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2013 and earlier BMW X5 Prices Paid and Buying Experience



  • nevisnevis Posts: 9
    Thanks kyfdx, you're always so helpful.

    I am relatively a careful driver, so my current car of 3 years has one ding from the shopping cart and a few small scratches on the bumper. I think the measure by BMW is that any scratches less than 2" is considered to be normal wear and tear, but of course every dealer might be a little different on this.

    Say, when you return the car at the end of the lease, and they ask for repair cost, is it possible to try to return it to another dealer or get an extension to fix it at another shop?
  • kyfdxkyfdx Posts: 64,724
    Always have a pre-turn-in inspection... They will send an independent inspector, or have you come by the dealer for an inspection.. about three weeks before turn in... that way, if there are any issues, you can have them taken care of yourself at probably a lower cost..

    You don't want to turn it in on the last day of your lease with no inspection, and be at the mercy of the inspector... Most are honest and forgiving, but you never know..

    If you treat the car like you own it, you'll have no problems..



    Prices Paid, Lease Questions, SUVs

  • hpowdershpowders Posts: 4,301
    Hey Kyfdx.
    I was offered invoice plus $2000 on an X5 4.4.
    MSRP $57575
    invoice $53117
    cap cost $55117($2458 off MSRP)
    My question is in these days of slow SUV sales and higher gas prices, do you think offering $1000 over invoice or even less is more in line with today's market?
  • kyfdxkyfdx Posts: 64,724
    1) I really have no concrete idea of how the market is for an X5 4.4...

    2) I doubt gas prices have a lot of effect on the $50K+ SUV market.. For a poor schlub (like me) who is trying to stretch his finances to get into a $32K Suburban or something similar, it might be different..

    3) You can't lose by offering less... All they can say is no..

    4) If they use the base money factor and acq.fee, I don't think $2K profit is a bad deal on a $57K car... Of course, less is always better.. The residuals and money factors are very favorable right now, so the lease payments should be reasonable.



    Prices Paid, Lease Questions, SUVs

  • hpowdershpowders Posts: 4,301
    Okay. I offered the following deal and it was accepted by email
    X5 4.4
    MSRP $57575
    Invoice $53117
    Cap. cost $55117
    mf 0.00125
    residual 60%
    acquisition fee $695(after I questioned them on jacking it up to $1000!)
    Should be $683.51 pre-tax.
    My current 325 lease is up August 2nd and the dealer would take the car off my hands because he
    figured out I have "broken even on equity" in my current lease.
    What do you think?
    I saw a lot of X5's sitting on his lot and the quickness that he accepted my offer makes me think I could probably do better.
    He asked me to call him. I didn't agree to anything.
  • kyfdxkyfdx Posts: 64,724
    I get the same number.. That should leave you with 1st pymt, security deposit and acq.fee upfront + title/license.

    Another $1000 lower would save you $29/mo.+tax.

    It doesn't sound bad, if that is the car you want... With $2000 to work with, I'd make sure that included all "dealer fees".. Tell them if they have another fee, they'll have to subtract it from your selling price.. If they are taking you out of your 325i two months early, that is worth something to you, as well..


    P.S.: What kind of gas mileage do you expect to get?


    Prices Paid, Lease Questions, SUVs

  • hpowdershpowders Posts: 4,301
    Ah yes. The gas mileage problem. I have seen an estimate of only 14 mpg combined. I do mostly highway driving so maybe 18mpg. Of course my 325 gives me 26 mpg combined. I figure at least $500 a year more in gas per year.
    Heck people are complaining a lot over on the M35/45 board about getting only 16 mpg combined with either M and those are sedans.
    As always, thanks a lot for you advice.
  • hpowdershpowders Posts: 4,301
    Hey kyfdx. I was offered a fairly good deal on an X5 4.4 as posted above. Money factor is .00125 as it should be. Obviously not selling well or it would have been jacked up.
    My monthly payment pre-tax would be $683.51. As a repeat customer, my security deposit would probably be waived. I would like to lower the monthly payment by paying multiple security deposits up front. How much is the money factor lowered for each security deposit pre-paid up front and what is the maximum amount of security deposits I am allowed to pre-pay?
    Thank you.
  • kyfdxkyfdx Posts: 64,724
    Old plan: 9 extra deposits... .0001 for each one, for total of .0009 lower... No brainer deal... Unfortunately, this is the old plan..

    New plan: 5 extra deposits.. .00005 for each one, for total of .00025 lower.. Still saves money, and a better return than a CD, but not a "must-do", like the old plan.


    P.S.: Probably would save about $20/mo. on your deal, with an extra $3400 in deposits...


    Prices Paid, Lease Questions, SUVs

  • karykary Posts: 2
    Hello All,
    I am getting a great deal on 2002 X5 which has just 16000 mles on it.

    Can any body advise whether 2002 X5 has any maintainence issues.
  • karykary Posts: 2
    I am getting a 2002 BMW X5 with 16000 miles on it for under 30,000 can any body advise whether this is a good buy and this model does not have problems.
  • cm23cm23 Posts: 4

    i'm a leasing novice who would greatly appreciate some guidance. familiarity with the new york market (i'm based on long island) would be a real plus.

    i received this offer:

    2005 x5 3.0i
    with automatic transmission, coldweather package (estimated at $750).
    heated steering wheel ($150), pdc ($700), and leather upholstery ($1,450)

    36 months/10k year (lowest miles i could get, i will probably use less)

    msrp: $46,720
    money factor: .00125
    residual: 61%

    $1,417.71 up front - comprised of first month $650, security $650,
    dealer fees $67.50 (and apparently another $50 not itemized)

    this package represents my basic requirements ( i'm not even sure about the pdc but the dealer says it would save only $7/month).

    a few questions, please:

    is this a good/fair deal?

    any suggestions as to how i can do better?

    anything essential from the "a la carte" menu that i'm omitting?

    finally, i would like an upgrade on the cd player - i believe the dealer said the basic package only accomodates a single disc.. any advice on what that should cost?

    thanks to one and all for any assistance..

  • kyfdxkyfdx Posts: 64,724
    This is a terrible deal.. Off the top of my head, it looks like they are selling you the car for MSRP.. And that is with the assumption that the payment includes sales tax.. BMW X5s are not exactly flying off the lots..

    Here is what it should look like:

    $46,720 MSRP
    $44,220 Selling price ($2500 off.. still lots of profit left)
    $44,845 Cap cost (selling price + acq.fee)
    3yr/30K lease
    Residual 61%
    MF .00125
    Monthly payment $546/mo.+ tax..

    This is with the same upfront cost that you provided..

    Your dealer is correct about the cost of the PDC.. probably under $10/mo.. Upgrading to a CD changer is expensive on a BMW... Usually, they can't residualize the entire cost.. Something simple like this can cost you $20/mo.



    Prices Paid, Lease Questions, SUVs

  • cm23cm23 Posts: 4
    thanks, kyfdx. i very much appreciate your time and assistance.

    just to clarify:

    you indicate that the monthly payment should be $546 plus tax. can you calculate what that additional tax cost would be.

    and if, as you say, the x5s are "not flying off the lot", should i be able to obtain a deal that doesn't leave the dealer "still lots of profit left".

    any advice on which long island or ny dealers might be the best to contact?

  • kyfdxkyfdx Posts: 64,724
    Ahh.. New York.. missed that part..

    So, make the acquisition fee $900 instead of $625... (add $8/mo. to payment, and blame NY's vicarious liability laws).

    Tax is around 8.25% in NY? So, the adjusted payment of $554/mo. with tax becomes $599/mo. tax included..

    When I said "lots of profit", I didn't mean they were getting rich off of you.. Just that the deal I proposed has a good possiblity of being accepted without grinding for days and days with dozens of dealers.. A lot of people report $500 over invoice deals, but that doesn't mean they are easy to come by... I just used this example as something that would be fair and achievable.. $600/mo. with only first payment and security deposit upfront..

    If you can get the selling price down another $1000, then it would save you $30/mo.. That might be hard to do, though.. I don't have any recommendations for NYC area dealers... I've heard of low prices from Open Road BMW in Edison, NJ, or Carbone in Utica, NY (that might be a haul from where you are).



    Prices Paid, Lease Questions, SUVs

  • nyccarguynyccarguy Stamford, CTPosts: 11,322
    Some of those Long Island dealers can be very cocky about their luxury cars. My parents bought 2 BMWs (an '04 X5 3.0iA & an '05 530iA) from Wide World of Cars last year in Spring Valley, NY. The dealership is in Rockland County, about 10 minutes off the Tappan Zee Bridge. It would take you maybe an hour and change to get there (depending on where on the Island you live). Email other dealers, there are tons of them between Long Island, Westchester, NYC, Rockland, North Jersey, Southern CT.

    My email in my profile is public, if you droip me a line, I'll give you the guy's name that I dealt with.

    2001 Prelude Type SH, 2011 Pilot EX-L 4WD, 2015 Infiniti G37x Q40 AWD

  • cm23cm23 Posts: 4
    kyfdx and nyccarguy

    thank you both for your prompt and informative replies.
    your advice will definitely help my negotiaitons..

    and nyccarguy - i will drop you a line to get your contact's name. thanks.
  • HI
    prem,sport,navigation,cold,xenon,self dimm,auto

    the dealer asking 0.0015 MF NOT 0.00125 he said thats the rate in california and also he mentioned the acq 800 and its fixed by BMW i read in this forum its about 625 is he making extra profit here?

    MSRP 53870
    I Ofered 51000 679/month incluide tax 10k/36

    he didnt agree!!!

    ahould i offer more or find some one else
    any help appreciated
  • sharmabmwsharmabmw Posts: 45
    Keep negotiating. You can find the base MF for .00125. Plenty of people do it. He IS marking up the acquisition fee. Broaden your search for dealers in California. If you're close to Santa Barbara, try those guys.

    good luck
  • thank you

    so how much shoud i offer over the invoice? and what is the ACQ FEE in california and the registeration?

    he offer 2300 of the MSRP
  • kyfdxkyfdx Posts: 64,724
    Acquisition fee is $625 in every state but NY ($900). BMWFS allows the dealer to mark up the fee by $200 maximum for extra profit.

    I'd have a lot more respect for a dealer who honestly told me that, rather than lie about it. The fact that the dealer will flat out lie when questioned would make me find another dealer..

    Of course, if they wouldn't agree to use the base rates, I'd find another dealer, anyway..



    Prices Paid, Lease Questions, SUVs

  • hi

    i got finaly the car thanks for your help


    believe it or not 9500 usd off the Msrp , still cant believe it even the car sitting in my garrage (im sleeping in the car today :P )

    mrsp arround 52000

    I PAID ARROUND 42000 + 1800 FOR EXTENDED WARRANTY incase i will decide to buy it later on
    MONTHLY 510 incluid tax 10000/36month no down payment

    wow thanks for every one for thier help and support

    BTW i payed 825 acq fee
  • vic528ivic528i Posts: 4
    Hi, What city did you buy this? This is a great deal. Thanks, Vic528i
  • Modesto California
  • vic528ivic528i Posts: 4
    I have been to a number of dealers. Your numbers are not real and do not make sense. No one is discounting it this much. The best you can do is Invoice + 500. .
  • jharonisjharonis Posts: 7
    where is this report available

  • hrowehrowe Posts: 2
    Hi Kary,

    Did you end up buying this SUV? I'm looking to buy a -02 X5, precertified, with 37K miles,
    Prem pack, Cold W pack, hifi sound ...for $36K (asking price).


  • fun6889fun6889 Posts: 27
    Hey anyone out there have good pricing for X5 3.0 at NJ/NYC area?
  • nsharmansharma Posts: 2
    I have just started my search for a 2005 X5 3.0. I live in city with one BMW dealer, hence negotiating is tough. Can anyone recommend a dealer known for dealing in the SE region of the US? I'm actually within 100 miles of the factory where these things are made, so it seems like I should be able to find a deal.
  • sharmabmwsharmabmw Posts: 45
    Try Nalley BMW, Decatur, GA (closer to Atlanta).
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