BMW 3-Series Lease Questions

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  • krose2122krose2122 Member Posts: 1
    Hi Car Man - I am leasing a 2010 328xi sedan (auto transmission/value and premium packages) for 36 mo/10K miles per year and I am a first time BMW customer. Could you tell me what the MF and residual should be? I'm in the NYC/tri-state area. thanks
  • htownpimp786htownpimp786 Member Posts: 80
    Just in case you were referring to my post....

    I was asking for Money Factors on different vehicles...

    not to mention...

    I said I was offered this deal. I didn't say I bought the car already. That would be stupid. I am simply exploring different deals and wanted to use the knowledge of the forum base to see if i was going good or not?

    Thanks =)
  • kyfdxkyfdx Moderator Posts: 267,211
    We want members to post what they paid...

    How they word it is unimportant, though possibly irritating to some.... ;)

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  • zlickdealzzlickdealz Member Posts: 1
    Hi all,
    Asking for anybody's help here to lease a 2009 328i sedan. Here's the breakdown for it:

    MSRP: 39,000
    Offered: 36,515
    Residual: 59%
    MF: 0.00220
    Down payment: 2,500
    Monthly payment: 463.00 (12K miles, 36 months) California tax included.
    It is Jet Black on black w/Navigation.
    What do you guys think? Thanks in advance :)
  • packfan98packfan98 Member Posts: 1
    I received the following lease quote for a 2009 328i (leather, premium package, 17" wheels, heated seats). 36 months/10,000 miles a year. I know the money factor is high and I am going to ask that it be reduced to BMW's current rate (I think it is .00220). Do the other amounts/figures look reasonable (in particular, the cap amount)? Thank you

    msrp 41050
    residual 60%
    cap 36800
    base monthly rental $476.22
    NC monthly use tax $14.29
    total monthly $490.51
    Upfront $3000.51 ($490.51 1st payment, tag, title and cap reduction $2130)
    money factor .00285
  • ivndivnd Member Posts: 5
    Carman,

    I have put about 77k mile on it, and if I total that out it would come out to about $9,000 in paying for over mileage.

    Do you think they (BMW FS) will work with me??

    What can I do to convince them to either cut me a break or get me a better offer on the car??

    I really would hate to have to shell out $9k. and be able to have no car.

    Any advice or if anyone has gone through this experience??
    Please help! :(
  • hudgeehudgee Member Posts: 9
    seems like a good deal to me. what dealer? i'm in dallas, and i'm getting bs offers. may have to make the trip down.
  • ivndivnd Member Posts: 5
    Good deal? Whats good about it??
  • hudgeehudgee Member Posts: 9
    good deal compared to the crap i've been getting from dealers here in DFW. they don't want to deal on 09 coupes because they have only one or two left.

    do you think we should be shooting for a price below invoice? let me know, because if that is the case, i will push harder. thanks.
  • ivndivnd Member Posts: 5
    I'm returning a lease. 2006 330i in Los Angeles, CA
  • hudgeehudgee Member Posts: 9
    your point?
  • incognito1incognito1 Member Posts: 13
    This is the offer I got for a 2010 335i sedan with sports package,paddle shifters,steptronic,bmw assist with bluetooth, ipod and usb adapter.

    msrp 46400
    base monthly(before tax) $469
    Upfront 4694 + TTL
    cap reduction is 3500

    This is pretty much the standard lease rates available for 09's but the dealer is willing to give them to me for the 2010.

    I have a 2007 coupe 328i(22k miles) that I am going to be turning in. The dealer is not giving me any special rate for OLP.

    Do you think this is a good deal?
  • vonraussvonrauss Member Posts: 25
    Hi all,

    These forums were very helpful when I leased my 2007 328i, and I'm about to trade in for a 2010 335i w/ x-drive. Any idea what the current money factor is for this vehicle? Are there any rebates/incentives available from BMW?

    Thanks!
  • ivndivnd Member Posts: 5
    This was in response to another question I had about returning this lease.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Here you go, gundo. BMW Financial Services' new November buy rate lease money factor for a 36 month lease of a 2009 335i with 12,000 miles per year are .00215 and 54%, respectively.

    When negotiating your lease on this car, make sure to take the $1,260 option credit and $2,500 holiday credit that are available on this car into account.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi Martina. Here's the information that you're looking for. BMW Financial Services' new November buy rate lease money factor and residual value for a 36 month lease of a 2009 328i with 15,000 miles per year are .00210 and 55%, respectively.

    When negotiating your lease on this car, make sure to take the $1,260 option credit and $1,500 holiday credit that are available on it into account.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi htownpimp786. BMW Financial Services' November buy rate lease money factor and residual value for a 36 month lease of a 2009 335i Coupe with 10,000 miles per year are .00225 and 60%, respectively.

    The numbers for an otherwise identical lease of a 2009 335i Sedan are .00215 and 55%.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hello krose2122. BMW Financial Services' November buy rate lease money factor and residual value for a 36 month lease of a 2010 328xi Sedan with 10,000 miles per year are .00240 and 62%, respectively for returning customers or new ones who pay a security deposit at lease signing.

    If you would rather not pay a security deposit (equivalent to your car's monthly payment rounded up to the nearest $50 increment), BMW FS will waive this charge in exchange for an increase of .00015 in the money factor that is being used to calculate your monthly payment.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Ouch :sick: ivnd. They might be willing to work with you...particularly if you agree to lease a new vehicle through them, but it is impossible for me to say for certain. You need to give them a call and see what they say. Give it a shot, you certainly don't have anything to lose.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Welcome back, vonrauss. Here's the information that you're looking for. BMW Financial Services' November buy rate lease money factor and residual value for a 36 month lease of a 2010 335i xDrive Sedan with 15,000 miles per year are .00220 and 57%, respectively.

    You never mentioned how long you want t o lease for or what mileage allowance you need, so I had to make some assumptions. Let me know if you want something different.

    BMW is currently providing a $2,500 cash incentive on leases of this car.

    Car_man
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  • darthwohldarthwohl Member Posts: 10
    So here is what I have on the table. I always love to hear the opinions of the members of the forum.

    2010 328 xdrive
    Black Sapphire Metallic, Oyster Interior
    Automatic
    Premium Package
    Ipod USB
    Xenons
    Satellite Radio
    Value Package
    Heated Steering Wheel

    So here is what the deal looks like:

    $1500 for holiday cash
    $1500 for x3 owner towards new lease
    $2300 total out of pocket, which does not include a security deposit. I believe about $1500 of this money goes to cap cost reduction.

    36 mo., 12k/yr $495/mo including 9% PA tax

    Opinions?

    Thanks!!
  • vonraussvonrauss Member Posts: 25
    Thanks Car_man! I'm actually looking for 12K miles per year for 36 months. Does that make a difference?

    Again, that's for a 335i x-drive. Thanks!
  • darthwohldarthwohl Member Posts: 10
    Some additional details:

    The above car includes fold-down rear seats.

    The MSRP is 42,515. They are offering it for 40k even. Invoice seems to be 39,165. I am willing to pay 200 over invoice.

    Reasonable?
  • mackeysmackeys Member Posts: 7
    I am turning in a 2008 528i in Northern California and looking at a 328i convertible and a Z4 30i.
    Do you have current MF and residuals on 2010 328i Convertible?
    36mth 10,000 mile
    36mth 12,000 mile
    24mth 10,000 mile
    24mth 12,000 mile
    Any particular incentives or deals on the convertible I should be aware of? Thanks.
  • vonraussvonrauss Member Posts: 25
    Another quick question here...

    Would the money factor on the above (2010 335xi, 12k miles, 36 months) differ for a returning lessee?
  • ejv207ejv207 Member Posts: 15
    Hi Car_Man,

    I am looking into a 2009 328i Convertible for a lease. First time BMW customer, I am in NY, need the MF and Residual for:

    36 month/10,000 mi/yr
    36 month/12,000 mi/yr

    Your response is greatly appreciated. I know there is a holiday credit of $1,500 and I saw somewhere an extra $1,500 in Marketing Support available.

    At this point in the year, would I be getting a better deal trying to lease a 2010 model year? Also, can you confirm what the maximum number or amount I can put down in security deposits that BMWFS allows?

    Thanks.
  • bassholicbassholic Member Posts: 13
    Would you please let me know what the residual and MF is on a 2010 328i Convertible purchased/ordered in December?

    3yr/15k
    3yr/12k

    If I have the car built what initial money must I put down and when do my recurring payments start? I intend to put no money down except for 1st month and all fees while possibly doing multiple security deposits.

    Finally, if i want to only pay 500 over invoice (47550 invoice) would i settle at $48050 - $1500(holiday incentive) = $46550
  • bassholicbassholic Member Posts: 13
    are these september numbers still good?

    2010 BMW 328i Convertible
    24-month | 15k miles | residual 65% | .00200 base money factor
    36-month | 15k miles | residual 59% | .00200 base money factor
    48-month | 15k miles | residual 42% | .00255 base money factor
    60-month | 15k miles | residual 34% | .00255 base money factor

    Upon further research i found

    2010 BMW 328i Convertible
    24 Month – Residual 65% of MSRP – .00180 Base Rate
    36 Month – Residual 59% of MSRP – .00180 Base Rate
    48 Month – Residual 41% of MSRP – .00245 Base Rate
    60 Month – Residual 33% of MSRP – .00245 Base Rate
  • gundogundo Member Posts: 5
    Hey Car_man,
    How does the residual and/or MF change on the 2010 335xi if you go with 36 month but only 10,000 miles per year?
    Thanks for your help.
  • rdearrdear Member Posts: 2
    Does anyone have current money factor/residual value for ordering (building) a 328i sedan? I've gotten different quotes from two different dealers. Have the MFs been stable? Any insight into trends/changes over the next few months? Are there any disadvantages to ordering besides a dealer's wish to reduce inventory?

    Thanks in advance.
  • isamiamiisamiami Member Posts: 1
    Have to turn in my Saab 9-3 in a month and am planning to go for a 3-series this time around. There are two BMW dealers in the Miami area (Braman and South). Am wondering about the best strategy to negotiate a good lease. Should I start with email inquiries? Should I deal with a salesman at both places and pick the best deal?

    Any thoughts on which model (between 328 and 335 models) is currently being most heavily promoted and discounted. Should I go for a 2009 model if any are available?

    Looking forward to the dialogue and will share my experiences as they occur.

    :shades:
  • 2010bmwm32010bmwm3 Member Posts: 1
    I have been waiting for this car for 2 months. My old 2007 335i was lemon lawed due to too many problems with the high pressure fuel pump BMW's are having on the turbo engines. So anyways, this beast just arrived at the port in Cali 11-20-2009. No clue on how long customs and getting it from Long Beach, CA to San Diego will take. Maybe 2 to 5 days is my guess considering I had the dealer put a priority 1 on the shipment from the preperation center. My question is I have a quote of $500 over invoice and a Money Factor of .00290. So if you times that by 2400 you would get 6.96% converted into an interest rate, That doesn't seem so bad. I am just wondering before I go pick up the car sometime next week....Should I be concerned about the money factor at all? This is a 2yr lease at 10K per year. Thank you for your time.
  • bimmerheadbimmerhead Member Posts: 3
    I've leased 4 bmw's in the last few years, and here is what I suggest. First price out your car with the options you want on edmunds. You'll then know what the invoice is. Second, check out all available incentives and marketing support under incentives tab. You can use that to bring down the cost of the car below invoice. Next, look in this forum for the money factor and the residual for that specific model. It will be usually based on 36 months. Once all that is figured out, find a site that calculates lease payments based on the reduced cost of the car, zero down, and the rest of the pertinent info. You'll then know what the monthly payment should be. Call up both dealers, tell them what kind of car u want with what options, tell them you want to just pay drive off and tell them the payment you want to pay based on your research. Let them figure out everything else. I do all that over the phone . Once the deal is reached, have them run credit. You should only be in the dealership for no more than half an hour to pick up the car and sign the contract. Do not get sucked in without the deal and car worked out. I do this everytime I buy a car. I hope this helps. Let us know how it worked out.
  • streetglydstreetglyd Member Posts: 1
    Went to the dealer today to look at leasing my first car. I have a couple of questions to make sure I am getting a good deal. The car is a 2009 328i executive car with about 6800 miles on it.

    It has:
    Premium package
    Sport Package
    xeon headlights
    park distance
    sat. radio
    bluetooth
    heated seats

    and maybe a few more options. The sticker is 45,295 and they are offering it for 38,895.

    I think 38,895 for that car is a pretty fair deal. My questions come in on figuring out the lease...

    Residual is .55 however they want to take off an additional $2000 for the millage that is already on it. Is this normal? Or can I get them to forget that? In other words residual value should be around $24,900 but they have it as $22,900.

    Second is the money factor they offered was .0025 (I think). I should insist on .0021 right?

    Also is there any benefit to the dealer if I put money down? If not, why do they care if I want to put 0, 2000, or 10,000 down? Should I be able to get it with 0 down as a first time leaser if my credit is pretty good?

    Thanks is advance!
  • neil41487neil41487 Member Posts: 7
    What kind of rates can one expect on a CPO lease?
  • bmwleaser1bmwleaser1 Member Posts: 5
    I am trying to understand the advertised lease for a 2010 BMW 328i X-Drive Sedan that is listed on BMW's website. It states that the lease is $369/mo (no tax or title) based on a MSRP of $39,650, $1500 cap reduction, $3500 down, and $24,583 residual. In trying to figure out what the money factor is to produce this deal, I come up with something between .0014 and .0015. Does that sound right, or am I missing something? I have tried to contact BMW finance to ask, but they will not tell me (stating that one must speak with a dealer).
  • urnzwayurnzway Member Posts: 7
    Hi Car_Man,

    Can you please provide me with the residual and mf for a 2010 328i and 335i RWD sedan for 36 month term and 10,000 miles? Thanks!
  • hchowhchow Member Posts: 6
    I got quoted $520 w/ 8.625 NY taxes included for:

    10' 328xi Coupe (Alpine white/cream beige)
    steptronic
    cold weather
    sports pkg
    navigation
    power seats
    PDC
    BMW assist

    MSRP: 45,725
    Invoice: 42,600

    Dealer agreed to invoice and $2,800 (1,250 down, 725 bank fee, 1st month, etc...) out the door. Is this a good deal?
  • anowlananowlan Member Posts: 48
    There's a $1500 holiday credit on that car, so at invoice, isn't the dealer pocketing that?
  • bassholicbassholic Member Posts: 13
    You are correct my friend! PRice could have been $1500 lower, but the buyer is in the price range that fits him/her so they should be happy.
  • hchowhchow Member Posts: 6
    Holdiay credit is factored in.......it is $4,300 out the door less $1,500 holiday credit...still a good deal?
  • hollandoghollandog Member Posts: 36
    $1500 over invoice and $1250 down, not really a good deal to me.
  • socalwoosocalwoo Member Posts: 2
    I'm looking at leasing a CPO 2007 335i sedan. What is the money factor supposed to be, and can I negotiate with the dealer over this?
  • tomcatm3tomcatm3 Member Posts: 1
    Can you give me any help on the the base MF's for the M3 from BMW Financial? I am looking to lease a coupe for 36 months, 12K/year. Also interested in the single pay lease and what the MF for that will be. I meet with the finance people on Friday. I've been quoted .0027 and .0021 respectively and a residual of 53%. Seems high.
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    No problem vonrauss. BMW's residual values for leases with only 12,000 miles per year are 2% higher than its 15k resids.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Here you go mackeys. BMW Financial Services' current buy rate lease money factor and residual value for a 24 month lease of a 2010 328i Convertible with 12,000 miles per year are .00180 and 67%, respectively. The numbers for an otherwise identical 36 month lease are .00180 and 61%.

    If you were to lease this car with only 10,000 miles per year, its residual values would be 1% higher.

    Car_man
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  • jkenney1jkenney1 Member Posts: 4
    Quick question for Car Man...

    Could you give me the residual and money factor for both a 328i coupe, and sedan, for 36 months, for both 10,000 and 12,000 miles per year?

    I am also curious if other members think invoice is a realistic price target for the 2010 3-series, or even better invoice minus the $1500 incentive.

    Thanks in advance.
  • urnzwayurnzway Member Posts: 7
    Hi Car_Man,

    One thing I forgot to mention in my request for current rates on the 2010 328i and 335i RWD sedan for 36 months and 10K miles is the fact that I currently lease a BMW. Does that allow me to get any better or preferred rates since I am a current lessee? Thanks!
  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi vonrauss. While BMW has had better money factors for returning lessees in the past, its factors are currently the same for all customers loyal and non-loyal.

    Car_man
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  • CarMan@EdmundsCarMan@Edmunds Member Posts: 38,514
    Hi ejv207. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 328i Convertible with 12,000 miles per year are .00200 and 60%, respectively.

    The residual value for a lease with only 10,000 miles per year is 1% higher.

    The only cash incentive that is currently available on this car is the $1,500 holiday credit that you mentioned.

    Car_man
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