of the lease when figuring per mile cost.
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