Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
The company I worked for supported insurance products for several domestic arms of Japanese companies.
Their clients were just about other Japanese companies.
It's like helping out a family member business.
Wife: 2020 Cadillac XT5 Premium Luxury
It was pretty nice but I was not impressed with the interior given the price.
Wife: 2020 Cadillac XT5 Premium Luxury
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Speaking of, I still see GTRs every once in a while. I know they've been out forever and haven't changed, but to me they still look awesome!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Anyway, I think you're right. They also had market adjustment stickers. No thanks! Could be why they aren't selling.
'24 Chevy Blazer EV 2LT
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I know the CO $5350 credit for EV and PHEV vehicles ends on 12/31; a new credit is coming, that is less, but I can't remember the amounts off the top of my head.
Plus, it's entirely possible the federal tax credit for EVs could either go away or be reduced significantly, which might spur folks into action.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
They are overpriced even without a market adjustment.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
My daughter got started looking today. Took he mazd in for an oil change and decided to just test drive something (a CX50 hybrid). As I expected shortly after I was getting texts with numbers. Did not make sense and the dealer was not IMO being upfront (turns out she was not comfortable with the experience either) so no impulse buy. And very sketchy details on terms (a post it note? Really) so won’t be buying there. But it is a strong contender.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Did they push hard to get your daughter to sign today. You know, “get our best deal before the year is over” talk and stuff like that?
My guess is they were probably licking their chops seeing a young female baby seal at the negotiating table.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
The Si has rev-matching, fortunately it can be disabled. It’s averaging 37mpg in a mixture of driving. The only negative is, it sure is a lot lower to the ground than we’ve gotten used to. Our last sedan was a 2022 Model 3, but we only had it a few months before trading it for a Model Y. Before that, we had a 2018 Toyota Camry XLE.
I’m wondering if we should replace gee’s RAV4 this year. The miles are adding up fast. It’s at 62k now. The thought is to pass it down to our 13 y/o as his first car in a few years and the youngest who is 11 now will get the Si.
Upgrading the 14 Odyssey is also on the top of mind.
We may be good for 1 punch in 2025
Her finance was with her. He’s a CPA. who also knows nothing about car shopping but can definitely figure out financing!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
They are visiting a different dealer tomorrow. I gave them a dissertation on the phone tonight so they are much better prepared. Not sure the dealer will make it all work but seems that the first place (that gave them bad vibes) actually put some strong numbers on their scratch paper. At least the couple I could figure out!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Had a lot of good food and time with my parents. Decided to completely crush the tranquilizers and put them in the doggo's wet food for the trip back, and the doggo eventually ate it (after further dilution with more wet food) and was much calmer (but still not completely calm) on the ride back.
That’s why I love cross path. It’s always looking out for you.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
One advantage: The rear camera is covered, unless you are in reverse. The picture is always clear and clean.
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'24 Chevy Blazer EV 2LT
Apparently, my BIL is up for a significant promotion (to CFO of his non-profit) and a raise to go with it, so of course he wants to scope out a new (or nearly new) car to celebrate.
He first had his eyes on the 4-series Grand Coupe, but my sister vetoed that because of its looks. She prefers the Audi A5 Sportback, which I also like.
However, since she complains about high gas prices in CA, I've suggested they look at a hybrid or PHEV vehicle, given that his commute is pretty long (though he only goes into the office 2-3 days a week). My recommendation would be a Volvo S60 or S90 PHEV, seeing how much they like their current XC40.
I don't know their budget, but I suspect lightly used versions of the above vehicles would price out OK for them.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'24 Chevy Blazer EV 2LT
They did actually tell her to go back there if that price was real, but also gave her a bit of backstory on how that place works (grain of salt, but in this case, I believe them). It was more of "what to watch out for" and explaining that they somehow run their own auction instead of wholesaling. But they flat out said they were known to refuse to supply an actual deal sheet up front, and you didn't find out what they had left out until deep into the finance office. Scummy way to do business, but probably works enough that they keep doing it.
we talked about options, and she might go back to them to see if they can supply any more details, but bottom line, she did not want to deal with them again (moral principals) and would likely hold off a bit and revisit the situation around presidents day when hopefully could do a lease pull ahead to just turn that back in and wipe out the last few payments, and just do a clean buy deal. At the dealer she wanted to work with! Doing it now basically came down to making the last 5 payments, but not using the car for the 5 months left on the lease.
The whole deal got really complicated. And was confusing the kids since they never dealt with car deals before on their own. So I worked through options and sold them on separating the lease run-out from buying a new car "clean deal" later in the winter.
the least expires 6/7. They are looking at this now because they are getting married 2 weeks after that so it would be a lot easier to get it out of the way (time wise and cash flow!) Waiting also means I can go explore a bit with the dealers local to here, for some other options.
having a trade in, really complicates things. And since it is leased, they don't get any kind of sales tax credit, so really doesn't help being rolled into the deal.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I know that's heresey here.
I agree, just to help the timeline. Then, the dealers might be wanting to blow out the 2025 inventory in anticipation of the 2026 models.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We discussed that. Definitely a consideration. Assuming Mazda allows it. They are well under miles.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
plus the red interior on that model is really sharp looking.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Finally got to drive the new 2025 Hyundai Kona at work this weekend and was not impressed! Nice size but think our 2023 drives just as nice and it's a better size that we like. It wasn't the "Limited" model that I'd want to get so it didn't have all the extras that I want. Nice enough but, just didn't do anything for me...that silly grin I get from my Golf was lacking, so it's probably off my short list. Think the 2026 GTI will be the one that I eventually go with. But I could go larger as moving has been put back on the table it seems. After much thought, the other half decided that working for her current boss another two years makes sense. She can do her TurboTax gig from anywhere and cut down her weekly hours to a more manageable level which means we can relocate to be closer to the girls. Not sure I'm going to work once we move but that will depend on where we do end up. Think this is the best plan going forward as we want to be closer to the kids, within an hour if possible.
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
I’d hate to think they are still pulling that stuff today.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
The Si has rev-matching, fortunately it can be disabled. It’s averaging 37mpg in a mixture of driving. The only negative is, it sure is a lot lower to the ground than we’ve gotten used to. Our last sedan was a 2022 Model 3, but we only had it a few months before trading it for a Model Y. Before that, we had a 2018 Toyota Camry XLE.
I’m wondering if we should replace gee’s RAV4 this year. The miles are adding up fast. It’s at 62k now. The thought is to pass it down to our 13 y/o as his first car in a few years and the youngest who is 11 now will get the Si.
Upgrading the 14 Odyssey is also on the top of mind.
We may be good for 1 punch in 2025
What year is the RAV4? It is an XLE Hybrid? FWD or AWD? 62K miles isn't a tremendous amount of miles on a RAV4. We've got 62K miles on our '22 Highlander that will be 3 years old at the end of February 2025.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Didn't you have a Hyundai Elantra GT similar to this one?
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I liked those. That’s what I was looking at (the loaded GT version) before I cheated out and bought my Elantra sport 4 door. Same drivetrain, $5k cheaper!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
The clown car is back in the fold. Quite the ordeal to get it here thanks to U-Haul’s janky equipment. It tried to lose the car 3 times. At the 3rd stop, I gave up using the trailer as intended and strapped the car to it with my own straps that I luckily brought along. That didn’t help the fact the trailer couldn’t go in reverse nor that the brake would sometimes pulse and jerk the whole van while driving 65 mph. But at least the front wheels remained planted with my straps.
When I went to UHaul today, I tried to inform the clerk the trailer is dangerous and to not rent it back out, but his reply was “yeah, they are all terrible.”
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I’m surprised you don’t have your own at this point.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I have a trailer but it is very big and I’d have nowhere to park it in SC.
Yes, the clown car is here in NJ now.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Seems like a completely logical plan to me, and would end up with some money in the bank to offset a small lease payment. Pretty sure the wife will be 110% on board when I explain it to her. Really all I need to do is get her to test drive the EV and fall in love with it!
oh, I was also awake at the time. The downside to working when I don't want to. We make money that I want to spend on something automotive!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Happy New Year to all my Chronic Car Buying friends. Congratulations to all on your recent & pending retirement!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
You get what you pay for!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I’ve rented a few Uhaul trucks/trailers over the years and never had one I felt was unsafe. They were certainly well used though. Probably just got lucky.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic