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We have separate accounts, she volunteered to be the bookkeeper, paying all the bills (other than my CCs and car payment). She invoices me monthly, I drop to the floor, raising my fists to the sky and shout, "Why? Why?" and Venmo her my share.
Not an issue, I have a few more $ than she does and I plan to well spend it on us. And, of course, cars.
Dropped the naked BMW off this am, asked if the shop works on British cars. Nope (other than Land Rover), takes too long to get parts, not enough demand for them to hire/train a Brit specialty tech. And, with that, the Aston Martin DB11 takes one step back...
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
We keep separate checking and joint everything else.
I tend to agree with you. From the list of things you’ve been telling us you just bought, on top of the mansion, you probably don’t have enough time to pay them all off. So enjoy them now while you’re still on this side of the grass.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I can’t imagine separate accounts! We have friends that do it. They even have their vacation homes separate. She bought the investment property in FL with her parents and he owns the trailer and land in the mountains. Seems so weird to me!
The only thing my wife and I have separate is our 401K (each other’s beneficiaries) and her work stock option account.
We have our checking account, and she has her checking account.
2025 Forester Limited, 2024 Subaru Legacy Sport
And 2 of them won’t have rust.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
I never understood having separate accounts when you’re married.
Although like I’ve said before, we’ve had a 50/50 relationship. I made it and she spent it.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
But they charge far more for their service than other plans out there. That’s how they get ya. I’m much happier paying $25/mo for service and just buy my phone.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
I’m with Mint Mobile and pay for service yearly to get a discount. I just buy an unlocked phone and a couple of covers/cases that I like and take 0% financing on my Apple Card.
Checking account - well, I’m single, so I only have the one, in my name only. If I ever got married, I’m not sure how that part would work. Hate to be a killjoy, but I’d definitely have a prenup.
You were kids weren’t you? I turned 25 on our honeymoon. Mrs. j turned 25 one month later. As for money, like they say, “it’s only money”.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Yup. I get my phones from Backmarket.
Our provider is Visible. Not well known but they use Verizon’s network and have worked great for us for a few years now. $25/phone for unlimited everything.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
We are all joint too. Other than retirement stuff but we are Beneficiaries on that. Though more like my money since outside of the checking accounts not sure the wife can figure out how to get into the vanguard stuff. I told her where the folder is but my notation system seems to confuse her!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
As married those separate accounts become yours anyway if spouse passes. And you likely get half in a divorce!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Honestly, I can't imagine doing it any other way at this point.
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Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
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2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
Both divorced and, for me at least, winning the second time around (the late ex. was a wonderful woman. It just didn't work out so well for us).
So we came into the relationship with our own financial empires but have purchased a home together (JTWROS). She's the beneficiary, along with my kids, on all my accounts that have such an option. I've given her (and kids) a list of all my financial accounts, I await same from her!
So far, this works fine. Bills are paid and a good time is being had by all. Until I'm told otherwise, of course.
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
Today I received an email from the CMO who is an MD about the IV fluid shortage due to the Asheville NC IV fluid plant being damaged. He stated that we should consider “IM hydration”. Hmmm. No such thing. He meant to give IM vitamins and minerals to save IV fluids for use but clearly he has been out of practice too long to have a clue. I now call him MDINO - MD in name only
I just need to retire
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
I’ve been playing with the various settings and took a few really good shots. Got a pic of my mom and son that looked darn near professional.
All those pics above I took on a boat going 30 MPH. Phone is a 15 Pro Max
That’s the worst looking cruise ship I’ve ever seen. Next time spend less on the phone and more on the cruise.😚😚😚
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
I can’t imagine separate accounts! We have friends that do it. They even have their vacation homes separate. She bought the investment property in FL with her parents and he owns the trailer and land in the mountains. Seems so weird to me!
The only thing my wife and I have separate is our 401K (each other’s beneficiaries) and her work stock option account.
We have separate checking accounts and separate IRAs but keep a joint savings account.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Speaking of HVAC on a cold October morning the blower in the Sonata decided it didn't want to work anymore. It's an inexpensive easy fix but you really need to be a contortionist to get to the parts.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
I, at times, check the life expectancy of my stuff. I tend to take it as a challenge.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
My wife and I both have small separate accounts. Basically personal slush funds for walking around/beer money. However the vast majority of our income goes into joint accounts and we pay our dinners and such out of the joint accounts.
2011 Hyundai Sonata, 2014 BMW 428i convertible, 2015 Honda CTX700D
I am still proud of the eleven years we got out of the last battery on our Forester. Usually, as long as you're paying attention to the details, you'll know when "it's time" without it surprising you with a straight-on failure.
I encourage full-screen view to appreciate the details of the folds in that snow....
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And here I thought you’d feel right at home in a rusty old boat like that. I guess people do change as they get older.
jmonroe
'18 Legacy Limited with 3.6R (Mrs. j's)
2017 Cadillac ATS Performance Premium 3.6
I forgot my most recent reason to hate medicine.
Homeless guy with cardiomyopathy and coronary artery disease admitted for nephrectomy. He comes in the day before surgery for heart work up. Hospitalist sees patient and orders ekg. Urologist refuses to order Lexiscan and echo because he “doesn’t want them calling me with results and I don’t know what they mean”. Hmm that’s helpful.
I tell urologist that I am canceling case since I have no idea about the patient’s cardiac function etc. and he proceeds to tell me that the “patient will die without this surgery today”. I reply “you have had two weeks to get this done, I’m not willing to have this put on me”. Case canceled
What a waste of time and resources. He clearly had no interest in doing the case. He later admits that the case was “dumped on him”. Patient gets echo within an hour or so and transferred to Indianapolis.
I have a very good friend of mine who is a well respected doc - the stories he tells me of how dysfunctional the medical system is scares me a bit.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic / 2022 Icon I6L Golf Cart
Ordering a test is no big deal. Hospitalist should have ordered it but he wrote coronary artery disease and cardiomyopathy -continue Coreg. The cardiologist would interpret the test no matter who ordered it. The cardiologist would also recommend further testing if the result was abnormal. The urologist would only have to be able to read.
The urologist’s nurse knew he was supposed to order it but they weaseled out. He didn’t want to do the case.
I can order both tests. Unrestricted medical license in IN. There was no way to get it done before the 8 am booked start time.
A podiatrist’s privileges end at the knee…
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I have a very good friend of mine who is a well respected doc - the stories he tells me of how dysfunctional the medical system is scares me a bit.
You mean all those TV shows where the doctors and nurses run around like social workers getting involved in patient’s personal lives isn’t an accurate representation of the medical profession? Who would have known?😫
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Getting the battery out of the engine bay seems to increase longevity. The battery in several Chryslers was located in the front fender and one lasted 9 years. It was still good when the car was junked.
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
Mine: 1995 318ti Club Sport-2020 C43-1996 Speed Triple Challenge Cup Replica
Wife's: 2021 Sahara 4xe
Son's: 2018 330i xDrive
In the maverick hybrid it is next the rear seat. More of a pain to access though. Also woefully undersized for the job. They tend to die early based on forums reading.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
So, having T-Mobile, I went their store to upgrade.
As luck would have it, got back home, hit the garage door button on my mirror. I hear a loud "POP" and then nothing but a "whirrrrrr". Yep, busted garage door springs. The "whirring" was the motor of the garage door opener running as coincidentally, the belt broke on it at the same time.
$600 later, I have new springs, and a new belt.
Oh yeah....a new iPhone, too. Expensive trip all the way around.
The right front TPMS unit had actually broken off and was rolling around in the wheel, I was told. SA showed me the rather beaten-up unit. Said the other three were in not much better shape. Wonder why, car is 4+ years old, ~24k miles and from all appearances, well kept by owner current and past. Are these units that fragile?
Nice day, temp in the upper 50's with sun. So, I went topless for part of the trip home (once off the highway, quite windy, too). Off to the Cape Cod Symphony tomorrow for a Motown concert. There will be five of us, so taking the giant gas guzzling SUV X3. I shall resume topless motoring Sunday after what will likely be the most exciting, well played and schemed football game of the year, Pats vs. Jags. In London, England England.
'21 Dark Blue/Black Audi A7 PHEV (mine); '22 White/Beige BMW X3 (hers); '20 Estoril Blue/Oyster BMW M240xi 'Vert (Ours, read: hers in 'vert weather; mine during Nor'easters...)
When the waiter came over the guy said give the other couple their bill and give me one, and my wife one.
His wife was going to pay by credit card, but she said she forgot to bring her credit card with. Would her husband pay and she would pay him back later?
He said, he would do that, but asked her to sign her bill that she owed him that amount...and he kept the signed bill and put it in his wallet.
My friend said he won't be going out with that couple ever again.
2017 MB E400 , 2015 MB GLK350, 2014 MB C250