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Comments
If I switch to my wife's insurance, I have to meet the deductible all over again and that plus the premiums are pretty high.
The company is giving me enough health care money to cover COBRA for 3 months.
This is in addition to my severance and bonus.
I'll eligible for Medicare just before my treatment ends next year.
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I also get to stay with my same provider instead of having to switch.
I already met my deductible and out of pocket for this year. Have to start over if I switch plans.
It’s hard to decide since you won’t really know what’s covered better until you come down with something serious.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Now, either I have to sign up to get premiums quoted to me and/or get inundated with phone calls/texts of companies trying to get me to talk to one of their “agents”.
I should have just waited until December. I’m going to need some medical marijuana to just get through this process.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
COBRA if you can-- make sure last day of work maximizes coverage
medications: check online with those that advertise( GoodScript, etc) to find our price range of medications; this will let you plan expenses; alternatives include Canada or elsewhere, pending where you live and laws...
Costco in my experience is cheaper than online, etc .
many of the Brand names have discounts available online or from doctors office
good luck
I’m just whining about it.
The system is so broken, sad.
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Getting rid of that kind of character might be the best argument for legalization.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
With your health issues and the amount you spend on deductibles/co-insurance, plus the low cost of your prescriptions, it's probably best to stay on it.
You aren't committed to the full 18 months. You could always go on your wife's plan for 2021, during open enrollment, this fall. (assuming the cost/benefit analysis pushes you that direction).
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Beer: 80% of landed wholesale cost (cost of the product from the supplier plus freight, customs duties, and any other charges associated with getting the product into our warehouse)
Wine: 140%
Spirits: it had a fixed and variable component, but usually worked out as just over 200%.
I remember myself and another new hire in our logistics group looking at some invoices together one day and being stunned to see that a 750ml (a fifth in the US) bottle of rum cost us $4 from the supplier, and by the time our freight, fees, markups, bottle deposit and sales taxes were applied, the retail price was $25. Such is the price of free healthcare in Canada.
In the US that would have been purchased from a middleman distributor, who typically takes a large cut, so the retail price might not be all that much lower even with the lower tax rates, depending on the state.
I don't know what the numbers are here on weed other than that at the time of legalization the direction was to keep the govt cut low so as to discourage the black market. Hasn't seemed to do that though.
2017 Cadillac ATS Performance Premium 3.6
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
In Florida I would have paid about $45 for the same thing, maybe less because Sams and Costco have pretty good stuff for $5 a bottle.
But, that's OK, so called free health care is worth it....my best friend just had a quadruple by-pass, blockage 100%, 93% 80% and 72%..........no charge!
You can pay me now or you can pay me a lot more....later!
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
How long did it take Hyundai to achieve their current reputation?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Maybe then lecture him about the actual drugs instead of the pot license as KY has yet to move into the 21st century in that regard? Just sayin.
It'd be amusing to see how much of the "war" has been fought over soft drugs, and a cost-benefit analysis of such, especially now that the opioid crisis now rages in so many areas, once virtually unchecked in the name of other enforcement.
'24 Chevy Blazer EV 2LT
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
How long did your friend have to wait for his bypass?
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
* My friend was told it was amazing he was still alive...he plays tennis a few times a week. At first his doctor said he would have to wait until COVID subsided because beds were saved for that.....unless he showed symptoms. He said, I am going to the emergency department at a hospital and say I can't breathe. They booked him in and he had it done 5 days later. If it is absolutely necessary....you will looked after.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
2017 MB E400 , 2015 MB GLK350, 2014 MB C250
so maybe a slide the electrics under an Avalon or some such? At least your windows and seats will work indefinitely!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
wife and I took the week, and our daughter took off too and came to help. got quite a lot done in the end. washed a ton of windows (weird panel style with heavy glass storms, basically an early double pane set-up). redid most of the finished basement (painted the whole thing, and replaced the light fixtures). swapped out about 20 outlets. Put up 7 new 2" blinds (the brackets on those could hold up a porch swing). reversed the swing on the dryer door. Put on a bracket to stabilize a kitchen trim panel. cut the front bushes way back. assembled the lawn mower. Put together a new bedframe (first step, since it was our bed!) and re-assembled another one. Put up a new thermostat. Put down new area rugs. And I am sure some other things I am forgetting.
a very successful few days. Really spruced up the place and got a lot off his large to-do list, but after all that it was good to get home. Where I am staring at a day of pool maintenance, yard work, and car detailing!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I get Tesla. I like the cars. I like the concept of the mechanical simplicity of the fewer than 20 moving parts, I love the instant torque.
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
When I came back over the years, I was amazed at what they charged for alcohol. You've helped me put numbers on it. Thanks.
This is a small 3 bedroom house that sat empty for 3 years with no utilities so the copper pipes froze and broke as a result of that. This was not a surprise because when we looked at the house there was newly installed foam insulation on all the pipes in the basement. This house was owned by the bank and I told my Son that the insulation was a cover up for the broken water lines. Banks are sneaky that way but I figured that out because the insulation was new and stood out like a sore thumb given the age of the house. Sure enough when the water was turned on there had to be at least 7 or 8 leaks because of split water lines due to the freezing. Like I said, no surprise and the price paid reflected my supposition. We told that to the realtor and she said the bank probably won’t take your offer. So, I told her to have the bank have the water connected and if there were no leaks, we’d up our offer. She came back with an excuse from the bank that they didn’t want to put any money into having the water restored on a maybe offer. So our offer stood, the bank caved and we bought the house at our offer price and we had leaks. Since it’s a small ranch with only one bath and an open basement, running new water lines is not really that hard especially when using pex tubing. So, if you want to learn how to plumb a house your welcome to come over. As Son #1 is want to do, he’s decided to put lipstick on a pig and install a 12 valve manifold for water shut offs to damn near all tubing runs. This is a mid 50’s house that only had a water shut off valve on the street side of the meter. Didn’t even have a shut off valve on the house side of the meter and the house has survived all this time, yet my Son feels the house needs a 12 valve manifold. Go figure. Like I said, lipstick on a pig.
We’re there almost every night and weekends, so if you show up you’ll get the experience of a lifetime. Think of it like this, your Son will think the world of you when it’s time to help him again.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
son's place just had the kitchen redone, and that involved moving the sink and adding a DW, so in the basement there is a place that they tied the red and blue pex stuff into the existing copper and ran it to the new location. Ah, the beauty of an open ceiling on the unfinished side! He also has a ranch (3/2) with a full master batch, and about 1/3 of the huge basement was already finished.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
“Has it been smoked in?”
“Are there any dash warning lights on?”
“Have you driven it through a minefield?”
People have to remember to ask a seller the right questions!
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
https://www.stumptownblogger.com/2012/04/what-a-cool-video.html?cid=6a010536b86d36970c0163050cd62f970d
2017 MB E400 , 2015 MB GLK350, 2014 MB C250