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Comments
Well, it said "Explorer" on the rear. Whatever it was, it was an extremely good looking SUV.
I also saw the new Land Rover and Range Rover - they sure did a nice job on those. I thought they used to be built by British Leland (Triumph TR-6 which I owned in 1974 - British racing blue), but I think Leland was bought up by some other company.
2024 Genesis G90 Super-Charger
British Leyland as a company disappeared in 1986 - they renamed themselves Rover Group. Since then, they've been owned by BMW who kept Mini, sold Land Rover to Ford and dumped the rest (MG Rover) which the Chinese bought. They restarted production in England but use the MG and Roewe brand because Ford owns the rights to the Rover name. Last piece is that Ford sold Jaguar and Land Rover to Tata - the Indian car maker.
It's a relative of my GF. I don't know the person. Never met them. The question is, do I make a profit on it? I say "yes". GF says it's up to me.
Two questions......
1. Should I profit from GF's relative (whom I don't know)?
2. If I do (and I'm leaning towards the affirmative on that count), is $2K the right number?
Chime in.........
Yes, you should make a profit on the deal and $2000 is a very fair price. You took the risk, you did all the hard work. Just because you made an exceptionally good deal you should not feel obligated to break even.
I took an entrepeneurs course before I started my business, and, we were told, if you make a good buy, you should get the reward, you don't have to pass the full savings on to the customer.
Good luck, sounds like a win/win.
btw....$2000 is fair, I think a bottom line price if about $1600 is acceptable.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2013 Mustang GT, 2001 GMC Yukon Denali
mako....frankly, I don't want to go through that amount of trouble to sell the car. While I do agree that friends and relatives make troublesome customers, in this instance, I don't think I care all that much. It's a 200K mile car. It runs.....pretty damn well given its age an mileage. Somebody wants to give me grief on that count, well....I'm OK with never seeing them, given I've never seen them to begin with.
This was a conversation that transpired last night. GF is from Nashville. So, in talking to her sister, she mentions I bought the Accord. GF says sister wants to talk to me and puts me on the phone with her. Sister says one of her kids needs a car but doesn't have much money and asks if I'd be willing to sell the Accord. This is my GF's nephew. I've never met him.
They asked if it's drivable from Cincinnati to Nashville. Yeah...sure! Anything could go wrong, but there's nothing I know of which would prevent it from making a 4-5 hour trip.
I think $2K is the number...take it or leave it. It's a good deal for them, and it's a good deal for me.
We'll see how this plays out.
Depends. Will that transmission go the distance? If it blows in a month there will be hard feelings. On the other hand you expended time to shop and buy your hooptie. How much is that worth? You could multiply your professional hourly rate by the time it took.
If you feel the tranny will fail in less than six months I would sell it for $1000. If you think it will last a year I'd think it fair to make a little money for your time.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Heck yes, you should make a profit but that could cause resentment.
A 200K car is apt to do anything. Do you really want to hear about it when the transmission blows.
I wouldn't sell it to them for any price!
I wouldn't sell it to someone I knew.... let alone a poor relation of my girlfriend....
And, if it blows up, and they find out you made a grand off of it... hoo boy!
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$270 increase in PIP (Florida Personal Injury Protection) $10,000 coverage
$ 78 increase in underinsured/uninsured motorist $250,000/$500,000 coverage
$ 80 increase in collision
$ 23 increase in comprehensive
$451.00 increase in my rates and I have no accidents, no tickets, no claims and my credit rating is 792. They told me that because of all the fraud here in Florida with PIP (Florida no-fault medical required by all drivers - $10,000 in coverage for 1st $10,000 in medical bills), they were forced to raise the rate by 250% and because there are so many drivers down here who either have no insurance or the minimum liability coverage, another 60% increase.
So I called 12 insurance companies and all, except for one , were even higher. I'm looking at going from $1026 to $1641 a year fory insurance. Dropping limits does not save me enough to make it worthwhile to drop those limits.
The one insurance company that was less only writes 6 month policies, which means they can increase rates every 6 months. If I go with them, I would save $60 every 6 months, or $10 a month. IMHO, it's really not worth changing companies for $10 a month with the possibility of yet another rate increase in 6 months.
Anyone want to comment?
I wrote an email to Governor Scott urging him to cancel Florida's no fault medical. I could buy a $10,000 life insurance policy for less than it costs me for PIP insurance. And remember, it's just $10,000 with a $1000 deductible. If I get full coverage with no deductible, it cost $65 more every year. This is a joke!
THE STATE OF FLORIDA HAS CAUSED NOT ONLY OUTRAGEOUS INCREASES IN AUTO INSURANCE BUT IS ALSO THE ROOT CAUSE OF THE FRAUD. If they do away with the NO FAULT PIP, insurance would cost me $330 a year less for insurance. It's truly pathetic what's going on down here in the cost of automobile insurance - all because of the lobbyists and the politicians. Truly pathetic!!!
2024 Genesis G90 Super-Charger
Seems whenever government tries to solve a problem they create two new problems, waste a ton of money and don't solve the original problem. :sick:
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Originally, the purpose of PIP was to protect victims of car accidents - provide immediate financial assistance to cover the cost of medical bills up to $10,000 without the need to wait until a suit was settled. But, because of staged accidents, crooked doctors, chiropractors and physical therapists, the fraud has become rampant. The legislature tried to fix the problem with a bandaid, which was supposed to reduce fraud and lower rates, and you can see what good that did. Fraud is still rampant.
It's all because of the lobbyists and the politicians who created this mess. The insurance companies pushed to have PIP put in place, and now they are losing so much due to fraudulent claims, they want to raise rates - but almost nothing has been done to eliminate the fraud. So the poor policy holders have to pay for all these mistakes.
The state of Florida needs to do away with PIP NO FAILT insurance!
2024 Genesis G90 Super-Charger
That way, you can avoid possible relationship friction if something with the car doesn't work out for your GF's relative.
Just saw that a kid was going to be the driver.
He's definitely going to blow it up.
This actually works against you.
Even with no claims, they slide you into a higher paying group.
It makes no sense, but that's the way it is.
You've seem all those commercials about how much you can save by switching carriers.
That's correct, new customers get the good rates.
I don't know why.
*graphicguy, IMHO, selling a car to your GF's relative(s) is just not something "I" would do because of problems I have had selling cars to friends of friends and to family members. However, it appears from your post that not selling the car to them could cause just as many problems.
If you sell the car to them, only recover the purchase price + any costs involved in getting the car to them. You should tell the buyer that, "...you really don't want to sell a car to friends or family, but if "you" insist, I will do it as a favor to my GF and only because you feel obligated to do so!"
2024 Genesis G90 Super-Charger
No, I have only been with them for 1 year. But remember, almost all the other companies were "higher" except for one, which isn't that much better.
I was told that I should stay with this company for one more year. At least rates won't go up for 12 months. Competing insurers don't particularly like drivers who change companies every year - that they prefer writing new policies to drivers who have been with their insurers for 3+ years.
I guess I am between a rock and a hard place. $1641 per year is quite a lot for auto insurance for a driver who drives less than 10,000 miles a year.
2024 Genesis G90 Super-Charger
Yup, if they would clamp down on the fraud and limit the amounts for chiropractors etc., then they could get the insurance rates down.
Pathetic, the more they pay out the more they will have to pay out, and the more drivers will have to pay. The fraud artists are the one's benefitting.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
The renewal rate went up by about 40%, but it was the liability part that went up the the most, not PIP. So I switched to Allstate, as they actually offered me a little lower rate than I paid to Ameriprise before renewal offer with some extras on top. I'm still below $500 on 6-months, but I carry small UM (other limits similar to yours, assumin $500 deductible).
I also noticed that the higher renewal offer coincided with me refinancing t
he house. At some point I had both mortgages on my record and they exactly set the new rate at that time, which temporarily dropped my score. I don't know your credit habits, but insurance rates also depend on the credit score and increased recent activity may sometimes trigger the "pushout". They won't consider you a preferred risk, but won't even admit that when confronted - it happened to me, I got an adverse credit notice with the renewal with list of negative factors (too high debt, too many inquiries and such even though my real debt level did not increase - it was that double mortgage on my record for those couple of months). I called them later and explained, but the lady claimed they set my rate based on my credit from previous renewal. I don't believe it, because why would they then sent me that adverse credit letter. I think they simply decided I was no longer "good customer" due to credit profile and sticked to that, hoping I'd go away. So I did.
Will see what Allstate will do in April. I'm prepared to see higher renewal either next or one after next. These companies use quite a bit of one-time discounts that generally go away. Basically a gimmick to catch you. I think at some point this will collapse, because it is against good business. They telegraph to people new customers have much more value to them than existing ones.
I wouldn't hold my breath on PIP abolition. Also, if they did abolish PIP, I suspect other components would probably go up, as people would look to recover claims through other policies, namely the other party (so liability insurance may go up).
2018 430i Gran Coupe
He's definitely going to blow it up.
GG, sell the car for $2000, that is a fair price. Set the $2000 aside.
If the transmission goes in the first 6 months or if there is another major problem they complain about, you can give them a refund as a nice jesture, $500 to $1000. You probably would have had the same expense anyway.
If it is all clear after 6 months the full $2000 is all yours ($1000 profit).
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2018 430i Gran Coupe
I apologize, I thought you were still running the business on a day to day basis.
Our company mostly provides software to our clients, but we also do things like hosting.
I'm feeling my own challenges right now. My boss assigned me a mentee, but thing is, he is supposed to be learning about a part of the system I don't know. Some things carry over no matter what you are working on, but i'm just not used to verbalizing what I know.
6 cars, plus the house and several scheduled items.
>1. Should I profit from GF's relative (whom I don't know)?
>2. If I do (and I'm leaning towards the affirmative on that count), is $2K >the right number?
Do I remember that you bought the car for $1000? How much have you put into improving the vehicle beyond the $1000?
My thought is that any profit you make on the vehicle will be received negatively by the relatives. They will eventually _know_ how much you actually paid for the car. If the car fails to serve well, they will be angry. If the car serves well, they will still resent that you profited rather than "helping" them by just giving the car to them at your cost.
2014 Malibu 2LT, 2015 Cruze 2LT,
No problem, no one can keep up with where we all are all the time...you actually did well to remember it was my own business.
I know business is moving so fast, it is so competitive, and it is constantly changing these days. Employees don't have much loyalty because the chances of them being around for the long term are unlikely.
Business is more and more difficult these days....not really fun! Good luck with that training.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
We lost power at 10:30PM on Monday and only got it back at 3 this morning. The refrigerators will have to get cleaned out and all the food replaced but the freezers should be OK.
They canceled an entire week of school.
We are five miles off the coast and are doing pretty well. The coast itself has been devastated. We will not be allowed on the island for at least 10 days - likely longer because they will at first only allow residents in. The Seaside Heights boardwalk is gone, along with the amusement piers that jutted out into the ocean. Damn. The lights just blinked again.
Anyway, my appointment on Monday at Sloan got canceled and moved to today. The actual doctor visit went very well - probably the best two weeks since before I had been readmitted. Still a long haul but moving along.
Getting there was another story. I had 3/4 of a tank and there are no gas issues down here so I figure I'm fine. Once we get up the Parkway we are seeing mile long gas lines. Turns out all of NJ north of us and NYC is having a hideous time with gas, This ended my brother's and my side trip we like to take to Asbury Park and play old time pinball at a place called Silverball (Load of fun!). Well, just as well. I checked the Silverball site (they are on the boardwalk in Asbury Park) and they are closed indefinitely due to the storm. There is a wide beach there and from what I've seen in the papers they look to still be there but it will take some fixing up.
So that's the general story. More to follow - and posts to catch up on.
2013 Mustang GT, 2001 GMC Yukon Denali
Nice to have you back! Sorry to hear about all that you have been through, we were wondering where you were.
Hope you get through those 100 posts.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
The Canadian Press
Published Thursday, Nov. 1, 2012 8:36AM EDT
Last Updated Thursday, Nov. 1, 2012 5:24PM EDT
TORONTO -- Automakers in Canada had their best October ever, pushing industry sales up nearly seven per cent from a year ago and putting sales on track for what could be a record year.
"This positive performance pushed the (seasonally-adjusted annual rate) up to 1.78 million units, setting up Canada to see as many as 1.7 million units sold on a full-year basis."
DesRosiers notes that sales have only broken the 1.7 million mark in one other year, 2002.
Ford Canada claimed the title of Canada's top-selling automaker for the month and for the year so far, taking about 17 per cent of the market share year-to-date.
Among Ford's best-selling vehicles were the Focus, which marked its best October since 2004 with sales up 50 per cent, and the sporty Mustang, which saw sales more than double.
"Chrysler Canada has experienced tremendous passenger car sales growth throughout 2012," said chief operating officer Dave Buckingham.
Meanwhile, DesRosiers reports that sales at General Motors fell 4.6 per cent to 18,651 vehicles sold, leaving it the only one of the big U.S. automakers with slower sales this year. Still, it managed to squeeze out Chrysler as the number two player in the month, though Chrysler still claims that spot on a year-to-date basis.
Meanwhile, foreign nameplates continue to gain traction against the Detroit players and now hold about 55 per cent of market share.
Sales at Japanese automakers ramped up as they continue to benefit from a return to full inventory after months of playing catch-up following the earthquake and tsunami last year.
Toyota Canada said preliminary estimates indicate sales jumped 11 per cent from last October and sales of its luxury Lexus vehicles were up 23 per cent.
And Honda Canada Inc. has reported a 20 per cent increase in vehicle sales in October compared with a year ago, led by a 28 per cent increase in its Acura luxury division.
DesRosiers pointed out that 13 automakers saw double digit increases last month with some of the biggest growth coming at Kia, which was up 24.1 per cent, Subaru, 31.2 per cent higher, Suzuki, up 25.3 per cent and Volkswagen, where sales grew 24.8 per cent.
Most luxury automakers did well last month, with Porsche sales up 116.7 per cent, Audi sales growing 37.6 per cent and BMW sales up 14 per cent.
Some exceptions to the overall positive sales momentum aside from GM included Volvo, down 32.2 per cent, Mercedes Benz, off 9.2 per cent, Mazda, 5.6 per cent lower and Jaguar, which saw sales fall 28.3 per cent, according to DesRosiers.
In the U.S., most major automakers reported sales increases in October despite some losing at least three days of business to the punishing rain and wind from superstorm Sandy.
Full article at;
Sales Canadian cars 2012
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
With taxes and a front end alignment, I've got less than $100 over the original purchase price of $1,000 in the Accord.
I don't care one way or the other about the GF's relative buying the car, but fact is, if something went sideways, there very well might be hard feelings towards her.
Frankly, they asked me to buy the car. I didn't solicit it to them.
GF made a good point last night in stating..."tell them you've got money in the car for repairs (not a lot, but I do). You bought the car with plans to make some money on it (not really, but OK). You had planned to get $2,500 for the car, but because the buyer is my nephew, you're giving them a deal at $2,000. Stress that the car is old and has a lot of miles, so even though you think the car runs well, anything could and probably will go wrong with it in short order."
Still not sure I'll do that. But, I'll mull it over for a day or so. I still think it's the best car $2,000 can buy.
Fezo...glad to hear you're safe.
Abacomike.....about 3 years ago, my insurance company tried to raise my rates. There are no "dings" against my driving record (at least not in the last 5 years).
My agent gave me some song and dance about why rates had to be raised. All of it fell on deaf ears.
I ended up shopping around. Found a company who not only gave me better coverage, but also lowered my earlier, less expensive rate with my old company. Best move I ever made. I went with one of the internet car insurance companies.
Come to think of it, I was actually paying my agent whatever commission he made for essentially nothing. I got a Christmas card from him every year. Aside from that, he never really did anything for me.
Car insurance is pretty competitive (as you can tell by the constant barrage of commercials touting one over the other). I wouldn't hesitate for a second to shop insurance companies and make a switch.
As I’ve said before, several times, I am having fun working as a consultant for my old employer. Nobody could have it any better than me. But a few weeks ago I was close to being let go and I was being a nice guy too. :confuse: I’ll explain; something came up and I wasn’t all that busy so I volunteered to take on an assignment that was not exactly what I was brought back to do but I knew if someone else did it they would mess it up (not their fault because they didn’t have the history on this topic). So, having that history I jumped in and took the assignment. Otherwise it could have impacted me. I wasn’t trying to be a hero, more like trying to survive. It wasn’t really a big deal because I knew how to go about doing it and I still got my normal stuff done. Sounds good huh? On Monday of this week a higher up manager that was one of the ones that talked me into coming back here said, “what’s gotten into you? You volunteered to do something that years ago you wouldn’t have gone near and you did a good job and still got your other work done too. I think you have been holding out on us and we haven’t been getting our money’s worth from you.
Sometimes you just can’t go out of character without hearing abouit it but as long as you're having fun, who cares.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
Since so many people are against you selling the car, I have rethought my position.
It is the GF's relatives, so ultimately it really depends on what she thinks...who wants to risk being the villain in an extended family. The story will circulate for the rest of your life if the car breaks down, about how you ripped off this relative.
If she is OK with it, then sell the car for $2000, but keep $1000 in an emergency fund, in case something goes wrong within the first year.
On the other hand, you can say, I just have a rule, I don't sell used cars to people I know, I just don't want to cause a problem with family or friends.
You can always sell the car for $1000, and not have this hanging over your head worrying about it.
I said before...I sold the 2004 X3 to daughter and S-I-L 5 years ago.
After 2 years he asked me if the rear wiper always worked. I said yes, he said it was broken.
Found out by accident daughter was driving when garage door came down on it, but, she didn't want to tell him.
3 years later he complained to me the car had a big puddle on the passenger side, after a rainfall. He asked if I had that problem as well.
I said never. He took it to the dealer. They found chipmunks were getting into the A-pillar and the firewall area....eating the insulation. That caused the flooding.
I didn't make anything on the car, the dealer resold it for what they paid. The car is still running and has about 150K miles on it. I am sure glad I didn't sell it to him, - he chose to buy it from the dealer. I was hoping he wouldn't buy it.
So, short answer, I don't think $1000 profit is really worth it, but, if they absolutely insist, set the money aside for 6 to 12 months.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
The old, don't do more than you are supposed to do, or you will end up doing more from now on.
At least you can joke about it. Some people really get caught on that one!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Great to hear you weren’t hit too hard. As you’ve heard, we were wondering where you were.
Don’t do that again.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I've caught up on the posts.
Off to physical therapy.
Dealing with people you know when doing a private sale on a car isn't a good idea.
I'll keep it in the GG stable for the time being.
It was an impulse buy. I've only driven it a couple of times since I bought it. That will probably continue given the alternatives of what we have to drive in the household.
I'll let the GF handle the situation with the nephew regarding my "no sale" decision. That in and of itself could cause some grief, but she can handle it.
I hope you get it worked out so you don't lose someone.
2013 LX 570 2016 LS 460
Very happy that you managed to weather that storm. We were worried!
GG,
You've made the right decision. No good would have come from selling that car to someone you know.
A far as insurance, we have our house, condo, three cars, earthquake and umbrella coverage through the same State Farm agent we have used for over 20 years. A couple of years back, I questioned his rates. I reminded him that we have never had a claim or an accident and that we have no tickets on our records.
He told me that I could probably save a "few" backs by shopping around but maybe not too since we get "bundle" dscounts.
I like the fact that when I call, I'll hear " Hi Craig, how can I help you?"
I don't have to push one to speak English and I'm not talking to someone in India. My agent also reminded me that, at this point, we can't be dropped for any reason.
I also know that a lot of the internet companies and companies that end in an "o" will drop a person like a bad habit if "something" happens such as a claim or a couple of tickets in a row.
Our next door neighbors use tha same SF agent as we do. When a large tree fell on their house a few years ago, they were Johnny on the spot and quickly paid the 65,000 that it took to repair the house and deck. No questions asked and they didn't raise their rates.
I just ike the warm fuzzy feeling of dealing with a local agent but I know I'm a dinosaur too.
I'm with you, Craig.
I've had the same SF agent since I've moved to Colorado - 19 years now. Auto and home together.
Like you, I thought about switching to another company but called my agent and she walked me through each policy to make sure I was getting the best rates possible. Saved a few bucks in the process, and, I know we'll get good service if and when we make a claim.
My parents have had a couple of claims on their roof & windows, and recently a vehicle - all due to hail. Same deal as isell's neighbors - quick and painless. They seem to overcompensate as well, comparatively speaking. For example, for my parents' roof replacement, they paid on the high end of local labor & material rates. For my car, they gave me the highest private-party trade-in value they could find. It's worth the extra $ that I spend, IMO.
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
We got our power back on last night. Still no phone/cable/internet. After the 1st frustrating day of getting hung up on by their automated service, I waited another day to call again. I dialed the number, pressed the appropriate buttons, and told my book keeper to "call me when someone with a pulse picks up." I was shocked when someone picked up right away. She apologized up and down. She was sincere about it (unlike the "fake" apology you get from the staff at the cheesecake factory when they overcook your burger 3 times). She took my info and told me about a 72 hour backlog, but assured me an adjuster would call me. Someone callled my wife yesterday & set up an appointment to come see our home on 11/9. He said to have the tree removed from the property & have the company give me a detailed receipt. So in closing, Liberty Mutual stepped up & is doing everything they can.
Governor Malloy signed a bill that makes sure those affected by Sandy do not have to pay 1 cent of their deductable.
There has been all kinds of craziness going on around NYC. There's a gas shortage (with 2 - 3 hour lines reminiscent of the 1970's) due to flooded refineries and pipelines with no power. There's a whole lot of people who are trying to get the marathon postpopnned or cancelled. Even a story of a power crew from Alabama who drove up to NJ to help with the recovery effort who were turned away from their destination because they weren't union. Stick around, because things are going to get a whole lot more interesting.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Insurance - we have New Jersey Manufacturers which is a very good company. Low rates, limited pool of insured - you have to work for an employer who supports it, a state employee or an existing policy holder. We're the third. My wife used to work at a hospital that had NJM. Entirely owned by the policy holders so in a month or so they'll send me a dividend check.
Good thing in your insurance, nyc. Of course removing all those deductibles will come back in spades when new policies are issued. I'm happy for you but wonder why they'd do such a thing.
Too bad people are back campaigning. I was enjoying the Obama - Christie Odd Couple lovefest. Two politicians from way opposite sides checking things out and making plans to fix it. This is how it is supposed to work.
I'm sure they will, even here in CT (Bridgeport currently home page for FOX news)
I’m with you and our other posters on this so I know what you mean.
I’ve been with Erie Insurance for 22 years for both the car and house (lost 5 years when we lived in SC. I had SF down there). Erie is pretty big in Western PA but they have expanded over the years but compared to some insurance companies they are pretty small. Actually, I’m with Erie Insurance Exchange which is supposed to be for their preferred customers. Anytime I’ve called to check rates with other companies, about 5 times I’d say, as soon as I tell them my situation (no claims, no tickets and with Erie for 20 something years) I usually hear, “we can’t beat their rates for you. You’re doing pretty well where you are. I doubt that you can do better than them. Thanks for considering us”.
Whenever I call my agent, like getting a new car, I talk to one of the two gals. One has been with this guy since he started his office the other at least 10 years. They actually know me. Very different from most places people deal with today.
jmonroe
'15 Genesis V8 with Ultimate Package and '18 Legacy Limited 6 cyl
I too like having the local agent and bundle discounts. But I've had three claims on my homeowner State Farm insurancein 20+ years. #1 Electrical service box developed an arc on the main breaker due to poor contacts in a builder brand that was sort of the Hyundai of its era. Replaced whole set of main break and main bus bars in the box. #2 was a chimney that had at one time had a creosote fire that was hot enough to crack the terra cotta tile inside the brick. Completely replaced with stainless innards and a new crown wash. I had initially contacted the chimney clearer to get the crown on the brick chimney redone. #3 was a new roof due to hail last summer. The agent helped with the claims process and dealing with the multitude of roofers and their illegal workers. The agent's secretary probably knows more about the claim process than the agent. I was treated even better than expected by State Farm. New roof upgraded to architectural shingles. The paperwork and methodology used for the claim with the appraiser (not right term but can't recall it now) were exceeding clear after a little reading.
State Farm insures my son's junk at college and my car that he's keeping at college for summer jobs and now through the year in the apartment lot in urban Columbus with no added cost over our hinterland rates. The agent's secretary provided documents needed by the previous summer's short term sublease when the apartment group demanded proof of $100,000 in liability insurace in case he caused damage in the building. All under my homeowners. I can't imagine having gotten that with an 800 number insurance company.
I'm a happy old dinosaur in re having the local agent and his secretary to help.
2014 Malibu 2LT, 2015 Cruze 2LT,
Excellent thought and that is probably exactly what is happening. The plan is for the S-I-L to hear his side of the story which must be done. And just to sort it out, because we can't lose him. Don't want to lose her either, but he would be next to impossible to replace.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Was great seeing your posts. Everyone was concerned that we hadn't heard from you. Thank goodness you are OK!
We had the same problems down here with Wilma - gas stations could not pump gas due to lack of electricity. Next was the food and water problems. And then there were the thousands and thousands of downed trees.
First comes the relief that you and your loved ones are safe. But then comes the anger after you realize help is slow to come, no gas, no water, no fresh food, can't get to work and if you could, employer is unable to open for business. Believe me when I say I can truly empathize with all who are suffering in the aftermath of this storm - been there and done that!!!
2024 Genesis G90 Super-Charger
Glad to see you posting here again and that the storm didn't impact you too severely.
I actually started trying to find your address again last night.
We have a several clients in the great NYC area and haven't anything from several of them since the storm hit.
It's staggering how much has to be cleared, how many transformers have to appear immediately - the list goes on. They are doing good work but there's so much to do.
but yeah, the scope of this is unprecedented. thousands and thousands of houses needing work (hundreds of thousands at some level?) over hundreds of miles. Usually this level of damage is much more isolated.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.