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Consumers are free to lease any vehicle that they want without making any sort of down payment. By down payment I mean a capitalized cost reduction, which reduced the amount that you are financing. Even on a lease with no down payment, you will still have to pay your car's first month's payment, a security deposit that is equivalent to that payment rounded up to the nearest $25 increment, Honda Finance's $595 acquisition fee, and any required state taxes or fees at lease signing. You can usually roll the acquisition fee and taxes into your car's capitalized cost so that you don't have to pay for them up front if you want. Honda Finance will waive its security deposit requirement in exchange for an increase of .00010 in your car's money factor.
Car_man
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Car_man
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Further, anyone have any good stories on prices paid for this configuration around LA?
2006 Acura TSX auto no navigation
MSRP $28505
7K miles/year, $229/month, 27 months, $1995 down, plus tax, reg, license fees, aqusition fee, first month, and security dep.
Assuming 7K miles/year is enough is this a good deal??
Thank you!
In response to your question regarding pricing in Los Angeles, I recently was quoted a cap. cost of 27371.92 from Santa Monica Acura for an automatic TSX with Navi. My payments would have been in the low 400s with tax for a 3yr./45000 mile lease; 1,000 due at signing.
Santa Monica Acura sent me an email this month that said their base price for an automatic TSX with Navi would be 27371.92 (same figure) in an effort to meet TSX sales goals for April. Keyes Acura in Van Nuys said they would beat Santa Monica's price if they could get me in the showroom.
Dealers in the LA area, from my experience, are willing to deal on this vehicle right now. BTW, really liked the car during my testdrive. The 4 cyl engine had enough kick for me. Navigation system is unbelievable - touch screen, voice commands that actually work, points of interest! Standard features make this car a true bargain. I only question the exterior styling. Just my 2 cents.
Anyhow, am considering the following, please let me know if this is a good deal, i can't get the figures to work out so think i am missing something - am in Philadelphia, PA.
2006 TSX 6MT w/Navi
3 yrs/12k per year
Trade In $1,800, no money down
MSRP $30,505 inclds destination
$595 acquisition fee, tags $157.65
no security deposit, therefore MF .0027
$402/month inclds tax
Thanks for your help
For feedback on how much other community members have paid for this car recently, you should stop by the following discussion: "Acura TSX: Prices Paid & Buying Experience".
Car_man
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As far as the mileage allowance goes, the smallest mileage allowance that I have seen Honda Finance lease vehicles with is 10,000. I don't think that you can lease a TSX through Honda Finance with only 7,000 miles per year.
Car_man
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Car_man
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What I have so far.
$27,207 TSX with NAV (Auto)
61% and .0027
399/month 36 months 12k an year.
Dealer is Montgomeryville Acura in PA. They have been great so far but no one, including me, can figure out their figures, which is why i posted.
Due to the limited availability of a manual w/Navi in the area, i compromised color choice rather than wait - am set to pick up car tonight.
I'm going TSX shopping this weekend & I want to get the best price possible. Preferably under $380/mo.
I might be forced to lease a CPO TSX, if they allow it.
Do you know the residuals, for a 2005 TSX & the 2006?..I think one of the prices I saw was for around $25400..but I can argue & get them down another $1500.
Plus, I have an 05 Corolla S currently. My buyout is so ridiculously high, so theyre going to tack on the buyout price after the trade in negates off it. Which I believe is another $3000.
Is there anyway possible to get mid 300's monthly payment with 36/mo, 12k/year? On a new/used TSX?
My current payment is $388, financed for 6 years. (mom is the primary owner & her credit was horrible when we bought hte car..so the APR is like 17%) Now her fico score is around the mid 600s as opposed to mid 500s when we bought my car.
Thanks.
What is your tax rate in PA and are you putting anything down?
Its only about an hour drive from me.
Thanks
Tax rate in PA for leases is 9%, i traded in my 95 Acura Integra which put $1,800 down - $0 out of pocket for me - we basically traded keys & cars last night.
I can only think that since this was a MANUAL car they would rather get it off the lot since the majority of buyers want the Automatic which they have lots of - no other dealer in the area or as far as Princeton could match the price.
I did get a few dealers down to invoice - but I understand that the rules in NJ for leases are different and I found that when i went to the NJ dealers. In NJ, their lease price without Navi was the same as this PA dealer with Navi.
I picked up car last night, everything was ready, went in signed a few papers and the salesperson walked me through the car - if everything could be as easy as this was!
I like the car but I want to make sure I get the best deal. Carman what do you think?
TSX with Nav
MSRP:$30,505
Selling Price: 27,204
Residual: 61%
Money Factor: .0027
NJ Tax: 6%
$1500 down
$399 a month 36/12k
Is it realistic to think that the money factor can drop to say 0.0020? That would drop the payment about $30 a month.
Thanks
Selling price: 26,560.
Residual: 61%
MF: .00260 (Honda)
Up front: 1,260.00
399.00 per month
I did purchase in New Jersey, but live in New York.(sales tax=8.365)
The TXS is Manual Trans.
Thanks
I just leased an 06 tsx auto w/o Navi. Wheel Locks, mud flaps, door trim, and trunk guard.
Terms:
Price $27,200
48 months 12K miles a year
2400 Down $348 /month
$13,800 Residual
Is this a good deal or did I get ripped?
I just leased an 06 tsx auto No Navi. Wheel Locks, mud flaps, door trim, and trunk guard.
Terms:
Price $27,200
48 months 12K miles a year
2400 Down $348 /month
$13,800 Residual
Car_man
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Car_man
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The dealer invoice price for a 2006 Acura TSX without navigation but with an automatic transmission is currently $26,051. The selling price that you were quoted is around $1,150 over invoice. This is not too bad, but I definitely have seen other community members get this car for less.
Car_man
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Thank you for your reply. The only thing that is different is that I have a manual trans. I know there is no change in the msrp, but the man. trans. is much harder to find in the NY/NY area and the prices are harder to negotiate! What do you think?
P.S. Yes, I know turning a car in before the lease is up is not recommended. I have a few extra bucks now that I didn't when I got the Accord, I always wanted the TSX.
Fred
Orlando, FL
Residual Value In April 50% In May 49%
Money Factor In April .00280 In May .00295
Selling Price In April $27,100 and May $27,100
Payment 48 x15 In April $475 +Tax In May $482 + Tax
Both payments with $1100 out of pocket on TSX-Non Na
Carman. Please let me know what you think about this offer.
Thanks much.
Car_man
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Car_man
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Please keep in mind that I am trading in a current leased car with them saying that there is 2k in negative equity on it.
They will take it in as a trade.
Residual Value In April 50% In May 49%
Money Factor In April .00280 In May .00295
Selling Price In April $27,100 and May $27,100
Payment 48 x15 In April $475 +Tax In May $482 + Tax
Both payments with $1100 out of pocket on TSX-Non Na
Car_man. Please let me know what you think about this offer.
Thanks much.
Jeff
I am looking to lease an 06 TSX 5AT w/ Nav.
I was wondering if you know the money factor and residual Honda Finance is using for June.
Thank you
I test drove a 06 TSX 5AT w/ Nav in Cincinnati, Ohio on June 3rd.
I had the dealer run hypothetical lease numbers for me without negotiating the cap cost down at all. Here are the numbers he gave me:
12k/year 36mos.
MSRP 30,505
31,234.90 Adjusted Cap Cost (29,505 purchase price)
60% residual
.003250 money factor on Honda Super Preferred Tier
$520/month payments
Why am I being shown such a high money factor compared to other people's posts? I should note that I told the dealer I was interested in any college graduate incentives. Could they have increased the MF because of that?
Car_man
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Car_man
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Car_man
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Car_man
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Added Accessories ..
Front Spoiler
Rear Spoiler
Splash Guards
Cargo Net
Trunk Tray
MSRP of car = $30,505
Accessories Total = $1200
Quoted payment is $500 per month including 6% tax and $600 due at signing.
Is this a good deal? FWIW, we wanted silver, gray, or white with black interior. According to one dealer there are only 2 in the state in a color we wanted with the stick and NAV. This one still had the plastic on it with 10 miles.
Car_man
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Car_man
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Could you tell me if this is a good deal on a lease?
2006 Acura TSX CL9685 4D Sedan Sportshift
36 mo lease
10K mi/yr
Selling Price 27,338.58
Down Payment 2,212.87
$395/monthly payments
Thanks
Car_man I know how to calculate a lease. I need the 'real' residual value for this car and the 'real' money factor. My credit is good. I've been given two different answers so far. Also are there two different finance company's that Acura goes through?
Thanks in advance.
thanks
Thanks in advance for any insight.