Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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BTW, I got my undergraduate at a fairly expensive (for the time) private college and my masters at a state school. Annual tuition for both was $3,000/year.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
3/2.5 "Modern Colonial", no garage. Nice small yard and lots of woods around, end of a cul-de-sac in a great family town. With the highest property taxes in the region (very little commercial base), but great schools.
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
- It's big and likely would be "mine" 90% of the time instead of something like the 65/35 it is now with the Tacoma.
- Being the size of a small duffel bag, the engine is hilariously small for the engine compartment.
- There's some initial lag/hesitation but once you're up to speed it moves quite well and there's more than enough power for passing, maintaining speed, and towing. It doesn't sound like a truck though. It handled and rode decently, on par or better than my experience in my Dad's F-150.
- This was the LT trim so it came with the 13" screen, wireless AA/CarPlay, usual assortment of power equipment, auto climate, heated seats/steering wheel (40/20/40 split front bench), etc. No parking sensors, just a camera. Fixed rear window as well, which is disappointing because I frequently open the Tacoma's or use it as a pass-thru. The backseat is cavernous as expected and that seat also folds up.
It didn't wow us, but I don't need it to. I want to be able to chuck muddy baseball equipment, lacrosse equipment and other odds and ends for the house or rentals in the bed, haul the family (not in the bed), and tow things. It will do all of that without any fuss. Alas, dealers being dealers they were, as the SM put it, "astounded" where I came up with my offer and the mere mention of a one pay caused wrinkled brows and sighs that could be heard across the land. The sales rep, who was either new or untrained, had no idea about the Costco incentive. Though they came down a little bit, a deal was not struck but I told them to contact me if they change their minds or we will if we decide to shift to a Colorado.
Impressive. My wife won't drive the Tacoma at all. I guess she would if there were some dire emergency, but for anything "regular?" No. 0.0 percent chance.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Colorado is a heck of a nice package if that's your fall back.
2024 Jeep Grand Cherokee L Limited Velvet Red over Wicker Beige
2024 Audi Q5 Premium Plus Daytona Gray over Beige
2017 BMW X1 Jet Black over Mocha
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Sarah-N-Tuned did a review of the 2.7 Silverado a little while ago and quite liked it IIRC. You should be able to get a good deal on one so wait for their call.
2017 Cadillac ATS Performance Premium 3.6
Refinanced in 1985 to 11.25%, 1986 to 9.625% and in 1987 to 7%, if I remember correctly, all 15 year mortages.
We currently have a 30 year 3.25% mortgage and currently are not in a hurry to pay it off.
Our car loans are at 0.9% and 1.9%.
For certain, the larger vehicle and higher seating position tend to hide your speed; easy to get up to 100 in this thing before you know it. Definitely an Autobahn cruiser.
I have more confidence in the twisties in the S4, part of that might be the trick rear sport diff in the S4 coupled with being lighter and lower. Also, need to accustom myself to the BMW to gain trust in the turns, but no matter what, it is an SAV/SUV. Doing some slalom exercises on one of my favorite local roads where no one is ever watching there was a good amount of tire slippage, but it was still very much in control. The M-sport limited diff is a "add-on" option I think few people checked when buying these. If you want that you get the X3M probably.
The used car dealers are not that motivated on Macan Turbo's, and from what I was seeing, it's because some Uncle Money bags comes along quickly and is happy with a little $500 off on a $69,999 asking price.
Im mot a cylinder snob (a 4banger mustang is fine by me) but I still can’t get my head around a 4 cylinder full sized barge truck.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Eco Pro Mode = What's that?
Comfort = Quiet luxury cruiser
Sport = Now I know why you have an m40i badge
Sport Plus Dynamic = Lewis Hamilton mode on.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
That Chevy 2.7L is in a class by itself, putting out as much torque as a 5.0L Coyote. I know they have done wonderful things with turbos but that engine must be horribly stressed. Will it last? Only time will tell.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Currently townhouse at 2.825% fixed 30; Audi is 0% and new furniture is also 0%. Seinfeld may love the Drake, but I love the 0% (just like Mr. Blutarsky).
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
The house we moved up to in '93 is paid off, and the cabin in the high country carries a lower mortgage balance than many car loans these days. Time heals most wounds.
2017 Cadillac ATS Performance Premium 3.6
It’s kind of weird being mortgage free. But a nice weird. Won’t really notice for a while the way the big projects are stacking up!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I’m predicting that the Q7 will be gone on Saturday and the search for a replacement will commence
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Your Ohio Taxes are comparable to your CT taxes?
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Yes they are very high. In CT was mostly based on square footage but here the County bases new builds on selling price.
We will see what happens when they revalue in another year or two.
In CT, property tax on our house for 2022 was 10.7K. For 2023 it went up to 13.3K(new high school), so not complaining too much.
This 2009 Outback looks interesting:
https://www.nybestmotors.com/vdp/20584983/?utm_source=cargurus.com&utm_medium=referral&utm_campaign=cargurus_listings
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I received a note from the UOA company last year that they detected trace amounts of coolant in the oil again. So, I put it into hibernation for the winter (it maybe has 2,000 miles on it since the last oil change, all of which were last summer when I had it on loan to a guy). I had a suspicion that the issue originated with the EGR cooler (which is deactivated, but still physically present on the engine).
With that in mind, I dug into it starting Saturday night and... sure enough... there is *definitely* an internal failure in the EGR cooler! The entire bypass pipe to the intake was filled with coolant, and it appears that a small amount was slowly being drawn into the cylinders with the air. Not good, for sure!
Thankfully, I have a delete kit, so I have now removed it from the equation. I hope to have the vehicle buttoned up tonight and back in action.
What is “a delete kit”?
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I guess a tune is required after the delete to clear the check engine light?
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
It wasn’t too long ago that a car which made it to 100k was something unique but these days anything under 200k seems acceptable. I don’t ever think I’ll ever get used to that. My trouble is that it takes longer and longer to find the low mileage gems that I crave.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Your Charger just showed up a couple of times on my MSN home page.
Yes, delete kit just blocks off air routes between exhaust and intake and bypasses the coolant routing so that it continues to service the engine areas that need it. Previously, the EGR cooler was apparently corroded internally (I will pull it apart to inspect after I get the car running), so it was a very poor coolant pipe, and, when it was working, the only thing it did very well was quickly cake up the intake system on the vehicle to heavily constrict airflow.
The first car I owned that had a catylitic converter was my ‘75 Grand Prix bought used in ‘77. It had the 400 CID V8 and was pretty quick but I thought it still felt a little constipated. Fortunately, GM built that catalytic converter with a drain plug on the bottom. When I removed that plug almost a gallon of multi-colored beads (brown, tan and almost black IIRC) fell out. Once drained, the car ran so much better.
Fast forward to when I bought my ‘80 Park Ave. used in ‘83. That car had the 350 CID V8 but it still had a catalytic converter. However, by then GM wised up to folks draining their first generation converters so they didn’t use a screwed in drain plug like on the Grand Prix. That cat had a heavy duty sheet metal plug that was pressed into the bottom of the cat housing. To get that beast out would have required chiseling/prying it out. I didn’t want to do that for fear of ruining the cat shell. So, I bought a catalytic converter “test pipe” from J. C. Whitney and lo and behold the test pipe proved that cat was also a terrible constipator to exhaust flow so I just drove it forever testing it.
Also, it was even easier to defeat the EGR valve. All that had to be done on GM V8’s was to remove the vacuum line to it and insert a machine screw or golf tee into the vacuum line. Wala, that problem was now solved too.
Sure was a lot easier to get a car running better back in those days.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Oh, for sure I wouldn’t want to be caught by the EPA for cheating with emission systems. Kinda like I fear the IRS when I do my taxes.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
There's always something!
You must need to buy it.
I have had zero interest so far. Kind of surprising. I’m debating when I should make the first price adjustment.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
My father hollowed out a converter and put it on my CJ7. Passed the visual inspection (of course) and passed the sniffer test with flying colors. So what was the point of those cats in the early days?
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
You otta be glad the EPA didn’t find out you destroyed, on purpose, an emmisions device. I was careful not to destroy mine. I just modified one and removed the other.
You better hope the EPA doesn’t monitor this site. There is no statute of limitations for doing what you had done. And good luck trying to blame someone else for doing it. The guy holding the bag is always the responsible party.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)