Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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The non-turbo flat 4 is more than adequate, especially with a light load. With a heavy load (3 people + trailer) it falls quickly to barely adequate, but that is having the vehicle and the trailer at roughly the GCVWR payload limits.
I've never seen Subarus as being pedestrian--they're not that common here, and I thought the Legacy GT was a hoot to drive.
You'd think so--I was just relaying the edmunds "true cost" info. Also, I wonder if--the biggest hits aren't taken on the highest trim/option level cars, XT Limiteds, etc. (from new)?
I know someone who bought a new WRX, non-STi, added $3K in optional wheels & tires, paid $31K with tax, then traded it in a year later for $19K. But as this guy is unusually clueless, that may not prove much.....I'm guessing the actual hit, w/o aftermarket options, would be more like $5K the first year.....
The Motorhome is ready and I'll pick it up in about a week and a half. (2008 Monaco Dynasty, 42ft., 4 slide, king bed, dishwasher, full size W&D., full tile and leather seating, 425 hp clean-air diesel Cummins).
I also bought a new Sony T-10 Cyber-shot camera today so I'll post pics when I can get everything figured out. I'm not a real techy person but I'll manage.
The traveling is getting ready to start!!! YEAH!!
Mark156
just kidding. enjoy and post pictures from where you travel.
While you're gone, can I borrow your white RR for my wedding, thanks
2016 Audi A7 3.0T S Line, 2021 Subaru WRX
Funny thing about the Rolls... it's doesn't have 'Park' on the automatic transmission selector. On the column it reads.."N D 3 2 R". If you put the selector in Reverse (with the engine off), it will act as Park and the car will not move. But, when starting the car, you have to put it back in Neutral. And, ALWAYS set the parking brake! There is a big yellow light on the dash to let you know if the parking brake is set.
When I take it to restaurants, I never allow the valet to park it. I will ask them if I can utilize the valet service (usually parking in front) but park it myself. Any restaurant that I've done that, they have never said no.
Sometimes, they will move another car out of a line so that I can park the Rolls in front.... I guess, it looks good to have a classy antique showing in front.
I call my Cloud a "20 footer" as it looks good 20 feet away. As you get closer, you can tell it has a little age on it. I think the repaint was done maybe 15 yrs ago (I've owned it almost 9 years).
Whenever I think of getting rid of it... I'll take it out and I'll always get someone tooting their horn and giving me the thumbs up! Then, I like the car all over again.
Mark156
Yes, but when you drive across the border, the car automatically switches to right hand drive, all controls move over, and the car jumps to the right side of the road.
Also, all your money is converted into Canadian dollars.
:P :P
when i was in between jobs, i worked a bit on the side as a valet. I mostly worked this restaurant in Wall, NJ. We had a guy come in pretty regularly with an old Rolls. The guys I worked with always kept a spot for him up front and he'd park it himself.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Most popular form of transport is still dog sleds and horses :P :P
That's interesting with your Rolls, and the parking thing. I can imagine many people getting confused by it.
2016 Audi A7 3.0T S Line, 2021 Subaru WRX
So, what was I driving on when I took the QEW from Buffalo to Hamilton?
:P :P :P
i always look for the old pirate ship on the lake and battlefield equipment, as my favorite landmarks.
Mark
Mark:
I'm not surprised you drive the Rolls very seldom. It would cost an arm and a leg in maintenance to use it as a daily driver.
2016 Audi A7 3.0T S Line, 2021 Subaru WRX
I drive the car at least once or twice a week when I'm in the desert. I use the car to pick up friends and relatives at the airport and to restaurants. Also, it's a must to take to my monthly car club meetings!
I get the oil changed once a year and there is always 'another' item that needs attention. In the last nine years I've replaced these items...(water pump, power steering hose, radiator re-core, new exhaust pipe, new wide-white-wall tires, re-built speedometer, new clock, major tune-up, new belts, a thing-a-ma-giggy to make the brake lights work, etc, etc).
I probably spend about $1,500 a year average to keep the old girl going. :sick: My repair place charges $100 labor rate.
Mark
For more information about the QEW, you can look here.
Maybe in Vancouver you don't. Here in Toronto we have paved roads.
Both of them. :P
That's not pavement, that's just ice. ;b
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I know a lot of folks who can afford better but simply have no time to take off.
Happy Trails!!
When you have expensive hobbies, cars, or whatever, really excellent camera equip. enables you to take great photos of your collection...plus it's another excuse to own cool, expensive, high-end "stuff"
I have to rent a RV storage garage at $379 a month.. and, I won't be using it that much! But, I have to have it when I need it...oh, well.
I found a place where they have 'garage condo's'... that sell for $72,000... I guess that's not bad as you can resell it later and maybe get all of your money back.\
For the heck of it... (I really didn't want to know)... I figured my fixed cost over five years of owning the motorhome... for what I paid, insurance, storage, etc.. not even driving it... with depreciation and all, it will cost me $4200 a month over five years without even driving it. NOW, that is a commitment! :sick:
Mark
Ok, now you made me figure out the monthly cost of our TT and its really ugly. I only figured it over the 2 years we've owned it so far. It works out to $750/month. That's winterizing and dewinterizing, we put it in storage this winter which cost us $550 for the winter and included winterization and all that, depreciation, interest, ugh. Can I stop thinking about it now?? We hardly use the thing anymore, I fully intend on selling it next spring if at all possible.
Now if I had to figure out the monthly cost of my horses..........well, we just won't go there! :sick:
I can only hope that one day I can have the time and money to enjoy classics such as yours.
2016 Audi A7 3.0T S Line, 2021 Subaru WRX
Now I have an old Leica 35mm from the early 50's that I've never used--just for display. And a current-gen Nikon 35mm DSLR that rocks, IMO. I think a lot of pros have switched to high-end digital??? But the vintage film cameras still have huge appeal....
Just kidding, sometimes these threads are interesting when they vary from the basic topic.
My pickup is, to be sure, a fine automobile. And since I put 1,700 miles on it in a little over 5 months, the gas mileage doesn't bother me too much.
['07 Silverado Classic V6 auto 2wd reg cab shortbox; granite blue with a black fiberglass top. crank windows & manual locks, but CD, cruise, uplevel cloth, and of couse A/C. Granite Blue.]
Heck, my main transportation this winter has been this:
http://www.msu.edu/~steine13/can01.jpg.
Woiks good, but gets really hard to shift when you hit -8 F. The studded tires are THE thing for ice and snow, though.
Anyway... the missus was using it this weekend for her antique business... and has informed me in no uncertain terms that she did not -- NOT -- like it at all. Her Sienna is apparently much easier to load and unload, and could she please have it back.
So it looks like I'm going car shopping... something I do with enthusiasm, except I can't think of anything I really want, and the kinda car I like is almost impossible to find used. Ya know, stick shift, wagony type things with decent gas mileage...?
So I thought I'd come here for some moral support. Don't nobody give me grief if I go get another Vibe, though... that's my fallback position in any event.
Take it easy,
-Mathias
I actually haven't been keeping up with posts as much as I used to (darn job getting in the way..) so maybe you came back earlier and I missed it?
Anyway, I got frustrated looking for the same type of vehicle. Especially used.
At least new, there is the Versa, the upcoming Saturn (Astra?) looks promising. Maybe a used Mazda 5?
Oh, and good luck unloading the Chebby!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Of course, they will all be autos - the stick is a much more difficult proposition.
2014 Mini Cooper (stick shift of course), 2016 Camry hybrid, 2009 Outback Sport 5-spd (keeping the stick alive)
A Focus ZTW made after 2003 also comes to mind.
Well, at least you just made me feel much better about holding on to my (not really necessary) Escalade.
Incidently, today is my 1 year-o-versary since I bought my last car. In the world of CCBA, does that qualify me for a trophy or a pink slip? :confuse:
25 NX 450h+ / 24 Sienna Plat AWD / 23 Civic Type-R / 21 Boxster GTS 4.0 / 03 Montero Ltd
I just bought a car, to be owned jointly between myself and my BIL - he and my sister need a bit of a leg up.
It is a '95 Camry (the last series I really liked the look of), 4-cylinder, 150K. I own it and he will have the use of it while gradually paying it off over time.
It is amazing how well this thing runs after all the years/miles. The engine starts right up and just purrs, the transmission shifts smoothly and seamlessly. Bought it from a BHPH lot, where the guy had to do some smog work to get it to pass, and that was it.
Oh yeah, and it has the LARGEST aftermarket Pioneer I have ever seen - it's a monster with a gazillion buttons, almost none of which I can figure out the function of. Luckily, my sister's husband is better at figuring out that sort of thing than I am...
:-)
2014 Mini Cooper (stick shift of course), 2016 Camry hybrid, 2009 Outback Sport 5-spd (keeping the stick alive)
Bought it from a BHPH and became a BHPH lot. How well do you get along with your sister and bil ?
My father did that for my brother and sister in law when my brother was still in his twenties. Twenty years later my dad will mention to me that he never saw a dime of his $800.Soemtimes it is hard to forget about money no matter how close the relation.
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2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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I will give Nippon credit for helping out and having sense to own it jointly.
Having said that, I will not do it again. It would tick me off incredibly to help someone out and then find out that they are making other purchases of things that I don't buy while they still owe me money.
Maintenance and repair, so crucial on an older car like this one, is not exactly my BIL's strong suit. If I just gave them a decent-condition beater it would be dead within six months, and they would be right back to square one. I don't want either of them losing their job over need of a car.
2014 Mini Cooper (stick shift of course), 2016 Camry hybrid, 2009 Outback Sport 5-spd (keeping the stick alive)
2014 Mini Cooper (stick shift of course), 2016 Camry hybrid, 2009 Outback Sport 5-spd (keeping the stick alive)
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I totally agree with you...the insurance risk would be much more of a concern to me than having the "loan" go unpaid. For me, a better option would be to cosign the loan and require payments to be made to me which I would personally transfer to the BHPH (or whoever) and be listed as a second leinholder (if that is possible) or...even better, pay for the car in full with my own funds, list myself as the leinholder, and collect monthly payments from the relatives to pay me back.
And, it came with three months of XM radio! I have never used XM or Sirius radio. It sure is nice when driving across the country when the regular radio has no reception.
Isell... I can see why these little SUV's don't stay on the lot very long.
Another thing that is SO handy.. the two-layered shelf in the back cargo area.... luggage on the bottom and 'hanged' clothes can lay on the top shelf without getting crushed.
Mark156
BTW, have you taken any pics yet?
One way to limit your risk in the event of an accident is to put the car in their name and you on as lienholder. That way they "own" the car, but you still keep you interest in it in the event they "forget" to pay. That's the best way to do it I think, course I've been down this road a couple times. :sick:
When I advertised the Sebring for sale last month it was super popular with the "can I make payments?" crowd. Just had someone call me the other day about it (from the old ad) asking if I would discount the price to account for the repairs (thought I had already done that??) and would I take payments on it. Um, no and NO.
As a wagon fan, here are my suggestions: Used: bmw E39 or E46 wagon w/stick shift. Or whatever used Subaru wagon works for you. Used A4 wagon (if you have the guts & repair budget).
New: Honda Fit Sport? The review in 4/07 R&T makes it sound like a great little car for the $$.....
My amateur 2-cents: If you had only co-signed on the loan, & the car & ins. was in their name, at least your responsibility would be limited to paying the loan off if they didn't. But I don't know who's name the ins. is in, yours, or theirs??
FWIW, I've had experience with acquaintences or relatives who are always behind the financial 8-ball, & generally it sort of never seems to end. I'd be way more worried about what could happen if they were in an accident with the car, & maybe(?) the ins. had lapsed, or they didn't have enough liability, & it came back to haunt you somehow.....than I'd be about their blowing the engine on a 150K mile camry.....
(Hope I understood your post correctly!)