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2013 and earlier GMC Acadia Lease Questions



  • vad1819vad1819 Posts: 309
    How to calculated residual value for Acadia? I have one in Smart buy, it SLE 31000 sticker price, trade-in $4300 plus $500 GM rebate my payment $330 a month, 8% intrest rate. So my option to buy after 48 month will be $16,000. So it may be no reason to buy out after 48 month?
  • Where would I go to on the internet to find GMAC's current Base Lease Rate? I was just told that .08% is in effect. I saw in a recent post that someone had received .0725%
    Please help. Thank you!
  • ilguyilguy Posts: 4
    A local dealer in the Chicago area has quoted me a base rate of 6.25% on the Acadia lease. If you have a top tier credit score, drive for a lower rate. It is there.
  • When exactly did you receive that quote?
  • ilguyilguy Posts: 4
    Sorry for the long delay in answering. I received that number the first week in February. I have since closed a deal. The dealer was in the Southwest Suburbs.
  • You're very welcome, baseballmom97. The answer to your question is that the average consumer probably does not know what the base lease rate or money factor for the vehicle that they are interested in should be unless they are able to find out in a forum like this one or they are able to narrow it down by comparison shopping with several dealers.

    Prices Paid: Buying & Leasing Experiences Forum
  • Greetings jacsdad. It's difficult to say why the lease rate that you were quoted on the Acadia that you are interested in is lower than GMAC's base lease rate for it. Perhaps GMAC's lease program is so bad that the dealer is running your lease through an independent bank. If so, you would be able to take advantage of the $500 customer cash that is available on this truck.

    Let's calculate a sample lease payment using the numbers that you provided and see what we come up with. According to my calculations, if you were to lease a 2008 GMC Acadia that has an MSRP of $41,410, a selling price of $38,395, a lease rate of 6.5%, and a residual value of 62% for 39 months, your zero down, pre-tax monthly payment should be around $499.70. Once sales tax is added to this, it is probably pretty close to the $517 per month that the dealer quoted you.

    Prices Paid: Buying & Leasing Experiences Forum
  • pstallinpstallin Posts: 4
    I'm hoping Car_Man or some other smart lease people can give me some lease information for a 2008 GMC Acadia. Here are the details:
    2008 Acadia with SLT package FWD. 15000 miles/yr. 36 month lease with 0 down.
    I have spoken with a dealer here in the Austin, Tx. area and he has already said he will give me the car for invoice price plus $500 GM rebate and $500 off for trading in my Ford.
    What I need to know is the residual for this acadia and the money factor.

    Thanks in advance for your help.
  • shoeymisshoeymis Posts: 12
    We just leased an AWD SLT 12k/yr 39 mo lease and the residual was 62%. This was on the last day of February.
  • Are there any incentives making it more advantageous to lease in March than wait til April?
  • sheepdog1sheepdog1 Posts: 36
    What are the March lease programs for low mileage for the Acadia in FL?
  • yaggie1yaggie1 Posts: 1
    Hey Carman, I just was reading thru your reply post above. I am looking a bit between all 3 GM crossovers. I was talking to a salesman from the dealer where my last 2 vehicles have come from about a Buick Enclave they had. The sticker on it was like $34,510. Now, I don't know how much GMS price comes into effect but he told me I would be looking at roughly $525/month on like 39 mths/15,000 per year. I didn't get lease rates or residual values from him but he told me today that the Enclave and Acadia residuals are close to the same thing. I guess my question is how are you coming with a payment of $516 on a $38,000+ vehicle when he is telling me $525 on a vehicle that is $4,000 less plus I can get GMS ? Is my sales guy feeding me a line of crap, because I haven't called him out on anything yet...........
  • I ordered my 'perfect Acadia' today!

    MSRP $41,695.00
    Invoice $39,356.73
    Agreed upon value $39,780.29
    (AAA contract rate 1% over invoice)
    plus GMAC Administrative fee $595
    Adjusted capitalized cost $40,375.29
    39 mo @ 12000/yr

    Residual Factor 62%

    Base monthly pmt $575.38
    State sales tax 5.6 32.22

    At delivery they will adjust to all rates and promotions available.
    Tentatively, this is the pmt of a 39 mo lease.

    Monthly pmt $607.60

    Can somebody help me figure out what interest rate I am paying on this lease?

    I'm too excited to try!!!!

  • I just read msg 164 and wondered what is GMS???

    You guys are awesome. I learned so much from this forum and I am crossing my fingers that I am doing ok on this deal.!
  • Leasing a GMC ACADIA 2008 SLT1 AWD $1000 rebate
    39 month 12,000 miles per year
    power lift gate
    remote start
    parking assist

    $3,900 out of pocket 490.00 month. The car is on the lot. the car list for $40,000.
    Invoice $37,482
    TMV price$38,767
  • antney79antney79 Posts: 3
    Here is my lease info I am looking for in hte Chicagoland area.

    2008 Acadia
    SLT2 Trim
    Rear Seat DVD
    MSRP- 42,000.00
    Selling Price- $39,500.00

    Looking for 48 month lease with 15K miles per year.

    Want to put 0 down.

    What should I expect a monthly payment at?

    I received this qoute from my dealer

    Down payment $3,000 plus taxes
    Monthly- $540 for FWD/ $600 for AWD with all above options.

    I think this might be an OK deal if there was no down payment. Am I out of line here?

  • mig42mig42 Posts: 13
    We've just just started out looking at the Acadia & have a few questions...

    We're in NJ(Maplewood area) so would love to hear feedback on any good deals people have gotten recently in the North Jersey area or close enough.

    What Residual and money factor where you quoted? & what monthly payment? We're looking for a 36 month lease with 12000 miles, $0 down.
    Also, as a side note when you are given a residual quote of say that 60% of MRSP or 60% of the selling price you agree with the dealer?

    We're interested in the basic SLE model with added extra of the RES. Just wondering with the RES option do you get a multiple CD changer or are you still stuck with the one CD player that comes with the standard SLE model?

    And finally, are you able to add leather as an option with the SLE? I don't see it in the spec..but just thought I'd ask.

    Appreciate your input..

  • antney79antney79 Posts: 3
    Just received this offer:

    MSRP- 42,765
    Selling price- 39,756
    48 months
    15K miles per year.
    $270 down (docs and plates) plus first month payment

    They told me the residual is 52%
    Money factor (rate) @ 6.25%

    Monthly payment $615.00.

    Is this fair?
    I beleive it should be around 550
  • rm65rm65 Posts: 5
    That sounds high, I have been running numbers on the GMC website (under financial tools) and using your numbers from above the GMAC payment I get a payment of around 570.00. I dont know what MF or Residual is used for that calculation but it is what is in the GMC site. I would ask the dealer why the difference.
  • bkg223bkg223 Posts: 1
    I just got the following quote for a fully loaded Acadia SLT-2 ($45,045 MSRP) with Supplier Discount

    15K/year / 39 mos. / 6.25%APR / resdi 59%

    $627.55 a month

  • raloraralora Miramar, FLPosts: 188
    Hi, I'm new here and on the market for an Acadia & would like to know where can I get current bank rates & residuals for this vehicle.

  • Hi pstallin. Dealer invoice minus any available incentives is an excellent selling price for a GMC Acadia. As far as this truck's lease program goes, GMAC's current base lease rate and residual; value for a 36 month lease of a 2008 GMC Acadia SLT 2WD with 15,000 miles per year are 6.25% and 60%, respectively. As you can see, GMAC publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bancroft162. The Acadia is actually selling reasonably well, given the current state of the economy and high gas prices. As a result, General Motors still is not providing much in the way of lease support on it in April.

    Prices Paid: Buying & Leasing Experiences Forum
  • Greetings sheepdog1. GMAC's current lease program for this truck varies by term. For now I will assume that you are interested in a 36 month lease. Let me know if you want something different. Its current base lease rate and residual value for a 36 month lease of a 2008 GMC Acadia with 12,000 miles per year are 6.25% and 63%, respectively. If by low mileage, you meant 10,000 miles per year this truck's residual value would be 2% higher.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bancroft162. The selling price that you were quoted on the Acadia that you are interested in is excellent, especially for an ordered vehicle. Dealers are usually much more anxious to sell vehicles that they already physically have in inventory than they are to place an order for one. The residual value that you were quoted is right in line with GMAC's current resid for this truck. Just make sure that the dealer uses GMAC's current base lease rate of 6.25% to calculate your monthly payment and you're in business. Ask the dealer what rate they are using, they should tell you.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi bancroft162. GMS pricing is available to consumers who purchase vehicles through General Motors' supplier purchase program. GM employees are usually given coupons that they can use to extend the special low prices that are available through this program to anyone.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi spalme2733. You mentioned a lot of numbers in your post, but I can't tell what this truck's selling price is. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the truck that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of the vehicle that they want to lease is that it is necessary to calculate its lease payment. I am sure that someone here will be happy to give you their opinion of this deal if you let us know what the selling price is.

    Prices Paid: Buying & Leasing Experiences Forum
  • Hi Anthony. I see that you are considering making a $3,000 down payment on your lease. I always advise consumers not to make large down payments on leased vehicles. Lessees who make them risk losing part or all of them if their vehicle is involved in an accident or stolen and never recovered. Even though it means that your monthly payment will be higher, you will be better off going with a zero down lease.

    Let's take a look at the selling price that you were quoted. The 2008 Acadia SLT 2WD that you are interested in probably has a spread of around $2,900 or so between its full MSRP and its dealer invoice price. the $2,500 discount that you were quoted on this truck looks very attractive to me.

    Let's calculate a zero down lease payment on this truck and see what we come up with. According to my calculations, if you were to lease a 2008 GMC Acadia that has an MSRP of $42,000 and a selling price of $39,500 through GMAC right now for 48 months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $651.

    Prices Paid: Buying & Leasing Experiences Forum
  • raloraralora Miramar, FLPosts: 188

    Where can I find the GMAC published lease rates? I was just told by the dealer that it is 8.5% instead of 6.25%. Also, is a dealer fee of $589 about right?

    Thanks ahead,
  • mig42mig42 Posts: 13
    2008 Acadia SLE with a few extras(see below)

    I've yet to get the invoice from the dealership but here's what I have so far..

    MSRP $33,850.00
    Selling Price $32,005.63 (this is what they emailed me, I haven't negotiated further yet until I see the invoice price)

    With $0 down, 36 month lease/12000 miles

    Fees due at lease signing are...
    1st months payment, $362 MV fee, $299 Doc fee, $7.50 tire tax, and $450 refundable security deposit.

    $435 monthly payment incl NJ sales tax

    here's the vehicle spec...

    PEG: 3SA - SLE-1 Pkg
    Primary Color: 80U - Red Jewel Tintcoat
    Trim: 19C - Ebony Cloth
    Engine: LY7 - Engine, 6 Cyl. 3.6L
    Transmission: MY9 - Transmission, Auto. 6-Spd (FWD)

    Options: ABB : Seating, 7-Pass. 2,2,3 PZ3 : Wheel, 18" X 7.5" Aluminum Painted
    AP3 : Remote Keyless Entry With Remote Start QLW : Tires, P255/65R18 BW-ALS
    AQ4 : Seat, 2nd Row Captains Chairs U2K : XM-Radio Digital Audio System-S-Band
    AR9 : Seats, Frt. Bucket, Deluxe U42 : DVD Entertainment Pkg. Rear Seat
    ARN : Seat, Rear, 3rd Row, 60/40 Bench, Manual UD7 : Ultrasonic Rear Park Assist
    AY0 : Restraint System, Inf. Driver & Pass & Head Curtain UE1 : OnStar
    CJ2 : HVAC System, Frt. Tri-Zone UH8 : Cluster Inst.-Cool Temp, Trip OD, Tach
    E69 : Liftgate, Rear Manual UK6 : Rear Seat Audio Controls & Headphone Jacks
    FE2 : Suspension System, Ride & Handling UQS : Audio Pkg, Advanced Bose 10-Speaker w/ Surround Sound
    NC7 : Emissions Override, Federal UVA : Radio, DVD, CD, AM/FM Stereo, MP3, RDS
    NE1 : Northeast Emissions (CT/MA/ME/NY/PA/RI/VT) VK3 : License Plate Frt, Mounting Pkg.
    NK5 : Steering Wheel, Std. Z88 : Market Brand-GMC
    PDD : Convenience Pkg

    So what do you guys think? how much below the offered selling price should I negotiate?
This discussion has been closed.