2018 Volvo XC40 money factor and residual, Colorado area?

hoyas3303

Hi - can you share the current MF and RV for XC40 T5 R-Design in Denver, Colorado?

kyfdx

hoyas3303 said:

Got it, thank you. Is base rate the same as "buy rate", and is it common to attempt to push the dealer back down to this figure?

Yes... base rate = buy rate.

It's common, if you want a good deal.

kyfdx

hoyas3303 said:

Hi - can you share the current MF and RV for XC40 T5 R-Design in Denver, Colorado?

36/15
.00007 MF and 59% residual

hoyas3303

Thank you but I failed to qualify... for 36/39 and 10K per yr.

kyfdx

hoyas3303 said:

Thank you but I failed to qualify... for 36/39 and 10K per yr.

.00007 MF and 62%/58% residual for 36/39 mo.

hoyas3303

Thank you!

hoyas3303

Last Q: Where do these numbers come from? My dealer is offering me a MF of .00098, despite having an excellent credit score. What gives?

kyfdx

hoyas3303 said:

Last Q: Where do these numbers come from? My dealer is offering me a MF of .00098, despite having an excellent credit score. What gives?

They are the base rates from Volvo Finance.

Dealers can markup the rate for extra profit.

hoyas3303

Got it, thank you. Is base rate the same as "buy rate", and is it common to attempt to push the dealer back down to this figure?

peanut308

How much does the MF vary month by month?

kyfdx

peanut308 said:

How much does the MF vary month by month?

It's variable..

Seriously, we don't know. But, the money factor is fairly low, now.

TKarabatsos1

Hi - can you share the current MF and RV for XC40 T5 R-Design in Nashua, NH

kyfdx

TKarabatsos1 said:

Hi - can you share the current MF and RV for XC40 T5 R-Design in Nashua, NH

36/15
.00090 MF and 59% residual