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I need help with buying a car online.

thatpinoythatpinoy Posts: 5
edited June 2016 in Nissan
I am buying my first car online from a private seller. The car is in California, I am in Virginia Beach, so taking a look and physically seeing the car is out of question. I have however gone through a good video tour of the car. The problem is going through with the purchase. I have no idea how the process goes and what fees I may encounter or what documents I need, not to mention securing the payment.

The check is coming from my bank, a used auto loan. The loan is good to go, I just don't know how to go about it all without having security. The owner has agreed to send me the title, though. I figured I would take the title to the dmv, and settle things there to make the car legally mine. That would make it legally mine, wouldn't it?

Please fill me in on anything I should be weary of. Documents, fees, anything. Thanks.

Comments

  • steverstever Posts: 52,462
    How is the car getting to you? Shipping it?
  • thatpinoythatpinoy Posts: 5
    Yeah I'm going to ship it.
  • Mr_ShiftrightMr_Shiftright Sonoma, CaliforniaPosts: 64,490
    The bank that gave you the loan should tell you everything you need.
  • steverstever Posts: 52,462
    It's always an issue sending money across country with the expectation that the seller will send the goods to you. An inexpensive car part is one thing, a whole car is another.

    Is the bank going to put a lien on the title? They may have to be the ones to do the legwork with DMV (but most likely you'll have to drive the car to DMV when you get it to verify mileage, etc.). A lot depends on the state where you register it.

    Buying a Car Sight Unseen
  • thatpinoythatpinoy Posts: 5
    Problem resolved. Once the title gets to me I will be able to make it legally mine then be able to ship the vehicle.
    Should anyone from VA buy a vehicle from out of state here are the documents you will need:
    -the car title signed over to the seller
    -bill of sale; which must have the VIN, the amount the buyer paid for the vehicle, date purchased, and signed by both the buyer and the seller
    -proof of address
    -proof of insurance
    -if financed address where the loaner wants the title mailed to
    -VSA17A
    -SUT1A
    *VSA17A & SUT1A can be found here http://www.dmv.state.va.us/forms/ both forms must be printed and completed.
    Among these documents there is:
    -titling fee of $10
    -registration fee of $40
    -tax; which is 4.10%
  • Mr_ShiftrightMr_Shiftright Sonoma, CaliforniaPosts: 64,490
    I have another suggestion. Have the seller verify that the VIN number on his title matches the one on the vehicle, and that the VIN plate is clearly visible. If there's a typo on his title, or your inspector can't find the VIN (some older cars), all hell breaks loose.
  • thatpinoythatpinoy Posts: 5
    Thanks for the tip, I will definitely do that.
  • steverstever Posts: 52,462
    Curious how the transaction is going to work - you send the seller some money and the seller then sends you the title?

    What happens if the title gets "lost in the mail"?
  • kyfdxkyfdx Everywhere, USAPosts: 127,877
    What kind of car is it... that you have to go all the way across the country to get it?

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  • thatpinoythatpinoy Posts: 5
    I decided against buying the car. Plus I was really going out on a limb for this.
    Yeah, the seller was going to mail me the title first, without the check coming in.
    It is a 2011 370Z Nismo.
  • Mr_ShiftrightMr_Shiftright Sonoma, CaliforniaPosts: 64,490
    Seller is pretty crazy to do that.
  • PF_FlyerPF_Flyer Pennsylvania Furnace, PAPosts: 9,227
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  • kyfdxkyfdx Everywhere, USAPosts: 127,877
    thatpinoy said:

    I decided against buying the car. Plus I was really going out on a limb for this.
    Yeah, the seller was going to mail me the title first, without the check coming in.
    It is a 2011 370Z Nismo.

    Good idea.. this really didn't pass the smell test.

    Keep looking, and you should be able to find something within a day's drive.

    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

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