Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

2013 and earlier BMW X5 Lease Questions



  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    I have had an opportunity to take a look at BMW's April lease program for the X5, bstncarbyr. BMW Financial Services' new buy rate lease money factor for the 3.0 is .00180.

    Let me know if you need any other info.

    Prices Paid: Buying & Leasing Experiences Forum
  • miltimilti Posts: 14
    CarMan and/or Kyfdx,

    1. My lease on my X5 is coming to an end. I'm interested in leasing another X5 (the 4.8) this month. Since I'm a returning BMW customer, what is April's money factor, residual value % for a 36 month, 15,000 mile lease. Are there any other values I should know or special lease options available. Edmunds "incentive list" for the X5 4.8 does not have any reported.

    Thank you
  • I don't think this is a good deal but would like input on what "could" be a good deal:

    2009 X5 xDrive30i
    Cold Weather
    Premium Pkg
    Tech Pkg
    Running Boards
    iPod and USB adapter
    Satellite radio w/1 yr subscription
    All Weather floor mats

    Here's the offer:

    Vehicle Price: $58,960.00
    Appearance Protection Program: $329.00
    Preferred Customer Discount: -$2,948.00

    Selling Price: $56,341.00

    Sales Tax (estimate): +$5,228.37
    Tag/Registration Fees (estimate):$143.00
    Documentation Fee: + $151.65
    Electronic Filing: + $25.00
    Balance Due (estimate): $61,889.02

    36 month lease with $2500.00 down: $993.00
  • wow that sounds horrible. what was the residual? 30%?
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Greetings milti. BMW Financial Services' April buy rate lease money factor and residual value for a 36 month lease of a 2009 X5 4.8 with 15,000 miles per year are .00155 and 56%, respectively.

    BMW is currently providing a $1,750 loyalty cash incentive on leases of this truck to returning customers. Make sure to take this cash into account when negotiating the capitalized cost for your lease.

    Prices Paid: Buying & Leasing Experiences Forum
  • mil6753mil6753 Posts: 52
    MSRP 71270, discount to 67707 (invoice is 65445)
    0 down lease, 12K per year, 36mos = $944.69 base payment w/o tax

    When asked if they are using .00155 as the moneyfactor, am told they mark that up to .00195. But they are using 58% residual since it's 12K a year and not 15K which is 56%.

    How close should I a) push to get to invoice price or b) get money factor reduced to .00155. Money factor difference is $1500 over three years.

    Even if I leave the price at 67707 (2262 over invoice) but get them to do the .00155 money factor, it's $50/mo less payment!

    Any one with similar experiences or negotiation suggestions please post.
  • trabd123trabd123 Posts: 42
    I was offered the following premium purchase on X5 with the following features:
    - Premium package
    - Cold package
    - iPod/USB

    MSRP: $54,874
    Selling Price: $52,265
    Interest rate: 2.9%
    60 months
    10,000 miles/year
    down payment: $5,000
    monthly payment: $643
    Final Payment: 22300

    To lease this car for 36 month, 10,000 a year would be $746 a month.

    Do these deals make sense? Does the premium purchase make sense? I know that I will have to pay all the taxes up fromt.

  • txbmwguytxbmwguy Posts: 1
    Returning BMW customer working a deal on a X5 3.0 in Texas. Current deal on the table:

    09 X5 3.0
    Premium Package
    Technology Package
    Running Boards
    $53,195 - $1830 below Invoice
    36 mnths
    10k mileage
    $1500 down
    $794 monthly lease payment including taxes & $1750 returning customer discount

    $794/mnth seems a bit steep to me but I'm upgrading from a 3-series so is this a good deal?
  • trabd123trabd123 Posts: 42
    Hi txbmwguy,
    Sounds a little high. I got the following quote today from a Long Island, NY dealer:

    09 X5 3.0
    Premium Package, heated seat, rear climate, sat, ipod
    MSPR $54,340
    Selling $52,265
    10k per year
    36 months
    $781 including NY state tax (8.75%)
    no discount or down payment.

  • spiderv6spiderv6 Posts: 2
    Does anyone know what the money factors are for May and any other deals / reductions available?
  • trabd123trabd123 Posts: 42
    I tried unsuccessfully to get the numbers from the dealer yesterday.

    I'm not sure why this discussion forum site is not active, is it because of the economy so most of the activities are happening in the Mazda and Toyota forums or because x5 is not a good car?

    Does anyone know of a good discussion site that handles this type of cars?
  • tomcat626tomcat626 Posts: 24
    This is what I quote from a dealer:
    36mos 12K/y MSRP$56,225
    $760+tax +drive off, no down payment
    Looks like it's the best they can do, why is it so hard to bring their number down? My 2007 lexus RX350 (selling price $39000) only costs me $500 a month (tax included) with no money down for the same terms.
  • tidestertidester Posts: 10,059
    What were the residuals on those two deals?

    tidester, host
    SUVs and Smart Shopper
  • mil6753mil6753 Posts: 52
    What was the total MSRP for the vehicle after you add the options.

    I was able to get a 2009 with MSRP of 73320 for 841/mo plus tax, 0 down, 36, 12k.
  • trabd123trabd123 Posts: 42
    The difference between leasing and buying X5 with similar features is around $160 per month for 60 months. I decided to buy it with an interest rate of 2.9% and 5k down payment.
  • tomcat626tomcat626 Posts: 24
    MSRP price is only $56,225. :(
    Maybe I should go for 4.8 as it's only $100 difference in monthly payment.
  • jefhack1jefhack1 Posts: 12
    Coming off an 06 X5 4.4 lease... headed to our favorite local dealer (life quality bmw in brooklyn) on Saturday to test drive the 09 X5 3.0. Can someone share these specs for May?

    Money factor
    Residual based on 36 mo/10K miles
    Current owner loyalty discount

  • tomcat626tomcat626 Posts: 24
    This is what I have been told:
    56% residual and 0.00195 MF for 36mos /12K
  • tomcat626tomcat626 Posts: 24
    Anyone has got a good deal from So Cal dealers for 3.0
  • trabd123trabd123 Posts: 42
    The best deal I can get in Long Island, NY is 728 + tax for 36 months /10K and not with the same equipments or features that this guy has.

    Sometimes, I feel that these deals are too good to be true.

    I received $500 below invoice from a dealer in CT. I'm thinking seriously about buying and skipping the bank and other non-sense fees.
  • tomcat626tomcat626 Posts: 24
    So what options do have get on that $728 deal, trabd123?

    Well, I think that $500 below invoice will make some difference.
  • trabd123trabd123 Posts: 42
    Tech package, iPod/USB, heated front seats, rear climate and satellite radio.

    If I buy the car with 5k down, I would have a 60 month payments of $845. The 2.9% interest rate plus the $500 below invoice will make sense to buy it.
  • jefhack1jefhack1 Posts: 12
    Life Quality BMW is telling me that this loyalty cash is not applied against the cap cost. (Waiting to schedule a call to hear how they aim to apply it). Does this sound right? As part of negotiations, they are also telling me that my cost is $500 above invoice. Hmmm...
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi spiderv6. I'm not sure if anyone has answered this question yet, but just in case they haven't here's the information that you're looking for.

    BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2009 BMW X5 3.0 with 15,000 miles per year are .00180 and 55%, respectively.

    BMW is currently providing a $1,750 cash incentive on leases of this truck for loyal customers, but no special money factor reduction.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Here you go, Jeff. BMW Financial Services' May buy rate lease money factor and residual value for a 36 month lease of a 2009 BMW X5 3.0 with 10,000 miles per year are .00180 and 58%, respectively.

    Since you are a current BMW lessee, you are eligible for a $1,750 loyalty cash incentive on your new lease. Make sure to take this cash into account when negotiating your vehicle's capitalized cost.

    Prices Paid: Buying & Leasing Experiences Forum
  • CarMan@EdmundsCarMan@Edmunds Posts: 38,515
    Hi jefhack1. You absolutely can apply the $1,750 loyalty cash incentive that BMW is providing on the X5 right now towards the capitalized cost of your new lease. How does the dealer suggest that you apply it? I suppose that it's six of one and half dozen of another if you decide to use it to pay your truck's first month's payment, acquisition fee, etc... at signing rather than reduce the cap cost anyhow.

    Prices Paid: Buying & Leasing Experiences Forum
  • trabd123trabd123 Posts: 42
    I just signed a lease for an X5 3.0 with rear climate, ipod/usb, heated front seats, BMW assist and running boards for $713 (NY sales taxes included) for 36 months and 10k miles. MSRP is 51,125 and selling price is 48k. Bank fee and 1st payment are upfront.

    The dealer said that invoice price is $47,600. I'm not sure if it's true.

    What do you think guys, is it a good deal?
  • tomcat626tomcat626 Posts: 24
    I believe it's a good deal. It's about the best you can get from a honest dealer.
  • mel04mel04 Posts: 1
    CarMan and others, can you please provide your feedback on the following offer in NYC for a X5 3.0 lease:

    Miles: 10K/y
    Residual: 58%
    MF: 0.0018
    MSRP: $57175 (Premium, Tech, and Cold Weather packages)
    Selling Price: $55000
    Cap Cost Reduction: $53250
    Monthly payment (without tax): $713
    Zero down
    Amount due at signing (NY taxes and fees): $4664.68

    Also, any recommendations on a better deal in the NY/NJ/CT areas?
This discussion has been closed.