2025 Subaru Ascent Lease Deals, Incentives, Rebates, and Prices

kyfdx · February 2025

Zer0xray said:

Michaell said:

Zer0xray said:

kyfdx said:

Zer0xray said:
hi can i get info for a onyx or limited (7 and 8 please) in zip code 07045
36/10k and 36/7.5K

TIA
36/10
LTD8: .00087 MF and 61% residual
LTD7: .00104 MF and 62% residual
Onyx: .00117 MF and 63% residual
Can I also get the info for a Touring? apparently limited's are very hard to come by
.00087 MF and 60% residual
thanks we were actually offered a financing deal of 47,895 for a onyx touring at one dealer and 47,949 for a Touring at another. I think the Touring should be around 45k but not sure if they'll budge

See the Price Checker link below for Edmunds research

texasmax · February 2025

Hello! Could I please have MF and RV for a 2025 Touring 7-Passenger please! This is 75230 Dallas, TX. Thank you!

texasmax · February 2025

Apologies, this is for a 36 month/ 15k mile. And would love to see what it is on a Limited 7 as well. Thanks!

Michaell · February 2025

texasmax said:
Hello! Could I please have MF and RV for a 2025 Touring 7-Passenger please! This is 75230 Dallas, TX. Thank you!

texasmax said:
Apologies, this is for a 36 month/ 15k mile. And would love to see what it is on a Limited 7 as well. Thanks!

LTD - .00104 and 59%
Tour - .00087 and 57%

CPCars · February 2025

Hello. Please advise MF and RV for 2025 Limited 7 Passenger, ZIP 94526. Thank you.

Michaell · February 2025

CPCars said:
Hello. Please advise MF and RV for 2025 Limited 7 Passenger, ZIP 94526. Thank you.

36/15
.00104 MF and 59% RV

texasmax · February 2025

@Michaell said:
LTD - .00104 and 59%
Tour - .00087 and 57%

Thank you!

Callifornia · February 2025

Hello Could I get info please for

2025 Ascent Touring 7-Passenger, 36/10k 55419
2025 Ascent Onyx Touring 7-Passenger, 36/10k 55419

Michaell · February 2025

Callifornia said:
Hello Could I get info please for

2025 Ascent Touring 7-Passenger, 36/10k 55419
2025 Ascent Onyx Touring 7-Passenger, 36/10k 55419

.00087 and 60%
.00100 and 60%

dms123 · February 2025

Hello, could I please have the MF and RV for:

2024 Ascent Touring 7-Passenger, 36/12k
zip code 87112

Local dealer has inventory of a 2024 model, but not any 2025 models in stock

Thanks in advance!

kyfdx · February 2025

dms123 said:
Hello, could I please have the MF and RV for:

2024 Ascent Touring 7-Passenger, 36/12k

zip code 87112

Local dealer has inventory of a 2024 model, but not any 2025 models in stock

Thanks in advance!

No longer any lease info for the 2024 model

thammer · February 2025

Could I please get the MF and RV for an Ascent Onyx edition for 15k miles & 36 months for zip 55906?

Thanks!!

Michaell · February 2025

thammer said:
Could I please get the MF and RV for an Ascent Onyx edition for 15k miles & 36 months for zip 55906?

Thanks!!

.00117 MF and 60% RV

thammer · February 2025

Could I please get the MF and RV for an Ascent Limited 7 seater for 15k miles & 36 months for zip 55420?

Thanks!!

Michaell · February 2025

thammer said:
Could I please get the MF and RV for an Ascent Limited 7 seater for 15k miles & 36 months for zip 55420?

Thanks!!

.00104 MF and 59% RV

mattpolo13 · February 2025

Good afternoon! Could I please have the MF and RV for an 2025 Ascent Premium 7 seater 15K/36m in the 08755 zip? Thanks as always.

kyfdx · February 2025

mattpolo13 said:
Good afternoon! Could I please have the MF and RV for an 2025 Ascent Premium 7 seater 15K/36m in the 08755 zip? Thanks as always.

.00143 MF and 62% residual

jaimevoco · February 2025

Hello .. Please can I get the MF and RV for a 2025 Subaru Ascent Premium(7 passengers) and Onyx for 36/10k , as well as incentives for zip code 93311? Tier 1 credit...Thank you!!!

Michaell · February 2025

jaimevoco said:
Hello .. Please can I get the MF and RV for a 2025 Subaru Ascent Premium(7 passengers) and Onyx for 36/10k , as well as incentives for zip code 93311? Tier 1 credit...Thank you!!!

Prem - .00143 and 65%
Onyx - .00117 and 63%
No lease incentives

jpqst · February 2025

MF and residual for Limited 8 passenger in 30739 36 months / 12k miles please. Any incentives?

kyfdx · February 2025

jpqst said:
MF and residual for Limited 8 passenger in 30739 36 months / 12k miles please. Any incentives?

.00087 MF and 60% residual
No lease incentives

ajsafsten · March 2025

Hello! Could I get the MF and residual for a 2025 Ascent Touring 7 Passenger 36 months 10k miles/year in 85286
We were offered $640/ month for us to put $5,000 down, 36 months, adj residual $31,039.80
The MF they offered is .00185
Any opinion/ advice would be appreciated as this is our first time doing this!

Thanks!

Michaell · March 2025

ajsafsten said:
Hello! Could I get the MF and residual for a 2025 Ascent Touring 7 Passenger 36 months 10k miles/year in 85286

We were offered $640/ month for us to put $5,000 down, 36 months, adj residual $31,039.80

The MF they offered is .00185

Any opinion/ advice would be appreciated as this is our first time doing this!

Thanks!

.00115 MF and 60% RV

Dealer is using either a lower credit tier or a marked up MF for your quote (or, possibly, both).

We don't recommend large down payments for a lease - if the car is stolen or totaled, that money is gone.

What is the MSRP, selling price, and adjusted cap cost?

ajsafsten · March 2025

So the MSRP is $51,733
Selling price is $48,733
I’m sorry I don’t know what adjusted cap cost is but the gross cap cost is $49,331.75
We have great credit scores.
I brought the doc home so I could figure out if this is a good deal or not before signing haha I’ve attached that here

Michaell · March 2025

ajsafsten said:
So the MSRP is $51,733

Selling price is $48,733

I’m sorry I don’t know what adjusted cap cost is but the gross cap cost is $49,331.75

We have great credit scores.

I brought the doc home so I could figure out if this is a good deal or not before signing haha I’ve attached that here

That payment is correct.

Using the base MF of .00115 would bring the pre-tax payment down around $55-60/mo.

Have you shopped around to see if you can get a dealer to give you the base MF?

ajsafsten · March 2025

I’m planning on calling some other places! If I could find base MF and put 0 down instead of $5,000 would the monthly payment be able to be around that $600 number? Not sure how to do the math here haha

Michaell · March 2025

ajsafsten said:
I’m planning on calling some other places! If I could find base MF and put 0 down instead of $5,000 would the monthly payment be able to be around that $600 number? Not sure how to do the math here haha

Use this link to understand the math behind a lease payment

In general, every $1000 down lowers the payment roughly $30/month.

sclub7 · March 2025

Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
Zip 01701
Tier 1 credit.
Thank you

Michaell · March 2025

sclub7 said:
Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
Zip 01701
Tier 1 credit.
Thank you

36/12
LTD - .00134 MF and 61% residual
Onyx - .00128 MF and 59% residual
No lease incentives

sclub7 · March 2025

Michaell said:

sclub7 said:
Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
Zip 01701
Tier 1 credit.
Thank you

36/12
LTD - .00134 MF and 61% residual
Onyx - .00128 MF and 59% residual
No lease incentives

Are these figures the same for a 10K lease? Thank you!

Michaell · March 2025

sclub7 said:

Michaell said:

sclub7 said:
Looking for the MF, Residual % for the 2025 Ascent ltd 7 pass, 10K/yr & 12 K/ year 36 mo leases & same for the 2025 Onyx Ed. Touring
Zip 01701
Tier 1 credit.
Thank you

36/12
LTD - .00134 MF and 61% residual
Onyx - .00128 MF and 59% residual
No lease incentives
Are these figures the same for a 10K lease? Thank you!

Add 1% to the residual for 10K

NotARhino · March 2025

Looking for MF and residual
Ascent Onyx
36/15k
zip 10523

kyfdx · March 2025

NotARhino said:
Looking for MF and residual
Ascent Onyx
36/15k
zip 10523

.00137 MF and 60% residual

DYse · March 2025

Hi, may I pls have MF, Residual and Incentives for Onyx and Limited (7 and 8 please) in zip code 91362. 36/12K
Can you provide average cap cost? Thought I’d try. thank you!

Michaell · March 2025

DYse said:
Hi, may I pls have MF, Residual and Incentives for Onyx and Limited (7 and 8 please) in zip code 91362. 36/12K

Can you provide average cap cost? Thought I’d try. thank you!

Onyx - .00137 MF and 62% residual
LTD 8 - .00116 MF and 60% residual
LTD 7 - .00134 MF and 61% residual
No lease incentives

NotARhino · March 2025

Looking for MF, residual incentives on Onyx Edition 7‑Passenger (not the touring)
36/15k
for zip codes 10523, 10580, 10704, 11101, 06902

Michaell · March 2025

NotARhino said:
Looking for MF, residual incentives on Onyx Edition 7‑Passenger (not the touring)
36/15k
for zip codes 10523, 10580, 10704, 11101, 06902

.00137 MF and 60% residual
No lease incentives

e12065g · March 2025

May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
TIA

kyfdx · March 2025

e12065g said:
May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
TIA

Limited: 7 or 8 passengers?

e12065g · March 2025

sorry, 7 passanger

kyfdx · March 2025

e12065g said:
May I get the MF and RV for the 2025 Subaru Accent Limited & touring, 3yr, 15K, in 15632?
TIA

e12065g said:
sorry, 7 passanger

LTD: .00134 MF and 59% residual
Tour: .00115 MF and 57% residual

sclub7 · March 2025

Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)

2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

Thanks for any input on this!

Michaell · March 2025

sclub7 said:
Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)

2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

Thanks for any input on this!

I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

Ask for the ACC, and make sure you understand how they arrived at that number.

Have you used Carmax or Carvana to value your trade?

sclub7 · March 2025

Michaell said:

sclub7 said:
Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)

2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

Thanks for any input on this!
I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

Ask for the ACC, and make sure you understand how they arrived at that number.

Have you used Carmax or Carvana to value your trade?

Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.

Michaell · March 2025

sclub7 said:

Michaell said:

sclub7 said:
Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)

2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

Thanks for any input on this!
I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

Ask for the ACC, and make sure you understand how they arrived at that number.

Have you used Carmax or Carvana to value your trade?
Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.

Then the ACC should include the fees and accessories.

Have them send you a screen shot of their internal lease worksheet; that should include all the numbers we need to figure this out.

What number are you using as the ACC to get $582/mo? I'm not getting anywhere near that using their prices.

sclub7 · March 2025

Michaell said:

sclub7 said:

Michaell said:

sclub7 said:
Hi! This is for a 2025 Ltd 7 pass 10K lease assuming 62% residual and .00134 MF. I calculate the payment should be around $582, as the fees and hitch are not residualized. The dealer confirmed they are using the base MF of .00134 and the 62% residual is set. Do these numbers appear accurate and is there something may be I am missing? Acknowledging the difference is only about $32 per month, the dealer said they were giving the trade value equal to our residual. I am assuming taxes and fees per month in my calculation of about $90 per month which seems high, but based on zip in the Edmunds calculator (6.25%)

2) Also, is it usual for a dealer to try to get a customer to accept less than residual on a trade? It felt a little off to me but they ultimately conceded. Subaru financial/chase said if they want to buy it, they have to buy it for residual value they state which could be slightly different than ours but only by $100 or so. Obviously the dealer doesn't have to accept the trade, but negotiating to value with me when I could just return it and lease a new one, but maybe face a lease-end bill.

Thanks for any input on this!
I suspect the "Balance" on the right is not the same as the Adjusted Cap Cost used in the lease payment calculation. For one, I don't see the lease acquisition fee listed anywhere.

Ask for the ACC, and make sure you understand how they arrived at that number.

Have you used Carmax or Carvana to value your trade?
Hi! The non-tax fee is the acquisition fee plus registration/plate fee. I can't recall using Carvana but KBB has fair trade, the likely amount, about $1000 over what is owed at the old lease end. But, I do see used cars there are sitting and listed for not much more than the residual. They won't make a ton on the resale. They say they are using the $43941 (ACC) as the basis for calculating the lease payment, and then the fees+tow hitch are basically divided up over the payments. If that is the case, I can't seem to get my numbers to match theirs.
Then the ACC should include the fees and accessories.

Have them send you a screen shot of their internal lease worksheet; that should include all the numbers we need to figure this out.

What number are you using as the ACC to get $582/mo? I'm not getting anywhere near that using their prices.

Thank you! I asked for the internal sheet and I can post that once they share. I get 582/month by using the 43941 as the ACC. If I use the $45866 to calculate the payment, I get $579. And if I use the $44641 and then add the fees in their separate lines, I get the same $582. Something is off and it is likely on my end. With these numbers, what payment do you get if they are in fact using the base MF and 62% residual?

I modified the Edmunds calculator to not be double counting the registration and other fees, not that $135 would make a difference, and it goes even lower.

https://edmu.io/7LQs
That is a link to the sheet I am using.

Michaell · March 2025

Here is a screen shot from my spreadsheet:

lauragertz · March 2025

Hello, can I please have the MF and residual for a limited 8, 36 months/10000, zip 53151?

Michaell · March 2025

lauragertz said:
Hello, can I please have the MF and residual for a limited 8, 36 months/10000, zip 53151?

.00116 MF and 61% residual

lauragertz · March 2025

@Michaell said:
.00116 MF and 61% residual

Thank you very much!

2025 Subaru Ascent Lease Deals, Incentives, Rebates, and Prices

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