Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/25 for details.
Options

Chronic Car Buyers Anonymous (Archived)

1180218031805180718083236

Comments

  • MichaellMichaell Moderator Posts: 262,320
    qbrozen said:

    Michaell said:

    Hey, you lease hackers, any chance of scoring a deal on a GT3? Just had a guy get a quote of almost $3400/mo.

    MF is marked up .00100, and the dealer tacked on an extra $15k to the sticker.

    The "deal" is to buy one. A 2016 is worth $120k now. A new 2019 is $145k.

    $3400/mo is $122k over 36 mos. That makes absolutely no sense on a $145k car. Was it one that was loaded up with a full other 911 worth of options?
    Actually, I may have screwed up the math. MSRP was $145k, marked up to $171k. So, $25k plus

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • 28firefighter28firefighter Member Posts: 9,827
    Handed off the keys to the Stelvio tonight. Took 3 weeks with some significant diligence required.

    Ally is slooow.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • marcogallo1986marcogallo1986 Member Posts: 1,164
    @28FF nice glad it went to an new home!
  • marcogallo1986marcogallo1986 Member Posts: 1,164
    Lol nice on all of the Porsha. Stuff. Above
  • breldbreld Member Posts: 6,919

    @breld. Could you tell what the equipment level was on that 340i?

    I didn’t take a close look, and to be honest, not being all that familiar with the new 3-series, I’m not sure I’d be able to tell what features and packages it has over standard.

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • 28firefighter28firefighter Member Posts: 9,827
    I dropped that M340 into a Vin Decoder - Looks like it has, I think:
    M Sport
    M Sport Suspension
    Executive Package
    Premium Package
    Driving Assistant Professional Package
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • tjc78tjc78 Member Posts: 16,959
    That's more or less Fully loaded

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • breldbreld Member Posts: 6,919
    Hmm...maybe they'd take the Q7 back in exchange for the m340.

    I don't need the third row anymore. ;)

    2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman

  • MichaellMichaell Moderator Posts: 262,320
    fintail said:

    BMW option names amuse me: "Executive", "Professional" etc.

    I'm waiting for a car with package names like "Amateur", "Hobbyist", "Entry Level".

    Poseur?

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • tjc78tjc78 Member Posts: 16,959
    edited July 2019
    fintail said:

    BMW option names amuse me: "Executive", "Professional" etc.

    I'm waiting for a car with package names like "Amateur", "Hobbyist", "Entry Level".

    Reminds me of Lincoln in the 80s and 90s.. Executive Series and Signature Series

    Like what does that really mean?

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • 28firefighter28firefighter Member Posts: 9,827
    You could buy new for what they're asking.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • ab348ab348 Member Posts: 20,287
    Don't forget the Pontiac Executive.

    2017 Cadillac ATS Performance Premium 3.6

  • fintailfintail Member Posts: 58,419
    Surprised BMW doesn't have a "VIP" trim level (ala 1966 Plymouth) - might go well with the ego of so many local drivers. A "Bill Blass" or "Cartier" trim level would be cool too.
  • 28firefighter28firefighter Member Posts: 9,827
    To USAA's major credit, they're handling this swiftly. Opened claim on Saturday, saw their adjuster yesterday, and they're issuing payment today along with setting me up with a rental. No argument yet, though I'm waiting to hear from my preferred shop what they'll do the work for.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • mb_enthusiastmb_enthusiast Member Posts: 241
    qbrozen said:

    nyccarguy said:

    Mazel-Tov! Beautiful! Best of luck to you! The board has got some Audi Fever.

    A visit to the service technician should clear that right up.
    I was really happy with how my Q8 had no problems...

    Now, 2000k miles on the odometer, something is loose in the left B pillar. I hear a clicking and squeaking noise while I am driving. That is very irritating. I have to blast the stereo to not hear it.

    The MMI system froze yesterday, and I had to restart the car three times in order for it to work. Audi has set up the system so that basically nothing with the car works without those two screens working.

    Today, I noticed that the tailgate latch does not always let go completely, so it gets stuck until you pull it by hand a little.

    The first available appointment at my dealer is over two weeks out. :@
    My stable: 2019 Audi Q8, 2015 Mercedes-Benz GL63 AMG, and 2005 Mercedes-Benz E500W4Found new homes: 2017 Porsche Cayenne S, 2011 Mercedes-Benz R350 BlueTEC, and 2004 Volkswagen Phaeton V8Illinois real estate broker and commercial property manager
  • mb_enthusiastmb_enthusiast Member Posts: 241
    edited July 2019
    Michaell said:

    Hey, you lease hackers, any chance of scoring a deal on a GT3? Just had a guy get a quote of almost $3400/mo.

    MF is marked up .00100, and the dealer tacked on an extra $15k to the sticker.

    They talk a good game at the Semersky dealerships a.k.a. The Exchange Audi and Porsche in Highland Park, Illinois. Might try them. They are the biggest in the Midwest, and they have some in stock. Napleton Porsche Westmont (Illinois) goes down to buy rate easy. Didn't even have to negotiate. Asked them what it was, the salesman said, 'There is a markup here, but we are willing to go to the buy rate.'
    My stable: 2019 Audi Q8, 2015 Mercedes-Benz GL63 AMG, and 2005 Mercedes-Benz E500W4Found new homes: 2017 Porsche Cayenne S, 2011 Mercedes-Benz R350 BlueTEC, and 2004 Volkswagen Phaeton V8Illinois real estate broker and commercial property manager
  • tjc78tjc78 Member Posts: 16,959
    edited July 2019
    Thoughts on this deal?

    Q50 Signature Edition which has the styling of the Sport 400 with the 300 HP motor.

    MSRP $44645 / sell $36250
    $396 39/10 all in with nothing DAS (not even first month) except a $499 broker fee.

    I know the infotainment is antiquated with no CarPlay but it does have NAV.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • kyfdxkyfdx Moderator Posts: 265,718
    tjc78 said:

    Thoughts on this deal?

    Q50 Signature Edition which has the styling of the Sport 400 with the 300 HP motor.

    MSRP $44645 / sell $36250
    $396 39/10 all in with nothing DAS (not even first month) except a $499 broker fee.

    I know the infotainment is antiquated with no CarPlay but it does have NAV.

    Seems like a good deal, relative to MSRP

    300 HP is nothing to sneeze at.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • stickguystickguy Member Posts: 53,355
    Bite your tongue. Some people around here think that it’s dangerous to be driving around in something that underpowered.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • marcogallo1986marcogallo1986 Member Posts: 1,164
    @breld. Call treating your servant get that BMW you talk about the ball rolling here to support you. Because that’s what we do in here
  • marcogallo1986marcogallo1986 Member Posts: 1,164
    @TJC Go for it!
  • marcogallo1986marcogallo1986 Member Posts: 1,164
    I know all these names at somebody’s order manufacturers use make me laugh at that they’ve used in the past to wake mentioned above.g I know all these names it’s on these or do manufacturers use make me laugh at that they’ve used in the past to wake mentioned above.
  • au1994au1994 Member Posts: 3,705
    tjc78 said:

    Thoughts on this deal?

    Q50 Signature Edition which has the styling of the Sport 400 with the 300 HP motor.

    MSRP $44645 / sell $36250
    $396 39/10 all in with nothing DAS (not even first month) except a $499 broker fee.

    I know the infotainment is antiquated with no CarPlay but it does have NAV.

    Seems to be a pretty good deal to me, good value for the money. 300hp is fine in everyday driving. We'd all like to have more but...

    CarPlay is nice but I don't use it everyday in the Subaru and even then I just use it for Google maps. The X1 doesn't have it, didn't come out till the 18's. I'm less concerned with the infotainment but would want to make sure there some safety nannies aboard. I've become so used to blind spot and a good camera now.

    2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
    2024 Audi Q5 Premium Plus Daytona Gray over Beige
    2017 BMW X1 Jet Black over Mocha

  • kyfdxkyfdx Moderator Posts: 265,718
    Our AWD G37 was a fat pig with 328 HP, and it was fast enough to make your eyes water.. ;)

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • graphicguygraphicguy Member Posts: 14,120
    tjc78 said:

    Thoughts on this deal?

    Q50 Signature Edition which has the styling of the Sport 400 with the 300 HP motor.

    MSRP $44645 / sell $36250
    $396 39/10 all in with nothing DAS (not even first month) except a $499 broker fee.

    I know the infotainment is antiquated with no CarPlay but it does have NAV.

    Sounds like a great deal. But, do yourself a favor and drive one in a spirited way (is there any other way?) to see what you think of the steering. I found it extremely “wonky” and at times, I had no idea what the car was doing (nor the steering wheel).

    They may have fixed that. But, drive it to confirm.

    Said it before, if an Infiniti is your want. Get the G/M...or anything with the 3.7 drivetrain and switchgear.
    2024 Kia EV6 GT-Line AWD Long Range
  • 28firefighter28firefighter Member Posts: 9,827
    I’d say drive it to make sure you can tolerate the infotainment. It is pretty horrendous.

    Also there is a trim of the 3.0t running around that has no carplay and no Nav. Just triple check it isn’t this trim.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • tjc78tjc78 Member Posts: 16,959
    Not rushing into anything. Vacation next week, and then the following week two nights away (one business/one pleasure) so not much time to car shop.

    I’ve driven that car when it was still a “G”. I really liked it.

    The Signature does have Nav, the nicer seats and most of the safety nannies except BLiS. Not sure why that’s omitted.

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • tjc78tjc78 Member Posts: 16,959
    edited July 2019
    kyfdx said:

    Our AWD G37 was a fat pig with 328 HP, and it was fast enough to make your eyes water.. ;)

    Considering both my cars are slow, 300 HP in the Infiniti will feel like a rocket.

    The 2012 LaCrosse I had was 300HP but it such a porker it didn’t feel like it

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • 28firefighter28firefighter Member Posts: 9,827
    The G was and is very nice. The Q is quite different.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • qbrozenqbrozen Member Posts: 33,737

    2000k miles on the odometer

    2000k translates into 2,000,000 miles. Pretty sure you got your money's worth. ;b

    So, really, do you mean 2k miles? 20k miles?

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • qbrozenqbrozen Member Posts: 33,737
    Just for fun, I checked carvana and vroom on my bimmer again today. WOW! The depreciation is staggering. Their offer has dropped $5k in just a few months. $30.3k from carvana, and $29k from vroom. My residual 16 mos from now is around $33k.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • 28firefighter28firefighter Member Posts: 9,827
    The offer on the X1 is ~$21k. My residual is $26k in 5 months. And now, with a smack to the rear and the original damage on it from when it was a loaner, this thing has to be worth in the high teens.

    A lot of car for that money though for whomever gets it.
    2025 Jetta GLI Autobahn, 2024 Jeep Grand Cherokee 4xE
  • ab348ab348 Member Posts: 20,287
    Sorry to hear of members being upside-down. Some of you may remember Oscar Koveleski, founder of the Polish Racing Drivers of America back in the late '60s/early '70s. IIRC they issued stickers proclaiming the existence of the "Upside-Down Club". Their slogan was "Always on Top!". :)

    2017 Cadillac ATS Performance Premium 3.6

  • au1994au1994 Member Posts: 3,705

    The offer on the X1 is ~$21k. My residual is $26k in 5 months. And now, with a smack to the rear and the original damage on it from when it was a loaner, this thing has to be worth in the high teens.

    A lot of car for that money though for whomever gets it.

    Last time I checked thats about what ours was worth vs what we owe.

    2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
    2024 Audi Q5 Premium Plus Daytona Gray over Beige
    2017 BMW X1 Jet Black over Mocha

  • MichaellMichaell Moderator Posts: 262,320
    The MINI is paid off, and probably worth $8-12K, the Subaru is positive by $6-7K and the Jetta goes back in 3 weeks.

    It's been years since I've been able to say that.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • tjc78tjc78 Member Posts: 16,959
    Positive equity? What’s that lol

    I’m buried in both for sure. Elantra will be cheaper just to pay the 3 payments if I wanted to get out

    2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic

  • MichaellMichaell Moderator Posts: 262,320
    tjc78 said:

    Positive equity? What’s that lol

    I’m buried in both for sure. Elantra will be cheaper just to pay the 3 payments if I wanted to get out

    Trust me - I've lived that story for years. Frequent trading out of the wife's car was not good for our financial health, auto-wise.

    Getting the Outback was the best thing for us to break that cycle, especially here in CO.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • qbrozenqbrozen Member Posts: 33,737
    edited July 2019
    the only thing on the positive side of the loan in my driveway is the minivan, of all things. It is possible, as long as good leasing deals exist, this may be our last financed vehicle ever. ;)
    I believe it will be paid off in the next few months.

    '11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S

  • xwesxxwesx Member Posts: 17,687
    edited July 2019
    If I could find a buyer for the Q7, I would be free and clear again. As it is, lots of equity in that one, despite the fact that it has suffered about 50% depreciation since I bought it. I should probably just keep it at this point, but I would really like to send it on down the highway.

    After driving the 08 Forester and Focus for most of the summer (when not riding my bicycle), I can certainly say that the Q7 is buttery smooth and wonderfully quiet, though. You lose sight of those qualities when you use a vehicle every day.

    I get about 500 mile a tank, and I filled it up on May 19.... then not until June 30, and I don't think I have put a hundred miles on it since then. I have more miles on my bicycle (about 650 as of this morning) during that same period. :D
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • thebeanthebean Member Posts: 1,266
    Kudos to you for riding your bike. The only time we can reasonably ride a bike here Texas in the summer is between the hours of 6 and 9 am.
    2015 Honda Accord EX, 2019 Honda HR-V EX
  • xwesxxwesx Member Posts: 17,687
    thebean said:

    Kudos to you for riding your bike. The only time we can reasonably ride a bike here Texas in the summer is between the hours of 6 and 9 am.

    I felt that way last night. Temp was around 90 when I went home at 6pm, with wildfire smoke in the air (air quality index noted it as "moderate"). It felt oppressing. This morning's ride, with temp around 65 and AQI at about 90 (still moderate, but more smoke than last night), was much more comfortable.

    I had to skip two weeks ago altogether, though, because we had really thick smoke and temps that were about 90 all that week. I could handle the temp, but I still need to breathe!
    2018 Subaru Crosstrek, 2014 Audi Q7 TDI, 2013 Subaru Forester, 2013 Ford F250 Lariat D, 1976 Ford F250, 1969 Chevrolet C20, 1969 Ford Econoline 100
  • kyfdxkyfdx Moderator Posts: 265,718
    Positive equity in my BMW, since the day I paid cash for it.. ;)

    Wife's BMW has a 72 month, 0% note, and with $9400 trade-in, might be even. (after 22 months).

    Tacoma lease is way under water, with 11 months to go, mostly due to the crazy 82% residual for 36/12. But, we'll just turn it back in, so we'll be even in 11 months.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • tifightertifighter Member Posts: 3,786
    All titles, no notes here. As a wise scholar once said:

    "That's the way, uh-huh uh-huh, I like it..."













    "...uh-huh uh-huh."

    25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd

  • fintailfintail Member Posts: 58,419
    BMW obsessed old co-worker just dumped his ~13 M3 (which he picked up maybe 2 years ago after having a ~12 550i for under a year, I think he lost his shirt on that one) for a 16 M6 Gran Coupe competition. I suspect his resale hits are like a lease payment in themselves. I give it 2 years tops.

    I just make sure I like the car before I sign, then no worries about red ink as I won't want to sell. Maybe next time I'll get off the lease carousel.
  • DaverceeDavercee Member Posts: 101
    That car looks amazing, andres3!
  • stickguystickguy Member Posts: 53,355
    RDX is our little nest egg! I assume upside down in TLX but that’s not an issue until lease end and I decide to buy out or return. Likely return, or I will be buying 2 cars!

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • sdasda Member Posts: 7,580
    I hope what I experienced today is not indicative of future interactions. When I was in the process of buying the Audi, I asked if it had two keys. I also noticed someone swiped the volume knob from the console. They indicated the car had two keys and would replace the knob. As I was getting ready to commit to buying the Audi I asked that they confirm it had two keys. It didn’t. Knowing they can be expensive I asked that they provide it. We came to an impasse and I walked. Well, who knew, on my drive home, after disappointing my wife telling her the deal fell thru, they called back and said they would get a second key. The rest of the transaction went well and they have been good to the agreement.

    Today the salesman called and said the key and volume knob were received and they confirmed with the Audi dealer that they will pay for the programming cost when I take the car to them on Saturday. All good, my experience with the selling dealer is positive.

    I call the Audi dealer to confirm my appointment and that the selling dealer is paying for the key programming. The attitude by the service advisor was somewhat condescending but confirmed the appointment. I asked if they could confirm all recalls were completed which they said the would and also asked that they reset the Service reminder as VW did the service but don’t have the tool to reset the reminder. I got a curt, that will be $70 as we didn’t do the service and you are taking up a technician’s time. Now that’s a good way to impress a potential repeat service customer. We’ll see how it goes.

    By the way, if I had to pay for the key, it is $252 for the transmitter, $75 for the internal key and $140 to program plus tax, about $500!

    2021 VW Arteon SEL 4-motion, 2018 VW Passat SE w/tech, 2016 Audi Q5 Premium Plus w/tech

  • corvettecorvette Member Posts: 11,291
    Sometimes a local locksmith can do that type of work cheaper but that may not be an option with VW/Audi since I think they have laser cut keys.

    Can you reset the service reminder yourself without a tool?

    The cool thing about the Nissan/Infiniti smart keys is that you can get a used one and reprogram it to a different car. They just have to cut a key blank for the emergency key. I think it was around $150 to do that on my G37.
  • nyccarguynyccarguy Member Posts: 17,501
    kyfdx said:

    Our AWD G37 was a fat pig with 328 HP, and it was fast enough to make your eyes water.. ;)

    That’s a fair assessment

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD

This discussion has been closed.