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In high school, they teach that advise is the verb and advice is the noun. :shades:
tidester, host
SUVs and Smart Shopper
Question about insurance,
Once I made the payment and recieve title and sales bill, here in Vancouver I do not intend to have the car transported until March 09, 2008. What kind of insurance should be put on the car while it is sitting waiting for transport. She is in sunny California.
I don't understand what the big deal is? Why doesn't anyone reply with a REAL answer?
One day before I left to picked up my car, I went to CIBC agency to buy the APV38 binder insurance. They never asked me about the temp permit. What they need was the copy of bill of sale (with $1000 deposit only, not fully pay). A 10-day binder is $36, and 10 days are more than enough if you don't have many thing to fix. Remembrer this Binder insurance is for point to point use for inspection and modification, not for any other usage.
Also note that It is impossible to do the importing & inspection within the same day if you are in BC. RIV need at least 3 business days to send you the Form 2 even they work during the weekend which does not count as business days.
1 million third party liability $41
own damage collision $500. comprenhensive $300. $36.
Total $ 77. CAD.
So I guess you bought a lesser level. Mine is 10 day binder, but is only good till the day you drove it back, according to my Autoplan agent (actually someone I know personally as a friend), and no further driving after getting home.
The WA dealer charged $30. for a 3 day WA temp trip permit. I have no idea that you can buy extra ones. Wouldn't that defeat the purpose when you already used up the trip but apply the 2nd one (which is WA), while in BC (a different country totally), doesn't seem to make sense to me. Seems like one should use local coverage (if the 10 day binder doesn't cover, then one needs to get the day permit).
The day permit is $21. for each day, maximum is only 1 day, and I got this from at least 3 Autoplan agents (diff. brokers). One website (actually a blog) claimed one could get a 2 week permit, I have no idea how. I had to buy 2 days as my immobilizer installation got delayed and thus I couldn't get the Canadian Tire inspection in time.
So for me the cost just to cover permit and insurance is as follows:
USD $30. + CAD $77. + CAD $21. + CAD $21 (the last one is only b/c I cannot do everything on same day).
I was told that (again, friend got almost angry because I was asking questions, haha) the 10 day binder is useless once after crossing border and getting home. I have to get the day permit to go from point A to point B. So in theory, I cannot go to get immobilizer installed and then do inspection on the same day permit. I need to purchase a diff. one to do it. In essence, I still broke the rule, as I did both inspection and went to Autoplan on the same day, which I should have used a third one, according to my friend.
I just think that rule is really lousy. Even if I can do everything in one day, ICBC wants me to pay for 3 one-day permit, making it 3 x the cost.
I just got everything done. Now choosing private or ICBC for optional insurance, that's all.
Still waiting for those who got their Highlanders saving from $12k to $16.5k , how it's calculated and if it's apples to apples. I just think it's really amazing.
I'm CDN w/ US boyfriend -we're looking to trade his #2 toy ( jeep wrangler, in TX ) in for the more appropriate 'Highlander". We'll likely execute the deal in TX, and drive it back to AB to leave here as our Canada car. What I'm struggling with is - what exactly should we expect to pay in taxes? I understand that "gifting" is not duty free ( CBSA will estimate the value of the vehicle and charge accordingly ). At the border, I expect to pay 5% GST on an estimated value or possibly the actual sale price, and $100 excise tax a.k.a. A/C levy, and 6.1% duty on estimated value or actual purchase price. So, should we immediately put the vehicle into my name at the ( used car ) dealership in TX and would this excuse any state or federal tax...Does anyone know how to establish ( or know period ) how a CDN w/newly acquired title, gets insurance to drive it back? If so, any thoughts on how to do that? Should American buy the car ( w/trade in and cash ) and transfer it to me... who promptly imports it? ( at first blush doesn't that mean paying taxes twice?? ) or should I buy the car using boyfriend's trade in and his cash... confusing? I know!
It's complex to think through... if anyone can recommend a website with thorough discussion relating to our situation I would be grateful.
Also, I'm at a complete loss about insurance. If vehicle is in boyfriends name and his insurance, can I import it? with which documents?
You need not pay Texas taxes or bridge fees or all that Bull -hit. Just fill out the tax exemption form shown in my posting and show it going to Canada and get Temp. plates and drive home. The dealer can do all this! Show him the TAX peoples letter! Canada WILL want PST and GST on the full invoice value but who cares, it's a hill of beans! Your Canadian Insurance company can and will give you temporary insurance coverage as long as you have vehicle VIN #. Just get the title put in your name (if it's yours). Don't register it in Texas.
My posting includes info direct from the horses mouth - the Texas Tax people!
What? And deprive everyone else here of valuable information? Just steer clear of business solicitation.
tidester, host
SUVs and Smart Shopper
Now I am purchasing a Camry now from the same dealer, will be picking up next Tuesday.
I am told I am getting the $750 rebate from Toyota off of the purchase price.
I have no reason to believe otherwise as these guys have been straight up with me the whole time (didn't try to sell me paint protection, extended warranty, etc at the time of purchase).
I will post otherwise if I don't get the rebate, but I am 100% sure I will.
My local Toyota dealer when I mentioned that I had purchased the HL from USA said he was not surprised, becuse of the savings to be had.
I said I really wanted to buy the Camry from him, but he didn't try very hard to sell to me. He used MSRP, and a steep discount on black book for my trade (prestine condition but high miler). I will take my chances and sell privately.
Seems he is selling lots to Canadians because they are going throught Toyota finacing.
Fortunate for me, at this time I do not have to use factory Financing.
PS I am running into the same BS with Appliance manufacturers.
They tell me there is no CSA, no UL, no warranty but in the owners manual it says otherwise, etc.
25-40% savings on these items as well.
We are getting screwed huge. Eh (short for docile take it up the butt)
We are all trying in our own way to remove the borders that are created by the various authorities.
On another note I suppose everyone knows that the RIV came out with a new list yesterday. They put in a bunch of disclaimers that they are not responsible for the lists and that they receive the info from the manufacturers. Who exactly is in charge in Ottawa.
- MCO
- contract of sales
- export worksheet
Have I missed anything?
My dealer is not experienced in exporting. So he is not sure what is needed for the US Custom.
Does anyone know where I can download a copy of export worksheet?
Thx.
Here is the form I used previously.
It's a little confusing as you actually fax to Whitlash crossing but you enter Canada through Sweetgrass.
Whitlash fax # 406-432-5528. Tel # 406-432-5522 to confirm that they received worksheet, mso/mco, bill of sale and everything ok.
http://abouttime.files.wordpress.com/2007/07/blaine-export-worksheet.pdf
Change Blain to Sweetgrass,
is there a link that explains this ? when he signs the title to me, any way do i need to do anything in New Hamphsire ?
Now for driving it, if the titles are under my name, i can get my insurance company to insure it. But how will i get a temp licence ? Does this mean i need to get it shiped to the boarder ?
I am looking at importing a 2005 toyota tundra from from WA state into BC. The sale is by owner so i am a little nervous not to make any mistakes. My plan is to go down , look at the truck, put down a $500.00 deposit if it looks good. I will then come back with a copy of the Title and the bill of sale. When i get back to BC, I plan on calling toyota USA to get a recall letter, go see my insurance provider to get insurance for when i drive it back, Fax US customs (blaine) the title 72hrs prior. I then plan to go pick up the truck a week later, Pay the balance owing, get temp insurance tags (at the DMV?) for one day and then drive to the US border, present title , bill of sale and VIN. At Canadian customs i will fill out the form 1, pay RIV fee and air conditioning tax. I then plan on driving home. parking the truck and waiting for the form 2 to arrive. Go get temp insurance, drive to Canadian tire get inspected, go insurance agent and get permanent insurance pay GST and PST.
How does all this sound?
anyone done this before?
any potential pitfalls?
can i get a Temp WA permit from any auto insurance place or does it have to be the dmv?
Thanks for your help
Chad
Shawn
I sold my father a used (slightly) truck and It was easy for me to get a recall letter. I just called Chrysler and they sent one out to me. I got it through the mail and it took a bit longer. But let the current owner get it for you.
As for having someone to negotiate a deal for you, well, but then the person would have to pay local State sales tax, unless register it in another state, but the dealer I dealt with said certain state would take 1 month for the title to get back, and I don't want to wait that long. Sure, I paid MSRP, may be I'm a sucker I don't know. I don't know if I can save $4k if negotiated via a third party, but so far I see most people only get about $2k most off MSRP from threads about this model here on Edmunds, and not $4k. May be Highlander is not moving as much so they are willing to lower it more. Typically Japanese car they don't lower the price as much.
Not that I don't believe the posters here, but I suspect that the math was not correct when they are saying that they are saving over $10k on most models. You can easily see the difference using the OneTaleOfTwoPrices.com website. Keep in mind you can also negotiate pricing in Canada also, so it goes both ways.
Just happen to be getting the phone number for a US boarder office to confirm recipt of a title, and decided to check out the last few posts. You want apples to apples. Here you go:
2008 Silver Toyota Highlander Hybrid Limited - package option 2
US MSRP = $47575.00 includes destination charge, navigation, rear entertainment package, floor mats (all 3 rows), cargo liner
CDN MSRP = 60962 includes freight and delivery (destination charge), federal A/C tax, Tax for fuel conservation, navigation, rear entertainment package, floor mats (all 3 rows), cargo liner
US price negotiated after 3.5% local tax & temp permit ($49340) = $45137 approx. $4000 savings
CDN MSRP - approx $4000 negotiated savings = $56962
Current savings between CDN and US price = $11825
CDN price + PST & GST (Ontario) - GST Hybrid rebate and PST (Ontario) Hybrid rebate = 56962 * 1.15 = $65506 - $1500 - $2000 = $62006.03
US Price + air fare + gas (to drive it home) + Duty + PST + GST + RIV fee + certification fee + A/C tax - PST (Ontario) Hybrid rebate (yes it is valid on imported hybrids) = $45137 + $480 (two people on flight) + $100 (Hybrid) + $8621 (Duty+PST+GST or 19.1%) + $206 + $150 + $100 - $2000 = $52794
Savings after all said and done = CDN price all in - US price all in. (not factoring in exchange, I changed at 1.02 or 2% exchange rate savings).
$62006.03 - $52794 = $9212.03
Is the extra work worth $9000+ absolutely! Keep in mind I am also assuming $4000 off the CDN MSRP, which based on the CDN invoice price is only about $800 above invoice (possible yes, likely no). Also keep in mind because my highlander is a hybrid a new one purchased in Canada is entitled to the Federal hybrid rebate, a non-hybrid highlander is not making a $1500 difference.
That is as close to apples to apples as I can make it.
Indeed the Highlander ones are saving a bit more than my RAV4. Too bad I prefer the RAV4 as it's not as big and not as taking as much gas. I thought of the Hybrid but it is still not as fuel efficient as I'd like.
But $9k is excellent saving, I absolutely agree. Even at $3k I still think it's worth it to me. Thinking it as a learning exercise too.
Although I said apples to apples. I fully understand that there are small differences between models from both countries and if the value side is not a big diff., I am not picking on those.
Another reason for the bigger saving is that you seem to have found dealers that both can sell to Canada and also reduce price (or using go around method described by some here), and I paid MSRP (am I a sucker?). That all adds up too.
Thanks for the info.
Make the recall letter a condition of the sale. You are entitled to know that the vehicle is safe.
MSRP is another part of the misinformation out there. Some claim to never buy at this, others save thousands below, while others pay above, yes above MSRP on some models. The key is getting what you want in my opinion. Somewhat like house hunting....a vehicle or house is worth what an individual is willing to pay for it.
Canadian prices remain 15% on average higher than American. Find your vehicle on the manufacturers website, build it based on a specific zip code, then start looking. The savings are very much worth your time and effort.
Take care
I don't necessarily agree with haceyimports comment that all builds are different from state to state, maybe country to country. Consider Japan pumps out many vehicles a day from the same plant, I would doubt that they look at each individual vehicle and say. Hmmm, this one is going to California state so lets put these bolts on instead of these ones being shipped to New York state. I would think it would be more time consuming and less cost effective then just building them all the same and then figuring out what country or state it is destined for.
Go to the article and click "recommend this article" and post comments so that the word gets out!
GREG KEENAN
From Thursday's Globe and Mail
February 28, 2008 at 1:48 AM EST
Two vehicle leasing companies have launched a class-action lawsuit on cross-border vehicle shopping with a new twist, alleging Transport Canada and the Canada Border Services Agency were participants in a conspiracy to keep vehicle prices high.
The two arms of the government have been named along with BMW Canada Inc., Mercedes-Benz Canada Inc. and Mercedes-Benz USA LLC in a lawsuit that alleges actions they required of people or companies trying to import U.S. vehicles into Canada reduced competition and enabled prices of vehicles sold here to be 20 per cent to 35 per cent higher than similar U.S. models.
The auto makers, Transport Canada and the CBSA imposed restrictions on vehicle importers that created additional fees and charges, said a statement of claim filed with the Ontario Superior Court.
Fournier Leasing Co. Ltd. and Canadian Auto Associates Ltd. are seeking damages that total in excess of $1-billion.
“These additional charges, fees procedures and restrictions prevent more competitively priced Mercedes vehicles from entering into the Canadian market, thereby enabling the Mercedes defendants to charge higher prices for new vehicles sold and leased by them in Canada,” the statement said.
For Mercedes and BMW, “these additional fees and charges are not payable under Canadian law,” the lawsuit said.
The charges have not been proven in court and none of the defendants in the lawsuit has filed a statement of defence.
JoAnne Caza, a spokeswoman for Mercedes-Benz Canada, would not comment. BMW Canada spokeswoman Stacy Morris said the auto maker was not aware that any such lawsuit has been filed.
The two luxury auto makers were among the first companies to offer cash incentives in Canada last fall when the Canadian dollar hit par against the U.S. currency. The rise of the loonie enabled Canadians to potentially save tens of thousands of dollars in the U.S. on such luxury vehicles as those sold by BMW and Mercedes Benz.
Luxury vehicles are believed to represent the bulk of the record 189,738 vehicles imported into Canada last year.
Transport Canada is named in the suit because of its role in certifying vehicles imported into Canada through the Registrar of Imported Vehicles program, which maintains a list of vehicles allowed to be imported and outlines the modifications necessary to make sure vehicles comply with Canadian regulations.
Among the requirements is one that importers provide proof to the CBSA that any repairs required under recalls have actually been made.
The auto makers forced importers to pay “artificially high fees and charges” for information about recalls, the lawsuit alleges.
BMW Canada's website says importers require a letter of admissibility from the company that costs $350. The fee for a letter saying the vehicle has been repaired under any recall orders is $500.
“There is a process. The law is quite clear that if you follow that process, you're entitled to import a vehicle into Canada,” said Brian Osler, one of the lawyers for the two leasing companies.
I used this at end of December and RIV was okay with it.
J.
My point about the state to state builds is not one of actual "build", but more about how to compare accurately you need exactly the same options on each vehicle. This is easily demonstrated by choosing any 2 zip codes, building what you think is the same vehicle, and then printing out a comparison. For some models with wide range of possible options/packages/extras you will be suprised at how different they are. I am not suggesting thousands of dollars, but I am proposing that it could make a difference when someone claims to have bought theirs for a bit less or more.
They place different features in various states/ zip code areas, and it all contributes to the difficulty in arriving at an even comparison of similar vehicles.
Reading this back, it sounds confusing to me! I hope you all can understand my point in the above mess!
Take care
Closest dealership is about 200kms from here, and well I need to bring the car over there to have my daytime running lights get activated, what if I get into an accident on my way there? Car is not insured here in Canada, as far as I know right?
.... it should not matter to whom the recall letter is addressed. RIV is interested in the vehicle. They want to ensure that the vehicle is safe. That's their mandate.
So the vehicle must be clearly identified, the letter must look official and the date must not be not be too old.
Whatever RIV prints on their Web Site is the last word. If you comply with that, they have to accept it.
In both cases the dealer added my name to the MSO/MCO and then gave it to me.
The state where I bought these has a sales tax.
My understanding is that because the vehicles were never titled in that state this is the reason sales tax does not have to be charged.