Here are the details being offered. The adds are door guard and two other protections I don’t want and asked to have taken off
MSRP: $63,825
• Selling Price: $57,557.50
• Residual (57%): $36,380.25
• Money Factor: 0.00226
• Lease Term: 36 months
• Fees Rolled In (Total = $6,210.70):
• Adds: $1,697.00 ← this is what you need to ask about
• State Fees: $718.70
• Acquisition Fee: $1,095
• Tax Estimate: $2,700
They add $6,210.70 in total to the selling price → adjusted cap cost = $63,768.20
They calculate:
• Depreciation base: $21,177.25 → $588.26/month
• Rent Charge: $226.34/month
• Add-on cost (fees/taxes): $172.52/month
• Total: $987.12/month
The money factor is marked up the maximum allowed. The acquisition fee is marked up by $300 (every Mercedes dealer does this). The $1697 is probably insurance products you don't need.
DUE AT SIGNING CASH DUE AT SIGNING, EXCLUDING REFUNDABLE MULTIPLE SECURITY DEPOSITS AND SERVICE FEES.: $2,364 ➣ Breakdown 1st Month Payment: $863 Upfront Fees: $1,480 Upfront Taxes: $21
TOTAL COST TOTAL COST ACCOUNTING FOR DISPOSITION AND SERVICE FEES, TRADE-IN EQUITY, VEHICLE EQUITY, AND POST-SALES REBATES.: $33,162 ➣ Breakdown Depreciation: $21,172 Rent Charge: $6,942 Taxes : $2,973 Non-Capitalized Cost Costs.: $2,075
DUE AT SIGNING CASH DUE AT SIGNING, EXCLUDING REFUNDABLE MULTIPLE SECURITY DEPOSITS AND SERVICE FEES.: $2,364 ➣ Breakdown 1st Month Payment: $863 Upfront Fees: $1,480 Upfront Taxes: $21
TOTAL COST TOTAL COST ACCOUNTING FOR DISPOSITION AND SERVICE FEES, TRADE-IN EQUITY, VEHICLE EQUITY, AND POST-SALES REBATES.: $33,162 ➣ Breakdown Depreciation: $21,172 Rent Charge: $6,942 Taxes : $2,973 Non-Capitalized Cost Costs.: $2,075
DUE AT SIGNING CASH DUE AT SIGNING, EXCLUDING REFUNDABLE MULTIPLE SECURITY DEPOSITS AND SERVICE FEES.: $2,364 ➣ Breakdown 1st Month Payment: $863 Upfront Fees: $1,480 Upfront Taxes: $21
TOTAL COST TOTAL COST ACCOUNTING FOR DISPOSITION AND SERVICE FEES, TRADE-IN EQUITY, VEHICLE EQUITY, AND POST-SALES REBATES.: $33,162 ➣ Breakdown Depreciation: $21,172 Rent Charge: $6,942 Taxes : $2,973 Non-Capitalized Cost Costs.: $2,075
DUE AT SIGNING CASH DUE AT SIGNING, EXCLUDING REFUNDABLE MULTIPLE SECURITY DEPOSITS AND SERVICE FEES.: $2,364 ➣ Breakdown 1st Month Payment: $863 Upfront Fees: $1,480 Upfront Taxes: $21
TOTAL COST TOTAL COST ACCOUNTING FOR DISPOSITION AND SERVICE FEES, TRADE-IN EQUITY, VEHICLE EQUITY, AND POST-SALES REBATES.: $33,162 ➣ Breakdown Depreciation: $21,172 Rent Charge: $6,942 Taxes : $2,973 Non-Capitalized Cost Costs.: $2,075
RWD or AWD?
AWD 4MATIC
.00186 MF and 57% RV No lease incentives
Small markup to the MF, and the usual max on the acquisition fee (base is $795).
I can't align with the dealer numbers. If I use the selling price, I get $748/mo plus tax.
Ask them for the adjusted cap cost for the quote, and how they arrived at that number from the selling price.
The marked up MF is adding about $25/mo to the payment.
Thanks for your help, leasing is confusing, attached I have laid out the deal as they have it structured. When I ask others, they say they have it calculated incorrected. That I shouldnt in Illinois have my taxes as part of the cap costs.
Thanks for your help, leasing is confusing, attached I have laid out the deal as they have it structured. When I ask others, they say they have it calculated incorrected. That I shouldnt in Illinois have my taxes as part of the cap costs.
Taxes are absolutely part of the CAP cost in Illinois, unless you are paying them upfront.
To be clear, the state collects the tax upfront, but when you roll them in, you are essentially borrowing the tax amount from the leasing bank.
You should add all costs that you aren't paying upfront to the CAP cost, before calculating payments (or sales tax). I'm not positive, but I think you pay sales tax in Illinois on the total lease cost, not just depreciation (so, your tax number might be higher than your calculation)
I am being charged a Dealer Acquisition Fee & Delivery/Desitiation Charge - should that be ?
The destination charge is part of the MSRP, and should be factored into your residual calculation. The number you apply the residual percentage to is the total MSRP, including all options and destination charge
Every lease has an acquisition fee. Mercedes is $795, but almost every dealer marks it up to $1095.
Hi, can you tell me what the "standard" money factor is for top credit in the 95032 zip code for those lease durations? Also, is there a standard bank fee?
Hi, can you tell me what the "standard" money factor is for top credit in the 95032 zip code for those lease durations? Also, is there a standard bank fee?
What are the residuals for 7500k miles?
Thank you, I'm about to negotiate!
Tier A1 = .00295 MF Tier T1 = .00330 MF
Standard acquisition fee is $795. Virtually every MB dealer marks it up to $1095.
Hey! Can I get MF/RV for 2025 GLC 300 for 36/10K and 24/10K for zip code 32461! Can you also verify sales tax in Florida is paid on monthly lease payment and not upfront? Thank you!
Hey! Can I get MF/RV for 2025 GLC 300 for 36/10K and 24/10K for zip code 32461! Can you also verify sales tax in Florida is paid on monthly lease payment and not upfront? Thank you!
RWD or AWD?
The monthly payment is taxed in Florida. Any CAP reductions are taxed upfront.
RWD -- So the discount is taxed up front? Sorry to be ignorant -- I am working on a deal and running my numbers through edmonds lease calculator does not match up to their numbers
RWD -- So the discount is taxed up front? Sorry to be ignorant -- I am working on a deal and running my numbers through edmonds lease calculator does not match up to their numbers
No, discounts aren't taxed. CAP reductions are taxed.
Hello! Looking at the glc 350e typical money factor for excellent credit (if standard, what does this look like) and rv for 3 year 12k in Orlando 32819.
Hello! Looking at the glc 350e typical money factor for excellent credit (if standard, what does this look like) and rv for 3 year 12k in Orlando 32819.
Comments
The rest of the numbers appear typical
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Can I have the MF, Residual Value, and lease incentives for 2025 GLC AMG 43 (SUV body style, not coupe)? I'm looking for 36/12 and zip 63017
Thanks!
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
GLC 350e, RV/MF 24/10 92683 please.
$7500 lease cash
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Thank you very much!
Dealer at 98005, WA
- MSRP: $60,840
- Selling Price: $54,756 (10% off MSRP)
- Residual (57%):
- Money Factor: 0.00213
- Lease Term: 36 months
- Acquisition Fee: $1,095
- Mile: 10K/year
MONTHLY PAYMENT: $863➣ Breakdown
Depreciation: $588
Rent Charge: $193
Monthly Taxes: $82
DUE AT SIGNING CASH DUE AT SIGNING, EXCLUDING REFUNDABLE MULTIPLE SECURITY DEPOSITS AND SERVICE FEES.: $2,364
➣ Breakdown
1st Month Payment: $863
Upfront Fees: $1,480
Upfront Taxes: $21
TOTAL COST TOTAL COST ACCOUNTING FOR DISPOSITION AND SERVICE FEES, TRADE-IN EQUITY, VEHICLE EQUITY, AND POST-SALES REBATES.: $33,162
➣ Breakdown
Depreciation: $21,172
Rent Charge: $6,942
Taxes : $2,973
Non-Capitalized Cost Costs.: $2,075
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello,
Looking for MF, RV and any incentives for GLC 300 4matic in 75082 36mo, 10k miles.
Thank you,
No lease incentives
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Please assist with lease info on GLC 350e 4MATIC AWD in 98005/98109. MF, RV, and lease incentives on 24mo/36mo, 10k miles. Thank you.
66% and 56% RV
$7500 lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No lease incentives
Small markup to the MF, and the usual max on the acquisition fee (base is $795).
I can't align with the dealer numbers. If I use the selling price, I get $748/mo plus tax.
Ask them for the adjusted cap cost for the quote, and how they arrived at that number from the selling price.
The marked up MF is adding about $25/mo to the payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I have the lease info regarding the MF and RV and lease incentives on the GLC 300 4Matic AWD in 63017? Thank you.
.00186 MF and 57% RV
No lease incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Tier T1 = .00330
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I get the MF, RV, and incentives for: 2025 GLC 300 4MATIC Pinnacle and Exclusive trim levels in 63017 (Chesterfield) - 36/12
One car is 68k msrp, other is 63k. Trying to figure out what a good per month cost is. Thanks!
No lease incentives
Your payment will be dependent on the discount you can get, and whether or not your dealer tries to mark up the MF.
In general, starting with a lower MSRP will give you a lower payment.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can anyone tell me how this should be calculated - top or bottom
When the money factor is calculated, it is halved, to account for the lack of dividing by 2 on the other side of the equation
I'm sure you've heard of multiplying the money factor by 2400 to get the equivalent APR? That's why it's 2400 and not 1200.
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To be clear, the state collects the tax upfront, but when you roll them in, you are essentially borrowing the tax amount from the leasing bank.
You should add all costs that you aren't paying upfront to the CAP cost, before calculating payments (or sales tax). I'm not positive, but I think you pay sales tax in Illinois on the total lease cost, not just depreciation (so, your tax number might be higher than your calculation)
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Every lease has an acquisition fee. Mercedes is $795, but almost every dealer marks it up to $1095.
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May I have the MF and residual for the GLC350e for the 95032 zip code for:
24, 36, and 48 months at 10k/year?
If I can also have the rates for 7500 miles/year that would be very helpful.
Is there a lease credit, and if so, can I stack the "reignite" incentive on top of it?
Thank you!!
Standard MF
66%, 56%, 48% RV
$7500 EV lease credit
No info on "Reignite" incentive.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
What are the residuals for 7500k miles?
Thank you, I'm about to negotiate!
Tier T1 = .00330 MF
Standard acquisition fee is $795. Virtually every MB dealer marks it up to $1095.
Add 1% for 7.5K/yr
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thank you
GLC 300
.00186 MF and 56% residual
No lease incentives
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67% and 57% RV
$7500 EV lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can you also verify sales tax in Florida is paid on monthly lease payment and not upfront?
Thank you!
The monthly payment is taxed in Florida. Any CAP reductions are taxed upfront.
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So the discount is taxed up front? Sorry to be ignorant -- I am working on a deal and running my numbers through edmonds lease calculator does not match up to their numbers
.00191 MF
65%/57% residual for 24/36 months
No lease incentives
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56% and 48% RV
$7500 EV lease credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$7500 lease cash
Tier A1 = .00295 MF
Tier T1 = .00330 MF
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$7500 EV lease credit
We don't have the standard rate from MB for June, yet.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hi! Looking to lease a GLC300 rwd this weekend. AMG Line with Exclusive Trim. Can you please provide the MF and RV ? Thank you!! Zip code 92660
.00218 MF and 54% RV
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you!!
Seeking MF, RV, Incentives for 4matic 2025 GLC and GLCe for 7,500mi for 24, 36, and 39 (if available) months. Zip is 02110