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If you remember; back in February I backed in to a mail truck which was parked right across from my driveway.
I got notice from the Post Office yesterday, 9 months later, that they want payment for their repairs. They aslo said I have 30 days to comply...LMAO.
All of my insurance information was on the report they got the day it happened.
Would it be worthwhile asking your insurance company if they are looking after this matter, on your behalf? Possibly ask them "why you got the notice"?
I called them and they said to mail the stuff to them and they will pay it. It's only a little over $800. I know why. I worked in government for a time.
If you remember; back in February I backed in to a mail truck which was parked right across from my driveway.
I got notice from the Post Office yesterday, 9 months later, that they want payment for their repairs. They aslo said I have 30 days to comply...LMAO.
All of my insurance information was on the report they got the day it happened.
Would it be worthwhile asking your insurance company if they are looking after this matter, on your behalf? Possibly ask them "why you got the notice"?
I called them and they said to mail the stuff to them and they will pay it. It's only a little over $800. I know why. I worked in government for a time.
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Which States are "no fault?" Last I heard, "no fault" means sky high rates for everyone. Nobody has any huge incentive to avoid at-fault wrecks in "no fault" States. Results fairly predictable.
'18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
Oh, that was just a stock photo I was using to show the color on a Civic. I didn't have a chance to take a photo, and I have to REALLY anticipate if I want the wife to get her phone out to take a picture of something
If a Civic was painted the same red as that TLX, it was a respray. The TLX paint is a similar metallic premium paint like on my ATS or Mazda’s Soul Red. Civics usually offered a solid red that isn’t metallic.
I assumed it was a respray. Just was sitting in the sun distracting drivers from the road ahead
Maybe things have changed, but it always got me, you get colors like silver or a metalic blue...on a KIA, Honda, Toyota, Chrysler, anything it is the same price....get those colors on a BMW or Mercedes, pay $800 extra for it!
The BMW's and Mercedes generally give you a much better paint job than the Kia's and Honda's and Toyota's and Chrysler's of the world.
'18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Not sure it has a specific name, but I already got the car fixed through my insurance and letting them go after his insurance. I knew it would be a nightmare since he was claiming innocence the whole time. I did pay my $500 deductible, though. And, since I've dealt with this kind of thing before, I know it counts against me as long as my insurance company had to pay. It's all a scam.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Collision insurance should pick up the bill regardless of fault, but that's not the same as "no fault". I think in this case, if the car is insured by collision, Geico should pony up the money right away and then try to recover from the trucker's insurance on their own. That's what happened to my coworker - he was hit and nearly totaled by a lady running red light , 100% her fault. His collision picked the bill up (without future rate adjustments) because she had very small liability limits. Whether they get any money from her insurance or not, is not really his problem now. I'm surprised that Geico is making qbrozen wait. It shouldn't be his problem if they recover the money from them or not.
No fault laws exist, but they often have very small limits. Florida has $10k for injury and $10k for property damage, hardly covering real damage or real injury.
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Which States are "no fault?" Last I heard, "no fault" means sky high rates for everyone. Nobody has any huge incentive to avoid at-fault wrecks in "no fault" States. Results fairly predictable.
No fault doesn't mean everyone is not at fault. It means your insurance company pays you promptly, and then the insurance companies work out who was actually at fault....usually using police records. In my case, the driver of the large truck caused the accident, he was at fault, my insurance company makes sure I get a rental, medical care etc....they fight it out with the other insurance company to get compensated. It should cut costs, as it forces the insurance company to get things settled.
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Collision insurance should pick up the bill regardless of fault, but that's not the same as "no fault". I think in this case, if the car is insured by collision, Geico should pony up the money right away and then try to recover from the trucker's insurance on their own. That's what happened to my coworker - he was hit and nearly totaled by a lady running red light , 100% her fault. His collision picked the bill up (without future rate adjustments) because she had very small liability limits. Whether they get any money from her insurance or not, is not really his problem now. I'm surprise that Geico is making qbrozen wait. It shouldn't be his problem if they recover the money from them or not.
No fault laws exist, but they often have very small limits. Florida has $10k for injury and $10k for property damage, hardly covering real damage or real injury.
But the cost of the PIP (personal injury protection) insurance is outrageously expensive here in Florida and it is only $10000.00 coverage. I think I pay $295 every 6 months for that junk. The legislature has attempted to overturn the no fault provision, but the ABA (lawyers) have lobbied against its demise for obvious reasons.
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
I don't like the A and B Service plans. You get charged for them checking your locks and latches are oiled, that your gauges are working, check all fluid levels (which they did when I got my oil changed), that your signal lights work, etc. I am sure all that stuff works fine on a 2 year old car. It probably just needed an oil change and filter. But, maybe you have to do it to maintain the terms of the lease.
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Collision insurance should pick up the bill regardless of fault, but that's not the same as "no fault". I think in this case, if the car is insured by collision, Geico should pony up the money right away and then try to recover from the trucker's insurance on their own. That's what happened to my coworker - he was hit and nearly totaled by a lady running red light , 100% her fault. His collision picked the bill up (without future rate adjustments) because she had very small liability limits. Whether they get any money from her insurance or not, is not really his problem now. I'm surprise that Geico is making qbrozen wait. It shouldn't be his problem if they recover the money from them or not.
No fault laws exist, but they often have very small limits. Florida has $10k for injury and $10k for property damage, hardly covering real damage or real injury.
But the cost of the PIP (personal injury protection) insurance is outrageously expensive here in Florida and it is only $10000.00 coverage. I think I pay $295 every 6 months for that junk. The legislature has attempted to overturn the no fault provision, but the ABA (lawyers) have lobbied against its demise for obvious reasons.
I think in Florida more people don't have insurance than the one's who do. On Hot Bench most of the people involved in car accidents don't have car insurance......they forgot to get it renewed, didn't get a warning letter, were going to do it the next day....etc. I like the one's who have the accident, then go and get insurance after the accident.
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
I don't like the A and B Service plans. You get charged for them checking your locks and latches are oiled, that your gauges are working, check all fluid levels (which they did when I got my oil changed), that your signal lights work, etc. I am sure all that stuff works fine on a 2 year old car. It probably just needed an oil change and filter. But, maybe you have to do it to maintain the terms of the lease.
Yes - all required maintenance must be completed as listed in the maintenance schedule - as required by the lease.
@abacomike, A lot of people would not have spent that much on maintenance on a leased vehicle. When I was looking for a car, plenty of off lease cars had little or no maintenance on the carfax. The dealer is going to be happy when you turn it in.
2024 Ford F-150 STX, 2023 Ford Explorer ST, 91 Mustang GT vert
GF, on 128 this am, got rear-ended (in her new CX-5, which replaced the totaled, T-boned 328xi) by a guy who was rear-ended by a woman. The woman who started the chain said her fault, she wasn't texting, but looking at maps on her phone... Other than cars, no one was hurt, I'm told. GF car appears OK, other than a banged up rear bumper, she (eventually) continued on to work. The other two cars were towed from the scene, unfortunately. This is the GFs third not at fault accident in 18 months, why do bad things happen to good people???
Sorry to hear that. Will she take a hit on her insurance for this? I had a couple of not at faults in the last 5 years but neither affected my insurance. One was in a work vehicle, the other in my private car.
Thanks, OF. It shouldn't, she told me the woman that caused it was apologetic and open about her fault. So, likely her insurance will be dishing out the $.
If I understand how all this works your GF will be paid by the driver who actually hit her and then his insurance will go after the woman responsible. Also be prepared for the apologetic woman to change her tune when she sees what this will cost her. I hope there were police at the scene that can attest to the woman’s admissions.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
My impression of "no fault" costs savings was under the general idea and premise that insurance companies accept that they'll all have equal numbers of at-fault and not at fault clients. Therefore, instead of arguing every case, they are all 100% liable for their own clients. This is how it saves money (except for the unintended consequences of no-fault).
If the Insurance companies battle it out after paying the consumer, I don't see how money is saved. If anything, they are losing money, because in States where they get to "battle it out" before paying, they delay payment (more interest income for longer).
My guess is Geico in the above case is delaying payment because the other party hasn't contacted them. They don't like to close a case until each side has had their say! I think people are beginning to take advantage of this policy, and ignore their Insurance companies calls. It could be from a *WINK WINK NUDGE NUDGE" recommendation coming from insurance. Ignore all the calls, then we'll say the claim "couldn't be verified" so we'll deny the claim on those grounds Uncooperative client becomes the injured parties problem.
Can you tell I've had claims denied for various different reasons before?
'18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
You guys really seem to enjoy your home appliances... vacuum cleaners and such. I've seen this infomercial on the Hoover Smart Wash automatic carpet cleaner for the past couple of months. Hoover says it's their best carpet clean. I actually bought one from Amazon about 4 months ago, slightly better deal.
Good carpet cleaner. Does a really good job and sure beats renting a Rug Doctor from the grocery store. Very simple and easy to use. Push forward to clean, pull back to dry. We have a lot of carpet in the house, so saves the ole jipster a.lot of $$$.
Will it clean your car interior too?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
Next time buy a hooptie and ignore all maintenance until it blows up. I own cars that are worth less than your B1 service. Sure, you have to hide your face while driving but think of the money you’ll save.🤪
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
Next time buy a hooptie and ignore all maintenance until it blows up. I own cars that are worth less than your B1 service. Sure, you have to hide your face while driving but think of the money you’ll save.🤪
They don't call them "stealerships" for no reason.
'18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
You guys really seem to enjoy your home appliances... vacuum cleaners and such. I've seen this infomercial on the Hoover Smart Wash automatic carpet cleaner for the past couple of months. Hoover says it's their best carpet clean. I actually bought one from Amazon about 4 months ago, slightly better deal.
Good carpet cleaner. Does a really good job and sure beats renting a Rug Doctor from the grocery store. Very simple and easy to use. Push forward to clean, pull back to dry. We have a lot of carpet in the house, so saves the ole jipster a.lot of $$$.
Will it clean your car interior too?
Well, I didn't even think about that. But, yes, it comes with about an 8 foot upholstery hose with attachment tools.
Speaking of insurance, Geico sends me periodic updates to let me know the case for my 330 is going nowhere. Apparently the truck driver’s insurance doesn’t respond. They are taking it to arbitration but the arbiters are backed up and it could take 90 days to get an appt. it is baffling to me how/why anyone should have to go through all of this trouble when the police report calls out the at-fault party. It shouldn’t have to go to arbitration or be reviewed or delayed or whatever. An intern at the court should be able to rubber stamp such things.
Does your state have No Fault insurance? Most things are designed to rip us off, but, no fault insurance seems to work, in that you seem to get action right away, and then the insurance companies can duke it out between themselves.
Collision insurance should pick up the bill regardless of fault, but that's not the same as "no fault". I think in this case, if the car is insured by collision, Geico should pony up the money right away and then try to recover from the trucker's insurance on their own. That's what happened to my coworker - he was hit and nearly totaled by a lady running red light , 100% her fault. His collision picked the bill up (without future rate adjustments) because she had very small liability limits. Whether they get any money from her insurance or not, is not really his problem now. I'm surprise that Geico is making qbrozen wait. It shouldn't be his problem if they recover the money from them or not.
No fault laws exist, but they often have very small limits. Florida has $10k for injury and $10k for property damage, hardly covering real damage or real injury.
As I stated above, an uncooperative party (won't communicate at all) gives an insurance company an excuse to both delay and deny claims. You'd think there'd be laws against this, but....Insurance
'18 Porsche Macan Turbo, '16 Audi TTS, Wife's '19 VW Tiguan SEL 4-Motion
You guys really seem to enjoy your home appliances... vacuum cleaners and such. I've seen this infomercial on the Hoover Smart Wash automatic carpet cleaner for the past couple of months. Hoover says it's their best carpet clean. I actually bought one from Amazon about 4 months ago, slightly better deal.
Good carpet cleaner. Does a really good job and sure beats renting a Rug Doctor from the grocery store. Very simple and easy to use. Push forward to clean, pull back to dry. We have a lot of carpet in the house, so saves the ole jipster a.lot of $$$.
Will it clean your car interior too?
Well, I didn't even think about that. But, yes, it comes with about an 8 foot upholstery hose with attachment tools.
We have one of those. Works well but not nearly as good as “the guy”
But the cost of the PIP (personal injury protection) insurance is outrageously expensive here in Florida and it is only $10000.00 coverage. I think I pay $295 every 6 months for that junk. The legislature has attempted to overturn the no fault provision, but the ABA (lawyers) have lobbied against its demise for obvious reasons.
I remember you saying that a few times, but my insurance bill for PIP is nowhere near yours. My latest declarations page shows PIP at $60/6 months, it’s alway been around this number, since I remember. I have no idea why yours is so high. My highest portions are in liability, both injury and property, those are about $140 each for 250/500/100.
I'm surprised that Geico is making qbrozen wait. It shouldn't be his problem if they recover the money from them or not.
Not sure I follow. My car was repaired. What would I be waiting for? My deductible? Do other states/companies excuse the deductible while awaiting arbitration?
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
But the cost of the PIP (personal injury protection) insurance is outrageously expensive here in Florida and it is only $10000.00 coverage. I think I pay $295 every 6 months for that junk. The legislature has attempted to overturn the no fault provision, but the ABA (lawyers) have lobbied against its demise for obvious reasons.
I remember you saying that a few times, but my insurance bill for PIP is nowhere near yours. My latest declarations page shows PIP at $60/6 months, it’s alway been around this number, since I remember. I have no idea why yours is so high. My highest portions are in liability, both injury and property, those are about $140 each for 250/500/100.
Dino, my insurance premium for a 6 month policy on my S450 is $1,167. That is for:
250/500/100 liability 100/300 uninsured/underinsured motorist $5000 medical $10,000 PIP with $1000 deductible $500 deductible Comprehensive $1000 deductible Collision $45/$1500 for car rental Towing and labor
The above premium is the lowest I could find. I have no tickets, no accidents, etc. it's because of my zip code - we share a zip code with west Pompano Beach (I live in Coconut Creek) a city with higher crime and accidents. If my zip code was a Coconut Creek zip, my premium would be $350 less every six months. My FICO score (which insurance companies use to determine rates) is 826, 817, 812 - (TransUnion, Equifax, Experian). I drive 8000 miles a year. So even though I have all the positives for insurance calculations and underwriting, it's my zip code that is killing me.
Just picked up my car after the B1 service (24 months or 20,000 miles). Bill came to $1088.00 including taxes. Remember, I've never kept a car long enough to have a major service done.
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
Some dealers will just flat-out gouge you. Several years ago my BMW dealer performed an Inspection II(AKA the 60,000 mile service) and a brake fluid flush on my wife's X3 for just $374. In contrast, Santa Monica BMW charged$1105 for the same work(I called and checked). I realize that the cost of living in California is higher than that of Kentucky, but 295% higher?
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
what a rip off. I barely pay more than that for 12 months, for 2 cars, full coverage. Not as fancy of yours of course, but still a new one that is not cheap.
If you remember; back in February I backed in to a mail truck which was parked right across from my driveway.
I got notice from the Post Office yesterday, 9 months later, that they want payment for their repairs. They aslo said I have 30 days to comply...LMAO.
All of my insurance information was on the report they got the day it happened.
Didn’t your insurance handle it already? What are they threatening, to withhold your junk mail?
I wondered the same thing. That's why I called my insurance company and am letting them handle it.
The threat is something about collections department, legal fees, blah, blah, blah. I can't remember the last time I got anything in the mail that I really wanted - other than Amazon's use of the USPS. Maybe Kramer was on to something when he wanted his mail canceled.
But the cost of the PIP (personal injury protection) insurance is outrageously expensive here in Florida and it is only $10000.00 coverage. I think I pay $295 every 6 months for that junk. The legislature has attempted to overturn the no fault provision, but the ABA (lawyers) have lobbied against its demise for obvious reasons.
I remember you saying that a few times, but my insurance bill for PIP is nowhere near yours. My latest declarations page shows PIP at $60/6 months, it’s alway been around this number, since I remember. I have no idea why yours is so high. My highest portions are in liability, both injury and property, those are about $140 each for 250/500/100.
Dino, my insurance premium for a 6 month policy on my S450 is $1,167. That is for:
250/500/100 liability 100/300 uninsured/underinsured motorist $5000 medical $10,000 PIP with $1000 deductible $500 deductible Comprehensive $1000 deductible Collision $45/$1500 for car rental Towing and labor
The above premium is the lowest I could find. I have no tickets, no accidents, etc. it's because of my zip code - we share a zip code with west Pompano Beach (I live in Coconut Creek) a city with higher crime and accidents. If my zip code was a Coconut Creek zip, my premium would be $350 less every six months. My FICO score (which insurance companies use to determine rates) is 826, 817, 812 - (TransUnion, Equifax, Experian). I drive 8000 miles a year. So even though I have all the positives for insurance calculations and underwriting, it's my zip code that is killing me.
So I have same liability, lower uninsured (25/50), no medical, basic PIP, no deductible, 500 deductible on both collision and comprehensive and lower rental. Premium is $595/6 months last renewal after large $140 discount for full payment, a bit higher then prior cycles. My 430i is not S450, but not quite Kia Rio, either. Maybe it’s age? Maybe it’s trading cars Go figure.
If you remember; back in February I backed in to a mail truck which was parked right across from my driveway.
I got notice from the Post Office yesterday, 9 months later, that they want payment for their repairs. They aslo said I have 30 days to comply...LMAO.
All of my insurance information was on the report they got the day it happened.
Didn’t your insurance handle it already? What are they threatening, to withhold your junk mail?
I wondered the same thing. That's why I called my insurance company and am letting them handle it.
The threat is something about collections department, legal fees, blah, blah, blah. I can't remember the last time I got anything in the mail that I really wanted - other than Amazon's use of the USPS. Maybe Kramer was on to something when he wanted his mail canceled.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
A lot of what I get in the mail these days, maybe a majority (excepting flyers/advertising material) is solicitations from charities, who obviously swap lists of addresses from which one of them got a donation. Lately their strategy seems to be to send unsolicited "gifts", things like address labels (I suddenly have several lifetimes supply considering that I send maybe two pieces of mail a year), greeting cards (which I never use), calendars, notepads, cardboard drink coasters, reusable shopping bags, pens, gloves, even something last week that looks for all the world like a pencil case like I used to take to school when I was a little kid but which I have no idea regarding its intended use. The other thing many do is attach a shiny uncirculated nickel to the solicitation as if that will guilt the recipient into sending them a donation. I now have numerous nickels. I would happily cut all of that off.
A lot of what I get in the mail these days, maybe a majority (excepting flyers/advertising material) is solicitations from charities, who obviously swap lists of addresses from which one of them got a donation. Lately their strategy seems to be to send unsolicited "gifts", things like address labels (I suddenly have several lifetimes supply considering that I send maybe two pieces of mail a year), greeting cards (which I never use), calendars, notepads, cardboard drink coasters, reusable shopping bags, pens, gloves, even something last week that looks for all the world like a pencil case like I used to take to school when I was a little kid but which I have no idea regarding its intended use. The other thing many do is attach a shiny uncirculated nickel to the solicitation as if that will guilt the recipient into sending them a donation. I now have numerous nickels. I would happily cut all of that off.
Same here with all the freebie stuff. I'd say about 7 or 8 years ago some charity sent us a new quarter. I've already spent it, didn't want any evidence hanging around that I got it. The way I viewed that outfit is, they have too much money already to be giving away money like that and didn't feel the least bit guilty about spending it either. The only bad thing that came from that is I'm now off their mailing list at least for quarters. :@ And yeah, we have more return address labels than we'll ever use. Wish I'd live long enough to use even half of those.
jmonroe
'15 Genesis Ultimate just like jmonroe's. '18 Legacy Limited with 3.6R (Mrs. j's)
They must be smoking the good stuff in a nearby city. This, they say was a stolen BMW being chased by police which crashed into a building killing the driver. Second such crash in two weeks.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I've heard turkeys are pretty dumb. This proves it. You'd think turkeys would know better than to stick their necks out at this time of the year. Yeah, those NJ turkeys are dumb all right.
jmonroe
'15 Genesis Ultimate just like jmonroe's. '18 Legacy Limited with 3.6R (Mrs. j's)
On a 5 minute drive to the market just now I witnessed bad driving the likes of which make me doubt that humanity will survive.
One guy took a left turn in one lane of two left turn lanes, drifted over to the other lane and the drifted back as if there was no other traffic around. He then gunned it and tailgated a car as we all pulled up to a red light. Where did he think he was going?
Then as the light turned green a RDX just pulled from the far left lane, cut me off and continued to the right turn lane without signaling. I gave him/her a perfunctory toot although I suspect this driver wouldn’t realize it was meant for him.
Then, as I was at the entrance to the market, the car in front of me did a right on red almost slamming another car that had the green light.
I’m getting afraid to go on the road with the number of reckless, clueless and aggressive drivers out there.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I feel that way too these days, the less time we are traveling the better my chances are of surviving. Lots of them get me but lately I notice cars that are going to turn right don't use the far right turning lane, they prefer to stay in the right driving lane and make their turn from out there....and of course only a small minority think to signal.
I feel that way too these days, the less time we are traveling the better my chances are of surviving. Lots of them get me but lately I notice cars that are going to turn right don't use the far right turning lane, they prefer to stay in the right driving lane and make their turn from out there....and of course only a small minority think to signal.
The drivers here, in large part, do use their turn signals. However, it's when they are using their one free hand for the steering wheel to brush the turn signal lever AS they start to turn the steering wheel for the turn. No advance warning per law.
Ohio has been using their interstate overhead digital information signs to give pithy short sayings.
Recently one said to do your camping in the state parks instead of the left lane. So, I suggested save the tailgating for the stadium pregame parking instead of on the highway.
They asked for suggestions. I doubt I'll ever see mine on the sign. LOL
I feel that way too these days, the less time we are traveling the better my chances are of surviving. Lots of them get me but lately I notice cars that are going to turn right don't use the far right turning lane, they prefer to stay in the right driving lane and make their turn from out there....and of course only a small minority think to signal.
The drivers here, in large part, do use their turn signals. However, it's when they are using their one free hand for the steering wheel to brush the turn signal lever AS they start to turn the steering wheel for the turn. No advance warning per law.
Where's' the other hand? On her phone.
That's pretty sexist isn't it? But I have agree, for some reason the women seem to be the biggest offenders. If I'm going down for saying that, since you put me up to it, you're going down with me.
jmonroe
'15 Genesis Ultimate just like jmonroe's. '18 Legacy Limited with 3.6R (Mrs. j's)
I stopped worrying about the lunatics on the road. I do what I can to stay out of the way, but if one of them wants to smack my car, go for it. They can total either one tomorrow and I don't really care. Will just get a new one!
I do have an interesting philosophy to live life by.
I try to do that too....but, I am very defensive these days. When I see cars racing up from the right....from a side street or a gas station, and they assume they won't be stopping, I am ready to swerve or stop. They actually jam on their brakes and look surprised they will have to stop!
I don't want to go through all the red tape and inconvenience of getting my car repaired or replaced.
Oh, that was just a stock photo I was using to show the color on a Civic. I didn't have a chance to take a photo, and I have to REALLY anticipate if I want the wife to get her phone out to take a picture of something
If a Civic was painted the same red as that TLX, it was a respray. The TLX paint is a similar metallic premium paint like on my ATS or Mazda’s Soul Red. Civics usually offered a solid red that isn’t metallic.
I assumed it was a respray. Just was sitting in the sun distracting drivers from the road ahead
Maybe things have changed, but it always got me, you get colors like silver or a metalic blue...on a KIA, Honda, Toyota, Chrysler, anything it is the same price....get those colors on a BMW or Mercedes, pay $800 extra for it!
And they will keep charging that extra price as long as people will pay for it.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
Comments
2025 Forester Limited, 2024 Subaru Legacy Sport
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
No fault laws exist, but they often have very small limits. Florida has $10k for injury and $10k for property damage, hardly covering real damage or real injury.
2018 430i Gran Coupe
Looks like I will be seriously looking at less expensive cars to maintain this next November. I might be more interested in vehicles that include 3 years of maintenance. That Genesis G80 is looking more and more interesting.
2024 Genesis G90 Super-Charger
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2024 Genesis G90 Super-Charger
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2014 Malibu 2LT, 2015 Cruze 2LT,
2024 Genesis G90 Super-Charger
A lot of people would not have spent that much on maintenance on a leased vehicle.
When I was looking for a car, plenty of off lease cars had little or no maintenance on the carfax.
The dealer is going to be happy when you turn it in.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Didn’t your insurance handle it already? What are they threatening, to withhold your junk mail?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
If the Insurance companies battle it out after paying the consumer, I don't see how money is saved. If anything, they are losing money, because in States where they get to "battle it out" before paying, they delay payment (more interest income for longer).
My guess is Geico in the above case is delaying payment because the other party hasn't contacted them. They don't like to close a case until each side has had their say! I think people are beginning to take advantage of this policy, and ignore their Insurance companies calls. It could be from a *WINK WINK NUDGE NUDGE" recommendation coming from insurance. Ignore all the calls, then we'll say the claim "couldn't be verified" so we'll deny the claim on those grounds
Can you tell I've had claims denied for various different reasons before?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
The IRS is very good at sending demanding letters with big numbers on it.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Very convenient though for quick cleanups.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2018 430i Gran Coupe
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
250/500/100 liability
100/300 uninsured/underinsured motorist
$5000 medical
$10,000 PIP with $1000 deductible
$500 deductible Comprehensive
$1000 deductible Collision
$45/$1500 for car rental
Towing and labor
The above premium is the lowest I could find. I have no tickets, no accidents, etc. it's because of my zip code - we share a zip code with west Pompano Beach (I live in Coconut Creek) a city with higher crime and accidents. If my zip code was a Coconut Creek zip, my premium would be $350 less every six months. My FICO score (which insurance companies use to determine rates) is 826, 817, 812 - (TransUnion, Equifax, Experian). I drive 8000 miles a year. So even though I have all the positives for insurance calculations and underwriting, it's my zip code that is killing me.
2024 Genesis G90 Super-Charger
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
The threat is something about collections department, legal fees, blah, blah, blah. I can't remember the last time I got anything in the mail that I really wanted - other than Amazon's use of the USPS. Maybe Kramer was on to something when he wanted his mail canceled.
2025 Forester Limited, 2024 Subaru Legacy Sport
2018 430i Gran Coupe
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Everything else comes via email
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2017 Cadillac ATS Performance Premium 3.6
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2025 Forester Limited, 2024 Subaru Legacy Sport
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
https://www.nytimes.com/2019/11/13/nyregion/turkeys-toms-river.html
2017 Cadillac ATS Performance Premium 3.6
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
On a 5 minute drive to the market just now I witnessed bad driving the likes of which make me doubt that humanity will survive.
One guy took a left turn in one lane of two left turn lanes, drifted over to the other lane and the drifted back as if there was no other traffic around. He then gunned it and tailgated a car as we all pulled up to a red light. Where did he think he was going?
Then as the light turned green a RDX just pulled from the far left lane, cut me off and continued to the right turn lane without signaling. I gave him/her a perfunctory toot although I suspect this driver wouldn’t realize it was meant for him.
Then, as I was at the entrance to the market, the car in front of me did a right on red almost slamming another car that had the green light.
I’m getting afraid to go on the road with the number of reckless, clueless and aggressive drivers out there.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
Where's' the other hand? On her phone.
2014 Malibu 2LT, 2015 Cruze 2LT,
Recently one said to do your camping in the state parks instead of the left lane.
So,
I suggested save the tailgating for the stadium pregame parking instead of on the highway.
They asked for suggestions. I doubt I'll ever see mine on the sign. LOL
2014 Malibu 2LT, 2015 Cruze 2LT,
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I do have an interesting philosophy to live life by.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I don't want to go through all the red tape and inconvenience of getting my car repaired or replaced.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D