Edmunds dealer partner, Bayway Leasing, is now offering transparent lease deals via these forums. Click here to see the latest vehicles!

Edmunds dealer partner, Bayway Leasing, is now offering transparent lease deals via these forums. Click here to see the latest vehicles!

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## Comments

38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

33Are you able to get the August MF & Residual for a 10K, 36 Mo. lease on a 2006 TSX Auto w/o Nav?

Thanks for your help!!

25Can you tell me what the Residual and MF are for August through Honda Finance for both a (3 year / 15k) and (4 yr / 12k lease). I am getting a 2006 TSX with Navi. Thanks!

33MSRP - $28,505

quoted price - $27,051

48 months /10K miles/yr

Residual given - 52%

MF given - .00283

Monthly payment: $373.26 + TTL

Also, will have to give them first month, $595 bank fee & $375 Security on signing.

I know its only 10K miles/yr, but the 52% residual is pretty good for 48 mos.

Is this a good starting point?

21I finally negotiated my price on a TSX with Navi and about 630 in accessories, that I got a half price. My final price is 28,200. While talking to the Finance Manager, he mentioned maybe I should lease and that his wife drives as many miles as I do, and she leases. Most rates quoted in the forum only go up to 15K per year. What kind of deal should I expect on this car driving between 25 and 30K per year? Thanks.

2Here is what I was quoted before negotiation. Actual info from dealer:

TSX WITH NAV. THIS IS WITH 2K DOWN

We have full disclosure here at our dealership. Here is the information you requested,

12K per year residual .60, money factor .00293

10K per year, residual .61, money factor .00293

The selling price is the price I quoted you originally, $27,695.00.

238,514Car_manHost

Prices Paid Forum

P.S. The above money factor assumes that you qualify for Honda Finance's "Super Preferred" credit tier and pay a security depsoit equivalent to your car's monthly payment rounded up to the nearest $25 increment at lease signing.

38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

38,514As far as this car's price goes, the dealer invoice price for an '06 TSX with navigation and an automatic transmission is $27,872. As you can see, the selling price that you were quoted is very attractive. This deal looks good to me. If you like the car, I personally don't see any reason not to pull the trigger.

Car_manHost

Prices Paid Forum

45I went to an Acura dealership in Texas yesterday and was quoted the following:

$26,036 selling price

$450 payment

48 months, 12K miles per month

No money down, I would have to make the first payment of $450

I'm not sure of the residual or the money factor (I think it was .000438). I tried to call them before I sent the email, but no one answered.

I need to know if I am getting a good deal or not. Please let me know if you need more information. I went by myself and of course they told me I was getting the deal of the century, but I need a second or third opinion.

Any help would be greatly appreciated :-)

4I have compiled the following data based on my discussion with a dealer and several posts on this forum. I am going to ask for the following offer. Is this reasonable? I don't want to look way out of line here.

Acura TSX without Navi - Automatic

MSRP: 28590

Negotiated price: 25400

Capitalized cost (by rolling TTL/fees into payments): 27700

Residual: 0.62

Money factor: 0.00275

Down payment: 0

Security fee: 250

At lease signup: 1st payment + security deposit = 682.69

Mileage: 15000/yr

Term: 36 months

Payment comes out to : $432.69 including 8.25% sales tax.

Please advise me. I will really really appreciate it.

This is a great forum. Keep up the good work.

Thanks.

9Carman - Here's my info, how do I check that the monthly payment quoted is correct. NJ resident, 7% Tax.

2006 Acura TSX with Nav

Price = $28,700 (includes dest)

money factor = .00283

residual = 60%

36 months, 12,000 miles

down payment = $2,312

monthly payment = $441 includes 7% sales tax

4About to start looking for a TSX with nav. Can you give me a spreadsheet where I can find out a payment? Also what should I start with as far as negotiations on a 2006 TSX Navi...0 down..36 month lease...15k miles...TTL included in payment??? :confuse:

638,514Car_manHost

Prices Paid Forum

38,514I believe that the money factor that you mentioned in your post, .00275, is off. Honda Finance's current buy rate lease money factor for consumers who qualify for its "Super Preferred" credit tier and pay a security deposit at lease signing is .00283. This is as low as this car's money factor is going to get for a lease through Honda Finance.

Car_manHost

Prices Paid Forum

38,514(with the destination charge added in) I would be happy to estimate what your monthly payment should be for you.

Car_manHost

Prices Paid Forum

38,514As far as how much to pay for a TSX right now goes, I suspect that this late in the model year dealers that are in an area that has a lot of competition will be willing to sell their leftover '06 TSX models for fairly close to dealer invoice. Try stopping by the following discussion to see how much other community members have paid for their TSXs lately: "Acura TSX: Prices Paid & Buying Experience".

Car_manHost

Prices Paid Forum

38,514Car_manHost

Prices Paid Forum

1Details:

Monthly: 359

Amount at sign up: 2199

period: 36 months

Residual value: 17,388.05

MSRP: 28505

Miles: 10,000

(does not include tax, license, title, registration, documentation fees)

Do standard specials like the one above mean no negotiations? Or can i negotiate? Also how much extra should i expect to pay for all the stuff mentioned in the parenthesis?

Thanks in advance

266Re: MF = "00283. This is as low as this car's money factor is going to get for a lease through Honda Finance."

My issue is that I can't reconcile MF = .00283 with the Honda Finance offer below. Please confirm the MF being used for the offer below.

Many Thanks.

FEATURED LEASE: Closed-end lease for 2006 TSX 5-Speed Automatic Transmission (Model CL9686JW) for $359.00 per month for 36 months with a $1,245.00 capitalized cost reduction available to customers who qualify for the AHFC super preferred credit tier. Other rates/tiers are available under this offer. $2,199.00 total due at lease signing (includes first month's payment, AHFC upfront acquisition fee and capitalized cost reduction. Security deposit waived in featured lease example. Total net capitalized cost and base monthly payment does not include tax, license, title, registration, documentation fees, options, insurance and the like). Not all buyers may qualify.

2I am interested in leasing a `06 Acura TSX

withoutNav for 36 months. My local dealer is offering a lease price of $359+tax/$27,890(MSRP). They offered me the following:$382 (tax included) a month for 36 months with 12k miles.

$2000 down payment

$1000 in fees, making it a total for $3000 due a signing.

They said this was an AMAZING deal. Well, I decided to play with some numbers and found out that that works out to be paying almost $31,890 for the car. They told me the residual is 60% - which is amazing. Here are the numbers I used and this is what I got:

MSRP: $27,890

Adjusted Cap: $26,436 (about $1,000 over invoice)

Money Down: $0

Residual: 60%

Money Factor: .00125/3%

Tax:6%

This came out to be $343 a month and a total of $1000 due a signing (aqq fee+first month).

By the looks of their initial offer ($2k down, $382/mo) it seems as if Im paying the dealer $2000 upfront to just lease the car, then another $2000 profit over the course of 36 months.

IS it possible to get a lease for $343 with nothing down?

38,514Car_manHost

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38,514Car_manHost

Prices Paid Forum

38,514Car_manHost

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38,514Car_manHost

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38,514Car_manHost

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2They offered me the below 36-month 12K lease deal on a 2006 TSX with Navi.

$379.00 per month (36 months) (Includes Tax)

$3000.00 down (Not including first months payment)

Gross Capitalized cost = $29,949.34

MSRP = $30,505.00

Residual Value = $17,997.95

Depreciation & Amoratized Amount: $8,951.39

Rent Charge: $4692.60

Total of Base Payments: $13,643.99

Total of Payments: $16,644.00

Is this a decent deal?

I appreciate your response.

31I used edmunds lease calculator to determine a lease payment for a 2006 TSX and came up over $50 per month off of the dealer. The dealer looked at the numbers and said the lease calculator was not calculating taxes correctly - how could this make the payment more than $50 a month off??? Here was what I was using and came up with:

MSRP: 28,505

sale price: 26,106

resdidual: 60%

money factor: .00290

cash downpayment: $2000

assignment fee: 595

license and tag: 143

upfront tax: 7%

36 months, 12k miles

I came up with $355 a month

the dealer came up with $408 a month

How could these figures be so far apart just due to taxes??

236,681That could easily add up to $50/mo.

Edmunds Price Checker

Edmunds Lease Calculator

Did you get a good deal? Be sure to come back and share!

Edmunds Moderator3131Sales Tax

The state sales taxes levied on the Vehicle Sales Price. Edmunds pre-populates this field based on your state, if you have entered a ZIP code.

I entered my zip, so I'm assuming edmunds calculated this correctly?

Thanks again for your help!

236,681doestax the entire purchase price.. Texas does this also.I'm not sure how the Edmunds lease calculator accounts for taxes, though I'm guessing it just applies the tax percentage to the payments. Illinois' tax treatment of leases is unusual, and I doubt the calculator accounts for it.

regards,

kyfdx

Edmunds Price Checker

Edmunds Lease Calculator

Did you get a good deal? Be sure to come back and share!

Edmunds Moderator2They offered me the below 36-month 12K lease deal on a 2006 TSX with Navi.

$379.00 per month (36 months) (Includes Tax)

$3000.00 down (Not including first months payment)

Gross Capitalized cost = $29,949.34

MSRP = $30,505.00

Residual Value = $17,997.95

Depreciation & Amoratized Amount: $8,951.39

Rent Charge: $4692.60

Total of Base Payments: $13,643.99

Total of Payments: $16,644.00

Is this a decent deal?

I appreciate your response.

27I gather leasing in IL is not good (i have not leased a car in this country before) due to the sales tax. If i live in IL, can i lease a car from a dealership in Wisconsin and save some $$? Is it worth it on a mid 20's car like an acura tsx or civic si sedan?

thanks.

27tsx (MT, no nav)

- msrp 28560 - according to dealers web site

- negotiated price - $26351

- residual - 60%

- money factor - 0.00290

- miles - 12000

- term - 36 mths

- acquisition - 595

- security - 425

- total down (out the door cost) - $2000

giving $409.75 monthly payment. is this good?

thanks.

2731I've been dealing with Chicago dealers on a TSX over the past week and one of them quoted me via email $26100 for a TSX auto w/o navi on a 36 month, 12k a year lease with all of the other items you mention, including the same money factor. They did this without hesitation; therefore, you may be able to get your negotiated price down. I have seen prices now fairly consistently below $26k and even one at $25,300 (although this was from someone in CA where it seems prices are always lower on TSXs).

I also heard that Acura may be preparing to lower the money factor on '06s once the '07s start showing up in order to clear more of them out. This is rumored to possibly take effect in a week or two.

Also, on residual it is the residual on the MSRP and not negotiated price.

2731The edmunds lease calculator does not work for calculating IL tax. I checked this by having one of the dealers fax me their worksheet. What you need to do is calculate the tax first and add it. I now use a slightly simpler calculator found here:

http://www.leaseguide.com/calc.htm

I then calculate my tax seperately and then add on the aquisition fee ($595) and put the final value in "costs added to lease". Your cap cost reduction is then your downpayment. One other item to remember is that usually your first month's payment and IL tags ($143) will come out of your downpayment - so figure on taking $450 to $550 off your downpayment first, then put the remainder into the cap cost reduction. This should get you very close to the $409. Once you are close, you can then play around with different numbers and see how good a deal you can get.

Good luck! I'm going to hold out a little longer and see if these money factors drop....

27So - do u or anyone have any inside info on the '06's? I have a manual, charcoal that i have my eyes on but 2 different dealers seem to each have 1 so maybe i can afford to wait if u think the MF or prices are going to drop within the next month max.

31I'm in the same boat with you also - I like red in the TSX and there are currently 5 of them. This is a bit of a risk to wait, but I think I'll roll the dice. Since there are 2 in your case, I wold probably be more pressured to head out and see what they can do....also remember, the end of the month is fast approaching. That should give you more negotiation leverage as well. If you do decide to buy, please post back and let us know how it went. If I hear more on the change in money factor, I'll post it here.