I would like to lease a M35 Infiniti with Journey, Navigation and Satellite Radio. The Invoice is 42618 and the MSRP is 46670. I need lots of miles ie 20K per year and would like to lease for 36 or 39 months depending on rates. What would the residuals and money factors be and what should I expect to pay in south florida. Thanks. EGW
Hi all, Been following the boards here for awhile while contemplating the M35x. I decided to go for it and picked up my car last week. It's great! Just "to give back" a little to the members of the forum, if getting your car in the metro NY area, works for you....pls. reply to this message and I'll be pleased to share the dealer/contact name that I got my car from. I have no personal gain from this, just want to help out here.
KYFDX, since you are a host, could you please take a look at message #203 and either provide info or contact CarMan so he can? Thanks for all you folks do to help us, the unknowing, learn more about lease info.
Posted this on the other thread but it seems this is the better spot. I am about to make my leasing decision on a M35X, 12K/year, 36 month term, and would like to have the most accurate information to facilitate comparisons with the dealer quotes. What is the latest residual and the current best money factor? Thanks.
In the interest of saving time, I'd like a ballpark estimate for a no money down 36-month lease on the M35x with 18,000 miles a year (including 6% tax). (It appears that both the nav and journey packages are typical equipment, but if possible, I would order with only the nav or stripped.) From what I can tell, the MSRP when equipped with the nav only is $45,990 (invoice is $42,202). I'll make the deal wherever the price is right and am perfectly willing to travel out of this area to make that happen. I'll need the car in late April, when my current lease expires. All input greatly appreciated. Thanks.
Was wanting to get the latest and greatest figures/lease payment on a 2006 M35x with Journey, Tech w/Sirius, spoiler, full spare, and mat. MSRP is $50,713. Negotiated price $47,900.
Looking to Lease soon in South Florida. M35-Journey, XM-radio+Nav, Splash guards trunk mat.MSRP $46,590 Invoice $42,558 by the way edmunds pricing is outdated the prices on the base have dropped $200..36-39 months 10,000 mile/yr I'm thinking Sale price around $43,000 and change. Would appreciate residual and money rates, and if $1000 or less above invoice would be resonable? I've heard the profit margins are around 8% so if they get around 3% the dealer is doing well. Any Info would be appreciated
" 2006 Infiniti M35x AWD Journey Msrp $46,700.00 $3700-down-24m-12k-only $459.00 plus your first months payment. bank fee,tax,title and tags. " This is an offer posted on a New Jersey dealers website. Would anyone happen to know the specifics of this deal and what the lease price might look like if the term was for 36 months or more. Any info would be nice. thanks
I'm looking at the 2006 M45 Sport with pretty much everything, including the rear-seat DVD. MSRP is $59,390. Any information on residual, money factor for this?
Has anyone else made a lease similar to this, an M45 Sport with nearly everything. Interested in your monthly payments, down payment, etc.
Hey Paul. Here's the information that you're looking for. If you were to lease a 2006 Infiniti M35 AWD through Infiniti Financial Services right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00167 and 59%, respectively. The 10,000 miles per year residual value for this lease would be 1% higher.
Hello Ryan. Let's work up a lease payment on this car that you are interested in and see what sort of lease payment you should expect to pay on it. According to my calculations, if you were to lease a 2006 Infiniti M35 AWD with an MSRP of $50,940 and a selling price of $46,600 through IFS right now for 36 months with 15,000 miles per year, its zero down, pre-tax monthly payment should be around $601. The payment for an otherwise identical 39 month lease should be around $628.
I'm right here gs455 :P . Here's the info that you're looking for. If you were to lease a 2006 Infiniti M35 Sport through Infiniti Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00127 and 56%, respectively. These numbers are only good through January 31st. It is difficult to say what this car's lease program will be like in February. I suspect that Infiniti will try to maintain a similar lease payment on it, so if its residual value falls a point Infiniti will probably lower its money factor slightly to keep the payment about the same. This is only an educated guess though.
You're welcome, bens65amg. You're 16 and your father leased you an M45 Sport?!?! Is your father looking to adopt anyone? If so, I volunteer . How recently did you lease your M45? If you still have a lot of time left on your lease, chances are that it is going to be very expensive to get out of. You probably would be best off waiting until the end of your current lease to get a new vehicle.
Hi egw42. If you were to lease a base 2006 Infiniti M35 (i.e. not the AWD or Sport model) through Infiniti Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00150 and 58%, respectively. The numbers for an otherwise identical 39 month lease should be .00166 and 57%. I provided you with residual values for leases with 15,000 miles per year because that is the highest mileage allowance that IFS publishes residual values for. If you need to drive more than this, you will have to purchase additional miles on a per-mile basis. It is less expensive to do so at lease signing than it is to wait until the scheduled end of your lease and have to pay an excess mileage penalty. As far as how much you should pay for this car goes, I am not personally all that familiar with what the market is like for it in your area. You may be able to get an idea of what sort of selling price to expect by visiting the following discussion: "Infiniti M35/M45: Prices Paid & Buying Experience".
Hello neurodoc. If you were to lease a 2006 Infiniti M35 AWD Sedan through Infiniti Financial Services right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00167 and 59%, respectively.
Hi nrwayne. It's difficult to say what this car will cost to lease in late April. Infiniti publishes a new lease program every month, so its program could be significantly different several months from now than it is today. I'd be happy to give you an idea of what this car would cost you to lease using Infiniti's January lease program if you provide me with an approximate selling price for it. You should be able to get an idea of how much you should pay for one by visiting the following discussion: "Infiniti M35/M45: Prices Paid & Buying Experience".
Hey gojayhawks. If you were to lease a 2006 Infiniti M35 AWD through Infiniti Financial Services right now for 36 months with 15,000 miles per year (you never mentioned your lease term or mileage allowance so let me know if you want something different), its buy rate lease money factor and residual value should be .00167 and 58%, respectively. Using these numbers, an MSRP of $50,713, and a selling price of $47,900, I estimate that your zero down, pre-tax monthly payment for this car should be around $643.
Rats, I used 36 / 15. OK, if you were to lease this car through IFS for 39 months with 10,000 miles per year, its buy rate lease money factor and residual value should be .00185 and 59%. Using these numbers, an MSRP of $50,713, and a selling price of $47,900, I estimate that this car should have a zero down, [re-tax monthly payment of around $605.
Hi fhanson. A selling price of $500 over invoice is very reasonable for this car, but I'm not sure if you'll be able to find a dealer that is willing to sell you one at that price. If you were to lease a base 2006 Infiniti M35 Sedan through Infiniti Financial Services right now for 36 months with 10,000 miles per year, its buy rate lease money factor and residual value should be .00150 and 60%, respectively. The numbers for an otherwise identical 39 month lease of this car should be .00166 and 59%. Using these numbers, an MSRP of $46,590, and a selling price of $43,058 ($500 over the $42,558 invoice price that you mentioned), I estimate that its zero down, pre-tax 36 month lease payment should be around $527. The payment for an otherwise identical 39 month lease should be $550.
Hi jaypolostls. Let me begin by saying that $3,700 is way too much money to put down when leasing. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your M35 would be exactly the same, regardless of whether you had put several thousand dollars, or had made absolutely no down payment at all. You can and should lease any vehicle that you are interested in without making any sort of capitalized cost reduction. At lease signing, all you will have to pay is your car's first month's payment and Infiniti Financial Services' $550 lease acquisition fee.
It's difficult for me to say what selling price this deal is based upon, but I can tell you that IFS' current buy rate lease money factor and residual value for a 24 month, 12,000 mile per year lease of a 2006 Infiniti M35 AWD are currently .00167 and 59%, respectively. I can use these numbers to work up a zero down lease payment on the car that you are interested in for you if you let me know what its selling price is.
Greetings Jim. this car's money factor and residual value depend upon how long you lease it for and how many miles per year you are allowed to drive it. For now, I will assume that you are interested in a 36 month lease with 15,000 miles per year. Let me know if you want something different. If you were to lease a 2006 Infiniti M45 Sport through Infiniti Financial Services right now for 36 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00144 and 58%, respectively.
Thanks Car man..I just visited a dealer today and he was offering 39 monts 12,000 miles a a year on a M35 w/ Journey+ XM+splash guards+trunk mat for $575 no Navi option. Since I was not ready to go through any hard numbers I have a few months to go on my current lease..However, he did offer to pay off my last 4 payments on my current G35. I didn't ask about how he arrived at that number but I'm thinking $43,000 sale price MSRP $44,590. Invoice $40,835 that's still $2165 over Invoice (way too high!. Incedently, I miss posted the target price is $800 over invoice $43,358 sorry! The other problem is that every dealer here in South Florida seems to hove only graphite interior and both journey+Technology options so I'm still searching. Thanks again for your input.
I just leased a 2006 M45 Sport with all options except rear DVD. My car has journey, tech, aero, wood and trunk mat. Exterior color is liquid platinum with a black interior.
Sticker was almost $59K. I paid $1K above invoice (slightly obver $54K).
My lease terms were 18,000 miles per year and 39 months.
I put no money down and only paid the first month's payment for the drive-off. I rolled New York state and city taxes (8.375%) even the IFS acquisition fee of $550 into the monthly payment.
Monthly payment is $784. I paid base IFS buy rate lease money factor of .00161 wit 57% residual (plus 10 cents per mile over the 15K miles per year).
Very happy with the deal. I had ordered the car from Japan and picked it up last Monday.
I read previous posts regarding the VPP but they did not answer the questions that I have:
1. Do they have one Vehicle purchase program price regardless of the infiniti dealer that I go to? 2. For example if I get a price from the dealer can they try to mark it up in the money factor? 3. Is VPP just a program where I get some discount from the MSRP and the amount is depending on the dealer and the salesman that I deal with? In other words I could do the same or better if I shop around?
Car man. Thanks for the response. I am aware that you recommend against putting money down. What I would like to know is what these numbers would work out to with 5000 down. The dealer had said initially that he would give me 600 above invoice. Which I had thought was reasonable for the m35x w/journey and navigation. But when I told them I'd return he said he'll give it to me 500 below invoice. Is this possible? He did have a lot of m35's in stock. over thirty of them. Their best offer to me was 5000 down including taxes at AROUND 400 /month. Is this realistic?
For the first time our local dealer has a lot of M35x's in all color combinations, most all are equipped with both journey and tech packages (probably to compete with the local acura dealers).
Is Infiniti offering any subsidies or lease incentives directly to customers right now and will it continue through February?
Thanks. Looking at a M35x with a MSRP of $50,940. Thru VPP got a quote of $46,876 which seems great! When I asked for a lease was told 39 month was the best deal and was given the rates you mentioned for 12,000 miles. When they add sales tax of 7.75% and $550 acquistion fee into the lease, the dealer came back with a $728 per month which seems high. Any idea what I'm missing?
Also, I'm out of town tomorrow, and idea what february rates will be?
Does this car have journey and tech included? It appears to me that the best lease deal right now in cars of this class may be the the M35x. Like I mentioned in my last post, our local dealers have a lot of them in stock now with journey and tech and they don't seem to be selling very well despite heavy local newspaper advertising (that is only my impression based on how many cars I see at the dealerships over time). With the competition from Acura RL, Audi 6, BMW 5 series, Mercedes E350, and considering that none of them are really exceptional in their looks (in my opinion) the competition must be quite high. I would be interested in knowing what Car_man's opinion on which carries the best lease rates right now?
Thanks for your response, Car Man. Per your suggestion, I posted on the Prices Paid board. While waiting for responses, I'm guessing that I can bring the selling price in under $44,000 (vs. an MSRP of $45,990). I'd be looking at a 36-month lease with 18,000 miles and zero down. Hoping to bring in the monthly payment, including 6% tax, below $700. What's your opinion on this? I realize that you'll be basing your figures on Infiniti's February numbers, but that'll give me a reasonable starting point.
hey, I'm looking for the same deal in Miami. Did they offer to give you what the residual and money factor was for your lease deal? I went to South Motors to test drive and Im waiting for my sales guy to come back with the February residual and money factor numbers tomorrow (hopefully they are better). Also how much down were they looking at from you besides the lease trade in (they add in those monthly payments to your M35 price).
I have 2 months left on my currect lease so I am hoping for them to come through with a good deal.
Well good luck, If I get a winner deal I'll let you know.
I visited a local dealer and they gave me a lease print-up for an M35x w/journey. Here are the specifics. Customer cash/rebate/equity 5300.00 Inception 379.00 Excess cash/rebate 4921.00 adjusted msrp 46740.00 max advance 52746.28 residual (69.00%) 32250.00 annual miles 12000 mileage adjustment (1.00%) 467.40 adjusted residual 32718.00 money factor .001390 dealer cost 42824.00 selling price 42605.40 price adjustment 0.00 adjusted selling price 42605.40 down payment 4530.27 downpayment tax 390.74 (is this possible?) assignment 550.00 tax upfront (8.625) 782.28 total cap 39407.51 vehicle mark-up -218.00 total profit -218.00 payment recap @24 mos. 379.00
This was all given to me on a print-out. Is this a legit deal? I realize the money I have to put down, and it really doesn't bother me. Please if anyone notices anything odd, feel free to mention it. thanks
Tossing this one out to our forum Hosts: What are February money factor and residual figures for an M35 sport on a 36 month, 15,000 annual mileage lease? Thanks, as always
No. I didn't ask for any details since I wasn't interested in buying at that time. However, they would pay my last three months as a separate issue. No money down 39 months 12,000 yr $575 +tax. M35 Journey+XM+splash guards+trunk mat. the problem is that there are very few M35's at Florida dealers right now and you need to wait till the end of Feb or March to see new Inventory. I'm looking for Umbria Grey or Diamond graphite with wheat interior all they seem to have is black. They also couldn't tell me if the new ones had color coordinated seat belts. I noticed curiously that all of them had black seat belts except the demo and the brochure??? what's up with that? I've been to both dealers in broward county FL and the one in WPB was offering $44,240 for the same car. Good luck!
Today I went to price a M35X w/journy, navi, splash,mats the price was $2500 over cost. 36mon 12k mi lease rate was 58% resid,and money factor of .002 This was from Infinity lease. I think I am going to try Chicago or Milwk. The price was $46547. I also looked at a Lexus LS430 55% resid, money factor of .00120. HELP regards Nitro
I just did a lease last night which I have not yet taken delivery. However, when I got back from the dealership and did some computations, I believe the dealership did the lease improperly. Perhaps, someone could shed some light on this?
The lease is on a M35x w/ Jouney/Tech/Sirius. MSRP is 50940 and VPP cost is 47000. It seems the dealer based the lease on the Cap Cost and not the MSRP. My experience with every other lease is that it should be based on MSRP.
These are the terms as I posted on the prices paid forum: 2 year lease w/ 15k miles per year was the following: Cap cost = $47000 Tax = $1490 Total Cap = $48490 Residual = 69% MF = .0001 Monthly Payment = $750 Bank Fee (550), Doc Fee (299) and License fees (56.50) were paid in cash.
Running the numbers through a lease calculator, I believe it should have been something like:
MSRP = 50940 Base Cap Cost = 47000 Tax = 1490 Total Cap = 48490 Residual = 35149 MF = .0001 Monthly Payment = 639
Running it through the estimator on Infinit.com I came up with the following: (this doesn't take into account the Tier 1 credit score w/ better MF and no security deposit... not sure how they're basing residual either) MSRP = 50940 Adjusted Cap Cost = 48490 Monthly payment = 672
I've called the dealership and they're closed on Sunday. Left a message for them to call me ASAP before I take delivery.
Any suggestions on how this lease should be properly calculated? Thanks!
The paperwork printout from the dealer states 2.39%. For an interest rate of 2.39 the money factor is: 0.99583. Just ran the numbers they gave me through http://www.leaseguide.com/calc.htm and it comes out to ~$750 a month. I still think they should be basing the residual on MSRP, not the VPP price. Guess I'll find out in another 9 hours or so.
Sort of the old bait'n'switch. Doc from dealer clearly states:
Rate = 2.390
In my mind that means the Percentage Rate is 2.390 which would equate to the .001 MF. Turns out the dealer said it was a matter of semantics and that the money factor is 2.390. Never heard of such a thing. MFs are typically in the form of .00xx. After refusing to take delivery of the vehicle, the dealer met me more than half way. Wound up with a MF of .00139 which dropped my monthly payment to around 660.
Just wondering if the February money factor and residual values are available yet? I'm considering the M45 sport and would be looking for 36 or 42 month, 10K or 12K/yr. Thanks in advance!
Here's the details: 3 years, 18,000 miles, zero down, 6% tax. M35x w/NAV & journey: $648/mo + $1712 (tags, bank, 1st mo.) M35x stripped: $609/mo + $1673 (tags, bank, 1st mo.) Based on the 43,140 stripped price I was quoted, I suspect there's more to be squeezed. Any thoughts on these deals?
Please help an inexperienced lease person. I have received a quote on M35X with Journey/Nav System plus, full size spare, splash & trunk mat. Total adjusted selling price $46,154, which includes 20K miles/year. 36 month term 0 down except first month + tags. Price $673.42 plus 9% PA tax = $734.02/month. I have no idea if this is fair ! PLUS Infiniti pays bank fee and last month of present car lease which is around $676. Money fac. on this is .001670. Resid. is 58%...Please help me figure this out
Comments
Been following the boards here for awhile while contemplating the M35x. I decided to go for it and picked up my car last week. It's great!
Just "to give back" a little to the members of the forum, if getting your car in the metro NY area, works for you....pls. reply to this message and I'll be pleased to share the dealer/contact name that I got my car from. I have no personal gain from this, just want to help out here.
regards,
kyfdx
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'06 M35 Sport
3yr/45K lease
Residual 56% – .00127 Base Money Factor
regards,
kyfdx
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Was wanting to get the latest and greatest figures/lease payment on a 2006 M35x with Journey, Tech w/Sirius, spoiler, full spare, and mat. MSRP is $50,713. Negotiated price $47,900.
Thanks in advance!
Forgot to mention in post #215 I am wanting a 39 month 10,000 mile lease.
Thanks.
$3700-down-24m-12k-only $459.00 plus your first months payment. bank fee,tax,title and tags. "
This is an offer posted on a New Jersey dealers website. Would anyone happen to know the specifics of this deal and what the lease price might look like if the term was for 36 months or more.
Any info would be nice. thanks
Has anyone else made a lease similar to this, an M45 Sport with nearly everything. Interested in your monthly payments, down payment, etc.
Thanks!
Jim
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It's difficult for me to say what selling price this deal is based upon, but I can tell you that IFS' current buy rate lease money factor and residual value for a 24 month, 12,000 mile per year lease of a 2006 Infiniti M35 AWD are currently .00167 and 59%, respectively. I can use these numbers to work up a zero down lease payment on the car that you are interested in for you if you let me know what its selling price is.
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Sticker was almost $59K. I paid $1K above invoice (slightly obver $54K).
My lease terms were 18,000 miles per year and 39 months.
I put no money down and only paid the first month's payment for the drive-off. I rolled New York state and city taxes (8.375%) even the IFS acquisition fee of $550 into the monthly payment.
Monthly payment is $784. I paid base IFS buy rate lease money factor of .00161 wit 57% residual (plus 10 cents per mile over the 15K miles per year).
Very happy with the deal. I had ordered the car from Japan and picked it up last Monday.
A dealer has quoted me a 42 month lease, 1k down, 12 miles per year. The payment is 699 per month. What do you think??
1. Do they have one Vehicle purchase program price regardless of the infiniti dealer that I go to?
2. For example if I get a price from the dealer can they try to mark it up in the money factor?
3. Is VPP just a program where I get some discount from the MSRP and the amount is depending on the dealer and the salesman that I deal with? In other words I could do the same or better if I shop around?
Is Infiniti offering any subsidies or lease incentives directly to customers right now and will it continue through February?
Thanks. Looking at a M35x with a MSRP of $50,940. Thru VPP got a quote of $46,876 which seems great! When I asked for a lease was told 39 month was the best deal and was given the rates you mentioned for 12,000 miles. When they add sales tax of 7.75% and $550 acquistion fee into the lease, the dealer came back with a $728 per month which seems high. Any idea what I'm missing?
Also, I'm out of town tomorrow, and idea what february rates will be?
Paul
Also how much down were they looking at from you besides the lease trade in (they add in those monthly payments to your M35 price).
I have 2 months left on my currect lease so I am hoping for them to come through with a good deal.
Well good luck, If I get a winner deal I'll let you know.
Customer cash/rebate/equity 5300.00
Inception 379.00
Excess cash/rebate 4921.00
adjusted msrp 46740.00
max advance 52746.28
residual (69.00%) 32250.00
annual miles 12000
mileage adjustment (1.00%) 467.40
adjusted residual 32718.00
money factor .001390
dealer cost 42824.00
selling price 42605.40
price adjustment 0.00
adjusted selling price 42605.40
down payment 4530.27
downpayment tax 390.74 (is this possible?)
assignment 550.00
tax upfront (8.625) 782.28
total cap 39407.51
vehicle mark-up -218.00
total profit -218.00
payment recap @24 mos. 379.00
This was all given to me on a print-out. Is this a legit deal? I realize the money I have to put down, and it really doesn't bother me. Please if anyone notices anything odd, feel free to mention it. thanks
What are February money factor and residual figures for an
M35 sport on a 36 month, 15,000 annual mileage lease?
Thanks, as always
Good luck!
Looking to price out M35 Sport for 24 and 36 mo 12,000 mile lease. Can you provide money factors and residuals please? MSRP $50190
Thanks
The lease is on a M35x w/ Jouney/Tech/Sirius. MSRP is 50940 and VPP cost is 47000. It seems the dealer based the lease on the Cap Cost and not the MSRP. My experience with every other lease is that it should be based on MSRP.
These are the terms as I posted on the prices paid forum:
2 year lease w/ 15k miles per year was the following:
Cap cost = $47000
Tax = $1490
Total Cap = $48490
Residual = 69%
MF = .0001
Monthly Payment = $750
Bank Fee (550), Doc Fee (299) and License fees (56.50) were paid in cash.
Running the numbers through a lease calculator, I believe it should have been something like:
MSRP = 50940
Base Cap Cost = 47000
Tax = 1490
Total Cap = 48490
Residual = 35149
MF = .0001
Monthly Payment = 639
Running it through the estimator on Infinit.com I came up with the following: (this doesn't take into account the Tier 1 credit score w/ better MF and no security deposit... not sure how they're basing residual either)
MSRP = 50940
Adjusted Cap Cost = 48490
Monthly payment = 672
I've called the dealership and they're closed on Sunday. Left a message for them to call me ASAP before I take delivery.
Any suggestions on how this lease should be properly calculated? Thanks!
i could be wrong but i've necer heard of a money factor that low. They usually fall between .0013 to .002
Rate = 2.390
In my mind that means the Percentage Rate is 2.390 which would equate to the .001 MF. Turns out the dealer said it was a matter of semantics and that the money factor is 2.390. Never heard of such a thing. MFs are typically in the form of .00xx. After refusing to take delivery of the vehicle, the dealer met me more than half way. Wound up with a MF of .00139 which dropped my monthly payment to around 660.
Now comes the investment in DVD-A discs. :-)
3 years, 18,000 miles, zero down, 6% tax.
M35x w/NAV & journey: $648/mo + $1712 (tags, bank, 1st mo.)
M35x stripped: $609/mo + $1673 (tags, bank, 1st mo.)
Based on the 43,140 stripped price I was quoted, I suspect there's more to be squeezed. Any thoughts on these deals?