Hyundai Sonata 2006-2007

averigejoe

The question of insurance with car or driver depends on state law and the exceptions to the general rule of the state law.

skyler01

I was looking at the specs on the 2007 Sonata (and the 2007 Entourage). No XM radio. I thought all 2007's would have XM standard. Just wondering -- doesn't affect me. I have the 2006 Sonata (35,000+ miles).

flatibby

I use to be an Airport Manager for a major rental car company, and I would like to clarify that certain state are required by law to already include Loss Damage Waiver within the rental contract. (ie. New York) Thats why their rental rates are always much higher then if you were to rent, say Florida. But if a Loss Damage Waiver is offered as an option (They can't force you to take it) where you rent a vehicle, and you declined the coverage, #1 your personal insurance company is seeked out FIRST for the cost of the damage. #2 Whatever deductable you might have left can be process through your credit card, if they provide the coverage. American Express for one always automatically covers for rental car. Now make sure what vehicle class you're renting. If it's a Sonata, you should be fine. If it's a Large SUV you can forget about credit protection. Having it filed through this can be VERY time consuming. Largely people take the waiver coverage through rental car company because they are from out of country or just feel that it's less time consuming incase anything happens to the car (Regardless of Fault) or they do not have personal car insurance. All you have to do is fill out one form and they will take care of the rest. (ALSO, they cannot deny you a rental if you don't have personal insurance.) Company are required to cover the minimal and up to $1 million liability.

Anyways, I certainly hope this will give you all some useful information. I have been a long time lurker in this forum and decided to sign up immediately once someone posted question regarding rental car coverage.

While in subject of the Sonata, I plan on giving up my 2003 Tiburon hopefully sometime in 2007. I have gone to the dealership to sit in a nice LX model whenever I brought my Tibby in for service. I compared the seating to the GLS model, and I find that Leather was much more comfortable then the cloth seats.

miamixt

I agree with what what our Host asked. Rental Agencies also mention they do not hold liability insurance on their own Cars.

"If someone hits you..their fault.. and they are adequately insured, you can collect your damages from them. But, if you are at fault, your car is damaged by a hit & run, or if the person who hits you has cruddy state minimum coverage, you have to make a claim against your physical damage coverage in order to be indemnified.

I recently mentioned I was in a bad accident in March in AZ. I had a rental 2006 Maxima. The girl who hit us had the state minimum coverage of 15K per person/30K per occurance for injury and 15K for property damage liability. The Maxima, even with 12K miles, had to be worth at least $25K. There was probably a few thousand $ damage to the car we were pushed into. She didn't have enough coverage. If it were my car, rather than a rental, I would have had to make a claim against my policy".

OK, so who paid for the Car you were pushed into, and the remainder of the cost of your accident, as the person who hit you did not have adequate coverage?. Every Rental company I have ever used (and I've rented about 50 times) makes it clear that you, the Renter is responsible, no matter who's at fault?. And Enterprise for example, and from personal knowledge, won't hesitate to sue you. I'm sure they all do?.

bhmr59

Enterprise is a major rental car company. They self insure. At $15 a day for the damage waiver, last I checked in my area, that charge undoubtedly covers all the losses they incur, fender benders & totals.

Pat, Enterprise is a good company, but recognise that each store manager has flexibility in pricing. They offer % discounts to insurance agents & some other occupations. We went to Phoenix at the same time last year & this year. Dealt with the same Enterprise store both times. Different manager in '06 than '05. He was going to reduce the ins. agent discount. At the end, we didn't get the weekly rate for the first 7 days "because of the ins. agent discount". Last year we did. But with all that happened this year & time restraints I didn't feel like spending a lot of time arguing over something like $80 (which was cost shared between 2 of us). This "store" (manager) was not good. The other "store" closer to our accident scene which picked us up at the scene and supplied a replacement vehicle was teriffic.

Guess it's alot like different car dealers selling the same brand of car. Sorry to be getting off topic.

miamixt

So did you purchase the Damage Waiver?. Ok, I could have sworn??. I always decline any and all coverage provided by a Rental Car company Also you mentioned about "deductible" when using a Gold Card. I think was referring to the entire rental:

"What is this benefit?
When certain terms and conditions are met, the *isa Auto Rental Collision Damage Waiver benefit ("Auto Rental CDW") provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. In your country of residence, this benefit is supplemental to, and excess of, any valid and collectible insurance from any other source".

bhmr59

Damage to the rental car, in excess of the deductible, would be paid by the rental company or its insurance company if the rental company isn't self insured. If the contract makes the renter responsible for ALL damages, the renter's personal car insurance would, under "drive other car" coverage, pay for damage in excess of the renter's deductible on his own car provided the renter insures one or more of his owned vehicles for physical damage.

The person who hit us is responsible for all injuries and vehicular damage (including the vehicle we were pushed into). If the liability insurance on the car/driver who caused the accident is inadequate, the owner of the car is then primarily responsible, the driver secondarily responsible. If the owner has inadequate insurance and owns property, he could wind up losing his property. However, the damage waiver has nothing to do with damage to the third car or personal injuries.

miamixt

I think I knew all that, and I know you know what you are speaking about!. But if this young person does not have enough coverage, they will go after you and your Insurance company next. That's why they make sure that you understand you are ultimately responsible. You made it sound like Enterprise didn't really care about the balance.

And by no means let this discussion be construed as an argument of any kind, even though it's off topic. I was just wondering the same thing that Pat asked!

vhreb123

Does anyone know if you have to pay some sort of out of state fee if you don't live in it and purchase a car?

vhreb123

Are rebates a dealer to customer thing or a manufacturer (such as Hyundai Motor Company) to dealer thing? What I am asking is do the manufacturer give the dealer the amount of rebate the customer qualifies for or do the dealer have to pay the customer back out of their own pocket for the rebate money?

backy

Typically you pay the taxes to the state in which you live, when you register the car there.

backy

Most rebates are manufacturer to buyer. But you can sign over the rebate to the dealer, so the manufacturer pays them instead of you. That assumes the dealer deducts the same amount from what you pay them. So everything is even-Steven.

vhreb123

So are you saying you don't have to pay any more than you would if you do or do not live in the state?

For example: I live in State A and want to buy a new car but State B sells the same car at a much lower price. If I go to State B and buy the car, will there be additional fees since I am not a resident of State B?

vhreb123

This rebate thing can get kind of confusing.
How do I know if the rebate was from manufacturer to dealer of dealer to buyer? Should I ask the dealer? And what do you mean when the dealer deducts the same amount when I pay them. I got a out the door price which included the rebates,fees, and tax.

vhreb123

My question is do fees such as processing, inland feight & handling, advertising, etc., have to be added on in the final price? Isn't a fee like processing unecessary? My dealer insisted I had to pay the processing fee just like they had to. Was there anybody here that were able to pay without any fees at all or were able to negotiate out of it?

pat

Welcome! Glad to have a new member even if it did take an off-topic thread to get you aboard. Hope you'll participate often. And thank you for the information.

joe97

Late availability.

backy

In general there are no extra fees (maybe a few bucks for a temporary license), although there are exceptions. For example, I think CA charges a fee to certify the emissions on a car brought in from out of state (but I don't live in CA so I'm not sure about that). If you want to be sure, you could check with the Departments of Revenue for your state and the state in which you plan on buying the car.

backy

Ask the dealer for a breakdown on the out-the-door price, which shows the rebates and other elements that went into that price (including fees and taxes). All of those would be spelled out in the purchase contract anyway. The dealer would be able to tell you which rebates are from the manufacturer and which are from the dealer. If a rebate is manufacturer-to-buyer, then the dealer will probably ask you to sign the rebate over to them (they will give you a form for this). All it means for you is that the rebate amount comes off the car's price as a discount, rather than back to you as cash. But if you took the rebate as cash, that amount would be added to the car price. So most people have the dealer deduct the rebates from the car price.

jal012773

I negotiated for two days with my dealer (mainly on my trade-in value) and we finally got to where I wanted to be. When they put the final paper work in front of me to sign they tacked on a $250 document processing fee. I told them I wasn't paying it and the deal was off. They wouldn't take the fee away, but they did tack another $250 onto my trade-in value. So I still had to pay it, but the end result for my purchase was the same.

vhreb123

backy, I did get a breakdown on the out the door price. The rebate was subtracted from a $20,000 price so I am assuming the rebate is from manufacturer to buyer. That means my dealer isn't paying a penny of the rebate which means he is selling a car for $20,000 (A 06 GLS 4 cylinder)
at this time of the year! Even if I don't get a out the door price, the dealer would be selling close to MSRP. Doesn't this price sound unreasonably high?

billward

Backy, I know that in Virginia, >LEGALLY< we would have to pay sales tax on the vehicle, even if it's purchased in another state, and claim it on our State Income Tax form; that sales tax is due on all out of state goods purchased by Virginia Residents. However, for MOST goods, there is no reasonable way for Virginia to track that, so it's an honor system... on the other hand, if you are now registering a brand new vehicle, they might catch it... at which point, if you failed to file it on your state Income Tax form, you would be liable to civil and potentially criminal penalties for tax evasion.

However, since registering the vehicle in the state is considered to be the tax payment in Virginia, they may have "already got you on the front side"... provided you were a Virginia Resident at the time.

Like everyone else, though, IANAL, IANATE (Tax Expert), and I may be wrong.

pat

I'm not following you at all - when you register the vehicle in Virginia you have to declare a sales price. At that time you pay sales tax. It doesn't have anything to do with your income taxes; you have to do this at the DMV in order to get your license plates.

It sounds like you are confusing mail orders with car purchases.

snakeweasel

I do believe that that is the same with every state. If you buy something from out of state and import it into your home state you have to pay the sales tax on it. Say if I buy something in Wisconsin and bring it into Illinois where I live legally I have to pay Illinois state sales tax on it. However enforcing that on anything but cars is very hard to do.

However that doesn't apply to stuff you bring into the state when you initially move in.

desertguy

Not necessarily. If I buy a car in Arizona and pay Arizona sales tax and then bring the car to Calif. to register it, if I can prove I paid sales tax in Ariz. I will not have to pay that amount to Calif. but if Calif. is a higher tax I would have to pay the difference. If I get an "in-transit" temporary plate in Ariz. and bring the car to Calif. I would owe Calif. their full sales tax as I didn't pay any tax in Ariz. If the car has a 50 state smog system I would not need a smog inspection. (new car only).

I had an Arizona Kia Sportage which I tried to register in Calif. and found that the car was only certified for 49 states, not Calif. Had to get a smog inspection.

backy

Yes, especially if the car has no options.

billward

Right.... you register the vehicle and pay VA state sales tax. You could TRY to get around that (as people doing buying things online.... such as buying a computer) but you have to legally declare that on your State INCOME Tax form... so registering the vehicle in another state, and then reregistering it in Virginia as a "Moved In" is how some folks might try to get around that (some states don't charge much to register a vehicle, and do the sales tax different). However, Virginia would then see that in registration...

Aw, it's just confusing. The bottom line is, don't try to do it, as if you get caught trying to cheat the tax man, you go to jail (in Virginia). If that's the source of the "savings" originally alluded to, it's not worth doing, as you'll get it either coming or going.

mamamia2

Actually I THINK you did good, jal012773. Adding another $250 to your trade-in, means (in theory) you paid LESS for your car, which IN REALITY -- at least in MY state -- means also LESS SALES TAX.

Here in IL, we pay sales tax on the purchase price, meaning the negotiated price minus the trade-in. So let's say 7% tax on $250 is a nice $17.50 in your pocket, which could be used for ehhhh, wait, what can you spend this money on, maybe a nice dinner for two at MacDonalds? Without the tip, of course.

And, btw, in IL, by law, no car dealership can charge more than $58 (or is it $59 today?) for Doc Fees.

pat

You don't have to declare it on your state income tax form, you just need to pay it at the DMV to get your plates! :-)

Now if you buy a mail-order sweater, yeah, you are supposed to declare that on your tax form and pay the sales tax. And yeah, it is pretty much the honor system.

But that's not true of the tax on the car purchase.

bguy

Muting it sounds like a good plan. However, which 6 screws are you referring to. Without a workshop manual I am not sure how to access only that specific area.

bhmr59

We're going to pay sales tax when we buy a car, in or out of state. Some states have reciprocity. I bought in FL and live in CT. FL sales tax is the same as CT--6%. I paid the 6% in FL and did not owe anything to CT other than registration & title fees. As someone else said, if I paid 5% to FL then I would owe the 1% difference to CT. If FL were a higher tax rate, I'm sure CT would not have given me any money back.

miamixt

The Tax rate can even vary within the State. I bought in Miami Dade County which has a 7% State Tax Rate. I could drive to Broward where the rate is 6.5%!. The County can piggyback their own Tax

http://sun6.dms.state.fl.us/dor/taxes/sales_tax.html

bhmr59

Sorry to hear that.

Maybe different officer holders, and I don't know their party affiliation so I'm not trying to make a partisan political statement, could make a difference.

ergsum

http://www.youtube.com/watch?v=Na3PiFqFqF4

snakeweasel

I like it :shades:

backy

Very clever--it should stick in people's minds at least.

I noticed they didn't mention the Accent or Tiburon though. Strange, since the Accent is brand-new too.

I didn't think the photo in the ad of the Sonata was particulary fetching. But it flashed by pretty fast.

ergsum

at the Hyundai plant.

http://www.youtube.com/watch?v=SV29FnEBx4o

joe97

From Hyundai:

NEW FOR 2007
MSRP reductions from $500 &#150; $800 on GLS 4-cylinder models
New SE model features standard 17-inch wheels and tires and a 234 hp. 3.3 liter V-6 engine
New top-of-the-line Limited model features a new chrome grille and an optional Infinity® premium CD changer audio system
Five star crash safety rating
Dark Cherry Red and Natural Khaki added to paint choices
Black leather interior optional on Limited trim
XM® satellite radio standard (late availability)
Engines now meet Ultra Low Emission Vehicle (LEV-II ULEV)
Improved steering wheel audio controls (late availability)

More standard features and options available across the entire line - http://www.hyundaiusa.com/vehicle/sonata/pricing/pricing.aspx | http://www.hyundaiusa.com/vehicle/sonata/trim/comparetrim.aspx

bobad

Someone's been listening Joe!

backy

That is great news, but did HMA just shoot themselves in the foot with this announcement? How many Sonata buyers will wait a bit and get a 2007 with XM and the improved audio controls?

m1miata

Some amazing stunts!

bhmr59

Hyundai will probably adjust for the XM and audio controls by how they offer the rebates. i.e. they'll probably lower the amount of rebate when the new features hit.

backy

Do you mean, lower the rebates by more than the $2000 they have already lowered them? Or do you expect the rebates on the 2007s to go up, then back down again when the XM radio feature hits?

Since XM radio is not a real expensive feature and most competitors already have decent steering-wheel sound system controls, I wonder how much of a rebate reduction will come when those features are added.

jaxs1

I don't think XM will have an effect on rebates. The MSRP may change a couple hundred dollars to reflect the XM and maybe new steering wheel controls that may come with it.
The rebates will probably be adjusted up or down as needed for meeting whatever sales goals Hyundai has vs the amount of demand there is in any given month.
Some people are waiting for XM, but I bet only a very small fraction of buyers have any idea that XM is coming and some of those don't care about it since they don't plan on signing up for the subscription.

bhmr59

By "lower the amount of the rebate" I meant that the "rebate" would be lower, i.e. rebate lowered from $1,000 to say, $500. This would increase the street price of the car without increasing the MSRP.

This "could" explain why rebates were offered so soon after the model year introduction.

Depending on when the additional features are introduced and the market at that time, there could be 3 sets of rebates 1) $2500 rebate on '06 2) $1,000 rebate on early '07 3) $500 rebate on upgraded '07.

billward

Like you say, I'm currently "Waiting"... but not for any of those, I'm waiting to sell a Rental House which will pay for (among other things) the new car.

I wouldn't wait a day for XM, as I won't end up using it... I might wait a month for the new stero controls on the steering wheel (but probably not... if the house sells soon, then I might still squeeze into a 2006, as I originally hoped almost a year ago...) I do like the new Cherry Red, though....

4good

I see nothing anywhere that leads me to believe that they are changing the audio controls.

jaxs1

Maybe they won't change them this year, but it would make sense to change then when XM comes out. Being able to change channels from the wheel would be even more important when the car has XM channels added to the AM/FM.

backy

I think it's more likely the rebates on the 2007 Sonatas will go up from $1000 after the supply of 2006s is depleted. It depends on how "late" the late availability is. The 2007s aren't that much different in content and pricing from the 2006s that Hyundai can reduce the rebates that much, i.e. down to $500 on the V6s, IMO. With V6 Accords going for $21k, the rebates on Sonatas will stay up there I think.

samiam_68

How many Sonata buyers will wait a bit and get a 2007 with XM and the improved audio controls?

Most people don't care about XM or steering wheel audio controls.